Summit Credit Union Waukesha WI | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Summit, your trusted financial partner in Waukesha, Wisconsin! Located at 1103 Spring City Ln, we have been serving our community since 1935. With a commitment to providing exceptional banking services, Summit has grown into a vital resource for over 264,000 members, ensuring their financial well-being every step of the way. At Summit, we believe that everyone deserves access to quality financial services. Our total assets stand at an impressive $7,470,640,700, and with total deposits reaching $744,440,958, we are proud to be a stable and reliable choice for individuals and businesses alike. Our dedication to our members is reflected not only in our solid financial standing but also in the personalized services we offer from personal banking and auto loans to business financing solutions. Our leadership team is passionate about making a difference. Under the guidance of CEO Kim Sponem and Board President Dan Kaiser, we work tirelessly to foster an environment where our members can thrive. We employ a talented staff of 884 dedicated professionals who are always ready to assist you with your banking needs. While members can visit us at 1103 Spring City Ln, official correspondence should be sent to our mailing address: PO BOX 8046, MADISON, WI 53708-8046. Whether you need help managing your finances or are looking for lending options like our total loans and leases amounting to 246,600 we're here for you! Explore what makes Summit unique by visiting our website at Summit Credit Union. Join us in building a brighter financial future today! Call us at 608-243-5000 or stop by our branch during lobby hours from Monday through Friday between 9 AM and 5 PM, or on Saturday from 8:30 AM to 1 PM. Your journey towards financial success starts here at Summit!

Branch History & Mission

Community Commitment

Our dedication extends beyond financial services. We actively engage in partnerships with local organizations to support various initiatives aimed at improving the lives of those around us. Whether it's sponsoring local events or offering financial literacy programs, we strive to make a positive impact on our community. As we look to the future, we remain focused on innovation and member satisfaction. Our team is always ready to assist you with your financial needs whether you want to open an account or inquire about a loan. Join us today at Summit! Experience firsthand how we can help you achieve your financial goals while making a difference in our community. Visit us during our operating hours Monday through Friday from 9 AM to 5 PM and Saturday from 8:30 AM to 1 PM or give us a call at 608-243-5000. Together, let's build a brighter future!

Our Mission

At Summit, our mission is simple yet profound: to empower our members through exceptional financial services while fostering strong community ties. We believe that banking should be more than just transactions; it should enhance lives. Our diverse offerings include personal banking services like checking and savings accounts, auto loans, mortgage loans, and business banking solutions. We are committed to making banking easy and accessible through modern conveniences such as online banking and mobile payments. We recognize the importance of being inclusive and supportive of all community members. That's why we ensure that our facilities are ADA compliant and provide options like drive-thru banking for those who may need extra assistance.

Branch Location & Accessibility

Convenient Access and Features

At our Waukesha branch, you'll find ample parking right outside, along with features that ensure everyone can access our services comfortably. Our facility is ADA compliant, equipped with ramps and other accommodations for those who need them. Plus, we offer both ATM services and drive-thru banking, allowing you to manage your transactions swiftly and efficiently.

Operating Hours That Work for You

Our friendly staff is here to assist you during convenient hours: Monday through Friday from 9 AM to 5 PM, and Saturday from 8:30 AM to 1 PM. Whether you need help setting up a new account or have questions about our loan options, we are ready to help when it suits you best.

Services Tailored for Your Needs

At Summit, we provide a variety of services including personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards that reward you. We also cater to businesses with merchant services and business loans. Whether you prefer online or mobile banking or need assistance in person, we have you covered! While members can visit us at 1103 Spring City Ln, official correspondence should be sent to PO BOX 8046 in Madison if necessary. Feel free to reach out at 608-243-5000 if you have any questions or want to learn more about what we offer. We look forward to welcoming you soon!

Member Eligibility

At Summit, we believe that becoming a member is like joining a close-knit family that supports each other in reaching financial goals. If you're looking to join us, you'll find that eligibility is straightforward and welcoming. We're here for anyone who lives or works in the communities we serve, and it's as simple as that! Our members enjoy benefits like competitive rates on loans and savings, personalized service, and access to a variety of financial products designed just for you. To start your journey with us at our Waukesha branch located at 1103 Spring City Ln Waukesha Wi 53186, give us a call at (608) 243-5000. You can also check out more detailed eligibility criteria by visiting . Once you're ready to open an account, the process is easy and can be completed online. Join Summit today and take the first step toward better banking!

Business Banking & Commercial Services

Streamlined Merchant Services

Imagine processing transactions effortlessly while focusing on what you do best running your business. Our merchant services simplify payment processing, enabling you to accept payments from various methods, whether it's credit cards, mobile payments, or e-commerce transactions. This means more time for you to connect with customers and less time worrying about complicated payment systems. Discover how Summit can be your partner in business growth today! Visit us at 1103 Spring City Ln Waukesha Wi 53186 in Waukesha, WI or call us at (608) 243-5000 for personalized service and expert advice tailored to your unique needs.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,650 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $921,976,576, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For our business members, we have tailored solutions that include merchant services and business loans. We understand that running a business involves many challenges, and we're here to make banking one less thing to worry about.

Convenient Access

At Summit, convenience is key. Our ATM services allow you to withdraw cash or check balances without stepping inside the branch. Plus, if you prefer face-to-face interactions for basic transactions like deposits and withdrawals, our drive-thru banking is available during regular hours. In today's fast-paced world, having access to reliable financial services shouldn't be complicated. With features like e-statements and the option for mobile payments, managing your money has never been easier. If you're ready to explore all that we have to offer or have any questions about our services, don't hesitate to reach out! Call us at (608) 243-5000 or visit us at 1103 Spring City Ln Waukesha Wi 53186 in Waukesha, WI**. We look forward to serving you!

Credit Cards with Benefits

We also offer credit cards with rewards, making every purchase rewarding! Whether you're using them for everyday shopping or special occasions, you can earn points towards travel, cash back, or discounts at your favorite retailers.

Loans Made Simple

When it comes to financing your dreams, we have you covered with competitive rates on auto loans and vehicle financing. Whether you're purchasing a new car or refinancing an existing loan, our team will guide you through the process. Additionally, if you're looking to buy a home, our mortgage loans and refinancing options can help make that dream a reality. For those unexpected expenses or projects around the house, our personal loans and debt consolidation options are here to provide support.

Personal Banking

We understand that managing your finances is a personal matter. That's why we offer various checking and savings accounts tailored to fit different lifestyles. Whether you're saving for a special occasion or managing daily expenses, our accounts provide flexibility and ease of use. With our robust online and mobile banking features, you can access your accounts anytime, anywhere. Imagine being able to check your balance, pay bills, or transfer money with just a few taps on your phone!

Digital & Online Banking

At Summit, we understand that your time is valuable, and banking should be as easy as a few taps on your smartphone or clicks on your computer. Our digital and online banking services are designed to give you the convenience and security you deserve, anytime and anywhere. When you visit https://www.summitcreditunion.com/ , you'll discover a range of services tailored to meet your financial needs. With our 24/7 online banking, managing your accounts has never been easier. Whether you want to check your balance, pay bills, or transfer funds, everything is at your fingertips. Plus, with our electronic signature authorization feature, signing documents online is quick and secure no need to visit a branch. If you're looking for a paperless option, we offer e-statements that keep your financial records organized and accessible without the clutter of physical paperwork. And for those who prefer to handle their finances on the go, our mobile application makes it easy to manage your accounts right from your phone. You can even make mobile payments effortlessly just tap and go! Need to send money to a friend? Our person-to-person transfer feature allows you to send funds instantly, making splitting bills or sharing expenses simple. At Summit, we prioritize security in all our online transactions. Your information is protected with advanced security measures so you can bank with confidence. Enjoy real-time account management that fits into your busy lifestyle. With everything from online banking to mobile payments available at Summit, managing your finances has never been more convenient or secure. Join us today and experience the ease of digital banking!

Financial Strength

Growing Member Base

With total share accounts reaching 666,787, we showcase a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $6,445,173, highlighting our commitment to supporting your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Summit is your trusted partner. Visit us at 1103 Spring City Ln Waukesha Wi 53186 or call (608) 243-5000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member Savings Security

Members' savings are secured through $2,350,293,935 in share certificates and $1,279,046,007 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $73,411,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operations reflect efficiency and effectiveness as shown by our $0. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 819 full-time employees and 65 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Your Benefit

With $702,951,645 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our total loans and leases amount to $5,808,454,297, which includes $44,663 in used auto loans. This lending capacity supports your financial goals across various sectors.

Solid Capital Foundation

With a net worth of $707,819,700, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $947 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $632,135,339 in used vehicle loans and $146,071,731 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to guide you through the process and ensure you receive the best deal possible.

Business Financing

For business owners, our outstanding commercial loans totaling $921,976,576 provide the capital needed to grow and expand your business. We understand the unique challenges faced by entrepreneurs and are committed to providing tailored solutions that support your business objectives. In addition to these offerings, we also provide refinancing options for existing loans, which can help lower your monthly payments or consolidate debt for better management. If you're unsure about eligibility or need assistance navigating your options, don't hesitate to reach out. If you have any questions or would like more information about our loan products, feel free to contact us at (608) 243-5000 or visit us at our branch located at 1103 Spring City Ln Waukesha Wi 53186 in Waukesha, WI. We're here to assist you every step of the way! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With Junior Lien 1-4 Family Residential Properties loans totaling $870,167,475, we cater to first-time buyers as well as those looking to refinance their existing mortgages. Our experienced staff will work closely with you to find a solution that fits your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $210,579,328 in loans helping members manage their finances effectively. Our credit cards come with rewards programs that add value to your everyday purchases while offering you financial flexibility when you need it most.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

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SUMMIT CREDIT UNION