Summit Credit Union Portage WI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Summit, your trusted partner in financial well-being! Located at 110 Henry Dr, Portage, WI 53901, our credit union has been proudly serving the community since 1935. With a strong commitment to our members, we aim to provide personalized financial services that help you achieve your goals. Whether you're looking for savings options, loans, or business banking solutions, we are here to support you every step of the way. At Summit, we take pride in our robust financial standing. With total assets exceeding $7.47 billion and total deposits around $744 million, we have the resources to help you succeed. Our dedicated team of 884 employees is always ready to assist, ensuring that your banking experience is seamless and enjoyable. You can feel confident knowing that as a member of Summit, you're part of a community-focused organization with over 264,000 members. Our leadership team, headed by CEO Kim Sponem and Board President Dan Kaiser, is committed to maintaining transparency and integrity in everything we do. While members can visit us at our Portage branch, official correspondence should be sent to our mailing address: PO Box 8046, Madison, WI 53708-8046. If you have questions or need assistance, don't hesitate to reach out at 608-243-5000. Join us today at Summit Credit Union and discover how we can help you take charge of your finances! Visit us online at www.summitcreditunion.com for more information about our services and offerings.

Branch History & Mission

Join Us Today!

As we look toward the future, we invite you to become part of the Summit family. Experience firsthand how our member-focused approach can help you achieve your financial goals while contributing positively to the community around us. For more information or to join today, please call us at 608-243-5000 or visit us online at Summit Credit Union. Together, let's build a brighter financial future!

Modern Services

We understand the importance of adapting to meet the needs of our members in an ever-changing world. That's why we've embraced digital advancements to offer convenient online and mobile banking options. Our facilities are ADA compliant, ensuring that everyone can access our services with ease. Additionally, our drive-thru service allows for quick transactions without leaving your vehicle. While members can visit us at 110 Henry Dr for all their banking needs, official correspondence should be sent to PO Box 8046, Madison, WI 53708-8046 if needed. Our friendly team is available during lobby hours from Monday to Thursday from 8:30 AM - 5 PM, Friday from 8:30 AM - 6 PM, and Saturday from 9 AM - 12 PM.

Our Mission

At Summit Credit Union, our mission is clear: to provide exceptional financial services while making a positive impact in the communities we serve. We believe that everyone deserves access to quality banking options that empower them to achieve their dreams. Whether it's through personal banking solutions like checking accounts and auto loans or business banking services tailored for local entrepreneurs, we are here to help. Our commitment extends beyond just financial transactions. We actively engage with our community through various outreach programs and partnerships designed to uplift those around us. By participating in local events and supporting charitable initiatives, we aim to foster a spirit of togetherness and shared success.

Branch Location & Accessibility

Accessibility Features

At Summit, we believe in making banking accessible for everyone. Our branch features ADA-compliant entrances and ramps, ensuring that all members can easily navigate our space. Plus, ample parking is available right outside our door, so you can park with ease when you visit us.

Banking Services

At Summit in Portage, we offer a wide range of services tailored just for you. From personal checking and savings accounts to auto loans and mortgage refinancing, our team is here to help with every financial step. Need quick cash? We have ATMs available for easy withdrawals and balance checks right at your fingertips. Additionally, our drive-thru service allows for simple transactions like deposits and withdrawals without leaving your vehicle. While members can visit us at our physical location on Henry Dr., official correspondence should be sent to PO Box 8046, Madison, WI 53708-8046.

Connect With Us

We're excited to serve you at Summit! If you have any questions or need assistance, don't hesitate to call us at 608-243-5000. Our friendly staff looks forward to welcoming you in person or over the phone. Come visit us today and see how we can help make your financial journey smoother!

Operating Hours

We understand that life can get busy, which is why we offer flexible hours to fit your schedule. Our lobby is open Monday through Thursday from 8:30 AM to 5 PM, Friday from 8:30 AM to 6 PM, and Saturday from 9 AM to 12 PM. If you prefer drive-thru banking, we've got you covered! Drive-up hours are Monday through Thursday from 7:30 AM to 5:30 PM, Friday from 7:30 AM to 6 PM, and Saturday from 8:30 AM to 1 PM.

Member Eligibility

Becoming a member of Summit is like joining a welcoming family that truly cares about your financial well-being. If you're looking to enjoy a range of benefits and personalized service, you'll be glad to know that membership is open to anyone who lives or works in the community, as well as their family members. This means you can take part in our exclusive offerings designed just for you, from competitive loan rates to exceptional savings options. To learn more about the specific eligibility details. Once you're ready to join us at Summit, opening an account is straightforward and hassle-free! Just give us a call at (608) 243-5000, and we can guide you through the process. Our branch is located at 110 Henry Dr Portage Wi 53901, and we can't wait to welcome you into our community!

Business Banking & Commercial Services

Practical Merchant Services

Imagine having a partner who understands your daily operations. Our merchant services simplify payment processing so you can focus on what matters most running your business. Whether you need to accept credit cards or manage transactions, we provide tools that make your financial life easier. At Summit, we're more than just a bank; we're invested in the success of your business. Let us help you turn your vision into reality! For more information, call us at (608) 243-5000.

Tailored Financing Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,650 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $921,976,576, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For business owners, we offer robust banking solutions including merchant services and business loans. These services can help streamline operations and fund growth so you can focus on what matters most running your business.

Credit Cards

Our credit cards come with rewards that make everyday spending more rewarding. Imagine earning points for every dollar spent, which you can redeem for travel, merchandise, or cash back. It's just one more way we strive to add value to your financial journey.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our online and mobile banking platforms provide easy access to your accounts anytime, anywhere. Need cash? Withdraw funds at our ATM or use our drive-thru service for quick transactions without leaving your car. At Summit, we prioritize making banking simple and accessible for everyone in our community. Our operating hours are designed to fit into your busy schedule: Monday through Thursday from 8:30 AM to 5 PM, Friday until 6 PM, and Saturday mornings as well. For any questions or assistance with opening an account or applying for a loan, don't hesitate to reach out at (608) 243-5000. We're here to support you every step of the way! Join us at Summit today and discover how our comprehensive list of services can empower you towards achieving your financial goals!

Loans and Financing

When it comes to financing, Summit has you covered with various loan options. Whether you're considering an auto loan for a new vehicle or need mortgage loans for buying a house, we provide competitive rates and flexible terms. We understand life can throw challenges your way, which is why our personal loans and debt consolidation options are designed to help you regain control of your finances.

Personal Banking

Our personal banking services include checking and savings accounts that are designed to help you manage your money easily. Imagine having a checking account that offers convenient online banking features, allowing you to check your balance, transfer funds, and pay bills from the comfort of your home. We also offer attractive savings accounts that can help you grow your funds over time.

Digital & Online Banking

Key Features

For those who prefer mobile access, our mobile application allows you to manage your accounts right from your phone. You can make mobile payments with ease, ensuring that transactions are quick and hassle-free. Plus, with person-to-person transfers, sending money to friends or family is just a few taps away. We also prioritize security in everything we do. Our electronic signature authorization means you can sign documents safely without needing to visit a branch. And for those looking to stay organized, e-statements are available so you can view your account statements digitally no more paper clutter! In addition to these features, we're committed to making banking accessible for everyone. With user-friendly interfaces and real-time account management tools, it's never been easier to keep track of your finances. At Summit, we're dedicated to providing you with a digital banking experience that meets all your needs while ensuring peace of mind. So why wait? Explore our online banking services today at https://www.summitcreditunion.com/ and experience the convenience for yourself!

Financial Strength

Commitment to Growth

Our commitment to growth is evident with $702,951,645 in undivided earnings. This amount allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $44,663 in used auto loans and $5,808,454,297 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Member Trust

Total Share and Deposit Accounts stand at 666,787, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $6,445,173 further highlights our ability to provide the best services possible. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Summit is your trusted partner. Visit us at 110 Henry Dr Portage Wi 53901 or call (608) 243-5000 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $23,704,038, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 819 full-time employees and 65 part-time employees. This dedicated team ensures that our branches are always ready to serve you with knowledge and commitment.

Secure Savings Options

Your savings are secured through $2,350,293,935 in share certificates and $1,279,046,007 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $73,411,000, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $707,819,700, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.47% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

At Summit, we understand that financial needs can vary widely, and that's why we offer a diverse range of loan products tailored to help our members achieve their goals. Whether you're looking for a vehicle, a home, or managing everyday expenses, we've got you covered. With over 246,600 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly appealing, as they come with some of the lowest rates in the industry. Looking to buy a new car? Our auto loans have already facilitated over $146,071,731 in new vehicle loans and $632,135,339 in used vehicle loans, helping our members get on the road with confidence. If homeownership is on your mind, consider our mortgage options. We offer Junior Lien 1-4 Family Residential Properties loans totaling $870,167,475, making buying or refinancing simple and accessible. For those seeking additional flexibility, our unsecured credit card loans total $210,579,328, providing members with the ability to manage their finances effectively without the burden of collateral. Business owners can also find support with our outstanding commercial loans totaling $921,976,576. These loans provide essential capital for growth and expansion opportunities. Our team at Summit, located at 110 Henry Dr Portage Wi 53901, Portage, WI, is dedicated to working with you to find the best financing solutions that meet your needs. For any questions or to discuss eligibility and refinancing options, don't hesitate to reach out at (608) 243-5000. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to explore how we can assist you on your financial journey!

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SUMMIT CREDIT UNION - Portage, WI

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