Summit Credit Union Greensboro NC | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Summit Credit Union, your trusted financial partner located at 2917 S Elm Eugene St, Greensboro, NC 27406. Established in 1935, we have built a strong community presence with over 32,118 members who rely on us for their banking needs. Our commitment to providing exceptional service is reflected in our total assets of $344,630,684 and a robust net worth of $52,712,822. At Summit Credit Union, we take pride in offering a wide range of services designed to meet the unique needs of our members. From personal banking options like checking and savings accounts to auto loans, mortgages, and business banking solutions, we are here to support you every step of the way. With total deposits reaching $14,975,711, we ensure that your money is not only safe but also working hard for you. Our dedicated team of 110 employees, led by CEO Samuel Whitehurst and Board President Jack Thornton, is passionate about helping you achieve your financial goals. We understand that each member's journey is different and strive to provide personalized support that resonates with your individual needs. While you can visit us at our branch for all your banking requirements, official correspondence should be sent to the same address: 2917 S Elm-Eugene St, Greensboro, NC 27406. If you have any questions or need assistance, feel free to reach out at 336-662-6200. Join us today at Summit Credit Union where your financial success is our priority! Visit our website at summitcu.org or give us a call to learn more about how we can assist you!

Branch History & Mission

Community Commitment

Our dedication extends beyond transactions; it includes meaningful partnerships within Greensboro. We actively engage in outreach programs and initiatives that uplift our community. From supporting local events to collaborating with other organizations focused on positive change, we believe in giving back. As we look toward the future, we remain committed to being a trusted financial partner for generations to come. We invite you to join us at Summit Credit Union! Experience firsthand how we can make a difference in your financial journey. For any questions or assistance, feel free to reach us at 336-662-6200 during our lobby hours: Monday - Thursday from 8:30 AM - 5:00 PM and Friday from 8:30 AM - 6:00 PM. Let us help you reach new heights together!

Our Journey

Summit Credit Union started with a simple mission: to provide accessible financial services to those who needed them most. Over the decades, we have expanded our offerings to include personal banking, auto loans, mortgages, and business banking solutions. Each milestone along the way has been fueled by our commitment to help our members achieve their financial goals. Our branch is conveniently located at 2917 S Elm Eugene St, Greensboro, NC 27406 just a stone's throw away from local landmarks and easily accessible for all. While you can visit us at this address for in-person service, please note that official correspondence should be directed to the same mailing address: 2917 S Elm-Eugene St, Greensboro, NC 27406.

Our Mission

At Summit Credit Union, our mission goes beyond just providing financial products; it's about enhancing lives and strengthening our community. We strive to empower our members through personalized service and innovative solutions tailored to their needs. Whether you're looking for checking accounts, auto financing, or assistance with your business ventures, we are here to support you every step of the way. We also understand the importance of accessibility and convenience. That's why we offer drive-thru services and shared service centers for your ease of banking. Although we currently do not have ATMs on-site, we ensure that our online and mobile banking platforms are user-friendly and available whenever you need them.

Branch Location & Accessibility

Get in Touch!

If you have any questions or need assistance, feel free to call us at 336-662-6200. Our friendly staff is ready to help you with whatever you need. We invite you to stop by our Summit Credit Union Elm-Eugene branch today; we look forward to welcoming you!

Nearby Landmarks and Accessibility Features

Our branch is situated near several local landmarks that make it easy to find us. Just a short drive from Greensboro's vibrant downtown area, you can pop in while running errands or after visiting nearby shops. Parking is available right outside our doors, ensuring you have a hassle-free experience when you visit. We are proud to be ADA compliant, featuring ramps and accessible entrances to accommodate everyone.

Operating Hours and Services Offered

At Summit Credit Union, we value your time. Our lobby hours are Monday through Thursday from 8:30 AM to 5:00 PM and Friday until 6:00 PM. For those who prefer drive-thru banking, we're open Monday through Friday starting at 7:30 AM, offering a quick and convenient way to handle your banking transactions without leaving your vehicle. We provide a wide range of services tailored to meet your financial needs from personal checking and savings accounts to auto loans and credit cards with rewards. Plus, if you're a member of a partner credit union, you can enjoy shared services right here at our location.

Member Eligibility

At Summit, we believe that everyone deserves a chance to thrive in their financial journey, and becoming a member is your first step toward joining our welcoming community. If you live, work, or attend school in the area, you're already on your way to eligibility! We're here to support you with personalized services tailored to fit your needs. Plus, as a member, you'll enjoy benefits like lower loan rates and higher savings yields, making your money work harder for you. Ready to join us? The process is simple! You can learn more about our membership requirements by visiting our website. If you're all set to open an account or have questions, feel free to reach out to us at (336) 662-6200. Our team is excited to help you get started on this journey at Summit, located at 2917 S Elm Eugene St Greensboro Nc 27406. Welcome aboard!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer comprehensive merchant services that help simplify everyday transactions. For example, our payment processing solutions enable you to accept credit card payments easily, whether online or in-store. This means more convenience for your customers and quicker access to your funds. If you're in Greensboro, NC, stop by our branch at 2917 S Elm Eugene St Greensboro Nc 27406 or call us at (336) 662-6200 to learn how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $40 in non-member commercial loans, providing flexible financing solutions. Imagine accessing the funds you need to purchase new equipment or hire additional staff. With our streamlined loan application process, you can focus on what matters most running your business.

Comprehensive List Of Services

Business Banking

If you're a business owner, we provide essential services like merchant services and business loans to ensure your operations run smoothly. We aim to empower local businesses with the financial tools they need to thrive.

Credit Cards & Rewards

For those who enjoy rewards, our credit cards come with fantastic benefits that make every purchase count. You can earn points on everyday spending, helping you save for something special down the line.

Digital Banking Solutions

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services that allow you to manage your finances anytime, anywhere. With features like e-statements and mobile payments, accessing your account has never been easier. Plus, our person-to-person payment service lets you send money quickly without hassle.

Drive-Thru & Shared Branch Transactions

For members who prefer in-person interactions, our drive-thru banking offers basic services such as deposits and withdrawals without leaving your vehicle. Additionally, if you're a member of a partner credit union, you can take advantage of shared branch transactions for deposits and withdrawals at participating locations. Our friendly team at Summit is always ready to help with any questions or concerns you may have about these services. You can reach us at (336) 662-6200 during our lobby hours: Monday - Thursday from 8:30 AM - 5:00 PM and Friday from 8:30 AM - 6:00 PM. Join us today and discover how Summit Credit Union-elm-eugene Branch can help pave the way toward your financial future! For more information about our offerings or to get started with an account, visit us online at https://www.summitcu.org/. Your journey towards financial well-being starts here!

Personal Banking

We offer various personal banking options, including checking and savings accounts to help you manage your day-to-day finances effectively. If you're planning to buy a car, consider our auto loans and vehicle financing solutions. Our mortgage loans and refinancing options can assist you in purchasing your dream home or lowering your monthly payments. For unexpected expenses or consolidating debt, our personal loans are here to support you.

Digital & Online Banking

Key Features of Our Digital Banking Services

Explore our user-friendly online banking platform at https://www.summitcu.org/. With just a few clicks, you can check your account balances, transfer funds, and pay bills from the comfort of your home or on the go. Plus, our mobile application allows you to manage your finances right from your smartphone, making it convenient to stay on top of your financial health wherever you are. Security is a top priority for us. Our electronic signature authorization feature ensures that all transactions are safe and verified, giving you peace of mind when conducting business online. You can also opt for e-statements, which provide a quick and eco-friendly way to keep track of your accounts without cluttering your mailbox. Need to send money to a friend or family member? Our person-to-person transfer service makes it simple and fast no need for cash or checks anymore! Just use our secure app or website to send money instantly. And if you're looking for ease with payments, our mobile payments feature lets you make purchases directly from your phone. It's quick and adds an extra layer of convenience to your shopping experience. With all these features available at Summit, managing your finances has never been easier. We're here to help you every step of the way as you navigate your financial journey. If you have questions or need assistance, feel free to reach out to us at (336) 662-6200!

Financial Strength

Commitment to Innovation

With $31,998,000 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $4,704 in used auto loans and $225,465,069 in total loans and leases.

Growing Membership

Total Share and Deposit Accounts stand at 62,293, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $0, further showcasing our commitment to empowering our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Summit is your trusted partner. Visit us at 2917 S Elm Eugene St Greensboro Nc 27406 or call (336) 662-6200 to learn more about how we can help you achieve your financial goals.

Member Savings Secured

Members' savings are secured through $44,324,851 in share certificates and $9,482,464 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,628,964, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $730,017 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 101 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $52,712,822, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.27% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $72,343,501 in used vehicle loans and $8,711,384 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new model or a reliable used vehicle, we have options that can work for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $25,575,173, ensuring you can secure the funding you need to make your homeownership dreams come true.

Other Loan Options

In addition to these popular choices, our loan portfolio includes personal loans and debt consolidation options designed to help you regain control of your finances. We also provide business banking solutions and commercial loans if you're an entrepreneur looking to grow your business. If you're considering refinancing any existing loans or exploring eligibility options for our various products, our team is here to assist you every step of the way. To learn more about our loan offerings or to discuss which option may be best for you, feel free to reach out at 336-662-6200. Visit us at our branch located at 2917 S Elm Eugene St, Greensboro NC 27406, where our friendly staff will be happy to help. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Summit can support your journey toward financial success today!

Unsecured Credit Card Loans

Managing finances effectively is crucial. That's why we also offer flexible terms on unsecured credit card loans, with a total of $11,641,437 in loans helping our members manage their expenses without the burden of collateral. These cards are perfect for those who want to build credit or simply need a convenient way to cover costs.

Loan Aggregator

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SUMMIT CREDIT UNION - Greensboro, NC

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