Suffolk Credit Union Riverhead NY | Best Auto Loans & Business Banking

Introduction

Welcome to Suffolk, your trusted partner in financial wellness, located at 2 Enterprise Zone Dr, Riverhead, NY 11901. Since our establishment in 1967, we've dedicated ourselves to serving our community with integrity and commitment. With over 73,151 members and a total asset base of $1,886,018,898, we pride ourselves on being a cornerstone of financial support in Riverhead and beyond. At Suffolk Credit Union, we understand that each member's financial journey is unique. Whether you're looking for personal banking solutions like checking accounts and auto loans or business banking services to support your entrepreneurial endeavors, we have tailored offerings designed to meet your needs. Our total loans and leases stand at an impressive 29,406, while our deposits reach a solid $176,594,559. Our leadership team is committed to enhancing your experience with us. Under the guidance of CEO Michele Dean and Board President James Maggio, Jr., we strive to create a welcoming environment where you feel valued as part of our family. Our dedicated staff of 211 employees is always ready to assist you with personalized service. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: 2 Enterprise Zone Dr, Riverhead, NY 11901-3707. Feel free to reach out via phone at 631-924-8000 or fax at 631-396-1246. We invite you to explore how Suffolk Credit Union can help you achieve your financial goals. Visit our website at suffolkcu.org for more information or stop by today! Your future starts here!

Branch History & Mission

Welcome to the heart of Riverhead, NY, where our story began in 1967 with the establishment of Suffolk. Located at 2 Enterprise Zone Dr, we have grown from a small credit union into a trusted financial partner for over 73,000 members. With total assets reaching an impressive $1,886,018,898, we are proud to serve our community by providing accessible financial solutions and support. Since our inception, Suffolk has focused on empowering individuals and families through responsible banking services. Our mission is simple yet impactful: to enhance the financial well-being of our members while fostering a strong sense of community. We believe that when our members thrive, so does our community. That's why we offer a range of services including personal banking, auto loans, mortgage options, and business financing all designed to meet the unique needs of our diverse membership. Our commitment extends beyond traditional banking; we strive to create meaningful connections through outreach initiatives and partnerships with local organizations. Whether it's through financial education workshops or community sponsorships, we are dedicated to making a positive impact in Riverhead and surrounding areas. In addition to personalized service at our branch, we embrace modern technology to enhance your banking experience. With features like online banking, mobile payments, and ATM access available 24/7, managing your finances has never been easier. For those who prefer face-to-face interactions, we also offer drive-thru banking for quick transactions. While you can visit us at 2 Enterprise Zone Dr, official correspondence should be directed to 2 Enterprise Zone Dr, Riverhead, NY 11901-3707. Our operating hours are Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Join us at Suffolk, where our dedicated team led by CEO Michele Dean and Board President James Maggio Jr. is ready to help you navigate your financial journey. Experience firsthand how we can support your goals and aspirations. Together, let's build a brighter future for you and our community! For more information or assistance, feel free to call us at 631-924-8000 or visit our website at http://www.suffolkcu.org. We look forward to welcoming you!

Branch Location & Accessibility

Accessibility Features

At our Riverhead Branch, we prioritize your convenience. Our facility is designed with accessibility in mind, featuring ramps and ADA-compliant entrances to ensure all members can visit us without any hassle. Ample parking is available right outside the branch, making it easy to pop in for your banking needs.

Operating Hours

Our friendly team is here to assist you during our convenient operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Whether you need help with personal banking, auto loans, or mortgage services, we're ready to serve you!

Services Offered

In addition to standard banking services like checking and savings accounts, our Riverhead Branch offers a variety of financial products tailored for both personal and business needs. Enjoy quick access to ATMs and drive-thru banking for effortless deposits and withdrawals. Plus, if you are a member of a partnering credit union, take advantage of our shared service center for even more convenience. While members can visit us at 2 Enterprise Zone Dr Riverhead Ny 11901, official correspondence should be sent to 2 Enterprise Zone Dr, Riverhead, NY 11901-3707. If you have any questions or would like more information about our services, feel free to give us a call at (631) 924-8000. We can't wait to see you at Suffolk Credit Union's Riverhead Branch!

Member Eligibility

At Suffolk, we believe that everyone deserves a chance to belong to a supportive financial community. Joining us is easy! If you live, work, worship, or attend school in Suffolk County, you're already eligible to become a member. Whether you're looking for personal banking solutions like checking and savings accounts, or planning to finance your next vehicle, we have something for you. Becoming a member at Suffolk means you gain access to great services tailored to your needs, such as competitive loan rates and personalized support. To get started on your membership journey, simply visit us at our welcoming branch located at 2 Enterprise Zone Dr Riverhead Ny 11901. You can also give us a call at (631) 924-8000 if you have any questions or need assistance with the account opening process. For more detailed eligibility criteria. We're excited to welcome you into our community!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $138 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $18 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $181,426,711, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Success

In addition to loans, our merchant services make day-to-day operations smoother. Imagine having a payment processing solution that not only accepts various forms of payment but also offers insights into your sales trends. This helps you make informed decisions and improve customer experiences all while saving you time and hassle. If you're looking for a partner who understands the local business landscape and is invested in your success, visit us at 2 Enterprise Zone Dr Riverhead Ny 11901 or call us at (631) 924-8000. Let's grow together!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? With our convenient ATM & Cash Withdrawal Services, accessing your money is easy. We also offer basic drive-thru banking for quick deposits and withdrawals, ensuring that even the simplest transactions fit into your busy schedule.

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our Auto Loans & Vehicle Financing options are designed to help you drive away in the vehicle of your dreams without breaking the bank. We provide competitive rates and flexible terms, making it easier than ever to finance your next ride.

Business Banking

If you're a business owner, you'll appreciate our comprehensive Business Banking solutions. From Merchant Services that streamline transactions to tailored Business Loans, we're committed to supporting your business's growth and success.

Credit Cards with Rewards

For those who enjoy earning rewards while spending, our Credit Cards with Rewards offer great benefits for everyday purchases. You can earn points or cash back on everything from groceries to gas, allowing you to get more out of your spending.

Mortgage Loans & Refinancing

Owning a home is one of life's biggest milestones. At Suffolk, we offer Mortgage Loans & Refinancing services that cater to first-time homebuyers and seasoned homeowners alike. Our knowledgeable staff will guide you through the process, helping you find the right mortgage solution for your needs.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking options, allowing you to manage your finances anytime, anywhere. Whether it's checking balances, making transfers, or paying bills, our digital banking platform makes it simple and secure.

Personal Banking

We understand that managing finances can be challenging, which is why we offer a variety of personal banking solutions. Whether you're looking to open a Checking or Savings Account, we've got options that can help you reach your goals. Our accounts come with features that make it easy for you to manage your money and track your spending.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses at us, and when it does, having access to funds can make all the difference. Our Personal Loans & Debt Consolidation options provide financial relief and help simplify your payments by combining multiple debts into one manageable loan.

Shared Branch Transactions

If you're a member of another credit union that partners with us, you can take advantage of our Shared Branch Transactions. This means you can make deposits and withdrawals seamlessly at our location, expanding your access without hassle. At Suffolk, we pride ourselves on being more than just a financial institution; we're part of the community. For any questions or assistance regarding our services, don't hesitate to reach out at (631) 924-8000. We invite you to visit us today or explore more online at Riverhead Branch. Join us on this journey toward achieving your financial goals!

Digital & Online Banking

Convenient Online Banking

Access your accounts through our user-friendly online banking platform at http://www.suffolkcu.org. Whether you want to check your balance, pay bills, or transfer funds, everything is just a click away. Plus, our 24/7 online banking services mean you can manage your finances whenever it suits you.

Mobile Features for On-the-Go Banking

For members who prefer banking on their mobile devices, we offer a robust mobile application. You can make mobile payments easily and enjoy person-to-person transfers with just a few taps. Our app brings all the services you love right to your fingertips, making transactions quick and hassle-free.

Real-Time Account Management

With the combination of our online platform and mobile app, real-time account management has never been easier. You'll always know where your money is going and how much you have available. Whether you're at home or on the move, staying updated with your financial health is simple. At Suffolk, we believe in making banking accessible and efficient for our members. Explore all these features today at http://www.suffolkcu.org and take control of your financial journey!

Secure Transactions

Your security is our priority. With features like electronic signature authorization, you can sign documents safely from home without the need for paper forms. E-statements are available too, allowing you to view your account statements securely and conveniently online.

Financial Strength

Community Trust

Total Share and Deposit Accounts stand at 163,823, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $0, reflecting our dedication to fostering a thriving community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Suffolk is your trusted partner. Visit us at 2 Enterprise Zone Dr Riverhead Ny 11901 or call (631) 924-8000 to learn more about how we can help you achieve your financial goals.

Investment in Our Members

With $161,643,778 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $7,864 in used auto loans and $1,205,763,000 in total loans and leases, supporting members' financial goals across various sectors.

Operational Efficiency

Our $1,810,856 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 194 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $676,340,825 in share certificates and $81,864,674 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $162,592,369, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.62% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $117,124,816 in used vehicle loans and $41,611,715 in new vehicle loans already helping members get on the road. Whether it's a new model or a reliable used car, we have financing options that fit your budget and preferences.

Credit Lines

If you're looking for additional flexibility with your finances, our credit lines totaling $335,882,969 provide an excellent solution. These lines allow you to borrow as needed while keeping repayments manageable. We also offer business financing options for entrepreneurs. Our outstanding commercial loans totaling $181,426,711 provide the capital needed to grow and expand your business ventures. To learn more about our loan offerings and how they can benefit you personally or for your business needs, please visit our website at Suffolk or reach out directly at our branch. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $211,914,328, make buying or refinancing simple. We can guide you through different mortgage products tailored to your needs. If you're considering refinancing your current mortgage for better terms or lower payments, we can assist with that as well.

Unsecured Credit Card Loans

Managing daily expenses can be easier with our flexible unsecured credit card loans. With a total of $13,083,701 in loans available, these cards come with competitive rates and rewards that help you make the most of your spending.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that the offers displayed are fair and transparent. By working closely with trusted financial institutions, LendMesh provides users with reliable information to make informed decisions.

SUFFOLK FEDERAL CREDIT UNION - Riverhead, NY

Type of Loan Offerings

Home Equity Loans

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Loan rates in Riverhead, NY (11901)