Suffolk Credit Union Eastport NY | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Suffolk's Eastport Branch, your trusted partner in financial growth and community support! Located at 5 Eastport Manor Rd 25, Eastport, NY 11941, we have been proudly serving our members since 1967. With a strong commitment to helping you achieve your financial goals, our branch is more than just a place to bank it's a community hub where relationships matter. At Suffolk, we understand that each member has unique needs. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or mortgage refinancing, or business banking services including merchant services and business loans, we have you covered. Our total assets stand impressively at $1,886,018,898, backed by a solid net worth of $162,592,369 and total deposits of $176,594,559. With over 73,151 members, we pride ourselves on creating an inclusive environment where everyone can thrive. Our dedicated team of 211 employees, led by CEO Michele Dean and Board President James Maggio, Jr., works tirelessly to ensure that you receive the best service possible. We invite you to take advantage of our convenient operating hours: Monday to Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. While members can visit us at our branch location in Eastport for all their banking needs, official correspondence should be sent to our mailing address: 5 Eastport Manor Rd # 25, Eastport, NY 11941-1410. Ready to take the next step? Contact us today at 631-924-8000 or explore our website at http://www.suffolkcu.org for more information on how we can help you achieve your financial dreams. Join us in making Suffolk not just your credit union but your community partner!

Branch History & Mission

Join Us

Experience the difference at Suffolk! We invite you to join our growing family and take advantage of all the benefits we offer from personalized service to community-focused initiatives. Together, let's build a brighter financial future for you and our community! For more information or inquiries, feel free to reach out at 631-924-8000 or visit us online at Suffolk CU.

Our Evolution

Since opening our doors, Suffolk has continuously adapted to meet the needs of our members. We started as a modest credit union with a mission to provide accessible financial services for everyone. As we grew, we embraced innovation while maintaining our core values of service and support. Today, we offer a wide range of personal banking options including checking and savings accounts, auto loans, mortgages, and business banking solutions. Our branch has seen significant milestones over the years: from introducing online banking services to embracing mobile payments and electronic signatures. These advancements ensure that our members can manage their finances conveniently while benefiting from secure transactions.

Our Mission

At Suffolk, our mission is clear: we are dedicated to empowering our members through accessible financial solutions and community engagement. We believe in providing not just financial services but also educational resources that help individuals make informed decisions about their money. We understand that every member's journey is unique, and we strive to be a trusted partner every step of the way. We take pride in giving back to the Eastport community. Through various outreach programs and partnerships with local organizations, we support initiatives that uplift those around us. Whether it's sponsoring local events or offering financial literacy workshops, our goal is to strengthen the fabric of our community.

Visit Us

While you can visit us at 5 Eastport Manor Rd 25, official correspondence should be directed to 5 Eastport Manor Rd # 25, Eastport, NY 11941-1410 if needed. Our friendly team is here to assist you during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Plus, with ATM access available and drive-thru banking options at your convenience, managing your finances has never been easier.

Branch Location & Accessibility

Get in Touch

If you have any questions or need assistance before visiting, don't hesitate to reach out! Call us at (631) 924-8000, and our friendly staff will be happy to help you. We look forward to welcoming you soon at the Suffolk Eastport Branch!

Operating Hours

We understand that life can get busy, which is why our operating hours are tailored to fit your schedule. Visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Our dedicated team is here during these hours to assist you with everything from personal banking services to loan inquiries.

Services Offered

As a valued member of Suffolk Credit Union, you have access to a wide range of services right at your fingertips. We offer personal banking options including checking and savings accounts, auto loans, mortgage loans and refinancing, as well as credit cards with rewards. For our business members, we provide merchant services and business loans. For added convenience, we also feature an ATM on-site for quick cash withdrawals and balance checks. Plus, if you're in a hurry or prefer not to enter the branch, take advantage of our drive-thru banking service for simple transactions like deposits and withdrawals. While members can visit us at 5 Eastport Manor Rd 25 Eastport Ny 11941, official correspondence should be sent to 5 Eastport Manor Rd # 25, Eastport, NY 11941-1410.

Member Eligibility

At Suffolk, we believe that becoming a member means joining a community that truly cares about your financial well-being. If you're looking to be part of something special, eligibility is easier than you might think! Typically, membership is open to anyone who lives, works, or worships in the local area around 5 Eastport Manor Rd 25 Eastport Ny 11941. We welcome individuals from all walks of life and invite you to explore the many advantages that come with being part of our credit union family. Not only do members gain access to personalized banking services, but they also enjoy competitive rates on loans and savings accounts. Getting started is simple! Just visit us at our branch or give us a call at (631) 924-8000 to learn more about how you can open an account. For detailed eligibility criteria. We're excited to welcome you into our community and help you reach your financial goals!

Business Banking & Commercial Services

Financing Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $138 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $18 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $181,426,711, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, we offer practical merchant services that simplify everyday transactions. Imagine a busy Saturday morning where you need to process payments quickly at your storefront. Our merchant services ensure that you can accept various payment methods seamlessly, allowing you to focus on what matters most serving your customers. Visit us at 5 Eastport Manor Rd 25 Eastport Ny 11941 in Eastport, NY or call us at (631) 924-8000 to discover how our business banking solutions can empower your enterprise!

Comprehensive List Of Services

Accessing Cash Made Easy

Need cash quickly? Our branch provides ATM & Cash Withdrawal Services, making it easy for you to access your funds whenever necessary. Additionally, our drive-thru service allows for quick transactions such as deposits and withdrawals without leaving your car perfect for those busy days! We invite you to visit us at Suffolk in Eastport or call us at 631-924-8000 for more information about how we can assist you with these services. Your financial goals are important to us, and together we can create a plan that works for you. Come see how simple banking can be!

Business Banking Services

For local entrepreneurs and business owners, our Business Banking solutions include essential merchant services and business loans. We understand that running a business requires support, and we're here to provide the financial backing you need to thrive.

Convenient Online and Mobile Banking

To enhance your banking experience, we offer robust Online & Mobile Banking features that allow you to manage your accounts from anywhere. With just a few taps on your smartphone or clicks on your computer, you can check balances, transfer funds, pay bills, and even send money directly to friends through our Person-to-Person payment option.

Financial Assistance When You Need It

Life can throw unexpected challenges your way. Our Personal Loans & Debt Consolidation services are ideal for managing expenses or consolidating debt into one manageable payment. Plus, we offer Credit Cards with Rewards that allow you to earn points on everyday purchases turning spending into savings!

Personal Banking Solutions

Our Personal Banking services include checking and savings accounts designed for flexibility and ease of use. Imagine having quick access to your funds while also earning interest on your savings; that's what we offer! For those considering purchasing a vehicle, our Auto Loans & Vehicle Financing provide competitive rates and terms tailored to fit your budget. If you're dreaming of owning a home or refinancing your current mortgage, our Mortgage Loans & Refinancing options are crafted to help you secure the best possible deal.

Digital & Online Banking

Always On

With 24/7 online banking services available, managing your finances has never been more straightforward. Need to check your account late at night? No problem! Want to send money to a friend quickly? You can do that too! At Suffolk, we've got you covered round the clock. We prioritize your security while providing these convenient features so you can bank with confidence. We believe that financial management should be simple and accessible for everyone. Join us today at Suffolk and experience banking that fits into your life!

Key Services

Our online banking service at http://www.suffolkcu.org allows you to check balances, transfer funds, and pay bills all from the comfort of your home or on the go. You can also take advantage of electronic statements, which provide a quick and eco-friendly way to keep track of your financial activities. Plus, with the option for electronic signature authorization, signing documents is now as easy as clicking a button. For those who love using their smartphones, our mobile application makes banking even more accessible. Whether you're making person-to-person transfers or setting up mobile payments, everything is just a tap away. Our app is designed with user-friendliness in mind, ensuring that you can navigate through features without any hassle.

Financial Strength

At Suffolk, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a strong foundation for your financial journey, ensuring you feel confident in choosing us as your trusted partner. With a net worth of $162,592,369, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.62% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $676,340,825 in share certificates and $81,864,674 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $161,643,778 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $7,864 in used auto loans and $1,205,763,000 in total loans and leases to support your financial goals across various sectors. Our operational efficiency is reflected in our $1,810,856, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 194 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 163,823, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Suffolk is your trusted partner. Visit us at 5 Eastport Manor Rd 25 Eastport Ny 11941 or call (631) 924-8000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $117,124,816 in used vehicle loans and $41,611,715 in new vehicle loans already helping members get on the road. Whether you're financing a new ride or a reliable used vehicle, our flexible terms can make your experience smooth and straightforward.

Business Financing

For business owners, our outstanding commercial loans totaling $181,426,711 provide the capital needed to grow and expand your operations. We understand the challenges that come with running a business and are here to support you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $211,914,328, make buying or refinancing simple. We provide competitive rates and terms that fit your budget, making it easier for you to invest in your future.

Personal and Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $13,083,701 in loans helping members manage their finances effectively. Whether you need funds for unexpected expenses or want to consolidate debt into one easy payment plan, our personal loans can be tailored to suit your needs. For those seeking additional credit flexibility, our total credit lines amount to $335,882,969, providing you with ample opportunity to access funds when needed.

Refinancing Options

If you're considering refinancing any of your current loans or mortgages, our team is ready to help you explore eligibility options that may save you money over time. We invite you to visit us at our branch located at 5 Eastport Manor Rd 25 Eastport NY 11941 or give us a call at 631-924-8000. Our dedicated staff is here to assist you with all your lending needs and answer any questions you might have about our services. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Suffolk, we're committed to helping you find the right loan product that fits your lifestyle and financial goals.

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SUFFOLK FEDERAL CREDIT UNION - Eastport, NY

Type of Loan Offerings

Home Equity Loans

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