Summit Credit Union Sun Toledo OH | Quick Personal Loans & Auto Financing

Introduction

Welcome to Sun, your trusted financial partner located at 4760 Monroe St, Toledo, OH 43623. Since our establishment in 1951, we have proudly served our community with a strong commitment to providing personalized banking solutions and fostering financial well-being. With over 34,000 members and total assets reaching an impressive $657,262,013, we strive to create a supportive environment where every member feels valued. At Sun, we understand the importance of community and aim to make a positive impact through our various services, including personal banking, auto loans, mortgage financing, and business banking. Our dedicated team of 141 employees, led by CEO Brian Kelbley and Board President Christy Gordon, is here to ensure that your financial needs are met with care and expertise. Whether you're looking to open a new account or seeking advice on loans, our friendly staff is ready to assist you. You can reach us at 419-474-6530 for any inquiries or visit our website at sunfederalcu.org for more information about our services. While members can visit us at our branch location, official correspondence should be sent to the same address: 4760 Monroe St, Toledo, OH 43623-4348. We invite you to experience firsthand the exceptional service that has made us a cornerstone of the Toledo community. Join us today and take advantage of the benefits we offer as part of the Sun family!

Branch History & Mission

Join Us

While you can visit us at 4760 Monroe St, official correspondence should be directed to 4760 Monroe St, Toledo, OH 43623-4348 if different from this address. Our operating hours are Monday through Friday from 8:00 AM to 5:30 PM, ensuring we're here when you need us most. As we look ahead, we invite you to become part of our family at Sun. Experience firsthand how we can help you achieve your financial goals while being part of something greater a community-focused credit union dedicated to making a difference. For more information or to join us today, please call us at 419-474-6530 or visit our website. Together, let's build a brighter future!

Mission Statement

Our mission at Sun is clear: to enhance the lives of our members through superior financial services while making meaningful contributions to the community. We believe in not just meeting financial needs but also supporting local initiatives that make Toledo a better place for everyone. By partnering with local organizations and participating in community outreach programs, we aim to give back and strengthen the bonds within our neighborhoods.

Our Evolution

From our inception, Sun has always prioritized the needs of our members. We opened our doors with a simple mission: to provide accessible and affordable financial services while fostering a sense of community. As we evolved, we introduced various products such as auto loans, mortgages, and personal loans designed to empower individuals on their financial journeys. Our commitment to innovation remains strong. Today, members can enjoy services like online banking and mobile payments alongside traditional banking methods. We also ensure that our facilities are ADA compliant so everyone can access our services comfortably. With ATM availability and a convenient drive-thru service, we strive to meet the diverse needs of our members.

Branch Location & Accessibility

A Range of Services Just for You

At Sun Federal Credit Union's West Toledo Branch, we offer a variety of financial services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. If you're looking for business solutions or simply want to learn more about our credit card rewards program, our friendly team is ready to assist you. We also participate in shared service transactions for members of partner credit unions, making it even easier for everyone to access their funds when needed.

Come Visit Us!

Whether you're already a member or considering joining our community-focused credit union, we invite you to visit us at the West Toledo Branch. Our team is eager to help you with all your financial needs! Give us a call at 419-474-6530 if you have any questions or need assistance before your visit. We look forward to seeing you soon!

Convenient Access and Amenities

At our West Toledo location, accessibility is a top priority. We have ample parking available right outside our doors, so you won't have to worry about finding a spot. Our facility is designed with everyone in mind, featuring ADA-compliant ramps for easy access. If you're in a hurry or prefer not to come inside, our drive-thru banking service allows you to handle deposits and withdrawals with ease. Plus, we offer ATM services for quick cash withdrawals and balance checks whenever you need them.

Friendly Service Hours

We're here for you during the week! Our lobby hours are Monday through Friday from 8:00 AM to 5:30 PM, with Wednesday opening slightly later at 9:00 AM. We strive to accommodate your schedule because we know how busy life can get.

Member Eligibility

At Sun, we believe that becoming a member is like joining a welcoming family dedicated to your financial well-being. If you live, work, or worship in the Toledo area, you're likely eligible to join us! We love serving our community and are excited to offer you access to a range of financial services designed just for you. For more detailed eligibility criteria, feel free to visit our website at https://www.sunfederalcu.org/membership/discounts. Opening an account with us is straightforward and hassle-free. Simply stop by our branch located at 4760 Monroe St Toledo Oh 43623 or give us a call at (419) 474-6530. We're here to help you every step of the way! You can also check out the account opening details online at https://www.sunfederalcu.org/loans-credit/apply. Join us today, and discover how being a member of Sun can lead you toward smarter financial choices and a brighter future.

Business Banking & Commercial Services

Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $123 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $103 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $21,191,480, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to simplify payment processing for your business. Imagine having the ability to accept payments seamlessly whether online or in-person allowing you to focus on what you do best: running your business. From credit card processing to mobile payment solutions, our services help ensure your cash flow remains steady. Visit us at 4760 Monroe St Toledo Oh 43623 in Toledo, OH or call us at (419) 474-6530 to learn more about how our business banking and commercial services can fuel your success!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? We have ATM services available for easy cash withdrawals and balance checks. With locations nearby and convenient access through shared branches, managing your finances has never been simpler.

Auto Loans & Vehicle Financing

If you're thinking about purchasing a new vehicle, our auto loans and vehicle financing options can help get you on the road faster. We understand that buying a car is a significant investment, which is why we offer flexible terms and competitive rates tailored to fit your budget. Our experienced staff will guide you through the process so you can drive away with confidence.

Business Banking

For entrepreneurs and small business owners, we offer robust business banking services including merchant services and business loans. We understand that running a business comes with its own set of challenges, so our team is ready to provide tailored solutions that help fuel your growth.

Credit Cards with Rewards

Who doesn't love rewards? Our credit cards come packed with benefits that allow you to earn points or cash back on purchases you already make. This means every time you swipe your card, you're getting closer to exciting rewards like travel discounts or cashback on groceries!

Drive-Thru & Shared Branch Transactions

If you prefer face-to-face interactions without leaving your car, take advantage of our drive-thru banking services for quick deposits, withdrawals, and simple transactions. Plus, as a member of Sun, you'll have access to shared branch transactions for deposits and withdrawals through partner credit unions. We invite you to explore all these services at Sun in Toledo. For any questions or assistance, feel free to reach out at (419) 474-6530 or visit us online at https://www.sunfederalcu.org/. Join us today as we work together towards achieving your financial goals!

Mortgage Loans & Refinancing

Homeownership is one of life's major milestones, and at Sun, we make it easier with our mortgage loans and refinancing options. Whether you are buying your first home or looking to lower your monthly payments through refinancing, we provide personalized service every step of the way. Picture yourself in the home of your dreams with an affordable mortgage plan that works for you.

Online & Mobile Banking

In today's fast-paced world, convenience matters more than ever. That's why at West Toledo Branch, we provide comprehensive online and mobile banking services that let you manage your accounts anytime, anywhere. From transferring funds to paying bills or checking balances on-the-go, our digital tools are designed with ease of use in mind.

Personal Banking

Our personal banking services cater to individuals seeking reliable ways to manage their money. We offer checking and savings accounts designed for everyday use, making it easy for you to access your funds whenever you need them. Imagine having a checking account that not only suits your lifestyle but also offers competitive interest rates on your savings this is what we aim for at West Toledo Branch.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and that's where our personal loans come into play. If you're dealing with multiple debts, our debt consolidation loans can simplify your financial life by combining them into one manageable payment. Our goal is to help relieve some of the stress from financial obligations while providing clear solutions.

Digital & Online Banking

At Sun, we understand that convenience and security are essential for your banking experience. That's why we've designed our digital and online banking services to be both user-friendly and safe, allowing you to manage your finances anytime, anywhere. With our online banking platform, you can access your accounts 24/7. This means you can check balances, transfer funds, and pay bills at your own pace. Our mobile application enhances this experience by bringing all these features right to your fingertips. Whether you're at home or on the go, you can stay connected to your finances. One of the standout features of our digital banking is the ability to send money easily with person-to-person transfers. This makes it simple to split a bill with friends or send a little extra cash to family members without the hassle of writing checks or using cash. Plus, if you're someone who prefers going paperless, our e-statements are available too, so you can keep track of your transactions while being environmentally friendly. Security is always a priority at Sun. We offer electronic signature authorization for added protection when you're completing transactions online. You can feel confident knowing that your sensitive information is well-guarded as you bank digitally. And let's not forget about mobile payments! With this feature, you can make purchases using just your smartphone no wallet required. It's just another way we strive to make your banking experience more convenient. In short, whether it's through our website or mobile app, Sun offers a range of digital banking services designed for ease-of-use and real-time account management. Explore all we have to offer today at https://www.sunfederalcu.org/.

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 81,595, show a strong and growing member base that trusts us with their finances. Our net shares amount to $4,865,076, indicating funds available for lending and investments to further support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sun is your trusted partner. Visit us at 4760 Monroe St Toledo Oh 43623 or call (419) 474-6530 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $1,057,852, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 141 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $60,390,161 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $3,003 in used auto loans and $494,828,339 in total loans and leases.

Secured Savings

Members' savings are secured through $135,816,169 in share certificates and $82,470,553 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,302,373, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Net Worth

With a net worth of $69,087,445, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.50% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Options

For business owners, our outstanding commercial loans totaling $21,191,480 provide the capital needed to grow and expand. Whether it's investing in new equipment or expanding your workforce, our commercial lending options are designed to support your business journey.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $41,462,712 in used vehicle loans and $21,150,931 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, our flexible terms can accommodate your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $47,434,178, make buying or refinancing simple. We provide tailored solutions that help you step into your dream home without the stress often associated with mortgages.

Refinancing and Eligibility

If you're considering refinancing any existing loans, we encourage you to reach out and explore eligibility options. Our team is here to guide you through the process and find solutions tailored to your specific needs. For more information about our loan products or to discuss how we can assist you further, please call us at (419) 474-6530. We're here to help you every step of the way! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $19,132,947 in loans helping members manage their finances effectively. This option is ideal for those looking to consolidate debt or simply enjoy the convenience of having credit available when needed.

Loan Aggregator

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SUN FEDERAL CREDIT UNION - Toledo, OH

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