Summit Credit Union Greensboro NC | Best Auto Loans & Business Banking

Introduction

Welcome to Summit Credit Union, your trusted partner in financial growth and community support. Located at 8210 W Market St, Greensboro, NC 27409, we have been serving our members since 1935. With a strong commitment to putting people before profits, we currently support over 32,000 members and manage a robust portfolio of assets totaling $344,630,684. At Summit Credit Union, we understand that every member's needs are unique. That's why we offer a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgage solutions, and credit cards with rewarding benefits. Our total deposits stand at $14,975,711, which reflects the trust our members place in us. Additionally, our net worth is an impressive $52,712,822, ensuring that we are well-positioned to support our members through all their financial journeys. Under the leadership of CEO Samuel Whitehurst and Board President Jack Thornton, our dedicated team of 110 employees works tirelessly to foster a supportive environment where you can thrive financially. We also pride ourselves on being part of the local community in Greensboro and strive to make a positive impact through various initiatives and partnerships. While you can always visit us at our branch for personal service or inquiries about your account, official correspondence should be directed to our mailing address: 8210 W Market St, Greensboro, NC 27409. Feel free to reach out by phone at 336-662-6200 for any questions or assistance you may need. We invite you to explore our services further on our website at summitcu.org. Join us today and experience the difference a member-focused credit union can make in your life!

Branch History & Mission

Join Us

As we continue this journey together, we invite you to experience the benefits of membership at Summit Credit Union. With dedicated staff ready to assist you during our operating hours Monday through Thursday from 8:30 AM to 5:00 PM and Friday from 8:30 AM to 6:00 PM there's never been a better time to join us. Call us today at 336-662-6200 or visit our website at Summit Credit Union for more information about how we can help you reach your financial goals. Together, let's build a brighter future!

Our Journey

Since opening our doors nearly nine decades ago, Summit has undergone significant growth and transformation. We have expanded our services while staying true to our mission of providing exceptional member service. Today, we manage total assets of over $344 million, which allows us to offer a wide range of financial products from personal banking options like checking and savings accounts to auto loans and mortgages. Over the years, we have embraced technology to enhance member experiences. Our digital banking solutions include online banking, mobile payments, and e-statements. We understand that convenience matters, which is why we also offer ATM access and drive-thru services for quick transactions.

Our Mission

At Summit Credit Union, our mission is simple: to empower our members to achieve their financial goals while making a positive impact in our community. We believe that everyone deserves access to quality financial services that can help them thrive. That's why we focus on offering competitive rates and personalized support tailored to meet individual needs. Our commitment extends beyond just banking. We actively engage with local organizations through outreach programs and partnerships aimed at improving the well-being of those around us. Whether it's supporting education initiatives or participating in community events, we strive to make a difference in Greensboro. While members can visit us at 8210 W Market St, official correspondence should be sent to the same address as our mailing address: 8210 W Market St, Greensboro, NC 27409.

Branch Location & Accessibility

Operating Hours

At Summit Credit Union, we understand that your time is valuable. That's why we offer flexible hours to fit your schedule. Our lobby is open Monday through Thursday from 8:30 AM to 5:00 PM, and on Fridays, we're here until 6:00 PM. If you prefer the convenience of drive-thru banking, our drive-thru service is available from 7:30 AM to 5:00 PM on weekdays and extends to 6:00 PM on Fridays.

Services Offered

When you visit us, you'll discover a range of services tailored to meet your financial needs. We provide everything from checking and savings accounts to auto loans and mortgage financing. Need cash? Our ATM is readily available for quick withdrawals or balance checks. Plus, if you're a member of a partner credit union, feel free to take advantage of our shared service center for deposits and withdrawals. While members can visit us at 8210 W Market St, official correspondence should be sent to the same address as our mailing address is the same. For any questions or assistance, don't hesitate to reach out at 336-662-6200. We invite you to experience personalized service at Summit Credit Union where community matters. Stop by today or give us a call; we look forward to serving you!

Member Eligibility

Becoming a member of Summit feels like joining a family that truly cares about your financial well-being. Whether you're looking to open a checking account, save for the future, or secure a loan, we welcome you with open arms! At Summit, eligibility is accessible anyone who lives, works, worships, or attends school in our community is invited to join. Plus, if you have family members who are already part of our credit union, you're eligible too! We believe that everyone deserves support and resources tailored to their needs, and as a member, you'll enjoy benefits like competitive rates on loans and savings accounts, personalized service, and convenient access to online banking tools. Ready to become part of our community? Opening an account at Summit is easy! Just visit us at 8210 W Market St Greensboro Nc 27409 or give us a call at (336) 662-6200 for more details. For specific eligibility criteria and the most up-to-date information, feel free to check out our resource page at . We can't wait to welcome you into the Summit family!

Business Banking & Commercial Services

Financing Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $40 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

In addition to loans, we offer robust merchant services that simplify transactions for you and your customers. Picture this: a busy day at your shop, and with our merchant services, accepting payments is quick and hassle-free. You can focus on what you do best serving your customers while we handle the payment processing. Located at 8210 W Market St Greensboro Nc 27409 in Greensboro, NC, we're here to partner with you on your journey to success. Contact us today at (336) 662-6200 to learn more about how we can support your business goals!

Comprehensive List Of Services

Additional Services

At Summit, we also offer basic drive-thru banking for simple transactions such as deposits and withdrawals, along with shared branch transactions for members of partner credit unions. With access to these services combined with basic ATM features like balance checks and withdrawals, your banking experience is made straightforward and accessible. Whether you're stopping by for advice or using our digital platforms from home, we're here to ensure that your financial journey is smooth and supportive. For more information about our services or to get started today, feel free to reach out at (336) 662-6200. We look forward to serving you at Summit Credit Union!

Business Banking Solutions

For our business members, we offer specialized services like Merchant Services & Business Loans that cater to the unique needs of entrepreneurs and small business owners. We understand that managing finances for a business can be challenging, so our team is here to assist you every step of the way.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking features. You can easily check balances, transfer funds, and pay bills right from your smartphone or computer. Plus, our ATMs are available for quick cash withdrawals without hassle.

Personal Banking Services

Our personal banking services are designed with you in mind. Start by exploring our Checking & Savings Accounts, which offer easy access to your funds and competitive interest rates. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing options make it simple to get on the road with a plan that fits your budget. For those dreaming of homeownership, we provide Mortgage Loans & Refinancing to help make that dream a reality. Need extra cash? Our Personal Loans & Debt Consolidation solutions can help ease financial burdens and simplify payments. And don't forget about our Credit Cards with Rewards, which allow you to earn benefits while making everyday purchases.

Digital & Online Banking

Key Features

Our online banking platform allows you to check balances, pay bills, and transfer funds from anywhere with internet access. You can enjoy the convenience of E-Statements, which are available for easy access without the clutter of paper statements. Plus, with Electronic Signature Authorization, signing important documents is fast and secure. Need to send money to friends or family? Our Person-to-Person Transfers feature makes it quick and hassle-free. And if you're always on the go, our user-friendly Mobile Application offers everything you need right at your fingertips. You can even make purchases using Mobile Payments, adding another layer of convenience to your daily transactions.

Security and Accessibility

We prioritize your security while you bank online. Our robust security measures ensure that your personal information remains protected. Navigating our services is straightforward, so whether you're tech-savvy or new to online banking, you'll find everything you need with ease. At Summit, we aim to provide real-time account management that fits seamlessly into your life. Embrace the freedom of banking on your terms and experience the benefits of our comprehensive digital services today!

Financial Strength

Dedicated Team

We also take pride in having 101 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts: 62,293, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Summit is your trusted partner. Visit us at 8210 W Market St Greensboro Nc 27409 or call (336) 662-6200 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Lending Capacity

With $4,704 in used auto loans and $225,465,069 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $2,615,816 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Reinvestment for Growth

Our commitment to our members is further highlighted by our $31,998,000 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better.

Secure Savings Options

Members' savings are secured through $44,324,851 in share certificates and $9,482,464 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,628,964, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $52,712,822, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,527 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $72,343,501 in used vehicle loans and $8,711,384 in new vehicle loans already helping members get on the road. We offer flexible terms and refinancing options to make your auto financing simple and straightforward.

Credit Lines

For those needing extra flexibility, our total credit lines amount to $39,240,807. This option allows you to access funds when you need them without having to apply for a separate loan each time. If you're interested in any of our loan products or want more information on eligibility and refinancing options available at Summit, don't hesitate to contact us at 336-662-6200. We're here to help you find the best financial solution tailored just for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $25,575,173, make buying or refinancing simple. We guide you through every step of the process to ensure you feel confident in your decision.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $11,641,437 in loans helping members manage their finances effectively. These cards are designed for everyday purchases and can be a great tool for building credit.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing ensures that every loan offer displayed on the platform is fair and transparent. Users can trust that they are seeing accurate information, which helps them make informed decisions.

SUMMIT CREDIT UNION