Summit Credit Union Baraboo WI | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Summit, your trusted financial partner right here in the heart of Baraboo, WI. Located at 871 Commerce Ave, our branch has been a cornerstone of the community since 1935. With over 264,000 members, we take pride in offering personalized banking solutions tailored to meet your unique needs. At Summit, we understand that every dollar counts. That's why we manage a robust total asset portfolio exceeding $7.47 billion and maintain an impressive net worth of $707,819,700. Our commitment to you is reflected in our efficient handling of funds, as evidenced by our total deposits reaching $744,440,958 and a cash reserve of $49,873,280. While members can visit us at our Baraboo location for all their banking needs, official correspondence should be sent to our mailing address: PO Box 8046, Madison, WI 53708-8046. We aim to make your banking experience as straightforward and rewarding as possible. Led by our dedicated CEO Kim Sponem and Board President Dan Kaiser, our team of nearly 900 employees is here to help you navigate everything from checking and savings accounts to auto loans and mortgages. We have issued a total of 246,600 loans, supporting families and businesses in achieving their financial goals. With services like online and mobile banking available at your fingertips, managing your finances has never been easier. Whether you're looking for personal loans or business financing options, we've got you covered. Feel free to reach out to us at 608-243-5000 or visit our website at Summit Credit Union for more information. We invite you to stop by our branch during our operating hours Monday through Friday from 7:30 AM to 5:30 PM and Saturday from 8:30 AM to 1 PM and see how we can serve you today!

Branch History & Mission

Community Focus

Beyond banking, Summit is deeply invested in community outreach efforts. We partner with local organizations and initiatives aimed at uplifting Baraboo's residents. Whether it's through financial literacy programs or sponsorships of local events, we strive to make a positive impact where it matters most. As we look toward the future, we're excited about continuing this journey together with you. If you're seeking a credit union that prioritizes your needs while supporting the community you live in, consider becoming part of the Summit family today! Join us as we move forward together because at Summit, your success is our success! For more information or to get started, call us at 608-243-5000 or visit us online at Summit Credit Union.

Our Journey

Summit began with a simple mission: to serve the financial needs of our community. From those early days, we've focused on building lasting relationships with our members by offering personalized service and innovative solutions tailored to their needs. Each milestone in our journey reflects our commitment to excellence from the expansion of our services to the introduction of digital banking options. As we continue to grow, we remain anchored in our values of integrity and community support.

Our Mission

Our mission is clear: we empower people to achieve their financial goals while fostering a strong sense of community. We believe that everyone deserves access to quality financial products and services, whether it's checking accounts, auto loans, or mortgages. We are committed not just to providing these services but also to supporting local initiatives that enhance the well-being of Baraboo and its residents. While members can visit us at 871 Commerce Ave for all their banking needs, official correspondence should be sent to PO Box 8046, Madison, WI 53708-8046. Our doors are open Monday through Friday from 7:30 AM to 5:30 PM and Saturday from 8:30 AM to 1 PM. We also offer convenient ATM access and drive-thru banking for those on the go.

Branch Location & Accessibility

Welcome to the Summit branch located at 871 Commerce Ave in beautiful Baraboo, Wisconsin! Our location is designed for your convenience, making it easy for members and visitors to access our services. Nestled close to local landmarks, including the scenic Baraboo River and just a short drive from the iconic Circus World Museum, we are perfectly situated for both residents and travelers alike. At Summit, we understand that accessibility matters. Our branch is fully equipped with ADA-compliant features, including ramps and designated parking spaces to ensure everyone can visit us with ease. If you're in need of quick banking services, our drive-thru is available for your convenience, allowing you to complete transactions without leaving your vehicle. Our operating hours are tailored to fit your busy schedule. We're open Monday through Friday from 7:30 AM to 5:30 PM, and on Saturdays from 8:30 AM to 1:00 PM. Feel free to stop by during these hours or give us a call at 608-243-5000 if you have any questions! For those who prefer automated services, we offer an ATM on-site for easy cash withdrawals and balance checks. While members can visit us at our Baraboo address, official correspondence should be sent to PO Box 8046 in Madison if needed. We invite you to come experience everything we have to offer at Summit. Whether you're looking for personal banking solutions like checking and savings accounts or exploring options for auto loans and mortgages, our friendly staff is here to assist you every step of the way. We look forward to seeing you soon!

Member Eligibility

Becoming a member of Summit is like joining a family that truly cares about your financial well-being. At Summit, we welcome individuals who live or work in our community, as well as those with family ties to existing members. It's easy to see how being part of our credit union can benefit you: from personalized service to competitive rates on loans and savings, we strive to make your banking experience as rewarding as possible. If you're looking for more details about eligibility, feel free to check out the information available. Should you have any questions or wish to start the membership process, don't hesitate to call us at (608) 243-5000 or visit us at our convenient location: 871 Commerce Ave Baraboo Wi 53913. We're excited to help you take this important step toward securing your financial future!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,650 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $921,976,576, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

In addition to loans, we offer merchant services tailored to meet your needs. Imagine being able to process payments quickly and securely, allowing you to focus on what matters most running your business. Our tools help streamline transactions, making it easier for you to serve your customers while keeping your cash flow steady. Located at 871 Commerce Ave Baraboo Wi 53913 in Baraboo, WI, we're here to partner with you on your journey toward success. Reach out at (608) 243-5000 or visit us online at https://www.summitcreditunion.com/ to learn more about how we can support your business today!

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, we have tailored solutions just for you. Our Business Banking services include merchant services and business loans that can help your enterprise thrive. Whether you're just starting out or looking to expand, we are here to assist.

Credit Cards and Rewards

Shopping should feel rewarding! Our Credit Cards with Rewards program allows you to earn points on purchases you make every day. These rewards can be redeemed for various benefits, helping you get more out of your spending.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. Need to check your balance or transfer funds? You can do it all from the comfort of your home or while on the go. Plus, our ATM services ensure that cash is always within reach.

Drive-Thru and Basic Services

For those quick transactions, our basic drive-thru banking lets you handle deposits, withdrawals, and other simple tasks without leaving your vehicle. Additionally, our ATM availability makes it easy to access cash whenever needed. At Summit, we believe that banking should be straightforward and supportive. With a range of services designed with you in mind, we invite you to visit us or give us a call at (608) 243-5000 for more information about how we can help fulfill your financial needs. Join us today at Baraboo, where your financial success is our priority!

Personal Banking Services

We understand that personal finance can be overwhelming at times. That's why our offerings start with essential Personal Banking services, including checking and savings accounts designed to help you manage your finances effectively. If you're thinking about buying a car, our Auto Loans & Vehicle Financing options make it simple to get behind the wheel without breaking the bank. For those considering homeownership or refinancing an existing mortgage, our Mortgage Loans & Refinancing services provide guidance every step of the way. We also offer Personal Loans & Debt Consolidation solutions that can help you simplify your payments and reduce stress.

Digital & Online Banking

Key Services

With our 24/7 online banking services, you can check your account balance, transfer funds, and pay bills all with just a few clicks. You'll also appreciate the availability of electronic statements (Yes), allowing you to access your financial information quickly while reducing paper clutter. Plus, if you ever need to sign documents digitally, our electronic signature authorization (Yes) makes it simple and efficient. For those who love mobile convenience, our mobile application (Yes) is a must-have. It features mobile payments (Yes) so you can make purchases directly from your phone without needing cash or cards. And with our person-to-person transfer option (Yes), sending money to friends or family is as easy as sending a text!

Security and Accessibility

Your security is our priority. All transactions made through our online platform are protected with top-notch security measures, giving you peace of mind while you manage your finances. Our user-friendly interface ensures that even those new to online banking can navigate easily. In today's fast-paced world, having real-time access to your accounts is crucial. With Summit, banking has never been easier or more accessible. Join us in embracing the convenience of digital banking and experience how we can help simplify your financial life!

Financial Strength

A Growing Member Base

Total Share and Deposit Accounts stand at 666,787, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $6,445,173, reinforcing our ability to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Summit is your trusted partner. Visit us at 871 Commerce Ave Baraboo Wi 53913 or call (608) 243-5000 to learn more about how we can help you achieve your financial goals.

Commitment to Operational Efficiency

Our efforts reflect our operational efficiency with a net income of $23,704,038, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 819 full-time employees and 65 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings Options

Members' savings are secured through $2,350,293,935 in share certificates and $1,279,046,007 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $73,411,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Future Growth

With $702,951,645 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $44,663 in used auto loans and $5,808,454,297 in total loans and leases.

Solid Financial Health

With a net worth of $707,819,700, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.47% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $632,135,339 in used vehicle loans and $146,071,731 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used option, we have solutions that fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $921,976,576 provide the capital needed to grow and expand. We're committed to supporting local businesses and helping them thrive in our community.

Credit Lines

Our total credit lines amount to $2,104,239,979, providing you with additional options for accessing funds as needed. This flexibility can be essential for managing cash flow or funding special projects. At Summit Credit Union, we believe that securing financing should be straightforward and stress-free. If you're considering refinancing or exploring eligibility options for any of our loan products, our team is ready to assist you. Feel free to reach out at 608-243-5000 during our operating hours from Monday to Friday between 7:30 AM and 5:30 PM and Saturday from 8:30 AM to 1 PM. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Let us help you take the next step toward reaching your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $870,167,475, make buying or refinancing simple. We aim to guide you through the home-buying process with ease and clarity.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $210,579,328 in loans helping members manage their finances effectively. This option can be a great way to handle unexpected expenses while building your credit history.

Loan Aggregator

Key Features of LendMesh

Verified Data: All loan offers come from legitimate financial institutions, ensuring you receive accurate and trustworthy information. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that help you find the best deal for your needs. Real-Time Rate Comparisons: Get up-to-date loan rates from multiple institutions in one place, making it easier than ever to compare options side by side. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness and reliability of the service. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

SUMMIT CREDIT UNION - Baraboo, WI

Compare Loan Rates Near You

Loan rates in Baraboo, WI (53913)