Summit Credit Union Madison WI | Low Mortgage Rates & Rewards Cards

Introduction

Welcome to Summit, a trusted name in financial services located right here at 201 S Gammon Rd, Madison, WI 53717. Established in 1935, we have proudly served our community for over eight decades, building a reputation based on reliability and member-focused service. With a growing membership of 264,754, we are committed to helping you achieve your financial goals with ease and confidence. At Summit, we understand the importance of having solid financial support. Our total assets stand impressively at $7,470,640,700, ensuring that we have the resources necessary to meet your needs. Whether you're looking for personal banking options like checking and savings accounts or more specialized services such as auto loans and mortgages, we have something for everyone. While members can visit us at our branch location, official correspondence should be sent to our mailing address at PO Box 8046, Madison, WI 53708-8046. Our dedicated team is here to assist you during school lunch hours and beyond. You can reach us anytime at (608) 243-5000. Led by our CEO Kim Sponem and Board President Dan Kaiser, our team of over 884 employees works diligently to ensure your experience is both rewarding and supportive. We take pride in offering various services that cater to both individual needs and business requirements while maintaining a robust net worth of $707,819,700. Discover how Summit can make a difference in your financial journey. Visit us today or explore our offerings online at Summit Credit Union. We look forward to welcoming you into our community!

Branch History & Mission

Our Mission

At Summit Credit Union, our mission is clear: to make a positive impact on our members and the communities we serve. We strive to provide accessible and affordable financial products that empower individuals to achieve their goals whether that's buying a new car through our auto loans or managing their finances with our personal banking options. We believe in giving back to the community that supports us. Through various outreach programs and partnerships, we actively contribute to local initiatives that uplift those in need. Our goal is not only to provide financial services but also to be a force for good within Madison. While members can visit us at 201 S Gammon Rd, official correspondence should be sent to PO Box 8046, Madison, WI 53708-8046 if necessary. As we continue on this journey together, we invite you to join Summit Credit Union. Experience firsthand how our dedicated team can support you in achieving your financial dreams while making a difference in our community. Together, we can build a brighter future! For more information or inquiries, feel free to call us at 608-243-5000 or visit our website at Summit Credit Union.

Our Story

From our humble beginnings, Summit has evolved significantly. We began with a small group of dedicated members and have grown to serve over 264,000 members today. Our total assets now stand at an impressive $7,470,640,700, reflecting our commitment to sound financial practices and responsible growth. We take pride in being a trusted partner for individuals and families seeking to improve their financial well-being. Our operating hours are designed to accommodate our members' needs. You can visit us during school lunch hours for assistance with your banking needs. While we don't offer drive-thru services at this branch, we do provide ATM access for quick transactions.

Branch Location & Accessibility

Accessibility Features

At Summit, we prioritize accessibility for all our members. Our branch is fully ADA compliant, with ramps and designated parking spaces available. When you visit us, you'll find ample parking to make your experience smooth and hassle-free.

Get in Touch

Ready to visit? We'd love to see you! For any inquiries before your visit, feel free to give us a call at 608-243-5000. Your financial journey starts here at Summit where we're committed to providing exceptional service every step of the way!

Operating Hours

We understand that life can get busy, so we operate during school lunch hours to cater to students and their families. Feel free to stop by when it's most convenient for you!

Services Offered

At Summit, we offer a wide range of services tailored for everyone from checking and savings accounts to auto loans and mortgage refinancing. Our team is ready to assist you with personal loans or credit cards that come with rewards. Plus, if you need cash quickly, we have an ATM on-site for your convenience. While we don't have a drive-thru service available at this branch, our friendly staff is always ready to greet you inside and help with any questions you may have.

Member Eligibility

At Summit, we're excited to welcome you into our community, where every member is valued and supported. Joining us is easy! If you're a resident of Wisconsin or affiliated with one of our partner organizations, you're already eligible to become a member. We believe in fostering financial growth and offering personalized services that make a difference in your life. As a member, you'll enjoy access to competitive rates on loans, savings options, and various banking services tailored just for you. To get started on your membership journey with Summit, simply visit us at our branch located at 201 S Gammon Rd Madison Wi 53717 or give us a call at (608) 243-5000. For more detailed information about eligibility criteria, check out the resource at . We're here to help you every step of the way, making the process smooth and welcoming!

Business Banking & Commercial Services

Loan Options That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,650 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $921,976,576, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for Your Needs

In addition to loans, we offer merchant services that simplify payment processing for your business. Picture a bustling retail shop where quick and easy transactions keep customers happy. Our services ensure that your sales process is smooth and efficient, allowing you to focus on what you do best growing your business. Visit us at 201 S Gammon Rd Madison Wi 53717 in Madison, WI or call us at (608) 243-5000 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs, Summit offers comprehensive business banking services, including merchant services and business loans. Whether you're just starting out or looking to expand, we have solutions tailored to meet the unique needs of your business.

Connect with Us

At Summit, we pride ourselves on being more than just a credit union; we're a community partner dedicated to supporting you every step of the way. If you have any questions or want to learn more about our offerings, don't hesitate to reach out! Call us at (608) 243-5000 or visit us at our branch during school lunch hours for personalized service. Your financial well-being is important to us, so let's work together towards achieving your goals!

Convenient Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. You can easily access your accounts, transfer funds, pay bills, and even use our mobile payments feature all from the palm of your hand! Plus, with our easy-to-use ATM services for cash withdrawals and balance checks, managing your finances has never been easier.

Credit Cards and Rewards

Our credit cards with rewards provide not just purchasing power but also perks for everyday spending. Earn points for cash back or travel rewards whatever fits your lifestyle best!

Personal Banking Solutions

When it comes to managing your money, having the right accounts is essential. At Summit, we offer various checking and savings accounts tailored to fit your lifestyle. Whether you are saving for a vacation or just need everyday banking, our accounts are designed to help you achieve your financial goals. If you're considering buying a car, our auto loans and vehicle financing options can make that dream a reality. We provide competitive rates to ensure that you get the best deal possible. For those looking to purchase a home or refinance an existing mortgage, our dedicated team offers expert guidance on mortgage loans and refinancing solutions. We also understand that life can bring unexpected expenses. That's why we have flexible personal loans and debt consolidation options available to help you manage those situations effectively.

Digital & Online Banking

Easy Access Anytime

With our 24/7 online banking services available at https://www.summitcreditunion.com/ , you can check your account balance, pay bills, and transfer money all from the comfort of your home or on the go. Our user-friendly platform ensures that you can navigate your finances easily, whether you're on a laptop or using our mobile application.

Innovative Features for Your Lifestyle

Our mobile payments feature lets you make quick purchases directly from your phone, adding even more convenience to your daily life. Need to send money to a friend? Our person-to-person transfers make it simple and instant perfect for splitting bills or sending gifts! In today's fast-paced world, managing your finances should be hassle-free. At Summit, we're committed to providing accessible and efficient digital banking solutions that empower you to take control of your financial future. Discover how easy banking can be by visiting us online!

Secure Transactions Made Simple

Security is our top priority. You can rest easy knowing that all transactions are protected with advanced security measures. Plus, with our electronic signature authorization feature, signing important documents is a breeze no need to visit the branch! You can also opt for e-statements, making it easier to keep track of your financial activities while helping the environment.

Financial Strength

Commitment to Growth

With $702,951,645 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $44,663 in used auto loans and $5,808,454,297 in total loans and leases.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 819 full-time employees and 65 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $2,350,293,935 in share certificates and $1,279,046,007 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $73,411,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $707,819,700, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $947 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Member Base

Total Share and Deposit Accounts stand at 666,787, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $6,445,173, allowing us to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Summit is your trusted partner. Visit us at 201 S Gammon Rd Madison Wi 53717 or call (608) 243-5000 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $632,135,339 in used vehicle loans and $146,071,731 in new vehicle loans already helping members get on the road. Whether you're looking for financing on a brand-new vehicle or a dependable used one, our competitive rates make it easier than ever to drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $921,976,576 provide the capital needed to grow and expand. Whether you need funds for equipment purchases or operational costs, our team is ready to assist you in finding the right financing solution. We also offer refinancing options for many of our loan products. If you're looking to lower your monthly payments or consolidate debt into one manageable loan, please reach out to us for details on eligibility and how we can help streamline your financial journey. Our commitment is to serve our members with integrity and transparency. For more information on any of our loan products or to start your application process today, give us a call at 608-243-5000 or visit us at 201 S Gammon Rd Madison WI 53717. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $870,167,475, make buying or refinancing simple. We provide flexible terms and personalized service to ensure you find the right mortgage product for your needs.

Unsecured Credit Card Loans

Managing day-to-day finances can be challenging, but we're here to help. We also offer flexible terms on unsecured credit card loans, with a total of $210,579,328 in loans helping members manage their finances effectively. Our credit cards come with rewards and easy payment options designed to fit your lifestyle.

Loan Aggregator

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SUMMIT CREDIT UNION