Summit Credit Union Sun Toledo OH | Low Mortgage Rates & Business Banking

Introduction

At Sun, located at 405 N Reynolds Rd in Toledo, OH 43615, we believe that banking should feel personal and accessible. Established in 1951, our commitment to serving the community is reflected in our growing membership of over 34,000 members. We take pride in being more than just a financial institution; we are a part of your everyday life. With total assets exceeding $657 million and deposits around $28 million, we ensure that your money is safe and working for you. Our dedicated team of 141 employees is here to provide tailored financial solutions from auto loans and mortgages to personal banking services making sure you have what you need when you need it. Led by our CEO Brian Kelbley and Board President Christy Gordon, we strive to foster a welcoming environment where everyone feels valued. We understand that each member's financial journey is unique, which is why we offer personalized service and innovative banking options like online banking and mobile payments. While members can visit us at our Toledo branch, official correspondence should be sent to the same address for convenience. With a focus on community impact and member satisfaction, we're ready to help you navigate your financial goals with confidence. Whether you're looking to open an account or explore loan options, don't hesitate to reach out! Call us today at 800-786-0945 or visit our website at sunfederalcu.org for more information. Join us at Sun where your financial well-being is our priority!

Branch History & Mission

Community Engagement

We understand that a credit union is only as strong as its community ties. That's why we actively engage in local events and initiatives aimed at enhancing the quality of life in Toledo. From financial literacy programs to charity drives, we strive to make a positive impact on those around us. In addition to traditional banking services, we've embraced digital advancements like online banking and mobile payments to ensure that managing your finances is easy and accessible anytime, anywhere. Our team is dedicated to providing an inclusive environment that meets the needs of all members. Join us at Sun! Experience firsthand how we can help you achieve your financial goals while being part of a supportive community. For more information or to become a member today, call us at 800-786-0945 or visit our website at www.sunfederalcu.org. Together, let's build a brighter financial future!

Our Mission

At Sun, our mission is clear: to empower individuals and businesses through exceptional service and support. We believe that everyone deserves a chance to thrive financially. This belief drives us to offer personalized banking solutions that cater to the unique needs of each member. We are committed not just to providing financial products but also to uplifting our community through partnerships and outreach initiatives. While members can visit us at 405 N Reynolds Rd, official correspondence should be sent to 405 N Reynolds Rd, Toledo, OH 43615 if needed. Our operating hours are designed for your convenience: Monday through Friday from 8:00 AM to 5:30 PM. We also offer ATM services and drive-thru banking options for quick access to your funds.

Branch Location & Accessibility

A Range of Services Tailored for You

At Sun Federal Credit Union, we pride ourselves on offering a variety of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans, mortgage options, and credit cards with rewards, we've got you covered. Our online and mobile banking options make it easy to manage your finances anytime, anywhere. If you need assistance or have questions about opening an account or applying for a loan, don't hesitate to reach out! Call us at 800-786-0945 or stop by our Reynolds Branch today. We look forward to helping you achieve your financial goals!

Convenient Access and Amenities

Parking is available right outside our branch, ensuring that you can come and go with ease. Our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps so everyone can visit comfortably. For those who prefer banking on-the-go, we offer an ATM on-site for quick cash withdrawals or balance checks.

Operating Hours to Serve You Better

Our dedicated team is here to assist you during our lobby hours: Monday through Friday from 8:00 AM to 5:30 PM. We understand that life gets busy, so we aim to provide flexible hours that fit your schedule. Plus, we also offer drive-thru banking services for your convenience perfect for quick deposits and withdrawals without leaving your vehicle.

Member Eligibility

Joining the Sun family means becoming part of a caring community dedicated to helping you achieve your financial goals. To become a member, you just need to meet a few simple criteria. Anyone who lives, works, worships, or attends school in the Toledo area is eligible to join us. We welcome everyone and aim to make banking accessible for all. Plus, being part of Sun opens the door to a range of benefits like competitive rates on loans and personalized service that truly puts you first. Getting started is easy! You can find more information about eligibility on our website at this link. If you're ready to take the next step, opening an account is just as straightforward check out the details on how to apply here: Account Opening. Have questions? Feel free to call us at (800) 786-0945. We're here to help you every step of the way! Come visit us at 405 N Reynolds Rd Toledo Oh 43615, and let's start this journey together.

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $123 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $103 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $21,191,480, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

When it comes to payment processing, we offer merchant services that simplify transactions and improve cash flow. Imagine being able to accept payments anytime, anywhere whether it's through credit cards at your storefront or mobile payments at a local event. Our solutions make it easy for you to manage sales efficiently, leaving you more time to focus on what you do best: running your business. Visit us at 405 N Reynolds Rd Toledo Oh 43615 in Toledo, OH, or call us at (800) 786-0945 to learn how we can partner with you on your business journey.

Comprehensive List Of Services

Accessibility and Support

We prioritize making banking accessible for everyone. Our friendly staff is here to assist you during lobby hours from Monday through Friday. If you have any questions or need assistance with our services, don't hesitate to call us at (800) 786-0945. At Sun, we believe in building lasting relationships with our members by providing comprehensive financial solutions tailored just for you. Explore all the ways we can help by visiting us today or check out our website at https://www.sunfederalcu.org/ . Take charge of your financial future with us!

Business Banking

For our entrepreneurial members, we provide robust Business Banking solutions including merchant services and business loans. These tools are essential for helping your business thrive in today's competitive market.

Credit Options

To reward your loyalty, we offer Credit Cards with Rewards that allow you to earn points for everyday purchases. This way, every swipe brings you closer to exciting rewards!

Digital Convenience

In today's fast-paced world, convenience is key. That's why Reynolds Branch emphasizes digital banking features. With our Online & Mobile Banking, managing your finances on-the-go is easier than ever. You can check balances, make transfers, and even pay bills right from your smartphone. Our ATM services ensure that cash withdrawal is never an issue, offering access to funds whenever you need them. Additionally, our basic drive-thru banking allows for quick deposits and withdrawals without leaving your car perfect for those busy days!

Personal Banking Solutions

We understand that each member has unique financial goals. That's why we offer Personal Banking services that include checking and savings accounts designed to help you save while earning interest. If you're looking to purchase a vehicle, our Auto Loans & Vehicle Financing options make it easy to drive away in your dream car without breaking the bank. Home ownership is within reach with our competitive Mortgage Loans & Refinancing programs. We guide you through the process, ensuring you find a plan that fits your budget. Need extra cash? Our Personal Loans & Debt Consolidation services can help you manage existing debts or fund important purchases without hassle.

Digital & Online Banking

Key Features

Our online banking platform allows you to manage your finances in real-time. You can easily check your balance, view transaction history, and transfer funds with just a few clicks. Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast. Whether you're paying back a friend or splitting a bill, you can do it all through our secure platform. For those who prefer mobile banking, we have a user-friendly mobile application available for download. This app not only provides the same features as our online banking service but also includes the convenience of mobile payments. Now you can pay for purchases directly from your phone, making transactions even easier while you're on the go.

Security and Accessibility

We prioritize your security with electronic signature authorization for important documents and transactions. This ensures that your information is protected every step of the way. Plus, if you choose e-statements, you'll receive all your bank statements digitally saving paper and keeping your records organized. At Sun, we're committed to providing an accessible banking experience tailored to meet your needs. With our digital services, managing your money has never been more straightforward or secure. Join us today and discover how easy banking can be!

Financial Strength

A Strong Foundation

With a net worth of $69,087,445, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,050 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Total Share and Deposit Accounts stand at 81,595, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $4,865,076. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sun is your trusted partner. Visit us at 405 N Reynolds Rd Toledo Oh 43615 or call (800) 786-0945 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $135,816,169 in share certificates and $82,470,553 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,302,373, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 141 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Future

With $60,390,161 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $3,003 in used auto loans and $494,828,339 in total loans and leases, we support your financial goals across various sectors.

Loan Offering

Additional Offerings

For those looking for additional borrowing options, we have various credit lines available with a total of $244,564,050. These lines provide you with the flexibility to access funds as needed, whether for emergencies or planned expenses. If you're considering refinancing any existing loans, our team is here to help guide you through eligibility options and find the best rates available. We encourage you to reach out to us at (800) 786-0945 or visit us at our branch located at 405 N Reynolds Rd Toledo Oh 43615, Toledo, OH. Together, we can explore the right loan solutions tailored just for you! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $41,462,712 in used vehicle loans and $21,150,931 in new vehicle loans already helping members get on the road. We provide flexible terms and easy application processes to ensure that you can drive away in the vehicle of your choice without hassle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $47,434,178, make buying or refinancing simple. We work closely with you to tailor a mortgage solution that fits your budget and lifestyle.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $19,132,947 in loans helping members manage their finances effectively. Our credit cards come with rewards and no hidden fees, making it easier for you to use them responsibly.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

LendMesh prioritizes transparency and accuracy in its loan comparisons. The data used on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers without any hidden surprises.

SUN FEDERAL CREDIT UNION