Summit Credit Union Sun Prairie WI | Best Auto Loans & Personal Banking

Introduction

Welcome to Summit at our Sun Prairie branch, where community and financial well-being come together. Located at 1333 W Main St, Sun Prairie, WI 53590, we pride ourselves on being a trusted partner for over 264,000 members since our establishment in 1935. With a strong commitment to our community, we have accumulated total assets of $7,470,640,700, reflecting our dedication to providing exceptional service and support. At Summit, we understand the importance of financial stability. That's why we've built a solid foundation with total deposits amounting to $744,440,958 and a net worth of $707,819,700. Our focus on personal banking ensures that you have access to a range of products tailored to meet your needs whether it's checking and savings accounts or auto loans and mortgages. Our experienced team is led by CEO Kim Sponem and Board President Dan Kaiser, who are both committed to helping you achieve your financial goals. With 884 employees ready to assist you, we are here for all your banking needs. While members can visit us at our branch for in-person services including basic drive-thru banking and ATM access, official correspondence should be sent to our mailing address: PO Box 8046, Madison, WI 53708-8046. We invite you to explore the many services we offer from personal loans to business banking solutions all designed with your success in mind. If you're interested in learning more about how we can assist you on your financial journey or if you have any questions, feel free to call us at 608-243-5000 or visit our website at summitcreditunion.com. Join us today and experience the Summit difference!

Branch History & Mission

Community Engagement

Community engagement is at the core of what we do. We actively seek partnerships with local organizations to enhance community welfare. By supporting various outreach programs and events throughout Sun Prairie and beyond, we aim to uplift those around us while promoting financial literacy and responsibility. As we look forward to continuing this journey together, we invite you to join us at Summit. Experience firsthand how being part of our credit union can benefit you financially while contributing positively to your community. For more information about our services or if you have any questions, feel free to reach out at 608-243-5000 or visit our website at summitcreditunion.com. Together, let's build a brighter financial future!

Our Journey

From our humble beginnings, Summit has evolved significantly. Our branch at 1333 W Main St, Sun Prairie, WI 53590 has become a central hub for financial services in the region. This location is easily accessible and close to popular landmarks, making it convenient for our members to visit us. While members can come see us at this address, official correspondence should be sent to our mailing address: PO Box 8046, Madison, WI 53708-8046. Over the years, we've celebrated numerous milestones that reflect our commitment to innovation and community support. We are proud of our contributions to local projects and initiatives that help strengthen our neighborhoods. Our mission has always been clear: to empower individuals and families through accessible financial services while fostering a sense of belonging within the community.

Our Mission

At Summit, our mission goes beyond just providing banking services; we strive to make a real impact in the lives of our members. We offer a range of personal banking solutions including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking services. Our focus is on meeting your needs effectively while ensuring that every member feels valued. We understand the importance of adapting to modern times. That's why we offer digital banking options like online banking and mobile payments for your convenience. Whether you prefer visiting us in person or handling your finances online, we are here for you.

Branch Location & Accessibility

Welcome to Summit, your friendly neighborhood credit union located at 1333 W Main St in beautiful Sun Prairie, WI! We understand that convenience is key when it comes to managing your finances. That's why our branch is strategically situated near local landmarks, making it easy for you to pop in whenever you need assistance. Whether you're heading to the nearby Sun Prairie City Hall or visiting the local park, we're just a quick stop away. At Summit, we strive to make your visit as pleasant as possible. Our branch features accessible parking and ADA-compliant entrances, ensuring that everyone can easily access our services. Plus, with our drive-thru banking option available, you can handle simple transactions without ever leaving your vehicle. Our operating hours are designed to fit your busy schedule: we're open Monday through Friday from 7:30 AM to 5:30 PM and Saturday from 8:30 AM to 1 PM. This means you can find time for banking that works for you whether it's before work or during the weekend. Need cash on the go? Our ATM is available for quick withdrawals and balance checks right outside our branch. If you're looking for personal banking options like checking and savings accounts, auto loans, mortgage loans, and more, we've got you covered with a variety of services tailored just for you. For any official correspondence, please note that while members can visit us at our physical location in Sun Prairie, all mail should be directed to PO Box 8046, Madison, WI 53708-8046. If you have any questions or need assistance, don't hesitate to give us a call at 608-243-5000. We're here to help! Come visit us today and discover how Summit can support your financial journey!

Member Eligibility

Joining the Summit community is an exciting step toward better financial health and a supportive network. At Summit, we believe that everyone deserves access to great financial products and services. To become a member, you simply need to meet our eligibility requirements, which are designed to be inclusive and straightforward. Generally, anyone who lives, works, or attends school in the areas we serve can join us. It's all about creating opportunities for you and your family! Once you're ready to start your membership journey, opening an account is a breeze. Just visit us at our branch located at 1333 W Main St, Sun Prairie, WI 53590, or give us a call at 608-243-5000 for more information. You can also find detailed eligibility criteria by checking out our website here. We're here to help you take control of your financial future!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Imagine being able to take your business to new heights with access to tailored financing options. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,650 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $921,976,576, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Payments

In today's fast-paced world, efficient payment processing is crucial for any business. At Summit, our merchant services allow you to accept payments easily and securely. Whether you're a retail shop or an online store, our solutions help streamline transactions, manage cash flow, and enhance customer satisfaction. Located at 1333 W Main St Sun Prairie Wi 53590 in Sun Prairie, WI, our team is ready to assist you in navigating your business banking needs. Let us be the partner you need for success! For more information, give us a call at (608) 243-5000.

Comprehensive List Of Services

Business Banking

For small business owners, we offer Business Banking solutions that include Merchant Services and Business Loans. We know running a business is challenging; that's why we aim to provide the support you need to thrive.

Convenient Access

In addition to our comprehensive service offerings, we feature Basic Drive-Thru Banking for quick deposits, withdrawals, and simple transactions perfect for busy schedules! If you prefer self-service options, our ATM services allow for cash withdrawals whenever you need them. At Summit, we believe that managing your finances should be easy and accessible. With digital banking features like mobile payments and person-to-person transfers, staying on top of your financial life has never been more convenient. If you're ready to take control of your financial future or have any questions about our services, don't hesitate to reach out! Call us at (608) 243-5000 or visit us at 1333 W Main St Sun Prairie Wi 53590 in Sun Prairie. We look forward to serving you at Sun Prairie!

Credit Cards and Rewards

Don't forget about our Credit Cards with Rewards! These cards offer benefits that can enhance your spending experience while allowing you to earn points for future purchases. It's a great way to make your money work for you!

Loans and Financing

Thinking about purchasing a new car or refinancing your home? Our Auto Loans & Vehicle Financing options make it easy to get behind the wheel without breaking the bank. For those looking to buy a home, we offer Mortgage Loans & Refinancing to fit your budget and lifestyle. If you're facing unexpected expenses, our Personal Loans & Debt Consolidation services provide relief with manageable payment plans.

Personal Banking

We understand that everyone has different banking needs. That's why our personal banking services include Checking & Savings Accounts designed for convenience and flexibility. Imagine having easy access to your funds through our Online & Mobile Banking platforms, where you can manage your accounts right from your smartphone or computer. You can also enjoy basic ATM access for quick withdrawals and balance checks whenever you need them.

Digital & Online Banking

Enjoy Hassle-Free Transactions

Want to make purchases without cash? Our mobile payments feature lets you do just that! Simply link your accounts to your favorite payment apps for quick and easy transactions wherever you are. At Summit, we believe that banking should be straightforward and user-friendly. That's why we've created an online banking experience that's designed with you in mind. With every feature available at your fingertips, managing your finances has never been easier or more secure. Explore all that our digital banking services have to offer by visiting us at https://www.summitcreditunion.com/ today!

Key Features for Your Convenience

With our 24/7 online banking services, you can check balances, make transfers, and pay bills without stepping foot in the branch. Our mobile application takes this convenience a step further, allowing you to manage your money directly from your smartphone. Plus, if you're looking to send money to friends or family, our person-to-person transfer feature makes it easy and hassle-free. Security is a top priority for us. You can rest assured knowing that transactions made with electronic signature authorization are both safe and efficient. We also provide e-statements for those who prefer a paperless option keeping your financial records organized and accessible at all times.

Financial Strength

Committed Team

We take pride in having 819 full-time employees and 65 part-time employees dedicated to providing exceptional service at all times. Our team is always ready to assist you with any inquiries or banking needs. The strength of our operations is further illustrated by our net shares available for lending and investments totaling $6,445,173. Additionally, we have cultivated a strong member base with 666,787 accounts trusting us with their finances.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Summit is your trusted partner. Visit us at 1333 W Main St Sun Prairie Wi 53590 or call (608) 243-5000 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $2,350,293,935 in share certificates and $1,279,046,007 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $73,411,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $702,951,645 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is evident with $44,663 in used auto loans and $5,808,454,297 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our $23,704,038, allowing us to continue offering competitive loan rates and solid financial products tailored for you.

Solid Financial Health

With a net worth of $707,819,700, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation enables us to support our community's needs confidently. Our net worth ratio of 9.47% demonstrates a robust capital base, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $632,135,339 in used vehicle loans and $146,071,731 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier than ever to find the right fit for your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $921,976,576 provide the capital needed to grow and expand your business operations. Our dedicated team can help tailor a solution that fits your specific business needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $870,167,475. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through each step of the process.

Refinancing Options

If you're considering refinancing any existing loans or mortgages for better rates or terms, we have options available that might suit you well. It's worth exploring how we can help you save money over time. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're interested in auto loans, mortgages, credit cards, or business financing solutions Summit is committed to supporting your financial journey every step of the way. Visit us today or contact us at 608-243-5000 for more information!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $210,579,328 in loans helping members manage their finances effectively. These cards are designed to provide convenience and purchasing power without requiring collateral.

Loan Aggregator

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SUMMIT CREDIT UNION - Sun Prairie, WI

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