Suffolk Credit Union Port Jefferson NY | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Suffolk, your trusted financial partner located at 200 Belle Terre Rd, Port Jefferson, NY 11777. Since our establishment in 1967, we have been dedicated to serving our community with a personal touch and a commitment to excellence. With a total membership of 73,151, we take pride in being more than just a credit union; we're a family that supports each other's financial goals. At Suffolk, we understand the importance of your hard-earned money. That's why we manage total assets of over $1.886 billion, ensuring that your deposits amounting to $176,594,559 are safe and working for you. We offer various financial products tailored to meet your needs, including personal banking services, auto loans, mortgage refinancing, and business banking solutions. Our lending portfolio includes over 29,406 loans and leases, designed to help you achieve your dreams. Our leadership team, led by CEO Michele Dean and Board President James Maggio, Jr., is committed to fostering a culture of trust and transparency within our organization. Together with our dedicated staff of 211 employees, we strive to create an inviting environment where every member feels valued and supported. While members can visit us at our branch location for face-to-face service, official correspondence should be sent to our mailing address at 200 Belle Terre Road, Port Jefferson, NY 11777 if different from the branch address. With a net worth of $162,592,369 and cash in hand totaling $12,478,146, we are well-positioned to assist you in all your financial needs. Whether you're looking for competitive loan rates or convenient online banking options including mobile payments and e-statements Suffolk has you covered. We invite you to reach out to us at 631-924-8000 or visit our website at suffolkcu.org for more information about how we can help you manage your finances effectively. Experience the difference at Suffolk today!

Branch History & Mission

Welcome to the Suffolk Credit Union, located in the heart of Port Jefferson, NY. Since opening our doors in 1967, we have been dedicated to serving our community with a strong commitment to financial wellness and support. Over the years, we have grown from a small local institution into a thriving credit union with a membership that now exceeds 73,000 members and total assets of nearly $1.89 billion. Our branch is situated at 200 Belle Terre Rd, Port Jefferson, NY 11777, making it easily accessible for all residents and businesses in the area. We invite you to visit us during our operating hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. For your convenience, we also offer ATM services for quick transactions. At Suffolk Credit Union, our mission is clear: we strive to provide personalized financial services while fostering community growth and development. We believe that everyone deserves access to affordable banking options and financial education. Our range of services includes personal banking accounts, auto loans, mortgage financing, business banking solutions, and more all designed with our members' needs in mind. While members can visit us at 200 Belle Terre Rd, official correspondence should be sent to 200 Belle Terre Road, Port Jefferson, NY 11777. Our branch operates without a drive-thru but provides robust online and mobile banking options to ensure our members can manage their finances conveniently from anywhere. We take pride in our community outreach efforts, partnering with local organizations and participating in events that uplift and support those around us. This commitment stems from our belief that when our community thrives, we all benefit. As technology advances, we continue to improve our services while maintaining accessibility for all members. Our dedication to ADA compliance ensures that everyone can navigate their financial journey with ease. Join us at Suffolk Credit Union today and experience the difference of being part of a member-focused institution committed to your financial success and community welfare. Call us at 631-924-8000 or visit our website at suffolkcu.org to learn more about how we can help you achieve your financial goals!

Branch Location & Accessibility

Operating Hours

We want to make banking convenient for you! Our lobby hours are Monday through Thursday from 9 AM to 5 PM, and on Fridays, we stay open until 6 PM. This gives you ample time during the week to manage your finances with ease.

Services Available

At the Suffolk Credit Union Port Jefferson Branch, we pride ourselves on offering a variety of services that cater to both individuals and businesses. Whether you're looking for checking and savings accounts, auto loans, mortgage refinancing, or credit cards with rewards, we've got you covered. Plus, with our ATM services readily available at this location, quick cash withdrawals are just a few steps away. While members can visit us at 200 Belle Terre Rd Port Jefferson Ny 11777, official correspondence should be sent to 200 Belle Terre Road, Port Jefferson, NY 11777 if needed. If you have any questions or need assistance, don't hesitate to give us a call at (631) 924-8000. We look forward to seeing you soon!

Visit Us Easily

Parking is available right outside our branch, ensuring a hassle-free visit. Our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps for those who need them. Whether you're coming in for personal banking or exploring our loan options, you'll find our space welcoming and accessible.

Member Eligibility

At Suffolk, we believe that becoming a member is like joining a warm, welcoming family where everyone looks out for one another. If you're interested in joining us, you'll find that eligibility is designed to be straightforward and inclusive. Typically, anyone who lives, works, worships, or attends school in our community can become a member. This means that whether you're a local resident or just passing through, there's a good chance you qualify! To explore the specific details about eligibility and see if you meet the criteria, feel free to check out our resource at . Once you've confirmed your eligibility, opening an account with us is as easy as pie! You can start enjoying the benefits of membership right away, which include access to personalized services and competitive financial products tailored just for you. If you have any questions or need assistance during this process, don't hesitate to give us a call at (631) 924-8000. We're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $138 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $18 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $181,426,711, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In today's fast-paced world, having reliable payment processing is key to keeping your business running smoothly. Our merchant services allow you to accept payments from customers easily, whether they are shopping online or in-store. Imagine how much easier managing sales will be when you have a system designed to meet your needs. Located at 200 Belle Terre Rd Port Jefferson Ny 11777 in Port Jefferson, NY, we are here to empower your business with the tools necessary for success. Let us help you unlock your potential! For more information, call us at (631) 924-8000 or visit our website at Suffolk Credit Union.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're planning to purchase a new car or refinance an existing vehicle, our Auto Loans & Vehicle Financing options are tailored for you. We understand that buying a car is a significant investment, which is why we offer competitive rates and flexible terms. Picture driving off in your dream car with manageable monthly payments that fit within your budget.

Business Banking Solutions

If you're a business owner, our Business Banking services including Merchant Services and Business Loans are designed to help you grow and manage your enterprise effectively. We understand the challenges businesses face and are committed to supporting local entrepreneurs in achieving their dreams.

Credit Cards with Rewards

For those who enjoy earning while they spend, our Credit Cards with Rewards program offers great benefits. Every purchase you make brings you closer to exciting rewards be it travel points or cashback options that can enhance your everyday spending experience.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we prioritize Online & Mobile Banking features that allow you to manage all aspects of your finances from anywhere at any time. With options like ATM access for cash withdrawals and balance checks available nearby, banking with us is as easy as it gets. At Suffolk, we believe in building lasting relationships with our members through personalized service and support. If you'd like to learn more about any of these services or have questions about how we can assist you further, don't hesitate to reach out! Call us at (631) 924-8000 or visit us today we're excited to help you achieve your financial goals!

Home Financing Options

When it comes to securing a home, look no further than our Mortgage Loans & Refinancing services. Whether you're a first-time homebuyer or looking to refinance your current mortgage for better rates, we guide you through the entire process. Our team will work closely with you to ensure that you find the best solution that meets your financial goals.

Personal Banking Solutions

For individuals seeking reliable banking options, we offer Personal Banking services that include both Checking and Savings Accounts. Imagine having the flexibility to manage your money easily while earning interest on your savings. Our accounts come with features designed for your convenience, including online and mobile banking capabilities. You can check your balance, transfer funds, or pay bills from anywhere all at your fingertips.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation services come in handy. You can consolidate high-interest debts into one manageable payment or cover urgent expenses without stress. We are here to provide financial support when you need it most.

Digital & Online Banking

Key Services

With our user-friendly online banking platform available at http://www.suffolkcu.org, you can check balances, pay bills, and transfer funds anytime, anywhere. Our 24/7 online banking services ensure that you have round-the-clock access to your financial information. Plus, with electronic signature authorization, signing documents is as simple as a click, allowing you to handle transactions securely without needing to visit the branch. For those who prefer digital statements, we provide e-statements that not only save paper but also allow you to view your account history quickly and securely. You can easily track your spending and stay organized all from the comfort of your device.

Mobile Banking Features

We've also embraced mobile technology with our dedicated mobile application. With it, you can manage your accounts on the go. Make person-to-person transfers effortlessly send money to friends or family in seconds! And if you're someone who loves making payments directly from your phone, our mobile payments feature allows for quick transactions wherever you are. With all these services at your fingertips, managing your finances has never been more accessible or secure. At Suffolk, we're committed to providing tools that empower our members to take control of their financial future with ease. Whether you're using our website or mobile app, we're here to support you every step of the way!

Financial Strength

At Suffolk, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our strong financial foundation reflects our commitment to providing reliable services to you, our valued members. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $162,592,369, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $862 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $676,340,825 in share certificates and $81,864,674 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $161,643,778 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $7,864 in used auto loans and $1,205,763,000 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 194 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 163,823, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Suffolk is your trusted partner. Visit us at 200 Belle Terre Rd Port Jefferson Ny 11777 or call (631) 924-8000 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $117,124,816 in used vehicle loans and $41,611,715 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our financing options are designed to suit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $181,426,711 provide the capital needed to grow and expand. We understand the unique challenges faced by small businesses and aim to support their success through tailored lending solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $211,914,328, make buying or refinancing simple. We offer competitive rates and flexible terms to help make your dream of owning a home a reality.

Refinancing Options

If you're considering refinancing existing loans, we have options available that can help lower your interest rates or adjust your payment terms for better management of your finances. Reach out to us for more information on eligibility and how we can assist you in this process. For any inquiries or to discuss which loan product is best for you, please don't hesitate to contact us at (631) 924-8000. We're here to help you navigate your financial journey! Visit us at our branch located at 200 Belle Terre Rd Port Jefferson Ny 11777, Port Jefferson, NY 11,777 during our operating hours: Monday-Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. Your path to financial empowerment starts here at Suffolk!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $13,083,701 in loans helping members manage their finances effectively. These cards come with benefits that can assist in budgeting and building your credit score.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers, allowing them to compare loans without any hidden agendas.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that truly reflect the market. - Real-Time Rate Comparisons: Users gain access to up-to-date loan rates from multiple institutions, enabling them to make informed decisions swiftly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial underscores the effectiveness of the tool in helping individuals secure better financing options. Ready to find the best rates for your needs? Compare real-time loan offers today at LendMesh. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Suffolk