Summit Credit Union Cedarburg WI | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Summit Credit Union in Cedarburg, where we believe that banking should be more than just transactions it should be a relationship built on trust and community support. Located at W61N301 Washington Ave, Cedarburg, WI 53012, our branch has proudly served our members since 1935. With a membership base of over 264,754 individuals, we are committed to providing financial solutions tailored to your needs. At Summit, we understand that your financial journey is unique. That's why we offer a variety of services including personal banking, auto loans, mortgage financing, and business banking solutions. Our total assets stand at an impressive $7,470,640,700, demonstrating our strength and stability in the financial landscape. With total deposits of $744,440,958, you can trust us with your savings. Our dedicated team, led by CEO Kim Sponem and Board President Dan Kaiser, is here to help you navigate your financial goals. We employ 884 team members who are passionate about serving you and our community. Plus, with a net worth of $707,819,700, we're not just focused on growth we're committed to ensuring your financial well-being. While you're welcome to visit us at our Cedarburg branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 8046, Madison, WI 53718. Ready to take the next step in your financial journey? Call us at 608-243-5000 or explore more about what we offer by visiting Summit Credit Union. Join us today and experience the difference of being part of a community-focused credit union!

Branch History & Mission

Community Commitment

Our drive-thru service makes banking convenient for those on-the-go while ensuring that accessibility remains a priority for all. While visitors are welcome at our Cedarburg location for all banking needs during lobby hours from Monday through Friday from 8:30 AM to 5:00 PM, official correspondence can be sent to PO Box 8046 in Madison if needed. Summit Credit Union stands as an example of what can happen when you put community first. We are here not just as your bank but as your partner in success. As we look ahead, we invite you to join us on this journey toward financial empowerment and community growth. Whether you're looking for a new account or need assistance with loans or mortgages, we're ready to help you take that next step. Come visit us today at our Cedarburg branch or explore more about what we offer online at Summit Credit Union. Join us as we continue to build a brighter future together!

Our Journey

Summit Credit Union was established during a time when people needed financial services they could trust. Over the decades, we have continually adapted to meet the changing needs of our members while maintaining our core values of integrity and service. Today, we proudly manage total assets of $7,470,640,700, reflecting our commitment to financial strength and stability. As we evolved, so did our offerings. We provide a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. Our aim has always been to empower our members to achieve their financial goals.

Our Mission

At Summit Credit Union, our mission is clear: to enhance the lives of our members by providing exceptional financial products and services while fostering strong community relationships. We believe that when our members thrive, so does our community. That's why we actively engage in local outreach initiatives and partnerships that uplift those around us. We understand that everyone's journey is unique, which is why we take a personalized approach to every interaction. Whether you visit us in person or connect with us online through mobile banking or e-statements, we strive to make your experience smooth and rewarding.

Branch Location & Accessibility

Accessibility Features

Accessibility is key at our branch. We have dedicated parking spots and ADA-compliant entrances, ensuring everyone can easily access our services. For those who prefer the drive-thru option, we offer basic drive-thru banking services for deposits, withdrawals, and simple transactions.

Operating Hours

We understand that life can get busy, which is why we keep our doors open during convenient hours. Visit us Monday through Friday from 8:30 AM to 5:00 PM. Whether you're looking to open a new account or discuss loan options, our friendly staff is here to help.

Services Offered

At Summit Credit Union, we offer a variety of personal banking services tailored just for you. From checking and savings accounts to auto loans and mortgages, we've got you covered. Plus, with online and mobile banking options available, managing your finances has never been easier. If you're ever in Cedarburg or nearby, we invite you to stop by and see how we can support your financial journey. Have questions? Feel free to give us a call at 608-243-5000. We look forward to serving you!

Member Eligibility

Joining the Summit community is like stepping into a supportive family where your financial well-being is the priority. At our Cedarburg location, located at W61N301 Washington Ave Cedarburg Wi 53012, we welcome individuals who live, work, worship, or attend school in the area. It's really that simple! Whether you're looking for a new savings account or need assistance with loans, being a member opens up a world of benefits tailored just for you. Becoming a member is an easy process. All you need to do is visit us or give us a call at (608) 243-5000 to get started. For more detailed information on eligibility requirements and updates. We're excited to help you on your journey to financial success and can't wait to welcome you through our doors!

Business Banking & Commercial Services

Merchant Services that Matter

Imagine being able to accept payments seamlessly from your customers, no matter where they are. Our merchant services offer real-world solutions that streamline transactions and enhance customer experience. From point-of-sale systems to mobile payment options, we help you stay competitive in today's marketplace. Visit us at W61N301 Washington Ave Cedarburg Wi 53012 in Cedarburg, WI or call us at (608) 243-5000 to explore how our business banking services can empower your enterprise!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,650 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $921,976,576, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our business members, we offer comprehensive solutions like merchant services and business loans designed to support your growth. We understand that running a business comes with its challenges, so we're here to provide the financial tools needed to succeed.

Convenient Access

In addition to traditional banking services, we also focus on convenience. Our drive-thru banking allows for quick deposits and withdrawals without leaving your car perfect for those busy days when time is of the essence. For cash needs, we ensure easy access with our ATM and cash withdrawal services, although please note that ATM availability is not offered at this branch. With all these services available at Summit, we strive to make banking simple and accessible for everyone in Cedarburg. If you're ready to take control of your finances or have any questions about how we can assist you further, don't hesitate to reach out! Call us at (608) 243-5000 or visit us during our operating hours from Monday to Friday, 8:30 AM - 5:00 PM. Join us today at Cedarburg and experience financial services that truly cater to your needs!

Credit Cards

At Summit, we believe in rewarding our members. Our credit cards with rewards allow you to earn points on every purchase, helping you save while spending wisely. Whether it's for groceries or travel, using our card means you're working toward something bigger.

Loans and Financing

When it comes to financing, we understand that every member's situation is different. That's why we provide various options, including auto loans and vehicle financing for those looking to hit the road, as well as mortgage loans and refinancing to help you purchase your dream home or lower your monthly payments. If you need extra cash for unexpected expenses or want to consolidate debt, our personal loans can give you the flexibility you need.

Personal Banking

Our personal banking services are tailored to help you handle everyday expenses and save for the future. We offer checking and savings accounts that provide convenient access to your funds. Imagine easily managing your budget with user-friendly tools through our online and mobile banking platforms. With features like e-statements, you can keep track of your transactions without the clutter of paper statements.

Digital & Online Banking

Key Features

Our online banking service also includes electronic signature authorization, making it easy for you to approve transactions without the hassle of printing and signing documents. Plus, with e-statements available, you can say goodbye to paper clutter and access your statements anytime you need them. For those on the go, our mobile application brings all these features right to your smartphone. Enjoy mobile payments for quick purchases and person-to-person transfers that allow you to send money to friends or family instantly.

Security & Accessibility

We prioritize your security with state-of-the-art measures in place so you can bank with confidence. Our user-friendly interface ensures that even those who aren't tech-savvy will find it easy to navigate through their financial needs. In short, Summit provides accessible and efficient digital banking solutions tailored for modern life. So whether you're at home or out and about, managing your finances has never been easier!

Financial Strength

Commitment to Growth

With $702,951,645 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $44,663 in used auto loans and $5,808,454,297 in total loans and leases supporting your financial goals across various sectors.

Growing Trust

Total Share and Deposit Accounts: 666,787, showing a strong and growing member base that trusts us with their finances. Additionally, net shares available for lending stand at $6,445,173, further highlighting our commitment to providing you with reliable services. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Summit is your trusted partner. Visit us at W61N301 Washington Ave Cedarburg Wi 53012 or call (608) 243-5000 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are our priority. We secure members' funds through $2,350,293,935 in share certificates and $1,279,046,007 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $73,411,000, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a net income of $23,704,038, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 819 full-time employees and 65 part-time employees ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $707,819,700, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.47% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $632,135,339 in used vehicle loans and $146,071,731 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make car financing as straightforward as possible.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $921,976,576 provide the capital needed to expand operations and invest in new projects. We're dedicated to supporting local businesses and helping them thrive. If you're considering refinancing options or would like to know more about eligibility requirements for any of our loan products, please don't hesitate to reach out. Our branch is located at W61N301 Washington Ave Cedarburg WI 53012, and you can contact us at 608-243-5000 during our lobby hours from 8:30 AM to 5:00 PM on weekdays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Summit can help you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $870,167,475. Whether you're purchasing your first home or looking to refinance an existing mortgage, our team is here to guide you through every step.

Unsecured Credit Card Loans

Managing your finances effectively is crucial for peace of mind. We also offer flexible terms on unsecured credit card loans, with a total of $210,579,328 in loans helping members navigate their spending while enjoying various rewards. This means you can shop with confidence knowing you have financial support when you need it most.

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SUMMIT CREDIT UNION - Cedarburg, WI

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