Summit Credit Union Greensboro NC | Affordable Auto Loans & Business Banking

Introduction

Welcome to Summit Credit Union, your trusted financial partner in Greensboro, NC! Established in 1935, we've been committed to empowering our members for decades. Located at 800 Summit Ave, Greensboro, NC 27405, we take pride in serving over 32,118 members with a personal touch that larger banks simply can't match. With total assets of $344,630,684 and net worth standing at $52,712,822, you can rest assured that your finances are in capable hands. At Summit Credit Union, we understand the importance of community. Our dedicated team of 110 employees is here to provide tailored financial solutions that meet your unique needs. Whether you're looking for personal banking services like checking and savings accounts or more specialized options such as auto loans and mortgage financing, we've got you covered. With total loans amounting to 20,738, we're ready to help you achieve your financial goals. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 8210 W Market St, Greensboro, NC 27409. For any inquiries or assistance, don't hesitate to give us a call at 336-378-2708. Our friendly staff is here to guide you through every step of your financial journey. Led by our CEO Samuel Whitehurst and Board President Jack Thornton, Summit Credit Union is not just about numbers; it's about building lasting relationships and supporting our local community. We invite you to explore our wide range of services including online and mobile banking designed with your convenience in mind. Join us today and experience the difference that personalized service makes! Visit our website at summitcu.org for more information or to get started on your financial journey with us!

Branch History & Mission

Community Commitment

Our commitment goes beyond just banking; it includes supporting local initiatives and partnerships that uplift our community. Whether it's organizing financial literacy workshops or collaborating with local charities, we're here to make a difference. As technology advances, we've embraced digital solutions such as online and mobile banking for convenient access to your accounts anytime, anywhere. Our ATM availability ensures you can access cash when needed without hassle.

Join Us

We invite you to become part of the Summit Credit Union family. Experience firsthand how we prioritize your needs while staying committed to making a positive impact in Greensboro and beyond. Together, let's build a brighter financial future for everyone in our community! Call us at 336-378-2708 or visit our website today!

Our Evolution

Since opening our doors, Summit Credit Union has continuously evolved to meet the needs of our members. From humble beginnings, we have built a strong foundation that now boasts total assets of $344,630,684. This growth is a testament to our unwavering focus on member service and community involvement. Our operational hours are designed with you in mind: Monday through Thursday from 8:30 AM to 5:00 PM and Friday until 6:00 PM. For those who prefer drive-thru services, we open even earlier at 7:30 AM. As we expanded, so did our offerings. Today, we provide a range of services including personal banking accounts, auto loans, mortgage options, and credit cards with rewards. We also offer business banking solutions tailored to support local entrepreneurs.

Our Mission

At Summit Credit Union, our mission is simple yet powerful: to empower our members with the financial tools they need while fostering a sense of community. We believe that everyone deserves access to quality financial services and support. This ethos drives us to create programs that not only help individuals manage their finances but also encourage community engagement through outreach initiatives. While members can visit us at 800 Summit Ave for all their banking needs, official correspondence should be sent to our mailing address at 8210 W Market St, Greensboro, NC 27409.

Branch Location & Accessibility

ATM and Shared Services

Need cash or want to check your balance? Our branch features an ATM for your convenience. Plus, as part of our commitment to serve you better, we offer shared services so that members of partner credit unions can also access basic transactions right here at our branch. While members can visit us at 800 Summit Ave for in-person banking needs, official correspondence should be sent to our mailing address at 8210 W Market St, Greensboro, NC 27409.

Connect With Us

We're excited to help you manage your finances! If you have any questions or need assistance with our services ranging from personal banking options like checking and savings accounts to auto loans and mortgages don't hesitate to reach out. Give us a call at 336-378-2708 or stop by our branch today. Experience the welcoming atmosphere of Summit Credit Union where your financial goals become ours too!

Convenient Access and Services

Our location offers ample parking for all members, ensuring you can visit us without hassle. We pride ourselves on being accessible to everyone, with features like ADA-compliant entrances and ramps, making it easy for all our members to visit us comfortably. At Summit Credit Union, we understand that your time is valuable. That's why our lobby hours are designed to fit your busy schedule: we're open Monday through Thursday from 8:30 AM to 5:00 PM and extend our hours until 6:00 PM on Fridays. If you're in a hurry, take advantage of our drive-thru banking service available during the same hours, allowing you to conduct simple transactions quickly.

Member Eligibility

At Summit, we believe that everyone deserves a chance to thrive in a supportive community. If you're interested in becoming a member, you're in the right place! Membership is open to individuals who live, work, worship, or attend school in specific areas around 800 Summit Ave Greensboro Nc 27405. This means whether you're just starting your financial journey or looking for better options, you can join us and take advantage of our personalized services and resources designed just for you. Becoming a member is simple and straightforward. You can learn more about our eligibility criteria by visiting this link, where you'll find detailed information tailored to your needs. Once you're ready to open an account, our friendly team is here to assist you every step of the way. Feel free to call us at (336) 378-2708 with any questions you might have. We can't wait to welcome you into the Summit family!

Business Banking & Commercial Services

At Summit, we understand that running a business is both challenging and rewarding. That's why we offer tailored business banking solutions designed to help you thrive. Whether you're starting a new venture or looking to expand an existing one, our commercial loan options can be the lifeline you need. Imagine having the capital to purchase new equipment, hire additional staff, or launch a marketing campaign. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $40 in non-member commercial loans, providing flexible financing solutions. Our merchant services are here to simplify your operations. Picture this: you're at a busy market and a customer wants to pay by card. With our merchant services, you can accept payments quickly and securely, helping ensure you never miss a sale. Located at 800 Summit Ave Greensboro Nc 27405, in the heart of Greensboro, NC, we're dedicated to empowering local businesses. Reach out today at (336) 378-2708 and discover how we can help your business grow!

Comprehensive List Of Services

Connect With Us

Our team at Summit is always ready to assist you with any questions or concerns. You can reach us at (336) 378-2708 or visit us online at Summit Credit Union. We invite you to experience the friendly service and comprehensive financial solutions we offer. Explore how we can help enhance your financial journey today!

Convenient Access and Support

Accessing your accounts has never been easier with features like ATM & Cash Withdrawal Services available 24/7. Our basic drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your car. If you're a member of a partner credit union, you'll also benefit from our basic shared branch transactions which let you conduct deposits and withdrawals conveniently. For those who prefer face-to-face interactions, our lobby hours are designed to fit your busy schedule: Monday through Thursday from 8:30 AM to 5:00 PM and Friday until 6:00 PM.

Personal Banking Solutions

For individuals, we offer a variety of Personal Banking options, including checking and savings accounts that help you manage your day-to-day expenses effortlessly. Imagine having easy access to your funds through our user-friendly online and mobile banking platforms, allowing you to check balances, pay bills, and transfer money from anywhere. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing can provide competitive rates to help you get behind the wheel without breaking the bank. And for those looking to invest in a home, our Mortgage Loans & Refinancing options are tailored to guide you through the process smoothly. In addition, we understand that life can bring unexpected expenses. That's why we offer Personal Loans & Debt Consolidation services that allow you to take control of your financial situation and simplify your payments.

Rewards and Business Banking

When it comes to credit cards, our offerings include Credit Cards with Rewards that let you earn while you spend. This is perfect for anyone who enjoys getting something back on their purchases. For business owners, our Business Banking services include merchant services and business loans that empower you to grow and thrive. We recognize the unique challenges faced by small businesses and are here to support you every step of the way.

Digital & Online Banking

Key Features

Our online banking also offers electronic signature authorization, making it simple for you to complete transactions securely without the need for paper forms. Plus, if you prefer going paperless, we provide e-statements that keep your financial records organized and accessible at any time. If you're always on the go, our mobile application enhances your banking experience even further. With features like mobile payments and person-to-person transfers, sending money to friends or family is quick and straightforward. Simply tap your phone to make payments or share funds instantly. At Summit, we prioritize your security while making sure that accessing your account feels effortless. You can trust that your information is protected as you manage your finances with ease. Whether it's checking balances or making payments on the fly, we've got you covered. Experience the convenience of modern banking with us today! Visit https://www.summitcu.org/ to explore all our digital services tailored just for you.

Financial Strength

Member Savings and Growth

Members' savings are secured through $44,324,851 in share certificates and $9,482,464 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,628,964, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our success is reflected in our $730,017, which showcases our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 101 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $31,998,000 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $4,704 in used auto loans and $225,465,069 in total loans and leases.

Solid Financial Health

With a net worth of $52,712,822, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.27% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Total Share and Deposit Accounts stand at 62,293, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Summit is your trusted partner. Visit us at 800 Summit Ave Greensboro Nc 27405 or call (336) 378-2708 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $72,343,501 in used vehicle loans and $8,711,384 in new vehicle loans already helping members get on the road. We provide competitive financing options for both new and used vehicles, making it easier for you to find the right fit for your lifestyle.

Business Financing

For business owners, our outstanding commercial loans provide the capital needed to grow and expand. We recognize that small businesses play a vital role in our community's economy, and we aim to support local entrepreneurs with accessible financing solutions. If you're considering refinancing any existing loans, our team is ready to discuss eligibility options that may help lower your payments or consolidate debts. At Summit, we are committed to providing financial solutions that fit your unique needs. For more information on our loan offerings or to speak with one of our representatives, feel free to call us at (336) 378-2708 or visit us at 800 Summit Ave Greensboro Nc 27405 in Greensboro, NC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Cards and Personal Loans

We also offer flexible terms on unsecured credit card loans, with a total of $11,641,437 in loans helping members manage their finances effectively. These cards come with various rewards programs, so you can earn while you spend. Additionally, personal loans are available for those who need extra support for expenses such as home improvements or debt consolidation.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $25,575,173, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your current mortgage, our team is here to guide you through every step of the process.

Loan Aggregator

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SUMMIT CREDIT UNION - Greensboro, NC

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Loan rates in Greensboro, NC (27405)

Introduction

Branch History & Mission

Community Commitment

Join Us

Our Evolution

Our Mission

Branch Location & Accessibility

ATM and Shared Services

Connect With Us

Convenient Access and Services

Member Eligibility

Business Banking & Commercial Services

Comprehensive List Of Services

Connect With Us

Convenient Access and Support

Personal Banking Solutions

Rewards and Business Banking

Digital & Online Banking

Key Features

Financial Strength

Member Savings and Growth

Operational Efficiency

Reinvestment for Better Services

Solid Financial Health

Trustworthy Partnership

Loan Offering

Auto Loans

Business Financing

Credit Cards and Personal Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

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