Summit Credit Union Middleton WI | Quick Personal Loans & Checking

Introduction

Welcome to Summit, your trusted partner in financial wellness located at 6220 University Ave Ste 100, Middleton, WI 53562. Established in 1935, we have proudly served our community for decades, nurturing a strong relationship with our members. With a total membership of 264,754 and total assets reaching an impressive $7,470,640,700, we are dedicated to ensuring your financial needs are met with care and professionalism. At Summit, we believe that being a member means more than just having an account; it's about belonging to a community that prioritizes your financial goals. Our commitment is reflected in our robust services ranging from personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing. We also offer business banking options such as merchant services and business loans. Our leadership team, led by CEO Kim Sponem and Board President Dan Kaiser, is focused on providing you with the best possible banking experience. With a dedicated staff of 884 employees, we are here to support you every step of the way. Plus, our drive-thru service and ATM availability make accessing your funds easier than ever. While members can visit us at our branch address, official correspondence should be sent to PO Box 8046, Madison, WI 53708. We encourage you to explore all that Summit has to offer by visiting our website at summitcreditunion.com or calling us at 608-243-5000. Your financial journey starts here let's navigate it together!

Branch History & Mission

Join Us

We invite you to become part of the Summit family today! Experience the benefits of membership with us where your financial success is our priority. Together, let's build a brighter future for you and your community!

Our Journey

Summit began its journey with a simple mission: to provide accessible financial services to our members. Over the years, we have evolved significantly, adapting to the changing needs of our community while maintaining our core values. Today, we proudly serve over 264,000 members and manage total assets of approximately $7.47 billion. This growth reflects not just our success but also the trust and loyalty of our members who have made this journey possible. In addition to traditional banking services like checking and savings accounts, auto loans, and mortgages, Summit has embraced digital advancements to enhance member experience. We offer online and mobile banking options that allow you to manage your finances conveniently from anywhere. Whether you're making deposits or transferring funds, we strive to make banking easy and accessible for everyone.

Our Mission

At Summit, our mission goes beyond providing financial products. We are committed to building strong relationships within our community. Our focus is on empowering individuals and families by offering personalized services that meet their unique needs. We believe in fostering financial literacy and providing resources that help our members make informed decisions about their money. We also understand the importance of giving back. Through various partnerships and outreach efforts, Summit actively supports local organizations and initiatives that uplift the Middleton area. We pride ourselves on being involved in events that make a positive impact on our community.

Visit Us

While you can visit us at our Middleton branch for all your banking needs backed by features like drive-thru service and ATM availability official correspondence should be sent to PO Box 8046, Madison, WI 53708 if needed. Our operating hours are designed to fit your busy schedule: Monday through Thursday from 8:30 AM to 5 PM; Friday from 8:30 AM to 6 PM; and Saturday from 9 AM to 12 PM. Feel free to reach out at 608-243-5000 if you have any questions or need assistance.

Branch Location & Accessibility

Easy Access and Amenities

Parking is hassle-free with plenty of spaces available right outside our branch. We take pride in ensuring that everyone can visit us comfortably, which is why our facility is designed with ADA compliance in mind, featuring ramps and accessible entry points. Our operating hours are tailored to fit your busy schedule: Monday through Thursday from 8:30 AM to 5 PM, Friday from 8:30 AM to 6 PM, and Saturday from 9 AM to 12 PM. This flexibility allows you to pop in when it's most convenient for you. If you prefer not to come inside, we also offer drive-thru banking for quick deposits or withdrawals without leaving your vehicle.

Services Just for You

At Summit, we offer a wide range of services to meet your needs. From personal banking accounts and auto loans to mortgage options and credit cards with rewards, we've got you covered. Our ATM is available for cash withdrawals and balance checks whenever you need it. While members can visit us at 6220 University Ave Ste 100, official correspondence should be sent to our mailing address at PO Box 8046, Madison, WI 53708. Ready to experience personalized banking? Give us a call at 608-243-5000 or swing by our Middleton location today! We look forward to serving you!

Member Eligibility

At Summit, we believe in creating a welcoming community where everyone can thrive. Becoming a member is simple and open to anyone who lives, works, or attends school in the area. Whether you're looking for a friendly place to manage your finances or access helpful services, our doors are open to you! If you're curious about the specific eligibility requirements, feel free to check out our detailed informati. You'll find that joining us means gaining access to a variety of financial resources designed with your needs in mind. Once you're ready to take the next step, opening an account is easy! Just visit us at our branch located at 6220 University Ave Ste 100 Middleton Wi 53562, or give us a call at (608) 243-5000 for more details. Our team is here to assist you every step of the way, ensuring you feel right at home as you start your journey with Summit. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,650 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $921,976,576, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we provide essential merchant services that make managing your payments easier. Imagine having a reliable payment processing solution that helps you serve your customers better while keeping your cash flow steady. From credit card processing to digital payment options, our services are designed to simplify transactions so you can focus on what you do best growing your business. Located at 6220 University Ave Ste 100 Middleton Wi 53562 in Middleton, WI, we're here to partner with you on your journey. Contact us at (608) 243-5000 to learn more about how our business banking and commercial services can empower your success!

Comprehensive List Of Services

Business Banking Solutions

For small business owners, we provide essential services such as Merchant Services & Business Loans to help grow your enterprise. We understand that running a business comes with its own set of challenges, and we're here to make banking easier so you can focus on what you do best.

Commitment to Accessibility

At Summit, we are committed to making banking accessible for everyone. Whether you're visiting us in person or using our digital services, we aim to provide an experience that's easy and straightforward. If you're ready to take the next step in managing your finances or have questions about any of our services, feel free to reach out! Call us at (608) 243-5000, or visit us during our lobby hours: Monday through Thursday from 8:30 am - 5:00 pm, Friday from 8:30 am - 6:00 pm, and Saturday from 9:00 am - 12:00 pm. Join us at Summit today and discover how we can help meet your financial needs!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking solutions that allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, or pay bills with just a few taps on your smartphone. Additionally, our ATM & Cash Withdrawal Services ensure that cash is always within reach. With both basic drive-thru banking for deposits and withdrawals and easy access to ATMs for balance checks and cash withdrawals, we've made it simple for you to access your money whenever you need it.

Personal Banking Services

Our personal banking options are designed with you in mind. We offer various Checking & Savings Accounts that fit different lifestyles and preferences. For those considering a vehicle purchase, our Auto Loans & Vehicle Financing can help get you behind the wheel without breaking the bank. If home ownership is on your horizon, explore our Mortgage Loans & Refinancing options that come with competitive rates and flexible terms. Sometimes life throws unexpected expenses your way. Our Personal Loans & Debt Consolidation services can help simplify your financial obligations and provide the support you need. Plus, don't forget about our Credit Cards with Rewards, which offer benefits for your everyday purchases.

Digital & Online Banking

At Summit, we understand that managing your finances should be as convenient and secure as possible. That's why we offer a comprehensive range of digital and online banking services designed to fit your busy lifestyle. With our user-friendly platform, you can easily access your accounts anytime, anywhere. One of the key features is our 24/7 online banking service. Whether you're at home or on the go, you can check your balance, pay bills, and transfer money effortlessly. For those who enjoy keeping track of their spending in real-time, our mobile application is available for download, putting your financial information right at your fingertips. Need to send money to a friend? Our person-to-person transfers feature allows you to do just that with ease no need for cash or checks. Plus, if you're looking to save paper and keep things organized, we offer e-statements, which means you can view your bank statements online whenever you need them. Security is paramount at Summit. We provide electronic signature authorization for added peace of mind when managing your accounts online. You can trust that your personal information is safe with us. And if you're a fan of mobile payments, you'll be pleased to know we support that too! Our mobile payments feature makes it simple to pay for goods and services directly from your device. To explore all these services and more, visit us at https://www.summitcreditunion.com/. With our robust digital banking tools, managing your finances has never been easier or more secure!

Financial Strength

Commitment to Innovation

With $702,951,645 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We support your financial goals with $44,663 in used auto loans and a total of $5,808,454,297 in loans and leases.

Growing Member Base

Total Share Accounts stand at 666,787, showcasing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $6,445,173, underscoring our capacity to assist you whenever needed. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Summit is your trusted partner. Visit us at 6220 University Ave Ste 100 Middleton Wi 53562 or call (608) 243-5000 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $23,704,038, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 819 full-time employees and 65 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $2,350,293,935 in share certificates and $1,279,046,007 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $73,411,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $707,819,700, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.47% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $632,135,339 in used vehicle loans and $146,071,731 in new vehicle loans already helping members get on the road. We provide flexible terms and quick approvals so you can drive off with your dream car sooner rather than later.

Business Loans

For business owners, our outstanding commercial loans totaling $921,976,576 provide the capital needed to grow and expand your business. We understand that every business is unique and are ready to discuss how we can support your vision. Our commitment to service doesn't stop here; we also offer refinancing options for many of our products so that you can tailor your financial journey according to your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today to learn more about how Summit can help you with your financial needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $870,167,475, helping you secure the home you've always wanted. Plus, we can guide you through refinancing options if you're looking to lower your monthly payments or tap into your home's equity.

Unsecured Credit Card Loans

Managing everyday expenses can be tricky. That's where our flexible unsecured credit card loans come in. With a total of $210,579,328 in loans available, these cards provide an easy way to manage your finances while also earning rewards on purchases.

Loan Aggregator

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SUMMIT CREDIT UNION - Middleton, WI

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