Summit Credit Union Stoughton WI | Quick Personal Loans & ATM Services

Introduction

Welcome to Summit, your trusted financial partner in the heart of Stoughton, WI. Located at 2105 Mccomb Rd, our branch has been serving the community since 1935, and we are proud to have grown into a vital resource for over 264,000 members. With total assets exceeding $7.4 billion, we are committed to providing exceptional service and support for all your banking needs. At Summit, we believe in empowering our members through strong financial solutions. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, or need assistance with business banking services, our dedicated team is here to help you every step of the way. Our CEO, Kim Sponem, alongside Board President Dan Kaiser, leads a passionate staff of 884 employees who are focused on enhancing your experience. We strive to create a welcoming environment where your financial goals can be realized. With a net worth of $707 million and total deposits amounting to $744 million, we ensure that your money is safe and growing with us. While members can visit us at our Stoughton location, official correspondence should be sent to our mailing address at PO Box 8046, Madison, WI 53708-8046. If you have any questions or need assistance, don't hesitate to reach out! You can contact us at 608-243-5000. We invite you to explore our services further by visiting our website at www.summitcreditunion.com. Join us on this journey towards achieving your financial dreams your success is our priority!

Branch History & Mission

Community Engagement

Summit Credit Union is more than just a place for transactions. We actively engage with the community through initiatives that support local charities and events. By fostering these connections, we strengthen not only our member relationships but also the overall fabric of Stoughton. In addition to being accessible during regular operating hours Monday through Thursday from 8:30 AM to 5 PM, Friday from 8:30 AM to 6 PM, and Saturday from 8:30 AM to 1 PM we offer convenient drive-thru banking from 7:30 AM to 6 PM on weekdays and from 8 AM to 1 PM on Saturdays. Our branch features an ATM for easy cash withdrawals and balance checks. We invite you to join us at Summit Credit Union. Experience the difference that comes from being part of a community-focused institution dedicated to your financial well-being. Together, we can achieve your goals while building a brighter future for everyone in Stoughton! For any inquiries or assistance, feel free to contact us at 608-243-5000 or visit our website at summitcreditunion.com.

Our Mission

Our mission is clear: to empower our members by offering personalized financial services while fostering a strong sense of community. We believe that everyone deserves access to quality financial resources and support. That's why we focus not only on providing excellent banking services but also on giving back to our community through various outreach programs and partnerships. While you can visit us at 2105 Mccomb Rd, please note that official correspondence should be sent to PO Box 8046, Madison, WI 53708-8046. We strive to ensure our services are user-friendly and inclusive; this includes ADA compliance across all platforms and digital advancements such as online banking and mobile applications.

Branch Location & Accessibility

Accessibility Features

At Summit, we prioritize accessibility for all our members. Our branch is ADA compliant and features ramps and designated parking spaces for those who need them. You'll find ample parking available to ensure your visit is as stress-free as possible.

Operating Hours

We know your time is valuable, so we offer flexible operating hours to fit your schedule. Our lobby hours are Monday through Thursday from 8:30 AM to 5 PM, Friday from 8:30 AM to 6 PM, and Saturday from 8:30 AM to 1 PM. If you prefer the convenience of drive-thru banking, you can visit us Monday through Friday from 7:30 AM to 6 PM and Saturday from 8 AM to 1 PM.

Services Offered

Summit provides a variety of services tailored for both personal and business banking. From checking and savings accounts to mortgage loans and credit cards with rewards our offerings are designed with you in mind. Plus, enjoy the ease of ATM access for withdrawals and balance checks anytime. We invite you to come visit us or give us a call at 608-243-5000 if you have any questions. Our team is ready and eager to assist you!

Member Eligibility

At Summit, we believe that everyone deserves a supportive financial community, and becoming a member is just the beginning of your journey with us. If you're looking to join our family, the eligibility criteria are straightforward and welcoming. Generally, anyone who lives, works, or worships in the Stoughton area can become a member. This means that if you're part of our vibrant community, you're already on your way! Joining us not only gives you access to a range of financial services but also connects you with people who truly care about your success. To make it even easier, opening an account is a simple process. Just visit us at 2105 Mccomb Rd Stoughton Wi 53589, or feel free to give us a call at (608) 243-5000 for any questions or assistance. You can also find more detailed information about eligibility and account opening by checking out our website at . We can't wait to welcome you into the Summit family!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine running your business smoothly, with payments processed efficiently at every turn. Our merchant services are designed to simplify transactions, allowing you to focus on what you do best growing your business. From easy payment acceptance to detailed reporting tools, we equip you with the resources needed to thrive in today's competitive market. Located at 2105 Mccomb Rd Stoughton Wi 53589, Stoughton, WI, we're here to partner with you every step of the way. Contact us today at (608) 243-5000 to learn how our tailored solutions can benefit your business!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,650 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $921,976,576, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For our business members, we provide comprehensive Business Banking services that include merchant services and business loans. We recognize that running a business comes with its own set of challenges, so we aim to support you with tools and resources that enhance your operations and financial health.

Convenient Transactions

To make banking even easier, we offer basic drive-thru banking services where you can handle deposits, withdrawals, and other simple transactions without leaving your vehicle. Our drive-thru service is designed for efficiency so you can get back to what matters most your day. At Summit, we believe in providing top-notch service along with innovative solutions tailored just for you. For more information on any of these services or if you have questions about how we can assist with your specific financial needs, please don't hesitate to reach out at (608) 243-5000 or visit us at our branch located at 2105 Mccomb Rd Stoughton Wi 53589 in Stoughton, WI. Explore how we can help simplify your banking experience today! Visit us online at Stoughton or give us a call we're excited to assist you!

Empowering Your Financial Journey

Life can throw unexpected expenses your way. That's why we offer Personal Loans & Debt Consolidation solutions designed to help you regain control over your financial situation. Need extra cash for a special project? Our loans can cover everything from home improvements to unexpected bills.

Financing Your Dreams

If you're in the market for a new vehicle or looking to refinance an existing loan, our Auto Loans & Vehicle Financing programs make it easy for you to drive away with confidence. We provide flexible terms and competitive rates that suit your budget. For those considering homeownership, our Mortgage Loans & Refinancing options are tailored to fit your unique situation. Whether you're buying your first home or refinancing an existing mortgage, our experienced team is ready to assist you.

Personal Banking Made Simple

We offer Personal Banking options including checking and savings accounts that cater to individuals at all stages of life. Our accounts come with features that help you manage your money easily, whether you're saving for a vacation or setting up an emergency fund. With our Online & Mobile Banking, you can check balances, transfer funds, and pay bills right from your phone or computer. Plus, our ATM & Cash Withdrawal Services ensure you have access to your funds anytime you need them.

Digital & Online Banking

Key Features for Your Convenience

Our online banking platform allows you to take control of your financial life right from the comfort of your home or on the go. You can view your account balances, transfer funds, and even manage your bills with just a few clicks. Plus, if you're always on the move, our mobile application lets you bank wherever you are, putting all the essential features right in your pocket. Worried about security? Rest assured! At Summit, we prioritize your safety with features like electronic signature authorization, which makes signing documents quick and secure. You can also opt for e-statements to keep track of your finances without the clutter of paper statements because saving trees is just as important as saving money!

Stay Connected with Person-to-Person Transfers

Need to send money to a friend or family member? Our person-to-person transfer feature makes it simple and fast. Whether you owe someone lunch money or want to share costs for a group gift, sending cash has never been easier. And if you're looking for convenient payment options, our mobile payments feature allows you to pay for purchases directly from your phone. It's all about making banking work for you while ensuring that every transaction is safe and secure. In short, with Summit's digital and online banking services, managing your money has never been more accessible or straightforward. Experience the ease of real-time account management today!

Financial Strength

Commitment to Growth

With $702,951,645 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $44,663 in used auto loans and $5,808,454,297 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts stand at 666,787, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments are at $6,445,173, reinforcing our commitment to help you achieve your financial goals. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Summit is your trusted partner. Visit us at 2105 Mccomb Rd Stoughton Wi 53589 or call (608) 243-5000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Focused Savings

Members' savings are secured through $2,350,293,935 in share certificates and $1,279,046,007 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $73,411,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our performance reflects operational efficiency with a reported net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 819 full-time employees and 65 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $707,819,700, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $947 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $632,135,339 in used vehicle loans and $146,071,731 in new vehicle loans, helping members get on the road with confidence. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we provide flexible terms and competitive rates tailored to your needs.

Business Financing

For business owners, our outstanding commercial loans totaling $921,976,576 provide the capital needed to grow and expand your business. We know how important it is for small businesses to have access to funds when they need them most. At Summit, we prioritize transparency and support for all our members. Our dedicated team is available to discuss refinancing options and eligibility criteria that may suit your unique financial situation. For more information on our loan offerings or to speak with one of our knowledgeable representatives, feel free to reach us at (608) 243-5000. Visit us at 2105 Mccomb Rd Stoughton Wi 53589 in Stoughton, WI, or check out our website at https://www.summitcreditunion.com/ for additional details. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you navigate your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple and accessible. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $870,167,475, which can be an excellent choice for those looking to invest in real estate or improve their living situation. Our team is here to guide you through every step of the mortgage process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $210,579,328 in loans helping members manage their finances effectively. These cards come with various benefits designed to fit your lifestyle, making it easier for you to handle daily expenses without the stress of accruing debt.

Loan Aggregator

Benefits of Using LendMesh

LendMesh prides itself on several key features that enhance the user experience: - Verified Data: Loan offers come from legitimate financial institutions, ensuring that all comparisons are trustworthy and accurate. - No Sponsored Listings: Unlike some comparison tools, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for our users. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing them to make well-informed choices about their borrowing options. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the practical benefits of using LendMesh to navigate the often complex world of loans. To explore your options and compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means users can trust that they are viewing fair and transparent offers. Each loan comparison reflects current market conditions, ensuring that users have access to the most accurate information available.

SUMMIT CREDIT UNION