Suffolk Credit Union Southampton NY | Affordable Vehicle Loans & ATM Access

Introduction

Welcome to Suffolk, your trusted partner in financial wellness located at 850 County Road 39, Southampton, NY 11968. Since opening our doors in 1967, we have proudly served over 73,151 members, providing them with a wide range of financial services tailored to their unique needs. With total assets exceeding $1.886 billion and total deposits of $176,594,559, we are committed to helping you achieve your financial goals. At Suffolk, we understand that every member is part of our community. That's why we offer personal banking solutions including checking and savings accounts, auto loans, mortgage options, and business banking services designed to empower individuals and businesses alike. Whether you're seeking financing for a new vehicle or looking to consolidate debt, our dedicated team is here to support you every step of the way. Our CEO, Michele Dean, alongside Board President James Maggio, Jr., leads a passionate group of 211 employees who are always ready to assist you with personalized service. We pride ourselves on being more than just a credit union; we're a community-focused institution that values trust and reliability. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to the same address: 850 County Road 39, Southampton, NY 11968. Ready to take the next step towards financial empowerment? Call us today at 631-924-8000 or explore our services online at suffolkcu.org. Let's work together to build a brighter financial future!

Branch History & Mission

Looking Ahead

As we continue to grow and adapt to the changing landscape of finance, we remain dedicated to maintaining a high standard of service while embracing technology for your convenience. Our lobby hours are designed with your schedule in mind open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. We invite you to join our vibrant community at Suffolk. Experience firsthand how our commitment to exceptional service can make a difference in your life. Feel free to reach out at (631) 924-8000 or visit us online at Suffolk Credit Union. Together, let's build a brighter future!

Our Evolution

From our humble beginnings as a small credit union, Suffolk has evolved into a trusted financial partner for many families and businesses in the area. We understand that life comes with challenges and opportunities, and we are here to provide the support you need every step of the way. Our commitment to offering personal banking services such as checking and savings accounts, auto loans, mortgages, and more has helped countless individuals achieve their financial goals. Our location is not just a building; it's a hub for connection and support. Nestled in Southampton, we are easily accessible for members in the surrounding areas. While you can visit us at our branch address, all official correspondence should be directed to the same address: 850 County Road 39, Southampton, NY 11968.

Our Mission

At Suffolk, our mission is simple yet powerful: to enhance the lives of our members through superior financial services while making a positive impact on our community. We believe that everyone deserves access to quality financial products that suit their needs. Whether it's through competitive loan rates or innovative digital banking solutions like online banking and mobile payments, we are committed to making banking easy and accessible. We take pride in being an active member of our community. Through various outreach programs and partnerships with local organizations, we strive to give back and support initiatives that benefit those around us. Our efforts go beyond just providing financial services; we aim to create lasting relationships with our members and contribute positively to the fabric of Southampton.

Branch Location & Accessibility

Welcome to the Suffolk Credit Union, your friendly financial partner located at 850 County Road 39 in beautiful Southampton, NY. Nestled in Suffolk County, our branch is easily accessible and conveniently situated near local landmarks, making it a great spot for all your banking needs. Whether you're heading to the beach or visiting nearby shops, stop by and see us! While members can visit us at our branch address, official correspondence should be sent to the same location. Our team is ready to assist you during our convenient operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. At Suffolk Credit Union, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, ensuring that everyone can access our services comfortably. Parking is available right outside, making your visit as smooth as possible. We are proud to offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Plus, with ATM availability on-site, you can easily withdraw cash or check your balance anytime. Please note that we currently do not have drive-thru services; however, our dedicated staff is always ready to help you inside the branch. If you're looking for shared services or additional assistance, feel free to ask our friendly team members. For any inquiries or assistance before your visit, don't hesitate to call us at 631-924-8000. We look forward to welcoming you to the Suffolk Credit Union!

Member Eligibility

Becoming a member of Suffolk means joining a warm, welcoming community that prioritizes your financial well-being. If you're looking to enjoy personalized service and great benefits, you might be just the right fit! Generally, membership is open to individuals who live, work, or worship in our local area. Whether you're a resident of Southampton or just nearby, we'd love to have you as part of our family. To learn more about the specific eligibility criteria. Opening an account with us is simple and straightforward, making it easy for you to start enjoying all the advantages we offer. From competitive rates on loans to exceptional customer service, we are here to support your financial journey every step of the way. If you have any questions or want to get started today, don't hesitate to give us a call at (631) 924-8000. We can't wait to welcome you into the Suffolk family!

Business Banking & Commercial Services

Commercial Loans That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $138 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $18 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $181,426,711, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Imagine running your shop and seamlessly processing payments from customers without hassle. Our merchant services offer just that, allowing you to focus on what you do best growing your business. Whether it's accepting card payments or managing transactions online, we've got you covered. Visit us at 850 County Road 39 Southampton Ny 11968 or call us at (631) 924-8000 to explore how our business banking and commercial services can help turn your vision into reality!

Comprehensive List Of Services

Business Banking Solutions

For small business owners, we offer tailored Business Banking services including Merchant Services & Business Loans designed to support your entrepreneurial journey. From accepting payments easily to securing financing for growth, we're here to help your business thrive.

Credit Cards and Personal Loans

We also provide Credit Cards with Rewards that allow you to earn while you spend. Imagine receiving cash back or points on purchases you already make! Plus, if you're facing unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation options can help ease financial burdens.

Digital and Convenient Access

In today's fast-paced world, convenience is key. That's why at Suffolk, we prioritize Online & Mobile Banking features that let you manage your accounts anytime, anywhere. With services like ATM & Cash Withdrawal options available at our location and basic ATM access for balance checks and withdrawals, your banking experience is designed for ease and accessibility.

Get in Touch

If you're ready to explore these services or have any questions about how we can assist you further, please don't hesitate to call us at 631-924-8000. Our friendly staff is eager to help you navigate all your financial needs. At Suffolk in Southampton, we're not just about transactions; we're about building relationships and supporting our members every step of the way. Come visit us today!

Personal Banking

When it comes to personal banking, we offer Checking & Savings Accounts that fit your lifestyle. Whether you're looking to save for a rainy day or need easy access to your funds, we've got you covered. Our Auto Loans & Vehicle Financing options are perfect for those ready to hit the road in a new car without breaking the bank. If you're considering buying a home, our Mortgage Loans & Refinancing services can help you find the right loan for your situation, making homeownership more attainable.

Digital & Online Banking

Key Features

One of the standout features of our online banking is the ability to use electronic signature authorization, making it simple for you to complete transactions without the need for paper forms. Plus, with e-statements available, you can go green while keeping all your important documents organized in one place. Our mobile application puts banking right at your fingertips. You can make mobile payments easily, ensuring that you're never caught without cash when you need it. Whether you're buying groceries or splitting a dinner bill with friends, our person-to-person transfer feature allows you to send money quickly and securely.

Security and Accessibility

We prioritize your security with robust measures in place to protect your information. Our user-friendly interface means that even if you're not tech-savvy, you'll find navigating through your accounts easy and intuitive. At Suffolk, we believe that banking should be accessible for everyone. Our digital services are designed to provide real-time account management so you can stay on top of your finances effortlessly. Join us today and experience the convenience of modern banking!

Financial Strength

Commitment to Growth

With $161,643,778 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive as well with $7,864 in used auto loans and $1,205,763,000 in total loans and leases supporting your financial goals across various sectors. Our operational efficiency shines through with a net income of $1,810,856, allowing us to continuously offer competitive loan rates and solid financial products for our members. We pride ourselves on having 194 full-time employees and 17 part-time employees who are dedicated to serving you with knowledgeable support.

Member Trust

Total Share Accounts stand at an impressive 163,823, showcasing a strong and growing member base that trusts us with their finances. We also have net shares available for lending and investments totaling $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Suffolk is your trusted partner. Visit us at 850 County Road 39 Southampton Ny 11968 or call (631) 924-8000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Secure Savings Options

Members' savings are secured through $676,340,825 in share certificates and $81,864,674 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $162,592,369, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.62% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $117,124,816 in used vehicle loans and $41,611,715 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make purchasing a vehicle easier than ever.

Business Financing

For business owners, our outstanding commercial loans totaling $181,426,711 provide the capital needed to grow and expand your business. We understand that running a business comes with its own unique set of challenges; that's why we tailor our services to meet your specific requirements.

Credit Lines

Our total credit lines amount to $335,882,969, offering flexibility for those looking to cover unexpected expenses or invest in opportunities as they arise. This ensures you have access to funds when you need them most. At Suffolk located at 850 County Road 39 Southampton NY 11968, we are committed to helping you find the right loan solution for your situation. For inquiries or assistance regarding our loan offerings or eligibility options for refinancing, please call us at 631-924-8000. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Suffolk can support your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $211,914,328, make buying or refinancing simple. We strive to assist you through every step of the mortgage process with personalized service.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $13,083,701 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards programs that can benefit you as you use them for everyday purchases.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers, allowing users to trust that they are receiving accurate information.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed choices. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how quickly and effectively LendMesh can assist users in their financial decisions. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

SUFFOLK FEDERAL CREDIT UNION - Southampton, NY

Type of Loan Offerings

Home Equity Loans

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Loan rates in Southampton, NY (11968)