Summit Credit Union Winston Salem NC | Best Auto Loans & Business Banking

Introduction

At Summit Credit Union, we believe in building strong relationships with our members and the communities we serve. Located at 1100 S Stratford Rd Ste 400B, Winston Salem, NC 27103, our branch has been a trusted financial partner since 1935. With a proud history of service, we are dedicated to supporting our 32,118 members by providing tailored financial solutions that meet their unique needs. In today's fast-paced world, you deserve a credit union that prioritizes your interests. That's why Summit Credit Union has grown to manage over $344,630,684 in total assets and facilitate nearly 20,738 loans and leases. Our commitment to excellence is evident not only in our robust offerings but also in our focus on community impact. While members can visit us at our Winston Salem location, official correspondence should be sent to our mailing address: 8210 W Market St, Greensboro, NC 27409. This ensures you always reach us without any hassle. Led by our CEO, Samuel Whitehurst, and Board President, Jack Thornton, our team of 110 employees is here to guide you every step of the way. We take pride in offering a wide range of services from personal banking like checking and savings accounts to auto loans and mortgage refinancing. Our online and mobile banking options make it easier than ever for you to manage your finances on your terms. With a net worth of $52,712,822 and cash reserves of $2,001,471, we stand ready to support your financial journey with confidence. Whether you're looking for a loan or simply need assistance with your banking needs, we're just a phone call away at 336-722-3065. Join us at Summit Credit Union today where your financial well-being is our top priority! Visit our website at summitcu.org to learn more about how we can help you achieve your goals!

Branch History & Mission

At Summit Credit Union, we are proud of our rich history and deep roots in the Winston Salem community. Established in 1935, our branch has been a trusted financial partner for generations, helping our members achieve their financial goals and dreams. Located at 1100 S Stratford Rd Ste 400B, Winston Salem, NC 27103, we are easily accessible to all who seek our services. Over the years, Summit Credit Union has grown significantly, now serving over 32,000 members with total assets amounting to an impressive $344,630,684. Our commitment to providing exceptional financial services has allowed us to expand our offerings and enhance our community presence. We have continually adapted to meet the evolving needs of our members while maintaining our core mission: to empower individuals through quality financial products and outstanding service. Our mission is simple yet impactful: to improve the financial well-being of our members while fostering a sense of community. We believe that everyone deserves access to reliable banking solutions that support their unique circumstances. Whether it's personal banking services like checking and savings accounts or loans for vehicles and mortgages, we strive to create meaningful experiences that lead to long-lasting relationships. While members can visit us at 1100 S Stratford Rd Ste 400B, official correspondence should be sent to 8210 W Market St, Greensboro, NC 27409. We are dedicated not only to providing essential banking services but also to being a resource for community support and engagement. This includes partnerships with local organizations aimed at making a positive difference in the lives of those around us. In addition to traditional banking services, we embrace modern technology to enhance your experience. With mobile payments, online banking options, and ATM availability right here at our branch, managing your finances has never been easier or more convenient. Our drive-thru service ensures quick access for those on the go. As we look towards the future, we remain committed to building strong relationships within our community and adapting our services as needed. Our team is here for you ready to assist with any financial questions or concerns you may have. Join us at Summit Credit Union and discover how we can help you thrive financially. Experience the benefits of being part of a cooperative institution dedicated not only to your success but also to enriching the community we all call home. Together, let's shape a brighter future! For any inquiries or assistance, feel free to call us at 336-722-3065 or visit us online at summitcu.org.

Branch Location & Accessibility

Convenient Access and Amenities

At our Summit Credit Union branch, you'll enjoy hassle-free parking and accessibility features designed for everyone's convenience. We're proud to be ADA compliant, ensuring that everyone can easily navigate our space. Our drive-thru banking services allow you to complete transactions without leaving your car, making it even more convenient for those busy days.

Get in Touch!

Have questions or need assistance? Don't hesitate to give us a call at 336-722-3065. We're excited to help you with your financial journey! Come visit us today and see how Summit Credit Union can make banking easier for you!

Hours of Operation

We understand that life can get hectic. That's why our lobby hours are designed to fit your schedule. Visit us Monday through Thursday from 8:30 AM to 5:00 PM and on Fridays until 6:00 PM. If you're rushing in the morning, our drive-thru opens earlier at 7:30 AM on weekdays, so you can grab your banking essentials before heading out for the day.

Services Tailored for You

Summit Credit Union is here to support you with a range of services from personal banking options like checking and savings accounts to auto loans and credit cards with rewards. Plus, we offer online and mobile banking services that let you manage your finances on the go. While members can visit us at our Winston Salem location, please note that official correspondence should be sent to our mailing address at 8210 W Market St, Greensboro, NC.

Member Eligibility

At Summit, we believe that everyone deserves access to financial services in a welcoming and supportive environment. Becoming a member is simple and opens the door to a world of benefits, including personalized banking solutions and community involvement. To qualify for membership, you just need to meet a few friendly criteria, which typically include residing or working in our service area or having a family member who is already part of our credit union family. For specific details on eligibility requirements, feel free to check out our resource. Once you're ready to join us at our convenient location at 1100 S Stratford Rd Ste 400B Winston Salem Nc 27103, the account opening process is designed to be straightforward and hassle-free. You can start your membership journey by giving us a call at (336) 722-3065 for assistance or visit our website for more information on how to open an account. We look forward to welcoming you into the Summit community!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $40 in non-member commercial loans, providing flexible financing solutions. Imagine having access to funds when you need them most be it for expanding your team, upgrading equipment, or launching a new product line. Our loans are tailored to meet your unique needs, ensuring that you can navigate the ups and downs of business with confidence.

Merchant Services for Everyday Transactions

In addition to our loan offerings, we provide merchant services that simplify payment processing for your business. Accepting payments quickly and securely allows you to focus on what matters most growing your customer base. Picture a busy Saturday at your local café; with our reliable services, transactions happen smoothly, keeping customers happy and returning for more. If you're ready to take the next step in your business journey, visit us at 1100 S Stratford Rd Ste 400B Winston Salem Nc 27103 in Winston Salem, NC, or call us at (336) 722-3065. Let's work together to turn your vision into reality!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash? Our ATM service allows for quick withdrawals and balance checks without hassle. Plus, enjoy the convenience of our basic drive-thru banking where you can handle deposits, withdrawals, and simple transactions without leaving your car.

Business Banking

If you're a business owner, we haven't forgotten about you! Our business banking services include essential features like merchant services and business loans tailored to help you grow and succeed.

Credit Cards and Rewards

Don't forget to explore our credit cards with rewards, perfect for those who want to earn benefits while spending. Whether it's cashback on groceries or travel points for your next vacation, we've got options that cater to your spending habits.

Digital Banking Convenience

We know that life can be busy, which is why our digital banking features are designed for your convenience. With online and mobile banking, you can manage your accounts anytime and anywhere. Our services include features such as mobile payments, easy access to account balances, and person-to-person transfers making it simple to stay connected with your finances.

Personal Banking

Our personal banking options are designed to simplify your financial journey. You can choose from various checking and savings accounts that suit your lifestyle, making it easier than ever to manage your money. If you're looking to buy a car, our auto loans and vehicle financing options come with competitive rates and flexible terms, helping you drive away with confidence. For those thinking about homeownership or refinancing an existing mortgage, our mortgage loans provide the support you need. We also offer personal loans and debt consolidation services to help you get back on track financially, allowing you to consolidate your debts into one manageable payment.

Shared Branch Transactions

As a member of Summit, you can also access basic shared branch transactions at partner credit unions. This means deposits and withdrawals are just as easy when you're away from home. Located at 1100 S Stratford Rd Ste 400B Winston Salem Nc 27103, feel free to call us at (336) 722-3065 if you have any questions or need assistance with our services. We're here for you! In conclusion, whether you're looking for personal banking solutions or business support, Summit offers everything under one roof. Visit us today or explore more online at https://www.summitcu.org/ to see how we can assist you in reaching your financial goals!

Digital & Online Banking

Key Features

One of the standout features is our electronic signature authorization. This means you can sign important documents electronically, making processes quicker and more efficient without the hassle of printing or mailing forms. Plus, with e-statements available, you can go paperless and access your financial statements at any time. For those who prefer using their mobile devices, our mobile application makes banking on the go simple and user-friendly. You can also take advantage of mobile payments, allowing you to make purchases quickly and securely right from your phone. Need to send money to a friend? Our person-to-person transfer feature makes it easy to send cash instantly without needing to visit a branch or ATM.

Security and Accessibility

Security is paramount at Summit. We prioritize keeping your personal information safe while providing a smooth banking experience. With intuitive navigation and real-time account management tools, you'll find that accessing your finances has never been easier. Whether you're at home or out and about, our digital banking services ensure that you have everything you need at your fingertips. Enjoy the convenience of modern banking with the personalized service you've come to expect from Summit!

Financial Strength

Growing Member Base

We proudly serve a strong community with 62,293 total share accounts, demonstrating the growing trust members place in us to manage their finances effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Summit is your trusted partner. Visit us at 1100 S Stratford Rd Ste 400B Winston Salem Nc 27103 or call (336) 722-3065 to learn more about how we can help you achieve your financial goals.

Investment in Your Future

Our commitment to you goes beyond basic banking services. With $31,998,000 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We also support your dreams with $4,704 in used auto loans and $225,465,069 in total loans and leases to help you achieve your financial goals.

Member-Centric Savings

Your savings are safe with us. We have $44,324,851 in share certificates and $9,482,464 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,628,964, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $730,017, which enables us to continue offering competitive loan rates and solid financial products for our members. With a dedicated team of 101 full-time employees and 9 part-time employees, we ensure our branches are always ready to serve you with knowledgeable assistance.

Solid Financial Foundation

With a net worth of $52,712,822, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.27% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $72,343,501 in used vehicle loans and $8,711,384 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our flexible terms can fit your budget.

Credit Lines

For those who prefer additional flexibility in their borrowing options, we have credit lines available totaling $39,240,807. These lines give you access to funds when you need them while allowing you to maintain control over your spending. If you're considering refinancing or want to learn more about eligibility for any of our products, don't hesitate to reach out! You can contact us at 336-722-3065 for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our commitment is to provide transparent information so you can make informed decisions about your finances. Explore our loan offerings today and see how we can help you take the next step toward achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $25,575,173, make buying or refinancing simple. We are here to guide you through the process and ensure you find the best solution for your housing needs.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $11,641,437 in loans helping members manage their finances effectively. This option provides you with the freedom to handle unexpected expenses without breaking the bank.

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SUMMIT CREDIT UNION - Winston Salem, NC

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