Summit Credit Union Sun Miami Shores FL | Best Auto Loans & Rewards Cards

Introduction

Welcome to Sun, your trusted credit union located at 10050 NE 2nd Ave, Miami Shores, FL 33138. Since our establishment in 1991, we have proudly served our community with a commitment to providing quality financial services. With a total membership of 6,541 and total assets reaching an impressive $119,633,694, we are dedicated to helping you achieve your financial goals. At Sun, we understand that every member has unique needs. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans, mortgages, or business banking, our expert team is here to help. We currently manage $8,180,376 in deposits and have funded over 124,417 loans and leases to support our members' dreams. Our leadership team is led by CEO Patrick Mason and Board President Horace McLarty, who together foster a culture of trust and dedication within our organization. We take pride in our knowledgeable staff of 18 employees, all ready to assist you with friendly service. While you can visit us at our branch location in Miami Shores, please note that any official correspondence should be directed to our mailing address: 4205 Hollywood Blvd, Hollywood, FL 33021. If you have questions or need assistance, don't hesitate to reach out! Call us at (954) 967-4441 or visit our website at suncu.org for more information. Join us on this journey towards financial empowerment. At Sun Credit Union, we're not just about numbers; we're about building relationships and supporting the community. Come see how we can make a difference in your life today!

Branch History & Mission

A Legacy of Service

Our branch is situated at 10050 NE 2nd Ave Miami Shores, FL 33138 a vibrant area known for its friendly atmosphere and supportive community. As we celebrate over three decades of service, we reflect on our journey marked by milestones that underscore our dedication to member satisfaction and community outreach. From the beginning, we've focused on providing accessible financial solutions tailored to meet the diverse needs of our members. Whether it's personal banking like checking and savings accounts or more specialized services such as auto loans and mortgage refinancing, Sun Credit Union has always been about fostering financial well-being for everyone.

Community Engagement

Our branch actively engages with local organizations and initiatives aimed at uplifting the Miami Shores community. We are proud to partner with various groups that focus on education, economic development, and social welfare. These partnerships help us extend our reach beyond traditional banking services, allowing us to give back meaningfully.

Join Us

As we look ahead, we invite you to become part of the Sun Credit Union family. Whether you're seeking a reliable place for your savings or looking for support in financing your next vehicle or home, we're here for you. Visit us during our lobby hours from 8 am - 4 pm on Fridays or contact us at 954-967-4441 to learn how we can assist you in achieving your financial goals. Experience the warmth and service that comes from being a part of Sun Credit Union where every member matters!

Our Mission

At Sun Credit Union, our mission goes beyond just numbers and transactions. We believe in making a positive impact in the lives of our members and the communities we serve. Our aim is to create strong relationships built on trust and transparency while offering valuable financial education resources that empower members to make informed decisions about their finances. While members can visit us at 10050 Ne 2Nd Ave Miami Shores Fl 33138, official correspondence should be sent to 4205 Hollywood Blvd, Hollywood, FL 33021. We are committed to innovation; today's technology allows us to offer online banking and mobile payment options that make managing finances easier than ever.

Branch Location & Accessibility

Welcome to Sun, your friendly neighborhood credit union located at 10050 NE 2nd Ave in the vibrant Miami Shores area of Florida. Our branch is conveniently situated near local landmarks, making it easy for you to stop by while enjoying the beautiful surroundings. Whether you're visiting us after a trip to the nearby parks or on your way home from shopping, we're here to serve you. At Sun, we understand that accessibility matters. Our branch features ADA-compliant entrances and ramps to ensure that everyone can easily access our services. Plus, there's plenty of parking available, so you won't have to worry about finding a spot when you visit. We're open on Fridays from 8 AM to 4 PM, allowing you to take care of your banking needs before the weekend kicks in. If you ever have questions or need assistance, feel free to reach out to us at 954-967-4441 we're always happy to help! While members can visit us at our Miami Shores location, please note that any official correspondence should be sent to our mailing address: 4205 Hollywood Blvd, Hollywood, FL 33021. Although we don't currently offer ATM services or drive-thru banking at this branch, our dedicated team is ready to assist you with a range of personal and business banking solutions. From checking and savings accounts to auto loans and credit cards with rewards, we strive to meet all your financial needs. So why wait? Come down to Sun in Miami Shores today and experience the convenience and warmth of our services! We look forward to welcoming you!

Member Eligibility

At Sun, we believe that joining our community is more than just opening an account it's about becoming part of a supportive family that values you. If you're interested in becoming a member, you'll be happy to know that eligibility is open to individuals who live, work, worship, or attend school in the Miami-Dade area. We welcome everyone with open arms! Being a member of Sun means you gain access to personalized services and competitive rates that can truly benefit your financial journey. Getting started is simple! Just visit us at our branch located at 10050 Ne 2Nd Ave Miami Shores Fl 33138 or give us a call at (954) 967-4441 for any questions. You can find detailed eligibility criteria on our website, ensuring you have all the information you need to join us. Don't miss out on the chance to become part of something special check it out today!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans funded, our focus is on creating opportunities for local entrepreneurs in the community. Imagine a small bakery in Miami Shores, FL needing funds to upgrade its equipment. With the right financing, they can increase production and serve more customers. That's the kind of impact we aim to have.

Merchant Services

In addition to loans, our merchant services are designed to help your business thrive. We provide tools that make transactions smoother for both you and your customers, helping you focus on what matters most growing your business. Imagine having a payment processing solution that works seamlessly at your cafe or retail store, allowing you to serve customers quickly and efficiently. At Sun, located at 10050 Ne 2Nd Ave Miami Shores Fl 33138, we believe that strong businesses lead to vibrant communities. Reach out today at (954) 967-4441 to learn how we can partner together for your success!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

When it's time to get behind the wheel of a new car or truck, our auto loans and vehicle financing services can help. We understand that purchasing a vehicle is a significant investment, so we offer competitive rates and flexible terms to suit your budget. Whether you're buying new or used, we'll guide you through the financing process smoothly.

Business Banking Services

If you're a business owner, you'll appreciate our business banking services, including merchant services and business loans designed to help your company thrive. We understand the unique challenges businesses face and are here to support your growth every step of the way.

Credit Cards with Rewards

For those who enjoy earning rewards on their purchases, our credit cards with rewards are an excellent option. Not only do they provide flexibility in spending, but they also allow you to earn points that can be redeemed for travel, merchandise, and more.

Mortgage Loans & Refinancing

Thinking about buying a home? Our mortgage loans come with personalized service to help you navigate the process. If you already own a home but want to lower your monthly payments or take cash out, our refinancing options could be just what you need. We're committed to finding solutions that work for you.

Online & Mobile Banking

With our robust online and mobile banking platforms, managing your finances has never been easier. You can handle transactions on-the-go with features like person-to-person payment options and mobile payments right from your smartphone. At Sun, we're proud of the comprehensive list of services we provide from personal banking solutions to business support all aimed at making your financial life easier. If you have questions or would like more information about any of our offerings, don't hesitate to reach out at (954) 967-4441. Come visit us today at 10050 Ne 2Nd Ave Miami Shores Fl 33138 or check out our website at Miami Shores. We're excited to help you achieve your financial goals!

Personal Banking

We offer various personal banking options tailored to fit your lifestyle. Our checking and savings accounts make managing your money simple and convenient. With online and mobile banking features, you can check balances, transfer funds, and pay bills from anywhere at any time. Plus, we provide electronic statements for easy record-keeping.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and that's where our personal loans come into play. From consolidating debt to covering emergencies, we offer quick access to funds when you need them most. Let us help lighten your financial load with manageable repayment plans.

Digital & Online Banking

Key Features for You

Our online platform is packed with features to help you stay in control of your finances. For instance, if you prefer going paperless, you can enroll in e-statements for easy access to your account statements right from your computer or mobile device no more clutter! Plus, our electronic signature authorization makes it simple and safe to sign documents without needing to visit a branch. If you're always on the go, our mobile application is perfect for managing your accounts from anywhere. With the mobile payments feature, you can make quick payments directly from your phone, while person-to-person transfers allow you to send money to friends and family with just a few taps.

Security and Convenience

Your security is our top priority. Our online banking system employs robust security measures to protect your personal information. You can manage your accounts with peace of mind knowing that we take every precaution to keep your data safe. In addition, our user-friendly interface ensures that even those who aren't tech-savvy can navigate their accounts with ease. Whether you're checking balances, setting up recurring payments, or reviewing transaction history, everything is straightforward and intuitive. With Sun's digital banking services, managing your money has never been easier or more secure. Explore all the possibilities today at https://www.sunfederalcu.org/!

Financial Strength

Committed Team

We also take pride in having 18 full-time employees who are always ready to serve you with a knowledgeable, committed team. Our operational efficiency is reflected in our $405,654, enabling us to continue offering competitive loan rates and solid financial products for our members.

Growing Member Base

Our strong financial standing is evident as we manage a total of 12,828 share and deposit accounts, showcasing a growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $230,532, reinforcing our commitment to your financial well-being. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sun is your trusted partner. Visit us at 10050 Ne 2Nd Ave Miami Shores Fl 33138 or call (954) 967-4441 to learn more about how we can help you achieve your financial goals.

Reinvesting for Your Benefit

With $11,717,317 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $86,523 in used auto loans and $51,379,411 in total loans and leases.

Secure Savings Options

Members' savings are secured through $26,395,347 in share certificates and $18,793,411 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $11,717,317, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.79% further demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $26,107,285 in used vehicle loans and $13,045,289 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new ride or purchasing a reliable used vehicle, we have options that fit your budget.

Credit Lines

For those looking for extra flexibility, we offer credit lines totaling $7,000,000. This can be particularly useful for managing larger purchases or unexpected expenses while keeping your finances under control. At Sun, we're dedicated to making your borrowing experience as straightforward as possible. If you're interested in refinancing any existing loans or exploring eligibility options, our team is here to help guide you through each step. You can reach us at (954) 967-4441 for more information or visit us at our branch located at 10050 Ne 2Nd Ave Miami Shores Fl 33138 in Miami Shores, FL. We invite you to take advantage of our various loan offerings and let us assist you in reaching your financial aspirations. For performance insights and financial data, refer to the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,876,790, make buying or refinancing simple. We provide guidance every step of the way, ensuring that you have all the information you need to make informed decisions about your home financing.

Unsecured Credit Card Loans

Managing day-to-day expenses is easier with our flexible unsecured credit card loans. With a total of $2,650,694 in loans helping members manage their finances effectively, you'll find that our credit cards come with competitive rates and benefits tailored to your needs.

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that all offers presented are not only fair but also transparent. Users can trust that they are viewing legitimate loan products that meet regulatory requirements.

SUN CREDIT UNION - Miami Shores, FL

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