Strip Steel Community Credit Union Weirton WV | Affordable Auto Loans & Business Banking

Introduction

Welcome to Strip Steel Community, your trusted financial partner located at 3316 Main St, Weirton, WV 26062. Established in 1953, we have proudly served our community for decades, building a reputation based on trust and reliability. Our commitment to our members is evident through our impressive financial health, boasting total assets of $52,265,488 and total deposits reaching $1,955,640. With a dedicated team of 7 employees, led by our CEO Ronald Komorowski Jr. and Board President John Stoica, we strive to provide personalized banking solutions tailored to your needs. We currently serve over 3,535 members, offering a range of services including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking options. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: 3316 MAIN ST, WEIRTON, WV 26062-4704. At Strip Steel Community, we understand the importance of community support. Our focus goes beyond just numbers; it's about making a positive impact in the lives of those we serve. Whether you're looking for financial advice or need assistance with a loan big or small we are here for you. Ready to take the next step? Give us a call at 304-748-6622 or visit our website at stripsteelcfcu.com for more information on how we can assist you today!

Branch History & Mission

Commitment to Service

While you can visit us at our branch on Main St for personal service from Monday through Friday between 8:30 AM and 5:00 PM, we also embrace modern conveniences such as online banking and mobile applications. Our commitment includes ADA compliance, ensuring everyone has access to our facilities and services. Plus, with ATM availability and drive-thru banking options, we make it easy for you to manage your finances on your terms. If you need official correspondence or wish to reach out for any inquiries, please send your mail to our mailing address: 3316 MAIN ST, WEIRTON, WV 26062-4704. Join us at Strip Steel Community where your financial success is our priority! Explore what we have to offer by visiting our website at stripsteelcfcu.com or call us at 304-748-6622 today! Experience firsthand how being part of our credit union can benefit you and help you achieve your financial goals.

Our Mission

At the heart of Strip Steel Community is our mission: to provide exceptional financial services while fostering a sense of community and belonging. We believe that everyone deserves access to quality banking solutions that empower them to achieve their dreams. Our dedicated team works tirelessly to create an environment where members feel valued and supported. We understand that financial health extends beyond just banking; it involves building strong relationships within the community. That's why we actively participate in outreach programs and partnerships designed to support local initiatives. We strive not only to enhance the lives of our members but also to contribute positively to Weirton as a whole.

Branch Location & Accessibility

Branch Features

Our branch is designed with accessibility in mind. Whether you're visiting for personal banking needs or looking to chat with one of our friendly staff members about auto loans or credit cards, we strive to make your experience smooth and welcoming. Parking is available right outside the entrance, and we are proud to be ADA compliant, ensuring that everyone can access our services comfortably.

Get in Touch

Have questions or need assistance? Don't hesitate to reach out! You can give us a call at 304-748-6622. We look forward to welcoming you into the Strip Steel Community branch soon!

Operating Hours and Services

We're here for you Monday through Friday from 8:30 AM to 5:00 PM. Our operating hours cater to your busy schedule, providing ample time to meet your banking needs. At Strip Steel Community, we offer a variety of services including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and business banking solutions. Need cash? Our branch features an ATM for your convenience and a drive-thru service for quick deposits or withdrawals. While members can visit us at our Main Street location, please note that any official correspondence should be sent to our mailing address at 3316 MAIN ST, WEIRTON, WV 26062-4704.

Member Eligibility

At Strip Steel Community, we believe that joining our community is more than just opening an account; it's about becoming part of a family that supports one another. If you live, work, worship, or attend school in the Weirton area, you're likely eligible to become a member! We proudly welcome individuals who share our values and commitment to fostering financial wellness. For those interested in finding out more about the specific eligibility requirements, feel free to check out our detailed information at https://stripsteelcfcu.com/about/membership-info/. Opening an account with us is designed to be straightforward and welcoming. We offer a range of services tailored to meet your financial needs, from checking and savings accounts to loans and credit cards. If you're ready to take the next step or have any questions, don't hesitate to reach out by calling us at (304) 748-6622. Our friendly team is here to help you start your journey with Strip Steel Community at our location on 3316 Main St Weirton Wv 26062!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine this: your customers are ready to make a purchase, but they only have their card on hand. Our merchant services ensure you never miss a sale. By accepting various payment methods, you enhance customer satisfaction and boost sales potential. Located conveniently at 3316 Main St Weirton Wv 26062 in Weirton, WV, we're dedicated to empowering local businesses. Reach out to us at (304) 748-6622 to learn more about how our tailored banking solutions can help your business thrive!

Comprehensive List Of Services

Accessibility Made Easy

Our branch provides basic drive-thru banking services for quick deposits, withdrawals, and simple transactions without leaving your vehicle. Whether you're in a rush or just prefer the convenience of drive-thru service, we've got you covered.

Business Banking

For our business members, we understand the importance of having reliable financial tools at your disposal. Our business banking services include merchant services that facilitate seamless transactions and business loans that help fuel your growth. You can trust us to support your entrepreneurial spirit every step of the way.

Digital Banking Features

In today's world, convenience is key. That's why Strip Steel Community offers robust online and mobile banking options. You can easily manage your accounts on-the-go using our mobile app or through online banking features that allow for quick bill payments and fund transfers. We also have ATM services available for easy cash withdrawals and balance checks whenever needed.

Final Thoughts

At Strip Steel Community, we're committed to making banking straightforward and accessible for all our members in Weirton and beyond. If you're interested in learning more about how we can assist you with any of our services listed above or have questions about membership, don't hesitate to reach out! You can call us at (304) 748-6622 or visit us during our operating hours from 8:30 AM to 5:00 PM, Monday through Friday. Join us today as we help turn your financial goals into reality!

Personal Banking

Starting with personal banking, we offer checking and savings accounts that help you manage your money effectively. Imagine having a safe place for your funds while earning interest on your savings. Our accounts come with easy online access, so you can check balances, transfer funds, and pay bills anytime from the comfort of your home. When it comes to financing your next vehicle, our auto loans are designed with competitive rates that make purchasing a new or used car more affordable. We also provide mortgage loans and refinancing options for those ready to buy a home or lower their monthly payments on an existing mortgage. For those unexpected expenses or projects around the house, our personal loans and debt consolidation options provide flexible solutions tailored just for you. Plus, with our credit cards that offer rewards, you can earn points or cash back on everyday purchases making each transaction work for you.

Digital & Online Banking

Explore Our Online Banking Services

With our online banking platform available at https://stripsteelcfcu.com/, you can enjoy 24/7 access to your accounts. Whether you're checking your balance, making transfers, or paying bills, everything is just a click away. You'll also appreciate the ease of electronic signature authorization, which allows you to sign documents securely without needing to visit a branch.

Mobile Banking Made Easy

For those who prefer banking on the go, our mobile application is here to help. Available for download, it provides all the functionality of our online banking right from your smartphone. Plus, with person-to-person transfer options, sending money to friends or family is quick and straightforward.

Security You Can Trust

Your security is our top priority. We implement advanced security measures to keep your information safe while you bank online or through our mobile app. You can feel confident knowing that your sensitive data is protected as you manage your finances. In summary, whether you're using a computer or mobile device, Strip Steel Community offers a user-friendly digital banking experience that puts you in control of your finances. Discover how simple and convenient banking can be today!

Stay Updated with E-Statements

Keep track of your financial activity effortlessly with our e-statements. You can access them anytime, ensuring that you always have your account information on hand. This feature not only helps you stay organized but also contributes to a more eco-friendly approach by reducing paper waste.

Financial Strength

Commitment to Growth

With $5,791,310 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports your financial goals with $455 in used auto loans and a total of $24,431,458 in loans and leases.

Member Savings and Security

Members' savings are secured through $8,592,773 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $71,156 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 6 full-time employees and 1 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $10,178,834, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 19.48% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Experience

Total Share Accounts stand at 6,110, showing a strong and growing member base that trusts us with their finances. This trust is essential as it allows us to provide personalized service tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Strip Steel Community is your trusted partner. Visit us at 3316 Main St Weirton Wv 26062 or call (304) 748-6622 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $10,067,055 in used vehicle loans and $9,546,004 in new vehicle loans already helping members get on the road. Whether you need financing for a brand-new model or a reliable used vehicle, our team is ready to assist you every step of the way.

Credit Lines

For those who prefer flexibility in borrowing, we also offer credit lines totaling $4,000,000. This product allows you to access funds as needed while only paying interest on what you use perfect for those who want financial security without committing to fixed payments. We also provide refinancing options for various loan products. If you're considering refinancing your existing loans for better rates or terms, reach out to us for personalized assistance. For any questions regarding our loan offerings or eligibility requirements, feel free to contact us at 304-748-6622. Our branch located at 3316 Main St Weirton WV 26062 is open Monday through Friday from 8:30 AM to 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to helping our community thrive through responsible lending practices and member-focused service.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not have Junior Lien 1-4 Family Residential Properties loans available, we are happy to help guide you through potential alternatives for home financing.

Unsecured Credit Cards

Managing day-to-day expenses can be easier with our flexible terms on unsecured credit card loans. With a total of $777,832 in loans helping members manage their finances effectively, our credit cards come equipped with rewards programs designed to give back as you spend.

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STRIP STEEL COMMUNITY FEDERAL CREDIT UNION - Weirton, WV

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