Summit Credit Union Fitchburg WI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Summit Credit Union, your trusted partner for financial growth and community support in Fitchburg, WI. Located at 2939 S Fish Hatchery Rd, we have been serving our members since 1935, cultivating a sense of belonging and trust that extends beyond mere banking. With a dedicated membership of over 264,000 and total assets reaching an impressive $7,470,640,700, we pride ourselves on being more than just a financial institution; we are a vital part of the community. At Summit, our commitment to you is evident through our extensive range of services including personal banking, auto loans, mortgage refinancing, and business banking solutions. Whether you're looking to open a checking account or secure a loan for your dream vehicle, we have tailored options designed to meet your needs. With total deposits amounting to $744,440,958 and robust cash reserves of $49,873,280, our financial stability ensures that your funds are safe with us. While members can visit us at our Fitchburg branch for all their banking needs, official correspondence should be sent to our mailing address: PO Box 8046, Madison, WI 53708-8046. Our friendly team is ready to assist you from Monday to Friday between 7:30 AM and 5:30 PM and Saturdays from 8:30 AM to 1 PM. Under the leadership of CEO Kim Sponem and Board President Dan Kaiser, we are constantly evolving to serve you better while maintaining our core values of integrity and community focus. We invite you to join us at Summit Credit Union where your financial well-being is our top priority. For any questions or to learn more about what we offer, don't hesitate to give us a call at 608-243-5000 or visit our website at Summit Credit Union. Let's build a brighter future together!

Branch History & Mission

Community Commitment

Summit Credit Union doesn't just focus on financial growth; we are deeply committed to giving back to the community. Through various outreach programs and partnerships with local organizations, we work hard to make a positive impact in Fitchburg and beyond. Whether it's supporting local events or providing financial education workshops, we're here for more than just transactions we're here for you. If you're looking for a financial partner who truly cares about your success and well-being, look no further than Summit Credit Union. Join us today and experience the difference of being part of a community-focused credit union where your financial health is our priority! For more information or inquiries, feel free to contact us at 608-243-5000. We look forward to welcoming you into the Summit family!

Our Mission

Our mission is simple yet impactful: to improve the financial lives of our members through personalized service and innovative solutions. We believe in empowering individuals and businesses by offering a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. Beyond just numbers, we strive to create lasting relationships built on trust and support. We also understand the importance of adapting to modern needs. That's why we offer digital advancements like online banking, mobile payments, and e-statements to ensure that our members can manage their finances with ease. Our drive-thru banking service adds another layer of convenience for those who prefer face-to-face interactions without leaving their vehicles. While members can visit us at our Fitchburg location for all their banking needs during our operating hours Monday through Friday from 7:30 AM to 5:30 PM and Saturday from 8:30 AM to 1 PM official correspondence should be sent to our mailing address: PO Box 8046, Madison, WI 53708-8046.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is key. Our branch is designed to be friendly for everyone, featuring ADA-compliant entrances and ramps for easy access. Parking is ample, ensuring you can visit us without any hassle.

Get in Touch

If you have any questions or want to learn more about what we offer, don't hesitate to give us a call at 608-243-5000. We look forward to welcoming you into our community and helping you with all your banking needs! Come see us today!

Operating Hours

At Summit Credit Union, we prioritize your time. Our doors are open Monday through Friday from 7:30 AM to 5:30 PM, and on Saturdays from 8:30 AM to 1 PM. Whether you need to handle transactions during lunch or stop by on the weekend, we're here for you.

Services Offered

Our Fitchburg branch offers a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. Plus, with our drive-thru service available for quick deposits and withdrawals, banking has never been easier. While members can visit us at our Fitchburg location, official correspondence should be sent to PO Box 8046 in Madison if needed. If you're looking for an ATM, you're in luck! We have one right here at the branch for your convenience.

Member Eligibility

At Summit, we believe that everyone deserves a place in our supportive community. Becoming a member is simple and welcoming! If you're living or working in the areas we serve, you're likely eligible to join us. We cater to a variety of individuals, so whether you're just starting out or looking for ways to enhance your financial journey, we have something for you. You can enjoy benefits like lower fees, personalized service, and access to a range of financial products tailored to your needs. To learn more about the specific eligibility criteria, please check out this resource: . It's designed to give you all the details you need in an easy-to-understand way. When you're ready to take the next step, opening an account with us is straightforward simply reach out at (608) 243-5000, or visit us at our branch located at 2939 S Fish Hatchery Rd Fitchburg Wi 53711. We can't wait to welcome you into the Summit family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,650 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $921,976,576, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer essential merchant services designed to simplify everyday transactions. Picture this: a bustling café where customers pay effortlessly with mobile payments, or a local retail store that easily processes credit cards all made possible by our reliable merchant service solutions. At Summit, we empower businesses like yours to thrive by streamlining payment processes and enhancing customer experiences. Visit us at 2939 S Fish Hatchery Rd Fitchburg Wi 53711 in Fitchburg, WI or call us at (608) 243-5000 to learn how we can support your business's financial needs!

Comprehensive List Of Services

Business Banking Services

For business owners, we provide essential tools through our business banking services, including merchant services and business loans. We aim to support your growth with flexible financing options that suit your unique needs.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Summit offers robust online and mobile banking features. You can manage your accounts anytime, anywhere whether it's transferring funds, checking balances, or paying bills all from the comfort of your home or on-the-go. With our ATM access for cash withdrawals and balance checks available at various locations, banking has never been easier.

Drive-Thru & In-Person Services

If you prefer face-to-face interaction, our drive-thru service allows for quick transactions like deposits and withdrawals without leaving your car. For more complex needs, feel free to visit us inside where our friendly staff is always ready to assist. At Summit, we strive to ensure that all members have access to the best financial resources available. Your satisfaction is our priority! If you're interested in learning more about how we can assist you, don't hesitate to give us a call at (608) 243-5000. Explore our full range of services today by visiting our website or stopping by our branch in Fitchburg, WI. We look forward to helping you achieve financial success!

Personal Banking Solutions

We understand that managing your finances can be overwhelming at times. That's why we offer convenient checking and savings accounts designed to fit your lifestyle. Our auto loans and vehicle financing options make it easy for you to get on the road, while our mortgage loans and refinancing services help you secure your dream home without the stress. Need a little extra cash? Our personal loans and debt consolidation options are here to assist you in achieving your financial goals. Plus, with our credit cards featuring rewards, you can earn benefits while making everyday purchases!

Digital & Online Banking

Key Features

Need to sign a document quickly? No problem! We offer electronic signature authorization, so you can complete important transactions without the hassle of printing or mailing paperwork. Want to keep track of your spending? Enroll in e-statements for quick access to your account statements online no more waiting for the mail! Our mobile application brings banking right to your fingertips. With features like mobile payments, making purchases or transferring money is just a tap away. You can also take advantage of our person-to-person transfer feature, making it easy to send money to friends or family in real-time. Whether you're at home or on the go, Summit ensures that managing your finances is convenient and efficient. Join us today and experience the ease of modern banking!

Financial Strength

Commitment to Growth

With $702,951,645 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $44,663 in used auto loans and $5,808,454,297 in total loans and leases.

Growing Member Trust

Total Share and Deposit Accounts stand at 666,787, showing a strong and growing member base that trusts us with their finances. This collective strength allows us to be your reliable partner in achieving your financial goals. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Summit is your trusted partner. Visit us at 2939 S Fish Hatchery Rd Fitchburg Wi 53711 or call (608) 243-5000 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $2,350,293,935 in share certificates and $1,279,046,007 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $73,411,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 819 full-time employees and 65 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $707,819,700, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $947 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $632,135,339 in used vehicle loans and $146,071,731 in new vehicle loans already helping members get on the road. We make it easy to drive away with a vehicle that fits your lifestyle. Plus, if you're considering refinancing your existing auto loan, we can help you explore those options as well.

Business Financing

For business owners, our outstanding commercial loans totaling $921,976,576 provide the capital needed to grow and expand. We understand the challenges faced by small businesses and are committed to supporting their success. At Summit, we're here to ensure that you feel confident in your financial decisions. If you have questions about eligibility or refinancing options for any of our loan products, don't hesitate to reach out! You can contact us at (608) 243-5000 during our operating hours: M-F 7:30 AM - 5:30 PM and Saturday 8:30 AM - 1 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial dreams today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $870,167,475, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your current mortgage, our competitive rates and knowledgeable staff are here to assist every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $210,579,328 in loans helping members manage their finances effectively. These cards come with no collateral requirement and can be an excellent tool for building credit or managing unexpected expenses.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all loan offers are fair and transparent. By relying on verified institutions, LendMesh guarantees that users are presented with legitimate options, allowing them to compare rates without confusion.

SUMMIT CREDIT UNION