Summit Credit Union Cottage Grove WI | Top Checking & Auto Loans

Introduction

Welcome to Summit, your trusted financial partner in the heart of Cottage Grove, WI. Located at 1709 Landmark Dr, our branch has been serving our community since 1935. With over 264,000 members and total assets exceeding $7.4 billion, we pride ourselves on being a reliable resource for all your banking needs. At Summit, we understand that every member's financial journey is unique. That's why we offer a variety of services tailored to fit your lifestyle, including personal banking, auto loans, mortgages, and business banking solutions. Our commitment to you goes beyond just numbers; it's about building lasting relationships rooted in trust and support. Under the leadership of our dedicated CEO, Kim Sponem, and Board President, Dan Kaiser, our team of 884 employees works tirelessly to ensure you receive exceptional service and access to valuable resources. Whether you're looking to save for a dream home or need assistance with a small business loan our experienced staff is here for you. While members can visit us at 1709 Landmark Dr, official correspondence should be sent to PO Box 8046, Madison, WI 53708. You can reach us at 608-243-5000 during our lobby hours: Monday through Thursday from 8:30 AM to 5 PM, Friday from 8:30 AM to 6 PM, and Saturday from 9 AM to 12 PM. Join us today and experience the difference that a member-focused credit union can make in your life! Visit our website at summitcreditunion.com for more information or give us a call we're excited to assist you on your financial journey!

Branch History & Mission

At Summit, we take pride in our rich history and commitment to the community. Founded in 1935, our branch has been a cornerstone of financial support for members in Cottage Grove, WI, and beyond. Over the decades, we have grown from a small local credit union into a trusted financial institution with total assets reaching an impressive $7470640700. Located at 1709 Landmark Dr, Cottage Grove, WI 53527, our branch is easily accessible to all members. We encourage you to visit us during our lobby hours: Monday to Thursday from 8:30 AM to 5 PM, Friday from 8:30 AM to 6 PM, and Saturday from 9 AM to 12 PM. For those who prefer convenience, we also offer drive-thru banking services and ATM access. Summit serves over $264754 members, each with unique financial needs. Our mission is simple yet powerful: to provide exceptional financial services while fostering community growth and support. We believe that by investing in our members' futures, we contribute to the prosperity of our entire community. While members can visit us at our physical location, official correspondence should be sent to PO Box 8046, Madison, WI 53708. This ensures that your communication reaches us promptly. Our commitment to innovation is evident through our digital services such as online banking and mobile payments, making it easier than ever for you to manage your finances on the go. We also prioritize accessibility with ADA-compliant facilities that welcome everyone. In addition to providing personal banking solutions like checking and savings accounts, auto loans, mortgages, and credit cards with rewards, we actively engage in community outreach programs. By partnering with local organizations and supporting various initiatives, we strive to make a positive impact on the lives of those around us. Join us at Summit Credit Union and experience the benefits of being part of a member-focused institution that genuinely cares about your financial well-being. Together, let's build a brighter future for our community!

Branch Location & Accessibility

A Convenient Visit

At Summit, we understand that convenience is key. Our branch is easily accessible, featuring ample parking and ADA-compliant facilities to ensure everyone can visit us comfortably. If you prefer a quick stop, we also have a drive-thru option available for your convenience. For those needing access outside of regular hours, our ATM is ready and waiting to assist with cash withdrawals and balance checks whenever you need it.

Come Visit Us!

We invite you to drop by our branch or give us a call at 608-243-5000. The friendly staff at Summit is excited to help you reach your financial goals!

More Than Just Banking

Summit offers a wide range of services tailored just for you from personal checking and savings accounts to auto loans, mortgages, and credit cards with rewards. Whether you're looking for help with debt consolidation or business banking solutions, our dedicated team is here to guide you every step of the way. While members can visit us at our physical location in Cottage Grove, official correspondence should be sent to PO Box 8046, Madison, WI 53708.

Operating Hours That Fit Your Schedule

We aim to accommodate your busy lifestyle with our welcoming operating hours. Our lobby is open Monday through Thursday from 8:30 AM to 5 PM and extends until 6 PM on Fridays. We also invite you to visit us on Saturdays from 9 AM to 12 PM. Our drive-thru service operates Monday through Friday from 7:30 AM to 6 PM and Saturday from 8:30 AM to 1 PM, providing flexibility for all your banking transactions.

Member Eligibility

Becoming a member of Summit is like joining a caring community that puts your needs first. If you live, work, or go to school in the area or have family members who are already part of our credit union, you're likely eligible to join! We welcome individuals from various walks of life, making it easy for you to access our wide range of financial services designed to help you thrive. From personal banking solutions like checking and savings accounts to loans and credit cards, we aim to support your financial journey every step of the way. To learn more about the specific eligibility criteria, feel free to check out our detailed guide at . Once you're ready to take the next step, opening an account is straightforward! Just give us a call at (608) 243-5000, and our friendly team will be happy to assist you in starting your membership journey at Summit, located at 1709 Landmark Dr Cottage Grove Wi 53527. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having the ability to accept payments quickly and securely from your customers. Our merchant services are designed to simplify transactions and enhance customer experience. From credit card processing to mobile payment options, we provide the tools that allow you to focus on what you do best running your business. Located at 1709 Landmark Dr, Cottage Grove, WI 53527, we invite you to visit us or call 608-243-5000 to learn more about how our business banking solutions can empower your success. Your journey toward growth starts here at Summit!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,650 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $921,976,576, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Looking to hit the road? Our auto loans and vehicle financing options are here to help you drive away in your dream car. With competitive rates and flexible terms, we make financing straightforward and stress-free. Imagine cruising down the highway with confidence knowing you secured an excellent deal.

Business Banking Services

For our business members, we offer comprehensive business banking solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we provide resources that help your business thrive.

Convenient Access Options

We also understand the importance of convenience in today's fast-paced world. That's why we offer ATM services for easy cash withdrawals and balance checks wherever you are. If you prefer face-to-face interactions, our drive-thru service allows you to handle deposits and simple transactions quickly.

Credit Cards with Rewards

Our credit cards come with rewards programs that can benefit you every time you swipe. Use them for everyday purchases and earn points that you can redeem for cash back or travel perks. It's like getting paid for spending!

Digital Banking Features

Our commitment doesn't stop at traditional banking services; we also prioritize digital convenience. With features like mobile payments and person-to-person transfers, managing your finances has never been easier. You can pay bills, send money to friends, or check your account balance all from your smartphone. Feel free to reach out to us at (608) 243-5000 if you have any questions about our services or want assistance setting up an account. We're here to help! Visit us today at Cottage Grove - Headquarters, where financial empowerment meets community care.

Mortgage Loans & Refinancing

Thinking about buying a home? Our mortgage loans offer various options to fit your budget. Whether you're a first-time homebuyer or looking to refinance an existing mortgage for better rates, we're here to guide you every step of the way.

Personal Banking Solutions

Starting with personal banking, we offer various checking and savings accounts tailored for different lifestyles. If you're saving for a big purchase or just want a place to keep your everyday spending money, our accounts are user-friendly and accessible. We understand that life can be unpredictable, so we've made it easy for you to access your funds anytime through our online and mobile banking platforms.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we provide personal loans and debt consolidation options. If you're facing medical bills or planning a home renovation, our personal loans can give you the financial boost you need without overwhelming monthly payments.

Digital & Online Banking

Key Services for You

Our online banking system provides 24/7 access to your accounts, allowing you to check balances, pay bills, and transfer funds at your leisure. With person-to-person transfers, sending money to friends or family is quick and hassle-free. Plus, if you prefer mobile payments, our services support that too making shopping and paying for services as easy as tapping your phone. Security is a top priority for us. We use electronic signature authorization, so you can complete transactions confidently from the comfort of your home or on the go. For those who prefer to keep things paperless, we offer e-statements that allow you to view and manage your financial documents digitally.

Stay Connected on the Go

Don't forget about our mobile application! It's designed to give you control right at your fingertips. Whether you're checking recent transactions or making a deposit, it's all streamlined for an easy experience. In short, at Summit, we prioritize accessibility and ease-of-use in our digital banking solutions. So whether you're at home or out and about, managing your finances has never been simpler or more secure!

Financial Strength

Commitment to Growth

With $702,951,645 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive; with $44,663 in used auto loans and $5,808,454,297 in total loans and leases, we support members' financial goals across various sectors. Our operations reflect efficiency as shown by our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 819 full-time employees and 65 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member Trust

Total Share Accounts stand at 666,787, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $6,445,173. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Summit is your trusted partner. Visit us at 1709 Landmark Dr Cottage Grove Wi 53527 or call (608) 243-5000 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Strong Financial Metrics

With a net worth of $707,819,700, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $947 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,350,293,935 in share certificates and $1,279,046,007 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $73,411,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $632,135,339 in used vehicle loans and $146,071,731 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, our team is here to guide you through the process.

Business Financing

For business owners, our outstanding commercial loans totaling $921,976,576 provide the capital needed to grow and expand. We know how crucial it is for businesses to have access to funding that supports their operations and future growth plans.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $870,167,475, make buying or refinancing simple. We provide tailored solutions that cater to your unique needs, ensuring you have access to the funds necessary for one of life's biggest investments.

Refinancing Options

If you're considering refinancing any existing loans, we can help you explore eligibility options tailored to your situation. This could mean lower interest rates or better terms that fit your financial plan. At Summit, we pride ourselves on being a trusted partner in your financial journey. Our knowledgeable staff is available to answer questions and assist you every step of the way. You can reach us at (608) 243-5000, or visit us at our location: 1709 Landmark Dr Cottage Grove Wi 53527 in Cottage Grove, WI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you find the right loan product that meets your needs today!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $210,579,328 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your purchasing power while keeping your budget on track.

Loan Aggregator

Benefits of Using LendMesh

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Reliable Data Sources

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers presented are fair and transparent. Users can trust that they are viewing legitimate options from credible financial organizations.

SUMMIT CREDIT UNION