Summit Credit Union Salem OH | Quick Personal Loans & Auto Financing

Introduction

Welcome to Summit, your trusted financial partner located at 1070 E State St Ste C, Salem, OH 44460. Established in 1951, we have proudly served our community for over seven decades, growing alongside our members and adapting to their needs. With a robust total membership of 4,770, we are committed to providing personalized banking services that empower you to achieve your financial goals. At Summit, we understand that every member is unique, which is why we offer a diverse range of products including checking and savings accounts, auto loans, mortgage financing, personal loans, and credit cards with rewards. We also support local businesses with tailored business banking solutions. Our total assets stand at an impressive $54,844,885, reflecting our strength and stability in the financial landscape. Our dedicated team of 16 employees is led by CEO Tiffany Katzenmeyer and Board President Sandra Mason, both of whom are deeply invested in ensuring that you receive exceptional service. Whether you're looking to open a new account or explore loan options, we're here to guide you every step of the way. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: P O Box 226, Salem, OH 44460. With $4,025,141 in total deposits and $8,380,18 in cash reserves on hand, you can trust that your funds are secure with us. Our goal is to foster a sense of community where members feel valued and supported. Join us today and discover how Summit can make a difference in your financial journey. Feel free to reach out at 330-332-8543 or visit our website at https://www.summitfcu.com for more information. We look forward to welcoming you into the Summit family!

Branch History & Mission

Our Mission

At Summit, our mission is clear: to provide accessible and affordable financial services while fostering a sense of belonging within the community. We believe that banking should be more than just transactions; it should empower individuals and families to thrive. Our services range from checking and savings accounts to auto loans and mortgages, all designed with our members' best interests in mind. We are committed to supporting local initiatives and partnerships that uplift our community. Whether through educational programs or sponsorships of local events, we strive to give back and make a positive impact in Salem. While members can visit us at 1070 E State St Ste C for all their banking needs, official correspondence should be sent to P O Box 226, Salem, OH 44460 if different from our physical address. We understand the importance of convenience; that's why we offer extended operating hours: Monday and Friday from 9 AM to 6 PM and Tuesday through Thursday from 9 AM to 5 PM (closed daily from 1 PM - 2 PM for lunch). As we embrace digital advancements like online banking and mobile payments, we ensure that all our services are accessible to everyone. Our branch is fully ADA compliant because inclusivity matters to us. In closing, we invite you to join the Summit family. Experience firsthand the benefits of being a member of a credit union that truly cares about your financial well-being and community growth. Together, let's build a brighter future! For any inquiries or assistance, feel free to reach us at (330) 332-8543.

Branch Location & Accessibility

Accessibility Features

At Summit, we prioritize accessibility for all our members. Our branch is equipped with ADA-compliant features, including ramps and wide doorways, ensuring everyone can visit us comfortably. Ample parking is available right outside our doors, making it simple to stop by for a quick visit or a more extended chat about your financial goals.

Call to Action

Ready to take the next step in your financial journey? Whether you have questions or want to explore our services further, don't hesitate to reach out at 330-332-8543 or drop by our branch. We can't wait to assist you at Summit!

Operating Hours

We understand that life can be busy! That's why our lobby hours are designed to fit your schedule. You can visit us Monday and Friday from 9:00 AM to 6:00 PM and Tuesday through Thursday from 9:00 AM to 5:00 PM. Please note that we close daily from 1:00 PM to 2:00 PM for lunch, so plan your visit accordingly!

Services Offered

Our Summit branch offers a wide array of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. If you're looking for business banking solutions or need assistance with online and mobile banking, our friendly staff is here to help. While members can visit us at our physical address, any official correspondence should be sent to P O Box 226, Salem, OH 44460.

Member Eligibility

At Summit, we believe that everyone deserves a chance to thrive in a supportive community. Becoming a member is not just about opening an account; it's about joining a family that cares for your financial well-being. If you live, work, or worship in the Salem area, or if you have a family member who is already a member, you are likely eligible to join us! Our membership is designed to be inclusive, so whether you're looking for personal banking solutions, auto loans, or just want to make smarter financial choices, we're here for you every step of the way. Ready to get started? The process is simple and welcoming. You can find all the eligibility details on our website at https://www.summitfcu.com/sfcu-membership.aspx, where we explain everything clearly. If you have any questions or need assistance, feel free to reach out at (330) 332-8543. We can't wait to welcome you into our community at Summit, located at 1070 E State St Ste C Salem Oh 44460!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine this: a busy Saturday morning at your café. Customers are lined up, eager for their coffee fix. With our merchant services, you can process payments quickly and securely, ensuring your customers leave happy and your cash flow stays healthy. Whether you're a retailer or a service provider, our solutions simplify transactions so you can focus on what you do best growing your business. Located at 1070 E State St Ste C Salem Oh 44460 in Salem, OH, we're dedicated to providing personalized service that helps you thrive. For more information about how we can help your business succeed, call us at (330) 332-8543 or visit us online at Summit.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessing Your Funds

While we don't have ATMs on-site or drive-thru service at this branch, our commitment remains strong towards providing exceptional member service during lobby hours: Monday and Friday from 9:00 AM to 6:00 PM, Tuesday through Thursday from 9:00 AM to 5:00 PM (closed daily from 1:00 PM - 2:00 PM for lunch). We invite you to explore all these services tailored just for you at Salem Branch. Our friendly staff is here to assist you with any questions or needs you may have. Call us at (330) 332-8543 or visit us today! Let's take the next step towards achieving your financial goals together!

Business Banking

For our business members, Summit offers essential services like merchant services and business loans. We understand that running a business comes with its own set of challenges, so we aim to be your reliable partner in achieving growth and success.

Digital Banking Convenience

In today's fast-paced world, convenience is crucial. Our online and mobile banking platforms allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and pay bills right from your smartphone or computer. Plus, with features like person-to-person payments, sending money has never been simpler.

Loans and Financing

Sometimes life throws unexpected expenses your way. That's why we provide personal loans and debt consolidation options to help you manage those financial bumps in the road. Additionally, our credit cards come with rewards that let you earn while you spend perfect for those everyday purchases.

Personal Banking

Our personal banking services are designed with you in mind. We offer checking and savings accounts that cater to various lifestyles and needs. For those considering purchasing a vehicle, our auto loans provide competitive rates and flexible terms, making it easier for you to drive away in your dream car. If homeownership is on your horizon, check out our mortgage loans and refinancing options that can help turn that dream into reality.

Digital & Online Banking

Key Services

Our online banking allows you to view your account balances, transfer funds, and pay bills from anywhere with an internet connection. Plus, with the ability to enroll in e-statements, you can receive your financial documents electronically, helping you stay organized while reducing paper waste. If you prefer a more hands-on approach, our user-friendly mobile application puts all these features right at your fingertips. Need to send money to a friend? Our person-to-person transfer feature makes it quick and simple. Just a few taps on your phone, and the money is on its way! Additionally, if you're out shopping, take advantage of our mobile payments feature for easy and secure transactions.

Security You Can Trust

We understand that security is crucial when it comes to online banking. That's why we offer electronic signature authorization for added protection during important transactions. Our systems are designed with your safety in mind, ensuring that your personal information remains confidential. With all these services available at Summit, managing your finances has never been easier. Embrace the freedom of real-time account management and enjoy peace of mind knowing you have the tools you need right at your fingertips. Explore everything we have to offer by visiting https://www.summitfcu.com/ today!

Financial Strength

At Summit, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to ensuring your financial well-being through our strong and reliable foundation. With a net worth of $8,193,771, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.94% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $7,576,074 in share certificates and $2,203,872 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $8,193,771 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $32,770,447 in total loans and leases. Our operational efficiency is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 14 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $1,454. Total Share and Deposit Accounts: 9,173, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Summit is your trusted partner. Visit us at 1070 E State St Ste C Salem Oh 44460 or call 330-332-8543 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Information

If you're considering refinancing any existing loans, our team can assist you in exploring eligibility options that may lower your payments or help you save on interest. Feel free to reach out to us at (330) 332-8543 or visit us during our operating hours Monday and Friday from 9:00 AM - 6:00 PM and Tuesday through Thursday from 9:00 AM - 5:00 PM (closed daily from 1:00 PM - 2:00 PM for lunch). Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you find the right loan product tailored just for you!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $11,481,982 in used vehicle loans and $2,334,347 in new vehicle loans already helping members get on the road. We provide competitive rates and flexible terms so you can find the right financing option for your needs.

Credit Lines

If you're seeking additional financial flexibility, our credit lines amounting to $2,000,000 provide an easy way to access cash when needed. This option is ideal for managing unexpected expenses or planning larger purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,935,170, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage, we're here to help guide you through the process.

Unsecured Credit Card Loans

For those who prefer greater flexibility, we also offer unsecured credit card loans. With a total of $0 in loans available, these options are designed to help our members manage their finances effectively without the burden of collateral.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With the complex landscape of loans today, having a reliable tool like LendMesh can help users navigate their options efficiently. LendMesh ensures accurate loan comparisons through a meticulous sourcing process. Loan data on LendMesh is obtained directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to accuracy is based on the latest results, ensuring fair and transparent offers for consumers (Source: https://www.ncua.gov). One of the key benefits of using LendMesh is its emphasis on verified data. All loan offers are sourced from legitimate financial institutions, which enhances transparency. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. This means users receive unbiased results, allowing them to make informed decisions without any hidden agendas. Another significant advantage is the real-time rate comparisons provided by LendMesh. Users can access up-to-date loan rates from multiple institutions at once, making it easier to find the best fit for their financial needs. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the value and reliability that many have experienced while using this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

SUMMIT FEDERAL CREDIT UNION - Salem, OH

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans

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