Suffolk Credit Union Commack NY | Best Auto Loans & Low Mortgage Rates

Introduction

Welcome to Suffolk, your trusted community partner in financial services located at 6150 Jericho Tpke, Commack, NY 11725. Since our establishment in 1967, we have been dedicated to providing exceptional banking solutions tailored to meet the diverse needs of our 73,151 members. At Suffolk, we believe that every financial journey deserves personalized attention and support. With total assets exceeding $1.886 billion, we are committed to helping you achieve your financial goals. Our offerings include a range of services such as personal banking, auto loans, mortgage financing, and business banking. Whether you're looking for a new vehicle or planning your dream home, we have the tools and expertise to help you succeed. Our leadership team, guided by CEO Michele Dean and Board President James Maggio, Jr., ensures that our credit union remains focused on serving our members with integrity and transparency. We pride ourselves on fostering a welcoming environment where our staff is always ready to assist you. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 6150 Jericho Tpke, Commack, NY 11725-2802. At Suffolk, we value community impact just as much as individual service. With a net worth of $162,592,369 and total deposits of $176,594,559, we are well-positioned to support the local economy and contribute positively to the lives of our members. If you're ready to take control of your financial future or simply want to learn more about what we offer, don't hesitate to reach out! Call us at 631-924-8000 or visit our website at www.suffolkcu.org today. Your journey towards better banking starts here!

Branch History & Mission

At Suffolk, our journey began in 1967 when we opened the doors of our Commack Branch at 6150 Jericho Tpke, Commack, NY 11725. Over the years, we have grown from a small credit union into a trusted financial partner for over 73,000 members. With total assets reaching an impressive $1,886,018,898, we are proud to serve our community and provide financial solutions that empower individuals and families. Our mission is straightforward yet profound: to enhance the lives of our members through exceptional financial services while fostering a sense of community and belonging. We are committed to providing personalized banking experiences that cater to the unique needs of each member. From checking and savings accounts to auto loans and mortgages, our range of products is designed with you in mind. While members can visit us at our branch location for face-to-face service, official correspondence should be sent to our mailing address at 6150 Jericho Tpke, Commack, NY 11725-2802. Our operating hours are tailored for your convenience: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. In addition to traditional banking services, we have embraced digital advancements that make managing your finances easier than ever. Our online and mobile banking platforms allow you to access your accounts anytime, anywhere. We also offer ATM services and drive-thru banking for quick transactions on the go. Community support is at the heart of what we do. We actively engage in outreach efforts that benefit local organizations and initiatives. By building strong partnerships within our community, we strive to create positive change while ensuring that our members feel valued and supported. As we look ahead, we invite you to join us on this journey. Experience firsthand how Suffolk is dedicated not just to your financial well-being but also to enhancing the community we all share. Whether you're looking for a new account or seeking financing options, we're here for you every step of the way. Call us today at 631-924-8000 or visit us online at Suffolk Credit Union to learn more about how we can help you achieve your financial goals!

Branch Location & Accessibility

Accessibility and Convenience

Parking is readily available right outside our doors, ensuring that you can access our services with ease. For those who may require additional assistance, our branch is fully ADA compliant, featuring ramps and accessible entrances. Whether you're visiting us for personal banking or business services, we strive to provide a welcoming atmosphere for everyone.

Additional Features

If you're in need of cash on the go, we have an ATM on-site for easy access to your funds. We also participate in shared services with partner credit unions, allowing members from other institutions to make deposits and withdrawals here without hassle. While members can visit us at our branch location, please note that official correspondence should be sent to our mailing address: 6150 Jericho Tpke, Commack, NY 11725-2802. We invite you to come by the Suffolk Commack Branch today! Experience how easy banking can be when you have a supportive community behind you. Whether you're looking for personal finance solutions or business banking options, we're excited to help you achieve your goals. See you soon!

Operating Hours and Services

We understand that life can get busy! That's why we're here for you Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. You can reach us at 631-924-8000 if you have any questions or need assistance before your visit. At the Suffolk Commack Branch, we offer a variety of services designed to meet your needs. From checking and savings accounts to auto loans, mortgage loans, and credit cards with rewards we've got you covered. Plus, enjoy the convenience of drive-thru banking for quick deposits and withdrawals.

Member Eligibility

At Suffolk, we believe that everyone deserves a chance to be part of a supportive community that puts your financial needs first. Becoming a member is simple and welcoming. If you live, work, or worship in our service area, or if you have a family member who is already a member, you're eligible to join us. We value every individual and aim to provide services that help you thrive financially. Joining Suffolk opens the door to numerous benefits, including personalized banking solutions, competitive loan rates, and access to exclusive member resources. To get started on your journey with us, simply visit our branch at 6150 Jericho Tpke Commack Ny 11725 or give us a call at (631) 924-8000 for more information on how to open an account and become part of our family. For detailed eligibility criteria, please check out this resource. We can't wait to welcome you!

Business Banking & Commercial Services

Merchant Services That Matter

In today's fast-paced environment, having reliable merchant services can make a difference. Imagine processing payments effortlessly while managing your inventory and customer relations seamlessly. Our merchant services are designed for real-world applications, helping you focus on what matters most growing your business. Visit us at 6150 Jericho Tpke Commack Ny 11725 in Commack, NY or give us a call at (631) 924-8000 to learn more about how we can help your business thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $138 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $18 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $181,426,711, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing solutions make it simple for you to get behind the wheel of your dream vehicle. We provide competitive rates and flexible terms that fit your budget. Picture driving off the lot with confidence knowing you've secured financing that works for you.

Business Banking

For entrepreneurs and business owners, our Business Banking services include merchant services and business loans tailored to help you grow and manage your operations effectively. We know how crucial it is for businesses to have reliable financial support.

Convenient Access

In addition to these essential services, we also provide easy access through our ATM & Cash Withdrawal Services, along with basic drive-thru banking for deposits and withdrawals. If you're a member of one of our partner credit unions, take advantage of our shared branch transactions for even more convenience. With all these offerings available at Commack Branch, located at 6150 Jericho Tpke Commack Ny 11725, we invite you to visit us or call us at (631) 924-8000. Let us be your trusted partner in achieving financial success!

Credit Cards with Rewards

Our Credit Cards with Rewards program offers great benefits for everyday purchases. From cashback on groceries to travel rewards, you'll earn points just by using your card. It's like getting paid for spending!

Mortgage Loans & Refinancing

For those looking to purchase a home or refinance an existing mortgage, we offer tailored Mortgage Loans & Refinancing options. Our knowledgeable staff will guide you through the process, ensuring you understand every detail along the way. Whether you're a first-time buyer or looking to lower your monthly payments, we're here to support you.

Personal Banking

We understand that managing personal finances can sometimes feel overwhelming. That's why we offer Personal Banking services that include checking and savings accounts designed to help you achieve your financial goals. With easy online and mobile banking options, you can access your accounts anytime, anywhere. Imagine being able to transfer money between accounts or pay bills with just a few taps on your phone!

Personal Loans & Debt Consolidation

Life can bring unexpected expenses, and that's where our Personal Loans & Debt Consolidation services come into play. If you're facing high-interest debt or need funds for a special project, we can help streamline your finances and reduce stress.

Digital & Online Banking

Key Services

Our online banking platform, accessible through http://www.suffolkcu.org, provides a user-friendly experience where you can check balances, pay bills, and transfer funds effortlessly. Need to send money to a friend? Our person-to-person transfers make it simple to send cash without any hassle. Plus, with electronic signature authorization available, signing documents has never been easier or more convenient. If you prefer having all your financial information in one place, our e-statements are available for quick viewing and downloading. Not only do they help reduce paper waste, but they also allow you to access your statements anytime from anywhere.

Mobile Banking Features

For those who enjoy banking on their mobile devices, our mobile application offers all the functionalities of online banking right in your pocket. You can even make mobile payments directly from the app, making transactions smoother than ever before.

Security and Support

Security is our top priority at Suffolk. We ensure that all your transactions are protected with advanced security measures so you can bank with peace of mind. If you ever have questions or need assistance, our dedicated team is just a phone call away at (631) 924-8000. In today's fast-paced world, having reliable digital banking options is essential. At Suffolk, we strive to provide services that not only meet but exceed your expectations for convenience and accessibility. Experience the freedom of managing your finances on your terms with us!

Financial Strength

Community Trust

Total Share Accounts stand at 163,823, showing a strong and growing member base that trusts us with their finances. This trust is vital as it underscores our commitment to serving you effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Suffolk is your trusted partner. Visit us at 6150 Jericho Tpke Commack NY 11725 or call 631-924-8000 to learn more about how we can help you achieve your financial goals.

Investment in Innovation

With $161,643,778 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $7,864 in used auto loans and a total of $1,205,763,000 in loans and leases.

Member Savings and Growth

Members' savings are secured through $676,340,825 in share certificates and $81,864,674 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 194 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $162,592,369, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 862 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $117,124,816 in used vehicle loans and $41,611,715 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, our competitive rates can help you drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $181,426,711 provide the capital needed to grow and expand. Whether you're looking to invest in new equipment or need working capital for daily operations, we're here to support your business journey. Our commitment is to provide financial solutions that empower our members. If you're interested in learning more about our loan offerings or wish to start an application process, feel free to reach out at (631) 924-8000 or visit us at 6150 Jericho Tpke Commack Ny 11725 in Commack, NY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you navigate your financial future!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $211,914,328, make buying or refinancing simple. We offer various terms and conditions to fit your financial situation. If you are considering refinancing your existing mortgage, we can guide you through our eligibility options to find the best solution for your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $13,083,701 in loans helping members manage their finances effectively. These cards come with no collateral requirement and can be an excellent option for those looking to consolidate debt or make necessary purchases without high-interest rates.

Loan Aggregator

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SUFFOLK FEDERAL CREDIT UNION - Commack, NY

Type of Loan Offerings

Home Equity Loans

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Loan rates in Commack, NY (11725)