Subiaco Credit Union Paris AR | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Subiaco, your trusted financial partner since 1948. Located at 802 E Walnut St, Paris, AR 72855, we are committed to providing exceptional service and community-focused financial solutions. With over 2,252 members and total assets amounting to $26,593,227, we pride ourselves on being a reliable credit union that truly understands the needs of our local community. Under the leadership of our dedicated CEO, Victoria Schluterman, and Board President, Thomas Strobel, we strive to create a welcoming environment where your financial aspirations can thrive. Whether you're looking for personal banking options like checking and savings accounts, or need assistance with auto loans and mortgages, our team is here to help you every step of the way. While members can visit us at our branch address for in-person services, official correspondence should be sent to the same address. Our friendly staff is available to assist you during our operating hours: Monday through Thursday from 8:30 AM to 4:30 PM, Friday until 5:00 PM, and Saturday from 9:00 AM to Noon. You can also reach us by phone at (479) 963-4201 for any inquiries. At Subiaco Credit Union, we value transparency and accountability. Our total deposits stand at an impressive $2,086,059, with a net worth of $4,235,671, reflecting our commitment to sound financial practices. We have provided a total of 569 loans to help our members achieve their goals whether that's purchasing a vehicle or consolidating debt. Join us today and experience the difference of being part of a community-driven credit union that puts its members first. Visit our website at subiacofcu.org for more information or to get started on your financial journey!

Branch History & Mission

At Subiaco, we take pride in our rich history and the meaningful impact we've made in the community since our establishment. Founded in 1948, our Paris branch has grown from humble beginnings into a trusted financial institution, serving over 2,250 members today. Located at 802 E Walnut St, Paris, AR 72855, we are proud to be a cornerstone of financial support for individuals and families in Logan County. Our mission at Subiaco is simple yet powerful: to provide exceptional financial services while fostering community growth and support. We believe that everyone deserves access to quality banking services that empower them to achieve their financial goals. This commitment extends beyond just numbers; it reflects our dedication to building lasting relationships with our members. Our services range from personal banking options like checking and savings accounts to auto loans, mortgages, and business banking solutions. As technology has advanced, so have we. Our members can now enjoy online banking and mobile applications designed for convenience and accessibility. While we currently do not have ATM availability, our drive-thru service allows for easy transactions without leaving your vehicle. We prioritize making banking accessible for all, including ensuring ADA compliance throughout our facilities. Over the years, Subiaco has also engaged in numerous community outreach programs and partnerships aimed at uplifting those around us. We understand that when our community thrives, we all succeed together. Whether you visit us during lobby hours Monday through Thursday from 8:30 AM to 4:30 PM, Friday until 5:00 PM, or Saturday from 9:00 AM to noon or reach out via phone at 479-963-4201, we are here to assist you with your financial needs. Join us at Subiaco and experience the difference a community-focused credit union can make in your life. Together, let's pave the way for a brighter financial future!

Branch Location & Accessibility

Accessibility Features

We strive to make our branch accessible for everyone. The building is ADA compliant with ramps and features designed for ease of access. Ample parking is available right outside the entrance, making your visit as hassle-free as possible.

Get in Touch!

Ready to experience friendly service? Call us at 479-963-4201 or simply drop by during operating hours. We look forward to welcoming you into the Subiaco family and helping you with all your banking needs!

Operating Hours

Our doors are open at convenient times to fit your busy schedule. Visit us Monday through Thursday from 8:30 AM to 4:30 PM, on Fridays until 5:00 PM, and even on Saturdays from 9:00 AM to noon! Whether you need assistance with personal banking or want to explore our loan options, we're here for you during these hours.

Services Offered

At Subiaco, we offer a variety of services designed to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, our team is ready to help you navigate your options. Plus, if you prefer banking from home or on the go, our online and mobile banking services make it easy! For those who need quick transactions, our drive-thru service allows for deposits and withdrawals without leaving your vehicle perfect for busy days! While we currently do not have ATM availability on-site or shared service centers nearby, we ensure that all transactions are handled efficiently during lobby hours.

Member Eligibility

Joining Subiaco is like stepping into a welcoming community where your financial well-being is the priority. To become a member, you simply need to meet some friendly eligibility criteria. If you live, work, or worship in the areas surrounding Paris, AR, or are related to someone who does, you can easily join our family. We believe that everyone deserves access to quality financial services and support, and becoming a member opens the door to personalized banking options tailored just for you. Getting started is straightforward! You can learn more about our eligibility requirements by visiting http://subiacofcu.org/au_join.html. And when you're ready to open an account, check out this link: https://my.homecu.net/fi/subiaco/lnappfrm.html. If you have any questions or need assistance, feel free to give us a call at (479) 963-4201. We're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loans to Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no outstanding commercial loans, we are dedicated to developing future opportunities that will drive economic growth in our community. Whether you're a member or a non-member, our doors are open for flexible financing solutions. We're excited to help you explore how we can partner with you in achieving your business goals.

Merchant Services for Everyday Needs

Imagine running your business smoothly while providing customers with a seamless payment experience. Our merchant services make this possible, allowing you to focus on what you do best serving your clients. From simple card transactions to comprehensive payment processing systems, we ensure that your business stays on the cutting edge of customer convenience. Located at 802 E Walnut St Paris Ar 72855 in Paris, AR, we're here to support your entrepreneurial journey every step of the way. Reach out today at (479) 963-4201 and discover how Subiaco can help take your business to new heights!

Comprehensive List Of Services

Business Banking Services

For local entrepreneurs and business owners, Subiaco offers specialized business banking services including merchant services and business loans. We are committed to helping businesses thrive by providing the financial resources they need.

Convenient Banking Features

We know that convenience is key in today's busy world. That's why we provide various options for accessing your money. With ATM and cash withdrawal services available, along with basic drive-thru banking for quick deposits or withdrawals, managing your finances has never been easier. At Subiaco, we pride ourselves on being more than just a credit union; we are a partner in your financial journey. If you have any questions about our services or want to get started today, feel free to reach out at (479) 963-4201 or visit us at http://subiacofcu.org. We're here to help!

Home Financing Options

When it comes to finding a home, we understand that every journey is different. That's why we offer mortgage loans and refinancing options tailored to fit your financial situation. Whether you're buying your first home or refinancing an existing mortgage to lower your payments, our friendly staff is here to guide you every step of the way.

Personal Banking Solutions

Our personal banking services include checking and savings accounts designed to help you manage your everyday expenses and build your savings. Imagine having a reliable place to deposit your paycheck, pay bills, or save up for that special vacation. With our online and mobile banking options, you can easily monitor your accounts anytime, anywhere. Plus, if you're considering a new vehicle, our auto loans and vehicle financing solutions can get you on the road without breaking the bank.

Personal Loans and Credit Cards

Life can throw unexpected expenses at us. Our personal loans and debt consolidation services provide a safety net when you need it most. Additionally, our credit cards with rewards allow you to earn points on everyday purchases turning spending into savings.

Digital & Online Banking

Key Services

With our online banking service, you can easily check your account balances, transfer funds, and pay bills without ever needing to step into the branch. For those who prefer to manage their finances through their smartphones, our mobile application provides a user-friendly experience that keeps you connected to your money wherever you are. Need to send money to a friend? Our person-to-person transfer feature allows for quick and easy transactions right from your mobile device. Plus, with the option to receive e-statements, keeping track of your financial activity has never been simpler. You can say goodbye to cluttered mailboxes and hello to secure electronic statements delivered straight to your inbox.

Security and Accessibility

Your security is our top priority. While we currently don't offer electronic signature authorization for transactions, our systems are designed with multiple layers of protection to keep your information safe. We focus on providing an intuitive experience so that you can navigate through our services effortlessly. At Subiaco, we believe in making banking accessible for everyone. With real-time account management features and reliable customer support available when you need it, managing your finances has never been easier. Join us in embracing the future of banking today!

Financial Strength

Growing Member Base

Total Share Accounts: 3,113, showcasing a strong and growing member base that trusts us with their finances. This trust fuels our growth and encourages us to continually improve our services. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Subiaco is your trusted partner. Visit us at 802 E Walnut St Paris Ar 72855 or call (479) 963-4201 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $939,141 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $31,181 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 6 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $3,598,425 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $231 in used auto loans and $7,314,022 in total loans and leases show our capacity to support your financial goals across various sectors.

Solid Financial Health

With a net worth of $4,235,671, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.92% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,529,971 in used vehicle loans and $1,608,713 in new vehicle loans already helping members get on the road. We also provide refinancing options for existing auto loans, allowing you to lower your monthly payments or take advantage of better interest rates.

Credit Lines and Unsecured Credit Cards

For those looking for flexibility in managing finances, we provide total credit lines amounting to $400,000. Additionally, although we currently do not offer unsecured credit card loans, we encourage you to explore our other personal loan options that can help consolidate debt or cover unexpected expenses. Feel free to reach out for any questions about eligibility or refinancing options. You can contact us at (479) 963-4201, and our team will be happy to assist you. Our commitment is to ensure you find the right financial solutions that fit your lifestyle while providing reliable support every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at 802 E Walnut St Paris Ar 72855 in Paris, AR, and let's discuss how we can help you secure the financing you need today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not have Junior Lien 1-4 Family Residential Properties loans available, we are here to assist you with personalized advice and potential future offerings that align with your home financing needs.

Loan Aggregator

Benefits of Using LendMesh

One of the key advantages of using LendMesh is its emphasis on verified data. Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. This means users receive unbiased results that truly reflect the best options available. LendMesh also offers real-time rate comparisons from multiple institutions. By constantly updating its data, it helps users make informed decisions quickly and efficiently. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!"

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency ensures that users receive fair and reliable offers. Each lender's information is rigorously verified, which means you can trust that the loan options presented are legitimate and up-to-date.

Take Action Today

Ready to find the best loan rates tailored to your needs? Compare real-time loan offers today at LendMesh and make a confident choice for your financial future. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

SUBIACO FEDERAL CREDIT UNION - Paris, AR

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