Summit Credit Union Mount Horeb WI | Basic ATM & Drive-Thru Banking

Introduction

Welcome to Summit Credit Union your trusted financial partner in the heart of Mount Horeb, Wisconsin! Located at 1900 Commerce Dr, our branch has been serving the community since 1935, fostering strong relationships with our members and helping them achieve their financial goals. With a total membership of 264,754 and assets exceeding $7.4 billion, we pride ourselves on being a robust institution dedicated to your success. At Summit, we understand the importance of community. Our experienced team, led by CEO Kim Sponem and Board President Dan Kaiser, is committed to providing personalized service that meets your needs. Whether you are looking for loans, savings options, or simply need advice on managing your finances, we are here for you every step of the way. While members can visit us at our Mount Horeb location, official correspondence should be sent to our mailing address: PO Box 8046, Madison, WI 53708-8046. With total deposits of $744 million and cash in hand amounting to $49 million, we ensure your money is safe while providing competitive rates on loans and savings. As a member-driven organization, we focus on giving back to our community. Our commitment is reflected not only in our services but also in the impact we make locally. We offer a variety of loans totaling over 246,600, including auto loans and mortgages tailored just for you. We invite you to experience the Summit difference today! Feel free to call us at 608-243-5000 or visit our website at Summit Credit Union for more information on how we can assist you with your financial journey. Join us as we continue building a stronger community together!

Branch History & Mission

At Summit, our journey began in 1935, rooted deeply in the heart of Mount Horeb, WI. With a commitment to serving our community, we opened our doors at 1900 Commerce Dr, a location that has become more than just a branch; it's a hub for connection and support. Over the years, we've grown alongside our members, now proudly serving 264,754 individuals who trust us with their financial needs. Our mission is simple yet powerful: to enhance the lives of our members through exceptional financial services and community involvement. We believe in making banking accessible and supportive, ensuring everyone feels valued and heard. Our total assets have reached an impressive $7,470,640,700, which reflects not just our growth but also the trust our members place in us. As we continue to evolve, we focus on adapting to the needs of our community. While members can visit us at 1900 Commerce Dr, official correspondence should be sent to PO Box 8046, Madison, WI 53708-8046. Our branch offers convenient ATM services and basic drive-thru banking for quick transactions like deposits and withdrawals. At Summit, we are proud to embrace modern technology while remaining ADA compliant. Our digital advancements ensure that all members can access services easily through online banking and mobile payments. We also prioritize customer service by training our staff to be attentive to individual needs. We take pride in being actively involved in local initiatives and partnerships that uplift our community. Whether it's supporting local events or providing educational resources about financial literacy, we believe that investing in people is as important as managing funds. Join us on this journey! Experience firsthand how Summit is dedicated to your financial well-being while fostering a vibrant community spirit. We invite you to become part of our family today together, we can achieve great things! For any inquiries or assistance, don't hesitate to reach out at 608-243-5000.

Branch Location & Accessibility

Convenient Access

Our location is designed with accessibility in mind. Parking is readily available, and we have ADA-compliant features to ensure everyone can visit us comfortably. If you're in need of quick banking services, our drive-thru is open for basic transactions like deposits and withdrawals. Plus, you can access our ATM for cash withdrawals and balance checks at any time.

Operating Hours

We understand that your time is valuable. While our lobby office will be opening at a later date, our drive-thru service is currently operational during convenient hours. Feel free to give us a call at 608-243-5000 if you have any questions about when you can visit us!

Services Offered

At Summit Credit Union, we aim to provide essential services tailored to your needs. Along with basic ATM access and drive-thru banking, our branch offers friendly support for all your inquiries. If you're looking for more information on accounts or loans, don't hesitate to ask our team when you visit. While members can come see us at 1900 Commerce Dr, please note that official correspondence should be directed to our mailing address: PO Box 8046, Madison, WI 53708-8046. We look forward to welcoming you at Summit Credit Union! Stop by soon or give us a call we're here to help!

Member Eligibility

At Summit, we believe that everyone deserves to be part of a supportive financial community. Becoming a member is as easy as reaching out to us! If you live, work, worship, or attend school in our local area, you are likely eligible to join. We welcome individuals from diverse backgrounds and aim to provide services tailored to your needs. Not only will you gain access to our wide range of financial products and services, but you'll also enjoy the benefits of being part of a cooperative organization that prioritizes its members' well-being. To learn more about the specific eligibility requirements, feel free to visit our detailed page. If you're ready to take the next step toward joining Summit, simply give us a call at (608) 243-5000 or stop by our branch located at 1900 Commerce Dr Mount Horeb Wi 53572. We're excited to help you open an account and start your journey with us!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, our merchant services simplify daily operations. Imagine processing payments quickly and efficiently, allowing you to focus on what truly matters: growing your business. From point-of-sale systems that keep transactions smooth to online payment options that meet today's demands, we provide tools that fit right into your workflow. Visit us at 1900 Commerce Dr Mount Horeb Wi 53572 in Mount Horeb, WI or call us at (608) 243-5000 to learn how our business banking and commercial services can help you succeed!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,650 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $921,976,576, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Always Here for You

At Summit, we know that life can be unpredictable. That's why we're committed to providing reliable services that fit into your lifestyle. Whether you're visiting us at our branch location or utilizing our online resources, we're here to help you navigate your financial journey with confidence. If you have any questions about our services or want more information on how we can assist you further, feel free to give us a call at (608) 243-5000. We're excited to serve you at Mt Horeb!

Banking Made Easy

Our branch offers ATM services that allow you to access your funds anytime, anywhere. With our ATMs, you can perform basic transactions like withdrawals and balance checks without waiting in line. This convenience is perfect for those who are always on the go and need quick access to their money. In addition to ATM access, we also provide basic drive-thru banking. This service allows you to complete simple transactions such as deposits and withdrawals from the comfort of your vehicle. Whether it's a busy morning or a rainy day, our drive-thru makes banking hassle-free.

Modern Digital Features

Understanding the importance of technology in today's world, Summit also emphasizes digital banking features that enhance your experience. Our online banking platform allows you to manage your accounts from home or while traveling. You can check balances, transfer funds, and view transaction history all with a few clicks. For those who prefer using their smartphones, our mobile app is designed for convenience and ease of use. You can make payments, deposit checks via mobile capture, and even send money directly to friends through our person-to-person payment feature.

Digital & Online Banking

Key Features

Our mobile application makes managing your account even simpler. You can deposit checks, make payments using mobile payments, and even initiate person-to-person transfers right from your smartphone. Plus, with electronic signature authorization available, signing documents has never been easier or more secure. We also offer e-statements for those who prefer a paperless approach. This service not only helps the environment but also keeps your financial information organized and easy to access. You can view your statements anytime without having to dig through paperwork. Security is a top priority at Summit. We use advanced technology to ensure that your personal and financial information remains safe while you bank online. Our user-friendly interface makes it easy for anyone to navigate their accounts without feeling overwhelmed. In short, with the digital and online banking services offered at Summit, managing your money is straightforward and hassle-free. Enjoy the freedom of real-time account management from the comfort of your home or on the go!

Financial Strength

Building Trust Together

With net shares available for lending and investments totaling $6,445,173, alongside a growing member base of 666,787, you can trust that your finances are in good hands with us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Summit is your trusted partner. Visit us at 1900 Commerce Dr Mount Horeb Wi 53572 or call (608) 243-5000 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $702,951,645 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $44,663 in used auto loans and a total of $5,808,454,297 in loans and leases.

Member-Centric Savings

Members' savings are secured through $2,350,293,935 in share certificates and $1,279,046,007 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $73,411,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $23,704,038, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 819 full-time employees and 65 part-time employees who are dedicated to providing exceptional service at every visit.

Solid Foundations

With a net worth of $707,819,700, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.47% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $632,135,339 in used vehicle loans and $146,071,731 in new vehicle loans already helping members get on the road. Whether it's a shiny new ride or a reliable used vehicle, we've got you covered.

Business Loans

For business owners seeking to grow and expand their operations, our outstanding commercial loans totaling $921,976,576 provide the capital needed to take your business to the next level. We understand that every business is unique; that's why our lending solutions are tailored to meet specific needs.

Eligibility and Refinancing Options

We believe in making borrowing accessible. If you're considering refinancing an existing loan or exploring eligibility options for any of our products, our dedicated team is here to guide you through the process. If you're interested in learning more about how our loan offerings can support your financial journey or if you have any questions regarding eligibility or refinancing options, feel free to reach out to us at (608) 243-5000. Our branch located at 1900 Commerce Dr Mount Horeb Wi 53572 in Mount Horeb, WI is ready to assist you! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you secure the financing you need!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $870,167,475. This means whether you're buying your first home or refinancing an existing one, you can count on us for support every step of the way.

Unsecured Credit Card Loans

Managing everyday expenses can be tricky. That's why we also offer flexible terms on unsecured credit card loans, with a total of $210,579,328 in loans helping members manage their finances effectively. With straightforward repayment options and no collateral required, these credit cards can provide peace of mind when unexpected costs arise.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent. By pulling data directly from reputable lenders, LendMesh guarantees that users receive accurate loan comparisons.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness of using LendMesh for finding the best loan options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

SUMMIT CREDIT UNION - Mount Horeb, WI

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