Streator Community Credit Union IL | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Streator Community Credit Union, where we prioritize your financial well-being and community connection. Established in 1950, our credit union has been a trusted partner for nearly three-quarters of a century, helping over 2,498 members achieve their financial goals. Located conveniently at 302 N Park St, Streator, IL 61364, we offer a full range of services tailored to meet the needs of our diverse membership. At Streator Community Credit Union, we believe in making banking personal. With total assets reaching $36,525,847 and deposits amounting to $420,737, we are committed to providing secure and accessible financial solutions. Our dedicated team of 11 employees, led by CEO Betsy Rhynes and Board President Mike Blakemore, is here to assist you with everything from checking and savings accounts to auto loans and credit cards. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: 302 N Park S, Streator, IL 61364-2229. We encourage you to take advantage of our offerings, which include online banking services for your convenience. As a member-focused institution with a net worth of $3,825,377 and cash on hand totaling $918,165, we are dedicated to fostering financial growth within our community. Whether you're looking for personal loans or business financing options, we are here to support you every step of the way. We invite you to reach out via phone at 815-672-8488 or visit our website at streatorccu.org to learn more about how we can assist you. Together, let's build a brighter financial future!

Branch History & Mission

Streator Community Credit Union has a rich legacy that began in 1950, serving the vibrant community of Streator, Illinois. Over the years, we have evolved from our humble beginnings into a trusted financial partner for nearly 2,500 members. Located at 302 N Park St, our branch is easily accessible and close to local landmarks, making it convenient for members to visit us for their banking needs. Our mission is simple yet profound: to provide our members with excellent financial services while fostering a strong sense of community. We strive to empower individuals and families by offering personalized banking solutions, including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our commitment goes beyond just transactions; we aim to build lasting relationships that help our members achieve their financial goals. As we have grown, so has our dedication to modern banking solutions. With total assets reaching over $36 million, we embrace technology to enhance member experiences. Our online and mobile banking options allow members to manage their finances conveniently from anywhere. We also offer ATM access and drive-thru services to cater to busy lifestyles. At Streator Community Credit Union, we believe in giving back. We actively engage in community outreach programs that support local initiatives and strengthen the neighborhoods we serve. By partnering with various organizations, we contribute not only financially but also through volunteer efforts by our team. While you can visit us at 302 N Park St for your banking needs, official correspondence should be directed to our mailing address at 302 N Park S, Streator, IL 61364-2229. Our operating hours are designed to accommodate your schedule: Monday through Wednesday from 8:00 AM to 5:00 PM, Thursday and Friday until 6:00 PM, and Saturday until noon. Join us at Streator Community Credit Union and experience the difference of being part of a community-focused institution dedicated to your financial well-being. Whether you're looking for personal banking solutions or wanting to be part of a supportive network, we welcome you with open arms! For more information on membership or services offered, feel free to call us at (815) 672-8488 or visit our website at streatorccu.org. Your journey towards better financial health begins here!

Branch Location & Accessibility

Convenient Access

At Streator Community Credit Union, accessibility is important to us. Our branch features ample parking and ADA-compliant facilities to ensure that everyone can easily access our services. Whether you prefer visiting us in person or using our drive-thru service for quick transactions, we strive to provide a seamless experience.

Operating Hours

We know that life can be busy, so we've designed our operating hours with your schedule in mind. You can visit us Monday through Wednesday from 8:00 AM to 5:00 PM, and on Thursday and Friday from 8:00 AM to 6:00 PM. We also open our doors on Saturday from 8:00 AM until noon for those who need a little extra time during the weekend.

Services Offered

At our branch, we offer a variety of personal banking services tailored just for you. From checking and savings accounts to auto loans and mortgage options, we have solutions for every financial goal. Plus, with ATM availability right on-site, accessing your funds has never been easier. While members can visit us at 302 N Park St, official correspondence should be sent to our mailing address at 302 N Park S, Streator, IL 61364-2229. If you have any questions or want to learn more about how we can help you achieve your financial dreams, don't hesitate to give us a call at 815-672-8488. We look forward to welcoming you into the Streator Community Credit Union family!

Member Eligibility

Joining the Streator Community Credit Union is like becoming part of a supportive family that cares about your financial well-being. To become a member, you simply need to live, work, worship, or attend school in La Salle County. We believe that everyone deserves access to quality financial services, and our membership is open to all who meet these criteria. By choosing us, you'll enjoy personalized service and a range of products designed to help you achieve your goals whether it's saving for a new car or planning for retirement. For more details on eligibility, feel free to check out our website at http://www.streatorccu.org/home/membership. Opening an account with us is straightforward and welcoming! Just stop by our branch located at 302 N Park St, Streator, IL 61364, or give us a call at 815-672-8488 during our business hours. Our friendly staff will guide you through the process and answer any questions you might have. We're here to make banking easy and accessible for everyone in our community!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

We offer merchant services designed to simplify payments for your customers and streamline your operations. Imagine being able to accept payments on the go, whether at a bustling farmers market or during a busy weekend sale. Our tools help you process transactions quickly so you can focus on what matters most: running your business. With our dedicated team ready to assist you, we're here to turn your vision into reality. Visit us at 302 N Park St Streator Il 61364 or call us at (815) 672-8488 to learn how we can support your business goals today!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new car, check out our auto loans and vehicle financing solutions. We understand that buying a vehicle is a significant investment, and our team will work with you to find a plan that fits your budget. With competitive rates and flexible terms, getting behind the wheel has never been easier.

Business Banking

We also support local businesses through our comprehensive business banking services, including merchant services and business loans. If you're an entrepreneur seeking funding or looking for efficient ways to manage cash flow, we're here to help foster your business's growth.

Credit Cards with Rewards

For those who enjoy rewards for their spending, our credit cards with rewards program allows you to earn points on everyday purchases. This means that every time you swipe your card, you're not just making a purchase; you're earning benefits that can enhance your lifestyle.

Digital Banking Features

In today's fast-paced world, convenience is key. Our robust online and mobile banking platforms allow you to access your accounts anytime, anywhere. You can easily perform transactions like deposits and withdrawals from the comfort of home or on the go. Plus, with our ATM availability, cash withdrawal is as simple as stopping by one of our locations.

Drive-Thru & ATM Services

For quick transactions, take advantage of our basic drive-thru banking services where you can make deposits and withdrawals without stepping inside the branch. Our ATMs provide easy access for balance checks and cash withdrawals when you're out and about. At Streator Community, we're committed to meeting all your financial needs under one roof. With personalized service from our dedicated staff, we strive to create a welcoming environment where members feel valued. Ready to explore these services further? Call us today at (815) 672-8488 or visit us online at Streator Community Credit Union for more information!

Mortgage Loans & Refinancing

Homeownership is a goal for many, and at Streator Community, we offer mortgage loans and refinancing options tailored to meet your specific situation. Whether you're buying your first home or looking to refinance an existing mortgage, our experienced staff is here to guide you through the process.

Personal Banking

Our personal banking services are designed to make your life easier. We offer checking and savings accounts that help you manage your money effectively. Imagine having the peace of mind knowing your funds are secure while also earning interest on your savings. For those looking to make a big purchase or consolidate debt, our personal loans and debt consolidation options can provide the relief you need.

Digital & Online Banking

Mobile Banking Convenience

For those who prefer to bank on the move, our mobile application is here to help. Easily download it and enjoy features like person-to-person transfers. Sending money to friends or family has never been easier! Just a few taps on your smartphone allow for quick transactions without needing cash.

Online Banking Made Easy

With our 24/7 online banking services, you have complete control over your finances right at your fingertips. Check balances, transfer funds, and pay bills with just a few clicks. Plus, if you prefer paperless options, we provide e-statements that let you view your account statements electronically safe and convenient!

Security You Can Trust

We prioritize your security with every transaction. While we currently do not support electronic signature authorization, our systems are designed to keep your personal information safe. You can bank with confidence knowing that we take the necessary steps to protect your data. At Streator Community, we're committed to providing services that fit into your lifestyle. Whether using our mobile app or online banking portal, managing your money has never been more accessible. Join us today and experience the convenience of modern banking!

Financial Strength

Committed Team Ready to Serve You

We take pride in having 9 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 5,156, showing a strong and growing member base that trusts us with their finances.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Streator Community is your trusted partner. Visit us at 302 N Park St Streator Il 61364 or call (815) 672-8488 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $1,380,339 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $3,825,377, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.47% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Earnings and Lending Capacity

With $3,618,443 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $235 in used auto loans and $8,595,959 in total loans and leases, supporting our members' financial goals across various sectors. Our operational efficiency is also reflected in our $121,641, which enables us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,741,983 in used vehicle loans and $1,769,808 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make car financing straightforward and accessible.

Credit Lines and Unsecured Loans

For those who need a little extra flexibility, our total credit lines amount to $1,200,000, providing you with the ability to manage expenses as they arise. Additionally, we offer flexible terms on unsecured credit card loans, with a total of $652,416 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? While we currently do not offer Junior Lien 1-4 Family Residential Properties loans, we are committed to exploring options that can make buying or refinancing simple for our members in the future.

Refinancing Options

If you're considering refinancing existing loans or exploring eligibility options for any of our products, feel free to reach out. Our knowledgeable staff is here to guide you through the process and ensure you find a solution that fits your financial situation. If you're ready to learn more about how our loan offerings can work for you or have any questions regarding eligibility or application processes, don't hesitate to call us at 815-672-8488. We're here to help you navigate your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

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STREATOR COMMUNITY CREDIT UNION - Streator, IL

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