Streator Onized Credit Union Morris IL | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Streator Onized Credit Union, your trusted partner in financial wellness located at 1804 N Division St, Morris, IL 60450. Established in 1940, we have proudly served our community for over eight decades, building strong relationships and providing personalized financial solutions. With a total membership of 37,016 and assets reaching an impressive $375,008,858, we are dedicated to enhancing the lives of our members through a range of services that cater to their unique needs. At Streator Onized Credit Union, we understand the importance of community and commitment. Our team of 127 employees, led by CEO Douglas Patterson and Board President Scott Bulthuis, works tirelessly to ensure that every member feels valued and supported. We offer various services, including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. We take pride in our solid financial standing, with total deposits amounting to $20,930,459 and a net worth of $60,020,823. Our focus on responsible lending has resulted in a total of 176,349 loans and leases extended to our members. Whether you're looking for a new vehicle or planning for your future, we're here to help you achieve your financial goals. While members can visit us at our branch location for assistance or inquiries during our operating hours Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 3 PM official correspondence should be sent to the same address listed above. If you're ready to experience the difference of member-focused service or have questions about how we can assist you further, don't hesitate to call us at 800-595-2454 or explore more about our offerings on our website at socu.org. Join us today and become part of a community that truly cares!

Branch History & Mission

Welcome to the Streator Onized Credit Union in Morris, Illinois! Since opening our doors in 1940, we have been dedicated to serving our community and providing exceptional financial services. Over the years, we have grown from a small local credit union into a trusted financial partner for over 37,000 members. With total assets of approximately $375 million, we continue to thrive and evolve to meet the needs of our members. Located at 1804 N Division St, Morris, IL 60450, our branch is easily accessible to everyone in the area. You can find us near local landmarks that reflect the charm of Morris. Our commitment to the community goes beyond just banking; we strive to create meaningful connections and support local initiatives that make a positive impact. Our mission is simple yet powerful: we aim to provide reliable financial services while fostering a sense of community among our members. We believe that everyone deserves access to affordable financial solutions, which is why we offer a wide range of services from personal banking like checking and savings accounts to auto loans and mortgage refinancing. We also emphasize customer service with options like online banking, mobile payments, and drive-thru banking for your convenience. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to 1804 N Division St, Morris, IL 60450-1127 if you need assistance by mail. Our friendly staff is here during lobby hours from Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 3 PM. At Streator Onized Credit Union, we're not just about numbers; we're about people. We are proud to be an ADA-compliant facility that welcomes everyone. We also recognize the importance of technology in today's world and have embraced digital advancements like online banking and e-statements for ease of access. As part of our mission, we actively participate in community outreach efforts. Whether it's sponsoring local events or partnering with schools for educational programs, we believe in giving back to the community that supports us. Join us today and experience how being a member at Streator Onized Credit Union can make a difference in your life! Visit our website at socu.org or call us at 800-595-2454 for more information on how you can become part of our growing family. Together, let's build a brighter future!

Branch Location & Accessibility

Local Landmarks and Accessibility

Whether you're coming from downtown Morris or nearby neighborhoods, you'll find our location easy to reach. We're just a short drive away from the scenic Morris Riverwalk, perfect for a quick visit after enjoying some time outdoors. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ample parking space to accommodate all our members.

Operating Hours and Services

At Streator Onized Credit Union, we strive to be here when you need us. Our lobby hours are Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 3 PM, so you can fit your banking around your busy schedule. We offer a range of services tailored to meet your needs: from personal checking and savings accounts to auto loans and mortgage refinancing. Need to make a quick deposit or withdrawal? Our drive-thru service is ready for you, along with ATM access available for your convenience. If you have any questions or need assistance, don't hesitate to call us at 800-595-2454. We're always happy to help! While you can visit us at our branch address for all your banking needs, please send official correspondence to our mailing address at 1804 N Division St, Morris, IL 60450-1127. We look forward to welcoming you soon at Streator Onized Credit Union!

Member Eligibility

Welcome to the wonderful world of Streator Onized, where becoming a member feels like joining a caring family! If you're eager to take advantage of our personalized financial services, you'll be pleased to know that membership is open to anyone who lives, works, or worships in the community. We cherish our local ties and want to help you achieve your financial dreams. To ensure you have all the information you need, feel free to visit our eligibility page at for the latest details. Joining us is simple and straightforward! Once you're ready to become a part of our community, you can easily open an account online by visiting https://banking.socu.org/loan-application/form. If you have any questions or need assistance, don't hesitate to give us a call at (800) 595-2454. We're here for you every step of the way as you embark on this exciting journey with Streator Onized at 1804 N Division St Morris Il 60450.

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine having a reliable partner that streamlines payment processing while you focus on serving your customers. Our merchant services offer practical benefits like easy payment acceptance and fast transaction processing, allowing you to keep your operations running smoothly. Whether you're a retail shop on Main Street or an online store reaching customers nationwide, we provide the tools to help you thrive. Visit us at 1804 N Division St Morris Il 60450 in Morris, IL, or call us at (800) 595-2454 to explore how our business banking and commercial services can elevate your business today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Dreaming of a new car? Our auto loans and vehicle financing options can help turn that dream into reality. Whether you want to purchase a brand-new vehicle or need financing for a used one, we provide competitive rates that make it easier for you to get behind the wheel. Plus, our quick approval process means you won't be kept waiting.

Business Banking

Running a business comes with its own set of challenges, but with our business banking services, including merchant services and business loans, we're here to support your entrepreneurial journey. Whether you're starting small or expanding operations, our resources are designed to help your business thrive.

Credit Cards with Rewards

For those who enjoy shopping or dining out, our credit cards with rewards program allows you to earn points on every purchase. These points can be redeemed for exciting rewards such as travel discounts, gift cards, or cashback. It's like getting paid for spending!

Digital Banking Features

At Streator Onized, we believe in making banking easy and accessible. Our comprehensive online and mobile banking services allow you to manage your finances wherever you are. Need cash? No problem! Utilize our ATM services for withdrawals and balance checks without hassle. Prefer face-to-face interactions? Our drive-thru banking offers convenience for deposits and simple transactions. Our commitment extends beyond just transactions; it's about building lasting relationships within the community. If you have questions about any of these services or want to open an account, don't hesitate to reach out! Give us a call at (800) 595-2454 or visit us in person during our operating hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 3 PM. Join us today at Streator Onized Credit Union, where your financial journey matters!

Mortgage Loans & Refinancing

Buying a home is one of life's biggest milestones, and at Streator Onized, we simplify the journey with our mortgage loans and refinancing options. We understand that every homeowner's situation is unique, which is why we offer personalized solutions that suit your financial goals whether it's securing a new home or refinancing an existing mortgage for better terms.

Personal Banking

Whether you're looking to manage everyday expenses or save for future goals, our personal banking options have you covered. We offer checking and savings accounts designed to fit various lifestyles. Imagine having easy access to your funds while earning interest on your savings! Our accounts come with user-friendly online and mobile banking features that let you check balances, make transfers, and pay bills with just a few taps on your smartphone.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our personal loans can help ease the burden. With flexible terms and manageable repayment plans, we aim to provide relief when you need it most. Imagine having one simple monthly payment instead of juggling multiple debts!

Digital & Online Banking

Key Features

With our online banking, you can check your account balances, transfer funds, and pay bills all from the comfort of your own home. Plus, with e-statements available, you can keep track of your transactions without the hassle of paper clutter. You'll also appreciate the convenience of person-to-person transfers, making it simple to send money to friends or family in just a few clicks. For those who prefer mobile banking, our mobile application makes it easy to manage your accounts right from your smartphone. You can even use mobile payments to pay for purchases directly from your phone no cash or card needed! And if you ever need to sign documents electronically, we've got you covered with our electronic signature authorization feature, allowing you to complete transactions quickly and securely.

Security and Support

Your security is our top priority. All our online banking services are equipped with advanced security measures to protect your personal information. With user-friendly interfaces and helpful customer support available via phone at (800) 595-2454, we're here to help you every step of the way. In today's fast-paced world, having access to reliable digital banking options is essential. At Streator Onized, we strive to provide a banking experience that is not only convenient but also tailored to fit your lifestyle. Join us today and discover how effortless managing your finances can be!

Financial Strength

Growing Trust

We value the trust you've placed in us as shown by the total share accounts reaching 67,166. This growing member base highlights how many people rely on Streator Onized for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Streator Onized is your trusted partner. Visit us at 1804 N Division St Morris Il 60450 or call (800) 595-2454 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $142,530,638 in share certificates and $16,663,301 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our impressive $3,425,337 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 112 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

Our commitment to your financial well-being is also evident through our $55,996,847 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $118,368 in used auto loans and $303,162,104 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Solid Financial Foundations

With a net worth of $60,020,823, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,598 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $172,357,749 in used vehicle loans and $25,739,474 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure that you find the perfect fit for your budget.

Credit Lines and Refinancing Options

Our total credit lines amount to $37,798,090, providing additional resources for members who may need access to funds without taking out a traditional loan. Additionally, if you're considering refinancing your current loans or exploring eligibility options for any of our products, we're here to assist you in finding the best solutions tailored to your situation. For any questions or more information about our loan offerings, feel free to reach out to us at 800-595-2454 or visit us at 1804 N Division St Morris Il 60450. We're open Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 3 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how we can help you reach your financial aspirations today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,595,153, make buying or refinancing simple. We take pride in guiding you through the process with clear information and support at every step.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $26,398,839 in loans helping members manage their finances effectively. These cards provide an excellent option for those looking to make purchases while keeping their budget in check.

Loan Aggregator

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