Summit Credit Union Waukesha WI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Summit, where your financial well-being is our top priority! Nestled in the heart of Waukesha, Wisconsin, at 2208 E Moreland Blvd, we have been serving our community since 1935. With a proud membership of over 264,754 individuals and families, Summit is more than just a credit union; we are a trusted partner in your financial journey. While members can visit us at our branch for personal banking needs, official correspondence should be directed to our mailing address: PO Box 8046, Madison, WI 53708. Our commitment to providing exceptional service is reflected in our impressive financial standing, with total assets amounting to a remarkable $7,470,640,700 and total deposits reaching $744,440,958. We pride ourselves on maintaining a solid net worth of $707,819,700, ensuring that we are here for you today and in the future. At Summit, we understand that financial needs can vary greatly. That's why we offer a wide range of services from personal loans and mortgages to business banking solutions. With total loans amounting to 246,600 and cash reserves of $49,873,280, we are prepared to help you achieve your goals big or small. Our dedicated team includes 884 employees, led by CEO Kim Sponem and Board President Dan Kaiser, who are both committed to fostering an environment where members feel valued and supported. Whether you're looking for advice on auto loans or want to discuss investment options, our knowledgeable staff is here to assist you every step of the way. Join us at Summit Credit Union today! Call us at 608-243-5000 or visit our website at summitcreditunion.com for more information about how we can help you reach your financial aspirations. Your journey begins here!

Branch History & Mission

Commitment to Accessibility

In this digital age, we've embraced technology while ensuring that all members can access our services comfortably. With features like online banking, mobile payments, and ATM availability at our branch, managing your finances has never been easier. Plus, our drive-thru service allows for quick transactions without leaving your vehicle.

Community Engagement

We take pride in being an active member of the Waukesha community. Through various outreach programs and partnerships with local organizations, we focus on enhancing the lives of those around us. From financial education workshops to supporting local charities, we are committed to making a positive impact.

Join Us Today!

As we look back on nearly nine decades of service, we invite you to join the Summit family. Experience firsthand the benefits of being part of a community-focused credit union that truly cares about its members. Visit us today at 2208 E Moreland Blvd or call us at 608-243-5000 to learn more about how we can support you on your financial journey. Together, let's build a brighter future!

Our Location and Community Roots

You can find us at 2208 E Moreland Blvd in Waukesha, WI 53186. This central location is easily accessible for our members and is close to local landmarks that reflect the vibrant spirit of our community. While you can visit us here for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 8046, Madison, WI 53708.

Our Mission

At Summit, we believe that financial services go beyond transactions; they are about building lasting relationships. Our mission is simple yet profound: to empower our members through personalized service and innovative financial solutions. We strive to be more than just a credit union; we aim to be a trusted partner in achieving your financial goals. Whether you're looking for auto loans, mortgages, or everyday banking services, we're here for you.

Branch Location & Accessibility

Accessibility and Parking

At Summit, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and parking spaces close to the entrance, making it easy for everyone to visit us. If you're planning to drop by, you'll find ample parking available right outside our doors.

Get in Touch

Have questions? We're just a phone call away at 608-243-5000! Feel free to reach out or stop by our Waukesha branch today we look forward to welcoming you into the Summit family!

Operating Hours

We understand that life can be busy, so we offer flexible banking hours designed to fit your schedule. Our lobby is open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. For those who prefer using our drive-thru service, it's available Monday through Friday from 7:30 AM to 6 PM and Saturday from 8:30 AM to 1 PM.

Services Offered

At Summit, we provide a range of services tailored for your banking needs. From checking and savings accounts to auto loans and mortgages, we have solutions that cater to individuals and businesses alike. Plus, with our ATM on-site and drive-thru banking options, accessing your funds has never been easier.

Member Eligibility

At Summit, we believe that becoming a member is like joining a close-knit community where everyone supports each other. If you live, work, or worship in the area, you're likely eligible to join us! We welcome individuals and families who are seeking financial services tailored to their needs. By becoming a member, you'll gain access to a variety of benefits, including lower fees and better rates on loans and savings accounts. To get started, it's as simple as visiting our branch at 2208 E Moreland Blvd Waukesha Wi 53186 or giving us a call at (608) 243-5000. For more detailed information on eligibility requirements, feel free to check out our resource at . We can't wait to welcome you into our family!

Business Banking & Commercial Services

Financing Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,650 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $921,976,576, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

Imagine having tools at your fingertips that streamline your transactions and enhance customer experiences. Our merchant services help you process payments easily, manage cash flow efficiently, and provide your customers with the convenience they expect. From point-of-sale systems to online payment solutions, we offer everything you need to keep your business running smoothly. Located at 2208 E Moreland Blvd Waukesha Wi 53186 in Waukesha, WI, we're here to empower your business with tailored financial solutions. For more information or to get started, give us a call at (608) 243-5000 or visit our website at https://www.summitcreditunion.com/. Let's grow together!

Comprehensive List Of Services

ATM & Drive-Thru Services

For those who prefer face-to-face interactions or need quick cash withdrawals, we offer ATM services along with basic drive-thru banking for deposits, withdrawals, and simple transactions. This ensures that even when you're on the go, accessing your funds is hassle-free. At Summit, we strive to be more than just a credit union; we are your financial partner dedicated to helping you reach your goals. To learn more about how we can assist you or if you have any questions about our services, feel free to contact us at (608) 243-5000 or visit us at 2208 E Moreland Blvd Waukesha Wi 53186. We're here to help!

Business Solutions

If you're a business owner, you'll appreciate our business banking solutions which include merchant services and business loans. We understand how crucial it is for businesses to have reliable financial support. That's why we offer personalized advice and services that cater specifically to your business needs.

Credit Cards

Looking for a credit card that rewards you for your spending? Our credit cards come with rewards programs that let you earn points on everyday purchases. Whether it's travel rewards or cashback options, we have something that fits your lifestyle.

Digital Banking Convenience

In today's fast-paced world, online and mobile banking are essential. With Waukesha Ne, managing your finances has never been easier. You can access your accounts anytime through our user-friendly mobile app or website. Features like online bill pay, person-to-person payments, and e-statements mean you can handle transactions quickly from anywhere.

Home Financing

For those looking to buy their dream home or refinance an existing mortgage, our mortgage loans are tailored to fit various budgets and situations. We guide you through the process, ensuring that you understand every step along the way. Plus, if you're in need of quick cash or want to consolidate debt, our personal loans offer flexibility and competitive terms.

Personal Banking

Our personal banking options include checking and savings accounts designed to help you manage your money effectively. Imagine having an account that offers competitive interest rates and no monthly fees this is exactly what you can expect with our services. If you're considering purchasing a new vehicle, our auto loans and vehicle financing options make it easy to get behind the wheel without breaking the bank.

Digital & Online Banking

Access Anytime with Our Mobile App

For those who prefer banking on their mobile devices, our mobile application provides all the features you need right at your fingertips. From checking balances to making deposits, everything is just a tap away. The app is designed for ease of use, ensuring that managing your accounts is straightforward no matter where life takes you. At Summit, we believe in empowering our members with tools that enhance their financial experience. Enjoy the convenience and security of modern banking while staying connected with us every step of the way!

Key Services for Your Convenience

With our 24/7 online banking services, you can check your balance, pay bills, and transfer money all in one place. Need to send money to a friend? Our person-to-person transfers make it simple and quick. Plus, with mobile payments, you can make purchases directly from your smartphone without any hassle. We also care about keeping your information safe. Our electronic signature authorization feature ensures that all transactions are secure and authenticated. You can rest easy knowing that your financial information is protected.

Stay Organized with E-Statements

Keeping track of your finances has never been easier with our e-statements. Say goodbye to piles of paperwork! Access your statements digitally, which not only helps you stay organized but also reduces clutter at home.

Financial Strength

Commitment to Excellence

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 819 full-time employees and 65 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Trust Among Members

Total Share Accounts stand at 666,787, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments reach $6,445,173, further showcasing our commitment to supporting your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Summit is your trusted partner. Visit us at 2208 E Moreland Blvd Waukesha Wi 53186 or call (608) 243-5000 to learn more about how we can help you achieve your financial goals.

Investing Back into Member Services

With $702,951,645 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $44,663 in used auto loans and a total of $5,808,454,297 in loans and leases.

Secure Savings Opportunities

Members' savings are secured through $2,350,293,935 in share certificates and $1,279,046,007 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $73,411,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $707,819,700, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to safeguarding your savings is evident in our net worth ratio of $947, which demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $632,135,339 in used vehicle loans and $146,071,731 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you get the financing you need for your next vehicle.

Business Financing

For business owners, our outstanding commercial loans totaling $921,976,576 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your current operations, our team is here to help you find the right financing solutions tailored to your business objectives.

Credit Cards and Personal Loans

We also offer flexible terms on unsecured credit card loans, with a total of $210,579,328 in loans helping members manage their finances effectively. These cards can help you handle everyday expenses or unexpected costs without breaking the bank. For those looking for additional support, personal loans are available to assist with debt consolidation or other financial needs. We provide straightforward options that fit your lifestyle and budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $870,167,475, make buying or refinancing simple. We guide you through the process, ensuring you understand each step as you secure financing for your dream home.

Refinancing Options

If you're considering refinancing existing loans, we have options available that could lower your payments and save you money over time. Speak with our knowledgeable staff about eligibility requirements and how we can assist you in making the most of your current financial situation. At Summit, we're committed to providing personalized service and competitive loan products that meet your unique needs. For more information or assistance with any of our loan offerings, feel free to reach out at (608) 243-5000 or visit us at 2208 E Moreland Blvd Waukesha Wi 53186 in Waukesha, WI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are obtained from legitimate financial institutions, ensuring that users can trust the information presented to them. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results, allowing users to see all options equally. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them make informed decisions quickly and easily. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness and reliability of the service. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

SUMMIT CREDIT UNION