Summit Credit Union Verona WI | Low Mortgage Rates & Business Loans

Introduction

Welcome to Summit, your trusted financial partner in the heart of Verona, WI. Located at 881 W Verona Ave, our branch has been serving the community since 1935. With a strong commitment to our members, we have grown to support over 264,754 individuals and families with a wide range of financial services. At Summit, we pride ourselves on our impressive assets totaling $7,470,640,700, ensuring that we have the resources to meet your needs. Our total deposits stand at $744,440,958, reflecting the trust our members place in us every day. We also offer a robust portfolio of loans and leases amounting to 246,600, designed to help you achieve your financial goals. While members can visit us at our Verona location for personal banking services including checking and savings accounts, auto loans, mortgage options, and credit cards official correspondence should be sent to our mailing address: PO Box 8046, Madison, WI 53708. Our dedicated team of 884 employees is here to provide personalized service with a smile. Under the leadership of CEO Kim Sponem and Board President Dan Kaiser, we strive to create a welcoming environment where everyone feels valued. As part of our commitment to fostering community relationships, we maintain a net worth of $707,819,700, allowing us to reinvest in local initiatives and support those around us. Our cash reserves amount to $49,873,280, ensuring that we're ready for whatever challenges or opportunities arise. We invite you to experience the difference at Summit Credit Union. Whether you need assistance with everyday banking or more complex financial solutions, we're here for you! Reach out today at (608) 243-5000 or visit our website at summitcreditunion.com for more information about how we can help you thrive financially.

Branch History & Mission

Join Us

As we look ahead to the future, our commitment remains steadfast to empower our members through exceptional service and support. We invite you to become part of the Summit family. Experience firsthand how we can help you achieve your financial goals while being an integral part of our vibrant community. For more information or assistance, feel free to call us at 608-243-5000 or visit our website at www.summitcreditunion.com. Join us today!

Modern Banking Solutions

In today's fast-paced world, we understand that convenience matters. That's why we offer digital banking options such as online banking and mobile payments, ensuring you can manage your finances anytime and anywhere. We also provide ATM services for easy cash access along with drive-thru banking for quick transactions without leaving your car. Our branch operates with member needs in mind: - Lobby Hours: Monday - Thursday from 8:30 AM - 5 PM; Friday from 8:30 AM - 6 PM; Saturday from 9 AM - 12 PM. - Drive-Up Hours: Monday - Thursday from 7:30 AM - 7 PM; Friday from 7:30 AM - 6 PM; Saturday from 8 AM - 1 PM.

Our Commitment to Community

We take pride in being an active part of the Verona community and surrounding areas. Over the years, Summit has partnered with local organizations to support various initiatives aimed at enhancing quality of life for residents. Whether it's sponsoring local events or providing educational workshops on financial literacy, we strive to give back and make a difference. While members can visit us at our branch location in Verona, official correspondence should be sent to our mailing address: PO Box 8046, Madison, WI 53708.

Branch Location & Accessibility

Operating Hours

Our lobby hours are perfect for your busy schedule: we're open Monday through Thursday from 8:30 AM to 5 PM, Friday from 8:30 AM to 6 PM, and Saturday from 9 AM to 12 PM. If you prefer the convenience of drive-thru banking, we've got you covered with extended hours as well Monday through Thursday from 7:30 AM to 7 PM, Friday from 7:30 AM to 6 PM, and Saturday from 8 AM to 1 PM.

Parking and Accessibility

We understand how important accessibility is for all our members. That's why our branch features ample parking right outside, along with ADA-compliant ramps to ensure everyone can comfortably visit us. Our friendly staff is always ready to assist you in any way needed.

Services Offered

At Summit, we're proud to provide a range of services tailored just for you. From checking and savings accounts to auto loans and mortgages, our offerings are designed to meet your financial needs. We also feature an ATM on-site for quick cash withdrawals and basic transactions, making it even easier for you to manage your finances on the go. While members can visit us at our Verona address for all their banking needs, official correspondence should be sent to PO Box 8046 in Madison if necessary. Ready to experience banking that puts you first? Give us a call at 608-243-5000 or stop by today! We look forward to welcoming you into the Summit family!

Member Eligibility

Joining the Summit family means becoming part of a community that truly cares about your financial journey. At Summit, we welcome anyone who lives or works in the areas we serve, as well as those who have family members already part of our credit union. This inclusive approach ensures that everyone can experience the benefits of our member-focused services, which include competitive loan rates, personalized banking solutions, and convenient online tools. If you're interested in learning more about what it takes to become a member, we invite you to check out the detailed eligibility criteria at this link. Opening an account is simple and straightforward! Just give us a call at (608) 243-5000 or stop by our branch located at 881 W Verona Ave Verona Wi 53593. Our friendly team will guide you through the process so you can start enjoying all that Summit has to offer. Don't miss out on being part of something special your membership is just a step away!

Business Banking & Commercial Services

Loan Options for Every Need

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,650 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $921,976,576, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

In addition to loans, we offer merchant services tailored to meet the needs of busy business owners. Imagine being able to accept payments quickly and easily, whether it's in-store or online. Our merchant services allow you to focus on what you do best running your business while we handle the transactions efficiently. Located at 881 W Verona Ave Verona Wi 53593 in Verona, WI, we're here to help your business thrive. For more information or to speak with a representative, call us at (608) 243-5000. Let's work together towards your business goals!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing solutions make it easy for you to get behind the wheel of your dream vehicle. We offer competitive rates and flexible terms tailored to fit your budget. From first-time buyers to seasoned car owners, we can help you drive away with confidence.

Business Banking

For entrepreneurs and small business owners, we offer a variety of business banking services including merchant services and business loans. We know how vital cash flow is for running a successful business, so let us assist you in finding the right financial tools to grow your venture.

Convenient Access

With an ATM on-site and drive-thru banking available, accessing your accounts is simple and convenient. Need to make a quick deposit or withdrawal? Just swing by during our lobby hours: Mon-Thur 8:30am - 5pm; Fri 8:30am - 6pm; and Sat 9am - 12pm. For those who prefer digital access, enjoy easy online banking features like mobile payments and person-to-person transfers. At Summit, we pride ourselves on being more than just a credit union; we're part of the community. Our commitment extends beyond providing services; it's about building lasting relationships with our members. Ready to explore what we can do for you? Give us a call at (608) 243-5000 or visit us at Verona today! Your financial success starts here!

Credit Cards with Rewards

Our credit cards come with rewards that benefit you as you spend. Use them for everyday purchases and enjoy cashback, points, or other perks that enhance your experience. It's not just about spending; it's about getting something back in return.

Mortgage Loans & Refinancing

Homeownership is more than just a dream; it's an investment in your future. At Summit, we provide mortgage loans and refinancing options that suit different lifestyles and financial situations. Whether you're buying your first home or looking to refinance your existing mortgage for better terms, our knowledgeable staff will guide you through every step.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking options have you covered. Imagine having the ability to manage your finances easily through online and mobile banking, allowing you to check balances, transfer funds, and pay bills from the comfort of your home or on the go. With Summit, your money is always within reach.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our personal loans can provide the support you need. We understand that life can throw curveballs, and our lending solutions are designed to help ease financial burdens when they arise.

Digital & Online Banking

Key Services

With our robust online banking platform, you can access your accounts 24/7. This means you can check balances, transfer funds, and pay bills whenever it suits you. Plus, our mobile application makes it simple to stay connected to your finances right from your smartphone. You can even make mobile payments with just a few taps no more fumbling for cash or cards! Security is a top priority for us. We offer electronic signature authorization for added protection when handling transactions online. This ensures that your information remains safe while you enjoy the ease of banking from anywhere.

Real-Time Management

Keeping track of your financial activities is essential, and that's why we provide e-statements directly to your inbox. Say goodbye to paper clutter and hello to a streamlined way of monitoring your account statements. Additionally, if you need to send money to friends or family quickly, our person-to-person transfer feature allows you to do so effortlessly. Our goal at Summit is to empower you with the tools needed for effective account management while ensuring peace of mind regarding security. Explore all these features and more by visiting us at https://www.summitcreditunion.com/ today!

Financial Strength

A Solid Foundation

With a net worth of $707,819,700, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $947 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Committed Team

We take pride in having 819 full-time employees and 65 part-time employees who are dedicated to serving you with expertise and care. This knowledgeable team ensures that whether you're saving or borrowing, you receive the best support possible.

Growing Together

Our success is also reflected by our thriving member base. With a total of 666,787, it's clear that many trust us with their finances. Our operational efficiency is highlighted by our $0, enabling us to continue offering competitive loan rates and solid financial products for all members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Summit is your trusted partner. Visit us at 881 W Verona Ave Verona Wi 53593 or call (608) 243-5000 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Services

Our commitment to your financial well-being is further reflected in our $702,951,645 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $44,663 in used auto loans and $5,808,454,297 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Member-Focused Savings

Your savings are secure with us. We have $2,350,293,935 in share certificates and $1,279,046,007 in money market shares, which offer stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $73,411,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $632,135,339 in used vehicle loans and $146,071,731 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that can fit into your budget.

Credit Lines

For those needing extra financial flexibility, our total credit lines amount to $2,104,239,979. These lines can be an excellent way to manage unexpected expenses or support larger purchases without impacting your budget too much.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $870,167,475, make buying or refinancing simple. We aim to provide you with the best possible experience throughout the mortgage process.

Refinancing Options

If you're considering refinancing any of your existing loans or mortgages, our team is here to assist you. We can guide you through the eligibility options available to ensure that you are making the most informed decision for your financial future. For inquiries or further information about our loan offerings, feel free to reach out at 608-243-5000. Our branch is located at 881 W Verona Ave, Verona WI 53593. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you find the right loan product for your needs today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $210,579,328 in loans helping members manage their finances effectively. This option allows you to make purchases while giving you the freedom to pay back at your convenience.

Loan Aggregator

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Real-Time Rate Comparisons

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SUMMIT CREDIT UNION