Suma Credit Union Stamford CT | Affordable Auto Loans & Rewards Cards

Introduction

Welcome to Suma, your trusted financial partner located at 39 Clovelly Rd, Stamford, CT 06902. Established in 1964, we have proudly served our community for nearly six decades, fostering strong relationships and providing tailored financial solutions to our 8,723 members. Our commitment is not just to manage your money but to empower you with the tools and resources you need to achieve your financial goals. At Suma, we understand that every member's journey is unique. That's why we offer a wide range of services, including personal banking, auto loans, mortgages, business banking, and more crafted to fit various needs. With total assets of $426,958,476 and a robust deposit base of $14,047,687, we stand ready to support you in your financial endeavors. Our strong net worth of $53,843,613 reflects our stability and commitment to our members' success. Led by our dedicated CEO, Roman Kozicky, and Board President Andrew Horbachevsky, our team is passionate about making a positive impact in the Stamford community. Our staff of 44 employees is here to provide personalized service with a smile ensuring that you always feel valued and supported. While you can visit us at our branch for any inquiries or assistance during our lobby hours from Tuesday through Saturday, please note that official correspondence should be directed to the same address: 39 Clovelly Rd, Stamford, CT 6902. If you're looking for a credit union that prioritizes its members and community engagement while maintaining solid financial health, look no further than Suma. Connect with us today by calling 203-969-0498 or visiting our website at sumafcu.org. Join us on this journey toward financial well-being; we're excited to help you reach new heights!

Branch History & Mission

Accessibility and Innovation

Understanding the importance of accessibility in today's world, Suma continually invests in digital advancements. While we currently do not offer ATM or drive-thru services, we provide robust online and mobile banking options that allow members to manage their finances conveniently from anywhere. We are proud to be ADA compliant, ensuring all individuals can access our services without barriers. Our operating hours reflect our commitment to serving you at your convenience open from Tuesday to Friday from 3:00 PM to 8:00 PM and Saturday from 9:00 AM to 12:30 PM. Should you need assistance or have questions about your financial journey with us, don't hesitate to reach out at 203-969-0498. As we look toward the future, Suma remains dedicated to supporting each member's unique financial goals while nurturing the community spirit that defines Stamford. We invite you to join us on this journey experience the benefits of being part of a credit union that truly cares about its members. Together, let's build a brighter financial future! For more information on how you can become a member or open an account with us today, visit Suma's website.

Our Mission

At Suma, our mission is simple yet profound: to enhance the financial well-being of our members while fostering a strong sense of community. We offer a wide range of services, including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, and business banking solutions. Our commitment extends beyond mere transactions; we aim to build lasting relationships with every member who walks through our doors. We believe that strong communities are built on trust and support. This is why we engage in various outreach initiatives that benefit local organizations and foster collaboration within Stamford. Whether it's through partnerships or volunteering efforts, we strive to give back and make a positive impact.

Branch Location & Accessibility

Call Us Today!

Have questions or need assistance? Don't hesitate to call us at 203-969-0498. We're excited to welcome you into our branch and support you on your financial journey!

Operating Hours

At Suma, we value your time. Our lobby hours are tailored to fit your busy schedule: we're open from Tuesday to Friday from 3:00 PM to 8:00 PM and on Saturday from 9:00 AM to 12:30 PM. This flexibility allows you to visit us when it's most convenient for you.

Services Offered

Our Stamford Branch provides a comprehensive array of services designed to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage refinancing, we're here to help you achieve your financial goals. You can also enjoy online and mobile banking for added convenience.

Member Eligibility

At Suma, we believe in building a strong community where everyone can thrive together. Becoming a member is an exciting opportunity to join a supportive family that prioritizes your financial well-being. If you're looking to be part of our vibrant community, you may be eligible if you live, work, worship, or attend school in the Stamford area. We welcome individuals from all walks of life, and our goal is to make banking accessible for everyone. For more detailed eligibility information, feel free to check out our dedicated page at http://www.sumafcu.org/about/become-a-member . Opening an account with us is simple and hassle-free! You can start the process by visiting our website and following the steps outlined at http://www.sumafcu.org/resources/apply-now . If you have any questions or need assistance, don't hesitate to give us a call at (203) 969-0498. We're here to help you take this important step toward better financial health while enjoying the many benefits of being part of Suma.

Business Banking & Commercial Services

Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $67 in commercial loans for our members, helping businesses scale and succeed. This financial backing has empowered local entrepreneurs to innovate and grow, driving economic progress within our community.

Non-Member Commercial Loans

We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. Our aim is to create opportunities for all businesses, ensuring they have access to the funds necessary for their unique needs.

Outstanding Commercial Loans

With an outstanding commercial loan portfolio of $55,727,979, we continue to drive economic growth by financing new and expanding businesses. These loans are more than just numbers; they represent dreams realized, job creation, and community development right here in Stamford, CT. At Suma, located at 39 Clovelly Rd Stamford Ct 06902, we are dedicated to your success. Let us partner with you on your journey toward achieving your business goals. For more information, give us a call at (203) 969-0498 or visit our website at Suma.

Comprehensive List Of Services

Business Banking Solutions

For business owners in the community, we offer comprehensive business banking services including merchant services and business loans. This means whether you're just starting out or looking to expand, we have the tools to support your journey.

Convenient Access

Your time is valuable. That's why we ensure all services are accessible both online and in-person during our convenient operating hours: Tuesday through Friday from 3:00 PM to 8:00 PM and Saturday from 9:00 AM to 12:30 PM. While we currently do not have ATMs or drive-thru services at this branch, our digital banking capabilities allow you to manage everything from the comfort of your home. In summary, Suma is here for all your financial needs from personal banking solutions to business support. We invite you to explore all that we have to offer by visiting us at 39 Clovelly Rd Stamford Ct 06902 or calling us at (203) 969-0498. Join us today and experience how easy managing your finances can be!

Credit Cards and Rewards

Don't forget about our credit cards with rewards, which offer you points for everyday spending. Whether you're dining out or shopping for groceries, every purchase can bring you closer to exciting rewards it's like getting paid to shop!

Loans and Financing Options

When it comes to financing life's big purchases or consolidating debt, our auto loans and vehicle financing options make it easier for you to get on the road without breaking the bank. If you're looking to buy a home or refinance an existing mortgage, our mortgage loans are designed with competitive rates that help turn your dream into reality. For those unexpected expenses or planned projects, we also provide personal loans and debt consolidation options tailored to fit your unique needs.

Personal Banking

Managing your finances should be straightforward, and that's why we offer personal banking solutions that cater to your lifestyle. Our checking and savings accounts come with features that help you save for important goals, from vacations to emergencies. Imagine having easy access to your funds through our online and mobile banking platforms banking has never been this convenient! You can check balances, transfer money, and even pay bills with just a few taps on your smartphone.

Digital & Online Banking

Convenient Online Access

With our online banking platform, managing your accounts has never been simpler. You can check balances, transfer funds, and pay bills all from the comfort of your home or on the go. Enjoy 24/7 access to your accounts so you can handle your finances whenever it suits you.

Real-Time Management

Stay updated with real-time account management tools that help you track spending and manage budgets effectively. Our services are designed to fit seamlessly into your daily routine, allowing you to focus more on what matters most. At Suma, we're committed to providing you with a banking experience that blends convenience with security. Explore all our digital offerings today and see how easy it is to stay connected with your finances!

Secure Mobile Payments

For those who love convenience, our mobile payments feature lets you make purchases directly from your smartphone. It's fast and secure, ensuring that your information stays safe while giving you the freedom to shop without cash or cards.

User-Friendly Features

Our mobile application is designed for ease of use, making banking as straightforward as possible. Whether you're making person-to-person transfers or setting up e-statements to keep track of your transactions, everything is just a tap away. Plus, with electronic signature authorization available, signing important documents is quick and hassle-free.

Financial Strength

A Solid Foundation

With a net worth of $53,843,613, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,258 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Our strength is not only measured by numbers but also by trust. With total share accounts reaching 18,332, we showcase a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $2,988,978 further underline our dedication to your financial well-being. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Suma is your trusted partner. Visit us at 39 Clovelly Rd Stamford Ct 06902 or call (203) 969-0498 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $52,803,103 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to responsible lending is reflected in our offering of $206 in used auto loans and $288,064,623 in total loans and leases, supporting members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $163,348,506 in share certificates and $62,625,105 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our focus on operational efficiency is evident in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 40 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,429,465 in used vehicle loans and $4,851,977 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our team is here to assist you every step of the way.

Business Financing

For business owners, our outstanding commercial loans totaling $55,727,979 provide the capital needed to grow and expand. We understand that every business has unique challenges and opportunities; that's why our team is ready to discuss financing solutions tailored specifically for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently do not have any Junior Lien 1-4 Family Residential Properties loans available; however, we are dedicated to helping our members explore various paths to homeownership.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options, please reach out to us at (203) 969-0498. Our knowledgeable staff can guide you through the process and help determine if refinancing is right for you. At Suma, we believe that everyone deserves access to affordable financing options. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We are committed to transparency and making sure our members have all the information they need when considering their financial options. Visit us today at 39 Clovelly Rd Stamford Ct 06902 in Stamford, CT, or call us at (203) 969-0498 for more information about how we can help you achieve your financial goals!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,256,167 in loans helping members manage their finances effectively. These credit cards can be an excellent way to build your credit score while enjoying convenient purchasing power.

Loan Aggregator

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SUMA FEDERAL CREDIT UNION