Suma Credit Union North Port FL | Best Auto Loans & Mobile Banking

Introduction

Welcome to Suma, your trusted financial partner in the heart of North Port, Florida. Located at 5400 S Biscayne Dr Ste A, our branch is committed to serving our community with a range of personalized banking solutions that cater to your unique needs. Established in 1964, we have built a solid foundation of trust and reliability, boasting a membership of over 8,700 individuals who rely on us for their financial journeys. At Suma, we understand the importance of community and strive to make a positive impact through our services. With total assets exceeding $426 million and total deposits reaching $14,047,687, our strength allows us to offer competitive loan options for everything from auto financing to personal loans and business banking. We are proud to report that we have financed over 3,582 loans, helping members achieve their dreams one step at a time. While you can visit us at our North Port location for all your banking needs, please note that any official correspondence should be directed to our mailing address at 125 Corporate Blvd, Yonkers, NY 10701. Our team is led by CEO Roman Kozicky and Board President Andrew Horbachevsky, both dedicated to ensuring that your experience with Suma is exceptional. We invite you to connect with us! Whether you're looking to open an account or explore our various services like online banking or mobile payments, we're here to help. Call us today at 914-220-4878 or visit our website at Suma for more information. Join us in building a brighter financial future together!

Branch History & Mission

Accessibility and Support

Suma is dedicated to making banking easy for everyone. Although we currently do not offer ATM or drive-thru services at this location, we provide robust online and mobile banking options. You can manage your accounts anytime, anywhere an essential feature in today's fast-paced world. Our operating hours are designed with your convenience in mind: we are open on Tuesday, Thursday, and Friday from 9 AM to 5 PM, and on Saturday from 9 AM to 12:30 PM.

Join Us Today!

We invite you to experience the benefits of being part of Suma. As a member-owned cooperative, your success is our priority. Join us today and discover how we can help you achieve your financial goals while building a brighter future together. For more information about membership eligibility or to open an account, please visit our website or call us at 914-220-4878. Let's embark on this journey together!

Mission Statement

At Suma, our mission is clear: We strive to provide exceptional financial services while enriching the lives of our members and contributing positively to our community. We believe in supporting not just your financial goals but also your dreams. Whether you're looking for checking and savings accounts or seeking assistance with vehicle financing and debt consolidation, we are here for you every step of the way. Our commitment extends beyond transactions; we actively engage in community outreach initiatives and partnerships that foster growth and development within North Port. While members can visit us at 5400 S Biscayne Dr Ste A, official correspondence should be sent to 125 Corporate Blvd, Yonkers, NY 10701.

Our Evolution

Since its inception, Suma has consistently adapted to meet the changing needs of our members. With total assets now exceeding $426,958,476, we've strengthened our services to include a variety of personal and business banking options. Our journey reflects our commitment to member satisfaction and community engagement. Over the years, we have introduced innovative financial products like auto loans, mortgages, and credit cards with rewards all designed to empower our members financially.

Branch Location & Accessibility

Accessibility and Features

At Suma, we prioritize accessibility for all our members. Our branch is ADA-compliant, featuring ramps and designated parking spaces to ensure everyone can visit us comfortably. While we currently do not have an ATM or drive-thru services available, our friendly team is always ready to assist you inside the branch.

Call to Action

If you're looking for a supportive financial partner in North Port, don't hesitate to drop by or call us at (914) 220-4878. We invite you to explore our range of services including personal banking options, auto loans, and more. At Suma, we're excited to help you achieve your financial dreams!

Operating Hours

We understand that life can get busy! That's why we're here for you during convenient hours: Tuesday, Thursday, and Friday from 9 AM to 5 PM, and Saturday from 9 AM to 12:30 PM. Whether you're coming in after work or on a weekend errand, we're ready to serve you when it fits your schedule.

Member Eligibility

At Suma, we believe that joining our community is more than just opening an account; it's about becoming part of a family that supports each other's financial journeys. If you're looking to become a member, you'll find that eligibility is quite accessible. Generally, individuals who live, work, worship, or attend school in our local area are welcome to join us. This means if you're part of the vibrant North Port community or nearby, you're likely eligible! For specific details on eligibility criteria and any updates, feel free to check out our website at http://www.sumafcu.org/about/become-a-member . Getting started is easy! You can open your account online by visiting http://www.sumafcu.org/resources/apply-now , or if you prefer a personal touch, give us a call at (914) 220-4878. We're here to help you every step of the way as you take this exciting step toward better financial health with Suma at 5400 S Biscayne Dr Ste A North Port Fl 34287.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $67 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $55,727,979, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer essential merchant services that make transactions smoother for your customers. From payment processing solutions that accept credit cards to tools that help manage your cash flow effectively, our services ensure that you can focus on what matters most growing your business. Visit us at 5400 S Biscayne Dr Ste A North Port Fl 34287 in North Port, FL or call us at (914) 220-4878 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Accessibility & Support

Need assistance? Our friendly staff is just a phone call away at (914) 220-4878 during our operating hours: Tuesday through Friday from 9 AM to 5 PM, and Saturday from 9 AM to 12:30 PM. We're here to answer questions and ensure you have all the support you need. At Suma, we strive to make banking not just a necessity but an experience that empowers you. Explore all of our services today by visiting us at North Port Branch or give us a call! Let's work together towards your financial goals.

Business Banking

For small business owners, Suma offers specialized services too. Our business banking solutions include merchant services that make accepting payments easy and efficient, along with business loans tailored to help you grow and succeed.

Credit Cards & Rewards

Don't forget about our credit cards with rewards! They not only provide the purchasing power you need but also reward you with points on every dollar spent. Imagine earning points towards travel or cashback just for using your card for everyday purchases!

Digital Banking Solutions

In today's fast-paced world, convenience is key. That's why we have invested in robust online and mobile banking platforms. With features like mobile payments, person-to-person transfers, and e-statements, managing your finances has never been easier. You can access your account anytime from anywhere whether you're at home or on the go.

Personal Banking

Managing your finances should be easy and accessible. At North Port Branch, we offer various personal banking services tailored just for you. Start with our checking and savings accounts, which help you manage your day-to-day expenses while saving for future goals. Need a little extra cash for that dream car? Our auto loans and vehicle financing options make it simple to drive away in style without stretching your budget. If you're considering buying a home or refinancing an existing mortgage, our mortgage loans are here to guide you through the process. Plus, if you're looking to consolidate debt or fund a special project, our personal loans are flexible and straightforward.

Digital & Online Banking

Key Features

Our online banking services come with a variety of user-friendly features. You can easily enroll in e-statements, which provide you with quick access to your account statements without the hassle of paper clutter. Plus, with electronic signature authorization, signing documents is a breeze no more printing or mailing required. For those on the go, our mobile application allows you to manage your accounts right from your smartphone. Whether you want to make person-to-person transfers or set up mobile payments, everything is just a few taps away. This makes it simple to share money with friends or pay for purchases directly from your bank account.

Security and Accessibility

Your security is our priority. Our online banking services are equipped with robust security measures to keep your information safe while you enjoy the ease of digital banking. You can rest assured knowing that your financial data is protected. With all these features at your fingertips, managing your finances has never been easier. From checking balances in real time to making transactions whenever you need, Suma ensures that you have complete control over your banking experience. Join us today and discover how convenient banking can be!

Financial Strength

Commitment to Growth

With $52,803,103 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $206 in used auto loans and $288,064,623 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 40 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Base

Total Share and Deposit Accounts stand at 18,332, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $2,988,978 further emphasize our commitment to creating value for every member. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Suma is your trusted partner. Visit us at 5400 S Biscayne Dr Ste A North Port Fl 34287 or call (914) 220-4878 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $163,348,506 in share certificates and $62,625,105 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $53,843,613, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,258 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,429,465 in used vehicle loans and $4,851,977 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, our team is here to guide you through the process and help you find the best solution for your situation.

Business Financing

For business owners, our outstanding commercial loans totaling $55,727,979 provide the capital needed to grow and expand. We're committed to supporting local businesses by offering tailored solutions that align with their unique financial needs. At Suma, we are dedicated to providing exceptional service and support every step of the way. For more details on our loan offerings or to discuss your specific situation, feel free to contact us at (914) 220-4878 or visit us at our location: 5400 S Biscayne Dr Ste A North Port Fl 34287 in North Port, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you turn your financial aspirations into reality!

Mortgage Loans

Thinking about homeownership? While we currently do not have any Junior Lien 1-4 Family Residential Property loans available, we strive to keep our mortgage options straightforward and accessible. If you're considering refinancing or looking for eligibility options for future home purchases, please reach out to us for more information.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,256,167 in loans helping members manage their finances effectively. These cards come with various benefits to help you navigate your daily expenses while staying in control of your budget.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers presented are fair and transparent. Verified Data: Loan offers are sourced from legitimate financial institutions, guaranteeing that users receive accurate information about available loans. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means that every offer you see is based solely on its merits. Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, enabling them to make informed decisions without delay. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the reliability and effectiveness of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

SUMA FEDERAL CREDIT UNION