Streator Onized Credit Union IL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Streator Onized Credit Union, where community and trust are at the heart of everything we do. Located at 120 E Northpoint Dr, Streator, IL 61364, our credit union has been serving members since 1940, proudly supporting a vibrant community with financial solutions tailored to your needs. With a dedicated team of 127 employees led by our CEO, Douglas Patterson, and Board President, Scott Bulthuis, we strive to create an environment that fosters personal connections and financial empowerment. At Streator Onized, we understand the importance of sound financial management. Our total assets stand strong at $375,008,858, with total deposits of $20,930,459 reflecting our commitment to helping you save and grow. We currently have a robust membership base of 37,016 individuals who trust us for their banking needs. Whether you're looking for auto loans, mortgages, or business banking services, we are here to support you every step of the way. Our branch offers convenient services including online and mobile banking options, an ATM for easy access to your funds, and drive-thru banking for quick transactions. While members can visit us at our physical location in Streator, official correspondence should be sent to the same address: 120 E Northpoint Dr, Streator, IL 61364. We invite you to explore all that Streator Onized Credit Union has to offer. Feel free to reach out at (815) 673-5577 or visit our website at socu.org for more information on how we can assist you in achieving your financial goals. Join us today and experience the difference of being part of a credit union that truly cares about its members!

Branch History & Mission

Welcome to Streator Onized Credit Union, a pillar of financial support in the heart of Streator, Illinois. Established in 1940, we have grown alongside our community for over eight decades, proudly serving our members and providing personalized financial services tailored to their needs. Our journey began with a small group of dedicated individuals who envisioned a better way to manage money and support each other. Today, we are honored to serve more than 37,000 members, all while maintaining a strong sense of community. Located at 120 E Northpoint Dr, Streator, IL 61364, our branch is easily accessible and just a stone's throw away from the vibrant local businesses that make our town special. With an unwavering commitment to our mission of improving the financial lives of our members, we strive to deliver exceptional service through a variety of offerings including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. At Streator Onized Credit Union, we believe that banking should be about people our members come first. Our mission reflects this belief: "To empower our members through quality financial services while fostering community growth." This guiding principle drives us to support not only individual financial goals but also community outreach initiatives that uplift and connect those around us. We are proud partners in local events and charitable efforts that strengthen the fabric of Streator. As we embrace modern technology, we've made significant advancements to ensure our services remain relevant and user-friendly. Our digital platforms allow for easy online banking and mobile payments while ensuring ADA compliance so that everyone can access their accounts with ease. With an ATM on-site and convenient drive-thru banking available during extended hours Monday through Friday from 7:30 AM to 6:00 PM and Saturday from 8:00 AM to 3:00 PM we prioritize accessibility for all our members. While you can visit us at 120 E Northpoint Dr, please note that official correspondence should be sent to the same mailing address. If you're looking for a credit union that genuinely cares about your financial success and your community's wellbeing, look no further than Streator Onized Credit Union. Join us today! Experience the benefits of becoming a member where you will find not only competitive rates but also a welcoming atmosphere dedicated to helping you achieve your financial goals. For more information or assistance, feel free to reach out at 815-673-5577 or visit us online at socu.org. Your journey towards smarter banking starts here!

Branch Location & Accessibility

Accessibility and Parking

Parking is readily available right outside our branch, making it easy for you to pop in whenever you need assistance. We take pride in ensuring that our location is accessible for everyone, featuring ADA-compliant entrances and facilities. No matter your mobility needs, we strive to make your visit comfortable and welcoming.

Operating Hours

Our doors are open for you Monday through Friday from 8 AM to 5 PM, and on Saturdays from 8 AM to 3 PM. For those who prefer drive-thru services, we're here for you even earlier starting at 7:30 AM during the weekdays until 6 PM. This flexibility helps you manage your banking on your own schedule.

Services Offered

At Streator Onized Credit Union, we offer a variety of services tailored to fit your financial goals. Whether you're looking for checking and savings accounts, auto loans, or credit cards with rewards, our team is ready to assist you. Need a quick cash withdrawal? Our ATM is available for your convenience as well. While members can visit us at 120 E Northpoint Dr, official correspondence should be sent to the same address as our mailing address reflects no difference. If you have questions or need assistance, don't hesitate to give us a call at 815-673-5577. We invite you to come see how we can help enhance your banking experience at Streator Onized Credit Union!

Member Eligibility

Joining the Streator Onized family means becoming part of a community that values your financial well-being. Membership at Streator Onized is open to anyone who lives, works, worships, or attends school in La Salle County, making it easy for you to connect and benefit from our services. Whether you're looking for a checking account, an auto loan, or simply a place where your money can grow safely, we've got you covered. Plus, as a member, you'll enjoy personalized service and access to a range of financial products tailored just for you. Ready to start? The process is straightforward! Simply visit us at 120 E Northpoint Dr, Streator, IL 61364, or call us at (815) 673-5577 for more information. For detailed eligibility criteria, check out our resource at . Once you're ready to join, opening an account is just a click away at https://banking.socu.org/loan-application/form. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. Imagine having access to the funds necessary for crucial equipment upgrades or increasing your inventory just in time for peak season. With our tailored loan options, you can seize opportunities as they arise.

Merchant Services

In today's fast-paced world, efficient payment processing can make all the difference. Our merchant services simplify transactions, allowing you to focus on what truly matters growing your business. With easy-to-use tools for credit card processing and online payments, managing cash flow becomes a breeze. Visit us at 120 E Northpoint Dr Streator Il 61364 in Streator, IL or call us at (815) 673-5577 to learn how we can support your business journey today!

Comprehensive List Of Services

Additional Financial Services

For those looking to consolidate debt or fund a personal project, our personal loans are straightforward and accessible. We also provide credit cards with rewards, giving you the opportunity to earn points on everyday purchases while managing your spending. Business members can take advantage of our comprehensive business banking services, including merchant services and business loans. We know how important it is for local businesses to thrive, and we're here to help with tailored solutions that fit your needs.

Convenient Access

At Streator Onized, we prioritize convenience. Our online and mobile banking features allow you to manage your accounts effortlessly from your smartphone or computer. With services like ATM access for cash withdrawals and balance checks, as well as basic drive-thru banking for deposits and simple transactions, we make it easy for you to handle your banking needs on the go.

Get Started Today!

Experience the difference at Streator Onized Credit Union where member satisfaction comes first! If you have any questions about our services or want to open an account, don't hesitate to reach out at 815-673-5577 or visit us at our branch during lobby hours: Monday through Friday from 8 AM to 5 PM and Saturday from 8 AM to 3 PM. Discover how we can support your financial journey today!

Personal Banking Solutions

We understand that managing finances can be challenging, which is why we offer various personal banking options. Our checking and savings accounts provide flexibility and convenience for everyday transactions. You can easily access your funds online or through our mobile banking app, allowing you to check balances and make payments anytime, anywhere. When it comes to financing your vehicle, our auto loans and vehicle financing options are designed to help you drive away in your dream car without breaking the bank. We offer competitive rates and terms that suit your budget. If you're considering buying a home or refinancing an existing mortgage, our mortgage loans can guide you through the process with ease. Our knowledgeable staff is ready to answer any questions and find the best plan for you.

Digital & Online Banking

Convenient Features

Need to send money to a friend? Our person-to-person transfer option lets you do just that with ease. And if you prefer using your phone for payments, you'll love our mobile payments feature that makes transactions quick and hassle-free. At Streator Onized, we're committed to providing accessible and user-friendly solutions so you can manage your finances effectively and efficiently. Join us today and experience the difference in digital banking!

Easy Access Anytime

With our 24/7 online banking services available at https://socu.org/, you can check your account balance, transfer funds, and pay bills whenever it suits you. You don't have to wait in line; everything is just a click away! Plus, with our mobile application, you can take your banking with you wherever you go.

Secure Transactions

Security is our top priority. Our electronic signature authorization feature allows you to sign documents securely from the comfort of your own home. You can also receive e-statements, making it easier to keep track of your financial activities while reducing paper clutter.

Financial Strength

A Strong Foundation

With a net worth of $60,020,823, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,598 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Total Share and Deposit Accounts: 67,166, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $79,539. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Streator Onized is your trusted partner. Visit us at 120 E Northpoint Dr Streator Il 61364 or call (815) 673-5577 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $142,530,638 in share certificates and $16,663,301 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $3,425,337 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 112 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $55,996,847 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is reflected in our lending capacity; with $118,368 in used auto loans and $303,162,104 in total loans and leases, we support members' financial goals across various sectors.

Loan Offering

Additional Options

In addition to these offerings, we also provide credit lines totaling $37,798,090, allowing for additional flexibility when unexpected expenses arise. If you're considering refinancing any existing loans or would like to learn more about eligibility options for our various loan products, we're here to help! For more information about our loan offerings or to speak with one of our knowledgeable team members at Streator Onized, call us at 815-673-5577. Our branch is located at 120 E Northpoint Dr Streator Il 61364, and we are committed to providing exceptional service to every member who walks through our doors. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to assisting you on your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $172,357,749 in used vehicle loans and $25,739,474 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used car, we have financing solutions that can make it easier for you to drive away in the vehicle you want.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,595,153, make buying or refinancing simple. We provide guidance throughout the entire process so you can feel confident as you take this important step toward owning your own home.

Unsecured Credit Card Loans

Managing expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $26,398,839 in loans helping members manage their finances effectively, our credit cards come with rewards and no hidden fees giving you peace of mind while shopping.

Loan Aggregator

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Ensuring Accurate Comparisons

LendMesh ensures that its loan comparisons are accurate and trustworthy. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified sources guarantees that users receive fair and transparent offers.

Streator Onized