Summit Credit Union Sun Prairie WI | Best Auto Loans & Checking

Introduction

Welcome to Summit, your trusted financial partner located at 112 S Grand Ave, Sun Prairie, WI 53590. Since our establishment in 1935, we have been dedicated to serving our community with a personal touch and a commitment to excellence. With over 264,754 members and total assets exceeding $7,470,640,700, we are proud to offer a wide range of services tailored to meet the needs of individuals and businesses alike. At Summit, we believe in empowering our members through financial education and personalized solutions. Our total deposits stand at an impressive $744,440,958, reflecting the trust our members place in us. We also provide various loan options, with more than 246,600 loans and leases approved. Whether you're looking for auto financing or a new home mortgage, our experienced team is here to guide you every step of the way. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 8046, Madison, WI 53708-8046. Under the leadership of our CEO Kim Sponem and Board President Dan Kaiser, we strive to maintain a net worth of $707,819,700, ensuring that we remain a strong and stable institution for all our members. Our dedicated staff of 884 employees is committed to providing exceptional service with a smile. Ready to take the next step in your financial journey? Give us a call at 608-243-5000 or visit us online at Summit Credit Union to learn more about how we can help you achieve your financial goals. Join us today and experience the Summit difference!

Branch History & Mission

Community Connections

Our focus on community means that we're more than just a credit union; we're your neighbors who care about your success. From sponsoring local events to providing educational workshops about budgeting and saving, Summit is dedicated to making a positive impact in Sun Prairie and beyond. We invite you to join us at Summit and experience firsthand the benefits of being part of a member-focused credit union. With every service designed around you be it checking accounts or mortgage solutions we're committed to helping you achieve your financial goals. Discover how we can serve you today! For more information or assistance, call us at (608) 243-5000 or visit us online at Summit Credit Union.

Our Journey

Summit began with a simple mission: to provide accessible financial services to those in our community. Over the years, we've expanded our offerings beyond basic banking to include personal loans, auto financing, mortgages, and business banking services. As we grew, so did our dedication to technological advancements that make banking easier for our members. Today, we offer online and mobile banking options alongside traditional services like ATM access and drive-thru banking. While members can visit us at 112 S Grand Ave Sun Prairie Wi 53590, official correspondence should be sent to PO Box 8046, Madison, WI 53708-8046. This ensures that all communication is handled efficiently while keeping member convenience at the forefront.

Our Mission

At Summit, our mission is clear: we exist to enhance the financial well-being of our members and empower them through education and support. We believe that financial health is not just about having money; it's about making informed choices that lead to a secure future. This commitment extends into our community outreach efforts where we partner with local organizations to provide resources and support for those in need. As an ADA-compliant establishment, we strive to ensure that everyone can access our services comfortably. Whether it's through user-friendly digital tools or personalized customer service available during operating hours tailored for your convenience (PTM), we're here for you.

Branch Location & Accessibility

Convenient Access

Parking is plentiful at our location, making it simple for you to stop by. Our branch is also designed with accessibility in mind, featuring ADA-compliant ramps and entrances so that all members can enjoy a hassle-free visit.

Get in Touch

Have questions? Don't hesitate to reach out! You can give us a call at 608-243-5000. We're eager to help you with your banking needs and look forward to seeing you at the Summit branch soon!

Operating Hours

We understand that your time is valuable. That's why we offer flexible operating hours tailored to fit your schedule. Whether you prefer visiting us during the week or on weekends, our dedicated team is here for you during our standard PTM drive-up hours.

Services Offered

At Summit, we provide a full range of banking services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Our drive-thru service makes it even easier to handle basic transactions like deposits and withdrawals without leaving your car. For those who prefer self-service options, our ATM is available for quick cash withdrawals and balance checks anytime.

Member Eligibility

Joining the Summit community means becoming part of a supportive network that values you and your financial well-being. To become a member at Summit, we welcome individuals who live, work, or worship in the areas we serve. Whether you're looking to open a checking account, save for a rainy day, or secure a loan for that dream car, our doors are open to you. The process is simple: just swing by our branch located at 112 S Grand Ave Sun Prairie Wi 53590 or give us a call at (608) 243-5000 for any questions you might have. For more detailed eligibility information, feel free to check out this resource. We're excited to help you on your financial journey!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,650 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $921,976,576, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, efficient payment solutions are essential. Our merchant services allow local businesses to accept payments easily and securely. Imagine a bustling café on a busy morning; with our streamlined payment options, customers can enjoy their coffee without delay. This not only enhances customer satisfaction but also helps boost your sales. Explore how Summit can empower your business journey at our branch located at 112 S Grand Ave Sun Prairie Wi 53590 or give us a call at (608) 243-5000. Together, let's build a brighter future for your business!

Comprehensive List Of Services

ATM & Drive-Thru Services

We also provide essential ATM services for quick cash withdrawals and balance checks. If you prefer face-to-face interactions but are short on time, take advantage of our drive-thru banking for deposits, withdrawals, and simple transactions all without leaving your car. At Summit, we aim to make banking accessible and straightforward so that you can focus on what truly matters your financial goals. Ready to explore how we can assist you? Call us at (608) 243-5000 or visit us today! Your journey towards financial wellness starts here.

Business Banking

For business owners, we offer specialized services such as merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we have tailored solutions that can help drive your success.

Credit Cards & Rewards

Don't forget about our exciting range of credit cards with rewards! These cards not only provide a convenient way to make purchases but also allow you to earn points towards travel, cashback, or other benefits. It's an effortless way to get more from your everyday spending.

Digital Banking

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features at Sun Prairie West. With our online and mobile banking, you can manage your accounts anytime, anywhere. From checking balances to transferring funds or paying bills, everything is just a few taps away on your smartphone or computer.

Personal Banking

Our personal banking services are tailored for individuals and families looking for straightforward solutions. You can open checking and savings accounts that fit your lifestyle, whether you need basic access or more features like online budgeting tools. For those looking to make a significant purchase, our auto loans and vehicle financing options come with competitive rates and flexible terms to help you get behind the wheel without breaking the bank. If homeownership is on your horizon, consider our mortgage loans and refinancing options. We take pride in guiding you through the process, ensuring you understand each step. And if you're managing debt or unexpected expenses, our personal loans and debt consolidation services can provide relief when you need it most.

Digital & Online Banking

Key Features

Our online banking platform at https://www.summitcreditunion.com/ provides you with 24/7 access to your accounts. Whether you need to check your balance, transfer funds, or pay bills, everything is right at your fingertips. Plus, with features like electronic signature authorization, signing important documents is quick and secure no more printing and mailing forms! We also offer e-statements, allowing you to view your account statements online whenever you want. It's not only convenient but also eco-friendly! For those on the go, our mobile application makes banking even easier. You can use it for mobile payments, person-to-person transfers, and more all from the comfort of your smartphone.

Security and Accessibility

Security is a top priority for us. Our digital banking services are equipped with robust security measures to keep your information safe while giving you peace of mind as you bank online. We strive to make every transaction simple and secure. With user-friendly features and real-time account management tools, you can easily stay on top of your finances. Whether you're at home or out and about, you'll have complete control over your money without any hassle. At Summit, we believe that banking should fit into your life not the other way around. Join us today and experience the ease of digital banking tailored just for you!

Financial Strength

At Summit, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial health with you, reflecting our commitment to provide reliable services and support your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $707,819,700, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.47% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,350,293,935 in share certificates and $1,279,046,007 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $73,411,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $702,951,645 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive as well; with $44,663 in used auto loans and $5,808,454,297 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency shines through with a net income of $23,704,038, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 819 full-time employees and 65 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our net shares available for lending and investments stand at $6,445,173, while the total number of share accounts reflects a growing trust within our community with 666,787 accounts. This shows that more people are choosing Summit as their trusted financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Summit is your trusted partner. Visit us at 112 S Grand Ave Sun Prairie Wi 53590 or call (608) 243-5000 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $632,135,339 in used vehicle loans and $146,071,731 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new vehicle or a reliable used one, we've got options that can fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $921,976,576 provide the capital needed to grow and expand. Whether you need funds for equipment or working capital, we are here to support your business ambitions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $870,167,475, make buying or refinancing simple. We provide personalized service and guidance throughout the process to ensure you find the best solution for your needs.

Refinancing Options

If you're considering refinancing your current loans or looking for eligibility options to better suit your needs, our team is ready to assist you. We believe in providing transparent solutions tailored specifically for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Summit Credit Union, we prioritize our members' financial well-being by offering competitive rates and personalized service. Visit us today to learn more about how we can help you achieve your financial goals!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $210,579,328 in loans helping members manage their finances effectively. This option allows you to make purchases while enjoying competitive interest rates and potential rewards.

Loan Aggregator

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SUMMIT CREDIT UNION - Sun Prairie, WI

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