Suma Credit Union Saint Petersburg FL | Low Mortgage Rates & Business Banking

Introduction

Welcome to Suma, your trusted financial partner in the heart of Saint Petersburg, Florida. Located at 8950 9Th St N Ste 130, our branch has been serving the community since 1964. With a commitment to providing personalized banking solutions, we proudly support over 8,723 members with a total asset base of $426,958,476 and total deposits amounting to $14,047,687. At Suma, we understand that each member's financial journey is unique. Whether you're looking for an auto loan, personal banking options, or business services, we have tailored solutions designed just for you. Our experienced team of 44 employees, led by CEO Roman Kozicky and Board President Andrew Horbachevsky, is dedicated to helping you achieve your financial goals. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 125 Corporate Blvd, Yonkers, NY 10701. We invite you to explore our wide range of services including checking and savings accounts, mortgage loans, credit cards with rewards, and online banking options that make managing your finances easier than ever. With a net worth of $53,843,613 and cash in hand amounting to $1,007,606, Suma stands strong as a reliable institution ready to assist you with all your banking needs. Our transparent approach ensures that you feel confident about your financial decisions. So why wait? Give us a call at 914-220-4871 or visit our website at www.sumafcu.org to learn more about how we can help you secure your financial future today!

Branch History & Mission

At Suma, our story began in 1964 when we opened our doors in Saint Petersburg, FL. Since then, we have dedicated ourselves to not just being a financial institution but a trusted partner in the community. Our location at 8950 9Th St N Ste 130 is easy to find and serves as a welcoming hub for our members. Just a stone's throw from local parks and schools, we are proud to be an integral part of this vibrant community. Over the years, Suma has grown significantly. Today, we serve over 8,700 members with total assets amounting to $426,958,476. This growth reflects our commitment to providing excellent service and innovative financial solutions that meet the needs of our diverse membership. Whether you're looking for personal banking options like checking and savings accounts or loans for your next vehicle or home, we strive to make banking simple and accessible. Our mission is clear: to empower our members through high-quality financial services while fostering a strong sense of community. We believe that everyone deserves access to affordable financial products and support. This belief drives us to offer various services, including auto loans, mortgages, personal loans, and credit cards with rewards. While members can visit us at 8950 9Th St N Ste 130 Saint Petersburg Fl 33702, official correspondence should be sent to our mailing address at 125 Corporate Blvd, Yonkers, NY 10701. We understand that convenience matters; that's why we provide online banking options and mobile payments for those who prefer managing their finances on the go. At Suma, we're also committed to inclusivity. Our branch complies with ADA standards ensuring all members can access our facilities comfortably. While we currently do not offer drive-thru or ATM services on-site, our focus remains on delivering personalized service during our operating hours: Tuesday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 12:30 PM. In addition to serving individual members, we actively engage in community outreach programs and partnerships that aim to uplift those around us. We believe in giving back because a stronger community leads to stronger individuals. Join us at Suma today and experience how we can help you achieve your financial goals while being part of a supportive community. Let's build a better future together! For inquiries or assistance, feel free to call us at (914) 220-4871 or explore more about becoming a member at our website.

Branch Location & Accessibility

Accessibility Features

Our branch is equipped with ADA-compliant features to ensure that everyone can easily access our services. Whether you're visiting for personal banking or to explore our loan options, we've made sure that parking is ample and accessible.

Operating Hours

We invite you to visit us during our welcoming hours: Tuesday, Thursday, and Friday from 9 AM to 5 PM, and Saturday from 9 AM to 12:30 PM. Our friendly staff is always ready to assist you with a smile!

Services Offered

At Suma's St. Petersburg Branch, we offer a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans, mortgage refinancing, and credit cards with rewards there's something for everyone! While we currently do not have ATM availability or drive-thru banking at this location, our team is here to help you manage your finances efficiently. If you need any assistance or have questions about becoming a member or opening an account, don't hesitate to give us a call at 914-220-4871. We look forward to welcoming you into our Suma family soon!

Member Eligibility

Becoming a member of Suma is like joining a caring community where your financial well-being is our top priority. If you live, work, worship, or attend school in the Saint Petersburg area, you're already eligible to join us! We believe everyone deserves access to great financial services, and at Suma, we're here to provide just that. Not only will you enjoy competitive rates and personalized service, but you'll also be part of a cooperative that puts members first. To learn more about eligibility criteria and make sure you meet all the requirements, please check out our detailed information at http://www.sumafcu.org/about/become-a-member. When you're ready to take the next step, opening an account with us is simple and straightforward. You can easily get started by visiting our account opening page at http://www.sumafcu.org/resources/apply-now. If you have any questions or need assistance, don't hesitate to give us a call at (914) 220-4871. We look forward to welcoming you into the Suma family!

Business Banking & Commercial Services

Merchant Services that Make a Difference

In addition to loans, our merchant services are designed to simplify payment processing for your business. Imagine being able to accept payments seamlessly from customers, whether they are shopping online or in-store. Our solutions help streamline transactions so you can focus on what matters most growing your business. Visit us at 8950 9Th St N Ste 130 Saint Petersburg Fl 33702 in Saint Petersburg, FL or call us at (914) 220-4871 to learn more about how our business banking and commercial services can support your success!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $67 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $55,727,979, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing options are crafted with competitive rates to get you behind the wheel without breaking the bank. Whether it's a brand-new vehicle or a reliable used one, we work with you to find a loan that fits your budget.

Business Banking Support

For entrepreneurs and small business owners, we provide essential support through our Business Banking services. From merchant services that streamline transactions to business loans that fuel growth, we are committed to helping local businesses thrive.

Convenient Access & Support

At Suma, convenience is key. Even if you can't visit us in person during our operating hours Tuesday, Thursday, and Friday from 9 AM to 5 PM and Saturday from 9 AM to 12:30 PM our digital banking features allow you to handle most transactions online or via our mobile app. If you ever have questions or need assistance, don't hesitate to call us at (914) 220-4871. In conclusion, whether you're managing personal finances or running a business in Saint Petersburg, Suma is here for all your banking needs. We invite you to explore how our comprehensive services can benefit you today! For more information or to get started, visit us at St. Petersburg Branch and take the first step toward achieving your financial goals!

Home Financing Options

If you're considering buying a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing solutions can guide you through the process. We aim to simplify home financing so that you can focus on making memories in your new space rather than worrying about payments.

Personal Banking Solutions

We understand that managing your finances is personal. That's why we offer Personal Banking services, including checking and savings accounts designed to help you reach your financial goals. With easy access through Online & Mobile Banking, you can monitor your accounts, pay bills, and transfer money anytime, anywhere. Imagine having the power to manage your finances right from your smartphone!

Personal Loans for Every Need

Life can bring unexpected expenses, and our Personal Loans & Debt Consolidation options are here to help. Whether it's funding a dream vacation or consolidating debt into manageable payments, we have flexible terms and low-interest rates that can make all the difference.

Rewarding Credit Cards

With our Credit Cards with Rewards, you can earn points on every purchase. Use those points for travel, cash back, or other rewards that fit your lifestyle. It's an easy way to make the most out of your spending!

Digital & Online Banking

Key Features

Our online banking services at https://www.sumafcu.org/ allow you to check your balance, view transactions, and make transfers at the click of a button. Plus, with 24/7 access to your accounts, you can manage your money on your own schedule. Need to send money to a friend? Our person-to-person transfer feature makes it easy to send funds directly from your account in just a few taps. For added convenience, our mobile application provides all the features you need right at your fingertips, including mobile payments for quick and easy transactions.

Security and Accessibility

Security is always a top priority. We provide electronic signature authorization for documents, making it easy and safe to sign forms without needing to visit the branch. You can also opt for e-statements, which not only help you stay organized but also reduce paper waste good for both you and the planet! With Suma, real-time account management is simple and accessible. Whether you're checking your balances or making payments while on the go, our online services are designed with you in mind. Experience the ease of digital banking today! Visit us at https://www.sumafcu.org/ and take advantage of everything we have to offer.

Financial Strength

At Suma, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing you with reliable services and transparent financial practices. With a net worth of $53,843,613, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.58% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $163,348,506 in share certificates and $62,625,105 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $52,803,103 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $206 in used auto loans and $288,064,623 in total loans and leases. Our operational efficiency is evident in our $659,797, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 40 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $2,988,978. Total Share and Deposit Accounts: 18,332, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Suma is your trusted partner. Visit us at 8950 9Th St N Ste 130 Saint Petersburg Fl 33702 or call (914) 220-4871 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,429,465 in used vehicle loans and $4,851,977 in new vehicle loans already helping members get on the road. We know that a reliable vehicle is essential for many of our members, and we're here to make that process as smooth as possible.

Business Loans

For business owners, our outstanding commercial loans totaling $55,727,979 provide the capital needed to grow and expand. We understand that every business has unique challenges and opportunities; thus our lending team is dedicated to finding the right solutions for you.

Credit Lines

In addition to traditional loan offerings, we have credit lines available with a total amount of $70,819,608. This can be an excellent option if you're looking for flexible access to funds without needing to apply for a new loan each time. If you're interested in any of these options or want to explore refinancing opportunities further, don't hesitate to reach out! You can contact us at 914-220-4871, or visit us at 8950 9Th St N Ste 130 Saint Petersburg Fl 33702 during our operating hours Tuesday, Thursday and Friday from 9 AM to 5 PM and Saturday from 9 AM to 12:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Suma can support your financial journey today!

Mortgage Loans

Thinking about homeownership? While we currently do not offer Junior Lien 1-4 Family Residential Properties loans totaling $0, we encourage you to explore our other mortgage options and consider refinancing opportunities that could fit your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,256,167 in loans helping members manage their finances effectively. These cards come with competitive interest rates and no annual fees, allowing you to take control of your spending.

Loan Aggregator

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SUMA FEDERAL CREDIT UNION - Saint Petersburg, FL

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