Summit Credit Union Waunakee WI | Top Checking & Business Loans

Introduction

Welcome to Summit, your trusted financial partner located at 304 E Main St, Waunakee, WI 53597. Established in 1935, we have been dedicated to serving our community for nearly a century. With a strong commitment to our members, we proudly support a vibrant membership of 264,754 individuals and families who rely on us for their banking needs. At Summit, we understand that financial well-being is essential for everyone. That's why we offer a wide array of services tailored to meet your unique needs from personal checking and savings accounts to auto loans and mortgages. Our total assets amount to an impressive $7,470,640,700, ensuring that we have the resources to help you achieve your financial goals. With total deposits reaching $744,440,958, our members can feel secure knowing their money is safe with us. Led by our dedicated CEO, Kim Sponem, and Board President Dan Kaiser, our team is here to provide personalized service that you can trust. We take pride in our knowledgeable staff of 884 employees who are always ready to assist you with friendly advice and solutions tailored just for you. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 8046, Madison, WI 53708-8046. We invite you to experience the difference at Summit Credit Union. Whether you're looking for guidance on loans or want to explore our online and mobile banking options, we're here for you every step of the way. Call us today at 608-243-5000 or visit us online at summitcreditunion.com to learn more about how we can help you thrive financially!

Branch History & Mission

Community Focus

Summit takes pride in being an integral part of the Waunakee community. We regularly engage in partnerships with local organizations and participate in events aimed at enhancing the lives of residents. Whether it's sponsoring local sports teams or supporting educational initiatives, we strive to make a positive impact. Our branch features convenient amenities such as ATM availability and drive-thru banking options for quick transactions. We are dedicated to ensuring that everyone can access our services comfortably.

Join Us!

We invite you to experience the benefits of membership at Summit Credit Union. With a history built on trust and community spirit, we look forward to welcoming you into our family. Discover how we can help you achieve your financial goals contact us today at 608-243-5000 or visit us online at Summit Credit Union. Together, let's build a brighter future!

Our Journey

From humble beginnings, Summit Credit Union has evolved into a robust organization with total assets exceeding $7.4 billion. Over the decades, we have witnessed remarkable growth and numerous milestones that reflect our dedication to our members. We've expanded our services, adapted to technological advancements, and maintained a strong focus on member satisfaction. As we celebrate our long history, we also embrace the future with features like online and mobile banking. This ensures that our members can manage their finances conveniently while enjoying secure access to their accounts anytime and anywhere.

Our Mission

At Summit Credit Union, our mission is clear: we aim to improve the financial well-being of our members by offering accessible products and services tailored to their needs. We believe in not just lending money but also empowering individuals and families through education and support. Our commitment extends beyond financial transactions; we actively participate in community outreach programs that uplift those around us. While members can visit us at 304 E Main St for all their banking needs including personal banking services like checking and savings accounts, auto loans, mortgages, and business loans official correspondence should be sent to PO Box 8046, Madison, WI 53708-8046 if needed.

Branch Location & Accessibility

Banking Services

Our branch is equipped with an ATM, providing you with quick access to cash whenever you need it. Plus, we offer drive-thru banking services for simple transactions like deposits and withdrawals allowing you to manage your banking needs without leaving your car. While visiting us at 304 E Main St is ideal for most of your banking needs, please note that if you need to send official correspondence, our mailing address is PO Box 8046, Madison, WI 53708-8046.

Convenient Access

Situated near popular local spots, our branch is easy to find and visit. If you're driving in, you'll appreciate the ample parking available for all members. We also ensure that our facilities are fully accessible, with features like ADA-compliant ramps for those who need them.

Get in Touch

If you have questions or need assistance, don't hesitate to call us at 608-243-5000. Our friendly team is always ready to help you navigate your financial journey. We invite you to visit Summit today and discover how we can support your banking needs!

Operating Hours

At Summit, we know how busy life can be. That's why we're here for you during convenient hours: Monday through Friday from 7:30 AM to 5:30 PM and Saturday from 8:30 AM to 1 PM. Feel free to stop by when it suits you best!

Member Eligibility

At Summit, we believe that everyone deserves a place in our community, and becoming a member is a wonderful way to access a range of financial services while enjoying the support of friendly faces. If you're interested in joining us at our branch located at 304 E Main St Waunakee Wi 53597, you'll be happy to know that eligibility is straightforward! Our membership is open to individuals who live or work in specific areas, as well as their family members. This means that if you have ties to our community, we'd love for you to become part of the Summit family. Joining is easy and comes with fantastic benefits, like competitive loan rates, personalized service, and access to exclusive member programs. To get started, just reach out to us at (608) 243-5000 or visit our website for more details about eligibility requirements and how to open an account. We invite you to explore the specifics by checking out our detailed eligibility criteria at . Your journey towards financial empowerment starts here with us!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, our merchant services simplify everyday transactions. Imagine having a reliable partner that helps you accept payments effortlessly, manage cash flow, and offer your customers a variety of payment options. From credit card processing to mobile payments, we provide the tools that help your business thrive in today's competitive market. Located at 304 E Main St Waunakee Wi 53597 in Waunakee, WI, our team is ready to assist you. Reach out to us at (608) 243-5000 to learn how we can support your business journey!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,650 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $921,976,576, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For our business members, we offer comprehensive business banking solutions, including merchant services and business loans. Whether you're starting a new venture or looking to expand an existing one, we provide the tools and support needed to help your business thrive.

Convenient Access Anytime

In today's fast-paced world, convenience is key. That's why at Summit, we have embraced technology through our online and mobile banking services. Access your accounts anytime, anywhere whether it's checking balances, making payments, or transferring funds. Plus, with our ATM availability and basic drive-thru banking for deposits and withdrawals, managing your finances has never been easier. We invite you to visit us at 304 E Main St Waunakee Wi 53597 or call us at (608) 243-5000 to learn more about how our services can help you achieve your financial goals. Experience the difference at Summit today!

Financial Freedom with Personal Loans

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation services, managing those costs becomes manageable. Picture consolidating multiple debts into one easy monthly payment allowing you to focus on what truly matters without added stress.

Home Financing Made Simple

When it comes to owning a home, we understand that every detail matters. Our mortgage loans and refinancing options are designed with you in mind. Whether you're purchasing your first home or looking to refinance an existing mortgage, our team is here to guide you through the process with personalized service and expert advice.

Personal Banking Solutions

Managing your money should be easy and accessible. That's why we offer various personal banking options, including checking and savings accounts tailored to fit your lifestyle. Imagine easily transferring funds between accounts or setting up automatic savings plans all from the comfort of your home through our user-friendly online banking platform. Need a vehicle? Our auto loans and vehicle financing services make it simple to get behind the wheel of your dream car. With competitive rates and flexible terms, you can drive away feeling confident in your investment.

Rewarding Credit Card Options

Looking for a credit card that gives back? Our credit cards with rewards allow you to earn points on everyday purchases. Use them for travel, shopping, or dining out reaping benefits as you spend.

Digital & Online Banking

At Summit, we understand that convenience and security are key when it comes to managing your finances. Our digital and online banking services make it easy for you to handle your banking needs from anywhere, at any time. Whether you're at home or on the go, you have the power to manage your accounts right at your fingertips. One of the highlights of our offerings is our comprehensive online banking platform, available at https://www.summitcreditunion.com/ . With this service, you can check balances, pay bills, and transfer money with just a few clicks. Plus, we offer electronic signature authorization, allowing you to sign documents securely without the hassle of printing or mailing. For those who prefer going paperless, our e-statements provide a quick and eco-friendly way to view your account activity anytime. You can also enjoy the freedom of person-to-person transfers, making it simple to send money to friends or family with just a few taps on your phone. Our mobile application enhances your banking experience even further. Available for download, it allows you to access all these features on-the-go, including mobile payments for quick and easy transactions wherever you are. And rest assured, our 24/7 online banking services ensure that you're always in control of your finances. At Summit, we prioritize security alongside convenience. Our user-friendly interface is designed for all members, so whether you're tech-savvy or new to online banking, you'll find it easy to navigate. With real-time account management at your disposal, keeping track of your finances has never been simpler or more secure. Join us today and discover how our digital banking solutions can fit into your lifestyle!

Financial Strength

Efficient Operations

Our operational efficiency is highlighted by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 819 full-time employees and 65 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

The trust placed in us is evident as we manage a total of 666,787 share accounts. This strong and growing member base reflects the confidence our community has in Summit as their trusted financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Summit is your trusted partner. Visit us at 304 E Main St Waunakee Wi 53597 or call (608) 243-5000 to learn more about how we can help you achieve your financial goals.

Member-Centric Focus

We prioritize our members above all else. Members' savings are secured through $2,350,293,935 in share certificates and $1,279,046,007 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, our non-member deposits stand at $73,411,000, which means our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Better Services

Our commitment to your financial well-being is reflected in our $702,951,645 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $44,663 in used auto loans and $5,808,454,297 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Stability and Growth

With a net worth of $707,819,700, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $947 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $632,135,339 in used vehicle loans and $146,071,731 in new vehicle loans already helping members get on the road. We provide flexible terms and quick approval processes, making it easier than ever to drive away in the vehicle you desire.

Business Loans

For business owners, our outstanding commercial loans totaling $921,976,576 provide the capital needed to grow and expand. We aim to support local businesses with competitive rates and personalized service. At Summit, we prioritize transparency and customer satisfaction. If you're interested in refinancing your existing loans or exploring eligibility options for any of our products, please don't hesitate to reach out. Our knowledgeable team is here to help guide you through each option available. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We invite you to visit us at 304 E Main St Waunakee Wi 53597 or contact us at (608) 243-5000 to learn more about how our loan offerings can benefit you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $870,167,475, make buying or refinancing simple. We work closely with our members to ensure they understand their options and find the right fit for their financial situation.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $210,579,328 in loans helping members manage their finances effectively, our credit cards come with benefits designed for your lifestyle.

Loan Aggregator

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SUMMIT CREDIT UNION