Summit Credit Union High Point NC | Affordable Auto Loans & Business Banking

Introduction

Welcome to Summit Credit Union, your trusted financial partner located at 1743 Westchester Dr, High Point, NC 27262. Established in 1935, our commitment to our community has only grown stronger over the years. With a total membership of 32,118 and assets amounting to an impressive $344,630,684, we pride ourselves on being a cornerstone of financial support for individuals and families in our area. At Summit Credit Union, we understand that managing your finances is more than just numbers; it's about building relationships. Under the leadership of our dedicated CEO, Samuel Whitehurst, and Board President Jack Thornton, we strive to provide exceptional service that meets the needs of our members. Our team of 110 employees is here to help you navigate your financial journey with personalized assistance. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 1743 Westchester Dr, High Point, NC 27262. Whether you are looking for checking and savings accounts, auto loans, mortgage options, or business banking services, we have tailored solutions designed to empower you financially. With a net worth of $52,712,822 and total deposits reaching $14,975,711, we maintain a strong foundation that ensures your money is safe and accessible. We also have $2,001,471 in cash on hand to support day-to-day transactions efficiently. Our services extend beyond traditional banking; we offer online and mobile banking options for added convenience. Visit our website at Summit Credit Union to explore all that we offer and learn how we can help you achieve your financial goals. We invite you to call us at 336-662-6200 or stop by our branch during our lobby hours from Monday to Thursday (8:30 AM - 5:00 PM) and Friday (8:30 AM - 6:00 PM). Experience the difference with Summit Credit Union today!

Branch History & Mission

At Summit Credit Union, our story began in 1935, when we first opened our doors in High Point, NC. Since that day, we have grown into a trusted financial partner for our community, with a current membership of over 32,000 individuals. We take pride in our rich history and the milestones we've achieved along the way. Located at 1743 Westchester Dr, High Point, NC 27262, our branch is easily accessible for members looking for personal banking services. We are proud to offer a wide range of financial products including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our commitment to excellent service extends beyond just providing financial assistance; we strive to make a positive impact on the lives of those in our community. Our mission at Summit Credit Union is clear: we are dedicated to delivering exceptional financial services while fostering community growth and support. We believe in empowering our members by providing them with the tools they need to achieve their financial goals. This dedication is reflected not only in our competitive rates and products but also in our active involvement within the local community. While members can visit us at our branch address, official correspondence should be sent to the same address: 1743 Westchester Dr, High Point, NC 27262. We're proud to provide convenient services such as ATM access and drive-thru banking for those on the go. Our operating hours are designed with your convenience in mind; we welcome you Monday through Thursday from 8:30 AM to 5:00 PM and Friday until 6:00 PM. Summit Credit Union has also embraced modern advancements by offering online and mobile banking options. This allows you to manage your finances from anywhere at any time. Furthermore, our shared service center ensures that even if you're traveling or away from home, you can still access your accounts easily. We are committed to being more than just a financial institution; we are partners in your journey towards financial wellness. Through various partnerships and community outreach programs, we aim to uplift those around us and create lasting relationships built on trust and support. Join us today at Summit Credit Union and experience firsthand how we can help you achieve your dreams while making a difference in your community. Together, let's build a brighter future! For more information or to get started on your path with us, call us at 336-662-6200 or visit our website at summitcu.org.

Branch Location & Accessibility

Accessibility Features

At Summit Credit Union, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can easily access our services. Ample parking is available right outside the branch, making your visit as smooth as possible.

Operating Hours

We understand that life gets busy. That's why our lobby hours are designed with you in mind: Monday through Thursday from 8:30 AM to 5:00 PM and Friday from 8:30 AM to 6:00 PM. If you need to visit us outside of these hours, don't worry! Our drive-thru service opens earlier at 7:30 AM on weekdays, so you can quickly take care of deposits or withdrawals without leaving your car.

Services Offered

At the Summit Credit Union - High Point Branch, we offer a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. We also provide mortgage loans and business banking services, ensuring that you have access to everything you need under one roof. Plus, enjoy the convenience of ATM access right here at the branch!

Visit Us Today!

Whether you're looking for a new account or need assistance with existing services, our friendly team is ready to help! Feel free to call us at 336-662-6200 if you have any questions or would like more information about what we offer. We invite you to visit us at Summit Credit Union - High Point Branch today your financial journey starts here!

Member Eligibility

Joining the Summit family means becoming part of a welcoming community that values you as an individual. At Summit, located at 1743 Westchester Dr High Point Nc 27262, membership is open to anyone who lives, works, or attends school in our local area. We believe that everyone deserves access to affordable financial services, and we're here to help you achieve your goals. Whether you're looking for personal banking solutions, loans, or simply a supportive financial partner, you'll find it all with us. The process to become a member is straightforward and friendly just reach out to us at (336) 662-6200 or visit our website for more information. We encourage you to check out the detailed eligibility criteria so you can see how easy it is to join our community. Let's take this exciting step together toward better financial health!

Business Banking & Commercial Services

At Summit, we understand that every business has unique financial needs. That's why we are dedicated to providing tailored banking solutions that help your business thrive. Whether you're just starting or looking to expand, our commercial loan options offer the flexibility and support necessary for growth. Imagine a local café that wants to renovate its space to attract more customers. With our member commercial loans, we've funded over $0 in loans for businesses like this, empowering them to enhance their operations and increase revenue. We also cater to non-members, offering $40 in non-member commercial loans to ensure that all local businesses can access the financing they need. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services simplify daily transactions so you can focus on what matters most running your business smoothly. From payment processing to cash management solutions, we provide tools designed for efficiency and ease. Visit us at 1743 Westchester Dr High Point Nc 27262 in High Point, NC, or call us at (336) 662-6200 to learn how we can support your business journey!

Comprehensive List Of Services

Business Banking Services

If you own a business or are considering starting one, our Business Banking options include merchant services and business loans to help fuel your entrepreneurial spirit. We believe that supporting local businesses helps strengthen our community in High Point, NC.

Convenient Access Anytime

In today's fast-paced world, convenience matters. With Online & Mobile Banking, you can manage all aspects of your finances from the comfort of your phone or computer. Need cash? Our ATM and cash withdrawal services make it easy to access your money whenever needed. Plus, our basic drive-thru banking offers quick service for deposits and withdrawals. For members who belong to partner credit unions, we provide Basic Shared Branch Transactions, allowing deposits and withdrawals at various locations across the country. It's just one more way we strive to make banking easier for our members.

Personal Banking Solutions

We understand that managing your finances can sometimes feel overwhelming. That's why we offer Personal Banking options that include checking and savings accounts tailored to fit various lifestyles. Our accounts come with easy online banking features, so you can monitor your finances from anywhere, whether you're at home in High Point or on the go. When it comes to making big purchases like a car, our Auto Loans & Vehicle Financing services provide flexible terms and competitive rates. Imagine driving off in your dream car without breaking the bank! We also offer Mortgage Loans & Refinancing options, helping you secure the home of your dreams while ensuring that your monthly payments remain manageable.

Support for Everyday Needs

For those unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation services are designed to give you peace of mind. Additionally, our Credit Cards with Rewards program allows you to earn points on purchases you make every day turning your spending into rewards!

Visit Us Today!

Located at 1743 Westchester Dr High Point Nc 27262 in High Point, NC, we invite you to visit us during lobby hours from Monday through Friday or use our drive-thru services for quick transactions. For any questions about our offerings or how we can assist you further, feel free to reach out at (336) 662-6200. Join us at Summit where we're dedicated to serving you with care and commitment! Explore all these fantastic services today by visiting us online at Summit Credit Union-high Point Branch.

Digital & Online Banking

Key Features for Your Convenience

We offer a variety of features that make managing your finances easier than ever. Enjoy the benefits of e-statements, which provide a quick and eco-friendly way to view your account statements without the clutter of paper. If you prefer signing documents electronically, our electronic signature authorization feature lets you handle transactions securely and efficiently. With our mobile application available for download, accessing your accounts has never been simpler. Whether you want to make person-to-person transfers or utilize mobile payments, you can do it all with just a few taps on your smartphone. We've made sure these features are user-friendly, so you can feel confident navigating through them. Security is always a top priority at Summit. Our systems are designed with robust security measures to protect your personal information and transactions. You can bank with peace of mind knowing that we take every precaution to keep your data safe. In today's fast-paced world, managing your finances should be straightforward and accessible. With our comprehensive suite of digital banking options, including mobile payments and real-time account management, we empower you to take control of your financial journey anytime you need it. Experience the ease of banking with us today!

Financial Strength

A Growing Member Base

Total Share Accounts stand at 62,293, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) currently sit at $0, which reflects our ongoing dedication to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Summit is your trusted partner. Visit us at 1743 Westchester Dr High Point Nc 27262 or call (336) 662-6200 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

Our commitment to our members is further reflected in our $31,998,000 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $4,704 in used auto loans and $225,465,069 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Operational Efficiency

Our operational efficiency is evident in our $730,017, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 101 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Security for Your Savings

Members' savings are secured through $44,324,851 in share certificates and $9,482,464 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,628,964, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $52,712,822, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.27% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $72,343,501 in used vehicle loans and $8,711,384 in new vehicle loans already helping members get on the road. We offer flexible terms and refinancing options that can make your purchase even more affordable.

Credit Lines

For those who want extra flexibility with their finances, our total credit lines amounting to $39,240,807 allow you to borrow as needed without the hassle of applying for multiple loans. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. No matter what your financial needs are, Summit is here to help guide you through the process and find the right solution for you. Visit us today or give us a call!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $25,575,173, make buying or refinancing simple. We strive to provide competitive rates and tailored solutions that fit your unique circumstances.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $11,641,437 in loans helping members manage their finances effectively. These cards provide a great way to build credit while enjoying benefits like rewards and low-interest rates.

Loan Aggregator

Benefits of Using LendMesh

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SUMMIT CREDIT UNION - High Point, NC

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Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility Features

Operating Hours

Services Offered

Visit Us Today!

Member Eligibility

Business Banking & Commercial Services

Comprehensive List Of Services

Business Banking Services

Convenient Access Anytime

Personal Banking Solutions

Support for Everyday Needs

Visit Us Today!

Digital & Online Banking

Key Features for Your Convenience

Financial Strength

A Growing Member Base

Commitment to Growth

Operational Efficiency

Security for Your Savings

Strong Financial Health

Loan Offering

Auto Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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