Stratton Air National Guard Credit Union Scotia NY

Introduction

Welcome to Stratton Air National Guard, your trusted financial partner located at 1 Air National Guard Rd, Scotia, NY 12302. Established in 1956, our credit union has proudly served the community for over six decades, fostering a spirit of camaraderie and support among our 866 members. With total assets of $832,591 and total deposits reaching $376,104, we are committed to ensuring financial stability and growth for all our members. At Stratton Air National Guard, we prioritize the needs of our community. Our dedicated team, led by CEO Barbara Secore and Board President Garry Quick, works diligently to offer personalized services that empower you to achieve your financial goals. We currently manage a diverse portfolio of 55 loans and leases, reflecting our commitment to providing accessible lending options tailored to our members' unique circumstances. While you can visit us at our branch for assistance during lobby hours from Tuesday to Thursday, 8 AM to 12:30 PM, please note that official correspondence should be sent to the same address. If you're looking for a reliable financial institution that prioritizes its members and invests back into the community, look no further. We invite you to join us in this journey towards financial well-being. Whether you have questions about our services or want to explore your options further, don't hesitate to reach out at 518-372-1254. Discover how Stratton Air National Guard can help you thrive!

Branch History & Mission

Community Focus

At Stratton Air National Guard, we understand the importance of giving back. We actively engage in outreach programs and partnerships that uplift those around us. Whether it's supporting local events or providing educational resources about financial literacy, we strive to make a meaningful impact beyond banking.

Mission Statement

Our mission is simple yet profound: to empower our members through accessible financial services while actively supporting community initiatives. We believe that by offering tailored solutions from loans to savings accounts we can help individuals achieve their financial goals. More than just a credit union, we are a hub for community support and connection.

Our Journey

From our humble beginnings at 1 Air National Guard Rd, we have expanded our services while staying true to our mission of providing exceptional financial solutions. Our total assets now stand at an impressive $832,591, reflecting our dedication to responsible growth and sustainable practices. Over the years, we've adapted to the changing landscape of financial services, ensuring that we meet the diverse needs of our community.

Visit Us

While members can visit us at our main branch located at 1 Air National Guard Rd in Scotia, NY 12302, official correspondence should be sent to the same address as there is no separate mailing location. Our doors are open from Tuesday to Thursday between 8 AM and 12:30 PM. Although we currently do not offer ATM or drive-thru services, we are committed to providing quality service during these hours. In conclusion, we invite you to join us at Stratton Air National Guard. Experience firsthand the benefits of being part of a member-focused credit union that truly cares about your financial well-being and community involvement. Together, let's build a brighter future! For any inquiries or assistance, feel free to contact us at 518-372-1254.

Branch Location & Accessibility

Welcome to the Stratton Air National Guard branch, your friendly neighborhood credit union located at 1 Air National Guard Rd in Scotia, NY. We're proud to serve our members with a convenient location that's easily accessible for all your banking needs. Whether you're stopping by for a quick transaction or looking for personalized financial advice, our team is here to help. Nestled in beautiful Schenectady County, our branch is just a stone's throw away from local landmarks that make it easy to find us. We understand that accessibility is key, so we've ensured that our facility is ADA compliant, featuring ramps and spacious parking for all visitors. While you can visit us at our main location for all your financial services, please note that any official correspondence should be directed to the same address at 1 Air National Guard Rd, Scotia, NY 12302. Our doors are open from Tuesday to Thursday, welcoming you from 8 AM until 12:30 PM. Even though we don't have ATM services or drive-thru banking available at this location, our dedicated staff is ready to assist you inside the branch during those hours. If you have questions or need assistance before your visit, don't hesitate to call us at 518-372-1254. We look forward to seeing you soon and helping you with all your banking needs!

Member Eligibility

Joining the family at Stratton Air National Guard is more than just opening an account; it's about becoming part of a supportive community. If you're affiliated with the military or a member of a related organization, you might be eligible to join us. We welcome service members, veterans, and their families to enjoy the unique benefits we offer. To find out if you qualify, visit our eligibility details [here]() for the most up-to-date information. Getting started is easy! Simply reach out to us at (518) 372-1254, and we'll guide you through the process of opening your account. At Stratton Air National Guard, you'll gain access to personalized financial services tailored for our members, ensuring that your needs are met with care and understanding. Let's take this journey together your membership awaits!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Imagine having access to the funds you need to seize new opportunities. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have $0 in member commercial loans and $0 in non-member commercial loans, our focus is on providing flexible financing solutions tailored to your needs.

Practical Merchant Services

In today's fast-paced market, efficient payment processing can make all the difference. Our merchant services help you streamline transactions, allowing you to focus on what matters most: running your business. Think of it as a partner that keeps your cash flow steady and your operations smooth. If you're ready to explore how Stratton Air National Guard can help your business thrive, visit us at 1 Air National Guard Rd Scotia Ny 12302 in Scotia, NY or call us at (518) 372-1254 for more information. We're here to empower your business ambitions!

Comprehensive List Of Services

ATM Services

While our primary offering focuses on ATM Services Only, we understand how vital easy access to cash can be for our members. Imagine you're out and about in Scotia, perhaps running errands or heading to a family gathering, and suddenly realize you need cash. With our ATM services, you can conveniently withdraw funds without hassle. It's all about making your banking experience smooth and accessible.

Convenience and Accessibility

We know that today's fast-paced world requires flexibility when it comes to managing finances. While we currently offer ATM services, we encourage feedback from our members about additional services you'd like us to consider in the future. Your input helps shape how we evolve to meet your needs. At Stratton Air National Guard, we believe that everyone deserves reliable financial support. We are here for our members every step of the way, whether it's helping with quick cash access or considering new services based on your suggestions. For more information or if you're ready to explore what we can do for you, give us a call or visit us during lobby hours. We look forward to serving you and helping you achieve your financial goals!

Member Support

If you have any questions or need assistance, don't hesitate to reach out! You can contact us at 518-372-1254 during our lobby hours: Tuesday through Thursday from 8 AM to 12:30 PM. Our team is here to help guide you through any inquiries related to your financial needs.

Digital & Online Banking

Connecting with Us

To learn more about how we can support your banking needs, feel free to reach out at (518) 372-1254 or stop by 1 Air National Guard Rd Scotia Ny 12302 during our lobby hours from Tuesday to Thursday, 8 AM to 12:30 PM. Your trust in us is important, and we're excited about the journey ahead as we work towards offering more comprehensive digital services for our valued members at Stratton Air National Guard.

Real-Time Management

Though we're still in the process of expanding our digital offerings, members can manage their accounts effectively through direct contact with us during our operating hours. We're here to help guide you through any banking needs or questions you may have. If you're looking for person-to-person transfer capabilities or a mobile app for easier access, we're actively working towards enhancing our services in the future. Your feedback is invaluable as we aim to provide a better experience for all members.

Security and Accessibility

We prioritize your security with every transaction. Even without advanced online features, we strive to ensure that your personal information remains safe. Our commitment to providing a secure environment means you can focus on what matters most your financial health.

Financial Strength

Growing Member Base

We have a robust community of trust with a total of 774 share accounts. This shows the strong and growing member base that chooses Stratton Air National Guard as their trusted financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Stratton Air National Guard is your trusted partner. Visit us at 1 Air National Guard Rd Scotia Ny 12302 or call (518) 372-1254 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Member-Focused Savings

Members' savings are secured through $101,743 in share certificates, offering stable and rewarding financial growth opportunities. While we focus on our members, it's also important to note that our resources allow us to remain strong with $0 in non-member deposits. This ensures that our primary goal remains centered on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $7,096 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 0 full-time employees and 2 part-time employees at our branch. This dedicated team ensures that we're always ready to assist you with knowledgeable support.

Reinvesting for Better Services

With $191,096 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to support your financial goals across various sectors, including our $19 in used auto loans and $441,786 in total loans and leases.

Solid Financial Position

With a net worth of $335,859, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $4,034 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $199,419 in used vehicle loans and $77,996 in new vehicle loans already helping members get on the road. We have options for both new and used vehicles to fit your needs.

Credit Lines

If you're considering a line of credit for additional flexibility, we provide credit lines totaling $46,000. This can be a great option for those needing extra funds without the commitment of a traditional loan. We also offer refinancing options to help you lower your monthly payments or access cash from your current assets. Eligibility requirements vary, so please reach out to us at (518) 372-1254 for more information. At Stratton Air National Guard, our goal is to empower our members with the financial tools they need to succeed. Whether you're dreaming of a new car or managing daily expenses, we're here to support you every step of the way. Visit us at 1 Air National Guard Rd Scotia Ny 12302, located in Scotia, NY, or give us a call at (518) 372-1254 to learn more about how we can assist you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently have no Junior Lien 1-4 Family Residential Properties loans, we can help guide you through other financing options available.

Unsecured Credit Cards

For those looking to manage their finances effectively, we also offer flexible terms on unsecured credit card loans. While our total of $0 in unsecured credit card loans may not seem significant right now, we focus on providing personalized service and guidance to help you find what works best for you.

Loan Aggregator

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STRATTON AIR NATIONAL GUARD FEDERAL CREDIT UNION