STRAITS AREA FEDERAL CREDIT UNION

Welcome to Straits Area, your trusted financial partner right in the heart of Cheboygan, Michigan. Established in 1951, we have been dedicated to serving our community with integrity and a personal touch for over 70 years. At our Main Office, located at 201 Locust St, Cheboygan, MI 49721, we pride ourselves on offering a variety of services tailored to meet your financial needs. With a robust membership of over 12,205 individuals, we are more than just a credit union; we are a community focused on helping you achieve your financial goals. Our total assets amount to an impressive $122,116,687, showcasing our strength and stability. We understand that trust is earned, which is why our members enjoy a secure environment for their savings, reflected in our total deposits of $11,044,139. Led by CEO Cindy Harrison and Board President Harold Borowicz, our dedicated team of 30 employees is here to support you every step of the way. Whether you need personal banking solutions like checking and savings accounts or are looking for loans be it auto loans or mortgages we have you covered. As part of our commitment to you, we also offer online and mobile banking options for your convenience. While members can visit us at our main office, official correspondence should be sent to our mailing address at PO Box 367, Cheboygan, MI 49721. If you have any questions or need assistance, don't hesitate to reach out at 231-627-3145. Explore what sets Straits Area apart visit us today or check out our website at safcu.com to learn more about how we can help you thrive financially!

At Straits Area, we take pride in our rich history and steadfast commitment to serving the community of Cheboygan, MI. Established in 1951, our branch has grown alongside our members, evolving into a trusted financial partner for over 12,200 individuals and families. Located at 201 Locust St, Cheboygan, MI 49721, we are not just a credit union; we are a part of the fabric of this vibrant community. From our humble beginnings, Straits Area has focused on providing valuable financial services while fostering a sense of belonging among our members. We have witnessed significant milestones along the way expanding our total assets to an impressive $122116687, which reflects the trust and support we've built over the years. Our mission is clear: to empower our members through accessible financial solutions and exceptional service. We believe that banking should be more than just transactions; it should be about building relationships and supporting each other. Our mission drives us to offer a range of services tailored to meet the diverse needs of our members whether it's personal banking, auto loans, mortgage financing, or business banking. We work hard to ensure that each member feels valued and understood. While you can visit us at our branch for all your banking needs, official correspondence should be sent to PO Box 367, Cheboygan, MI 49721 if necessary. We understand that convenience is key in today's world. That's why we provide ATM services and drive-thru banking options for quick access to your accounts. Our operating hours are designed with you in mind: Monday through Friday from 9 AM to 5 PM, and Saturday from 9 AM to 12 PM for drive-thru service. Straits Area is dedicated not only to financial success but also to community engagement. Our outreach efforts help us connect with local organizations and support initiatives that make Cheboygan a better place for everyone. By choosing us as your credit union, you're joining a network that values community spirit as much as it does financial health. We invite you to experience the difference at Straits Area. Join us today and discover how we can help you achieve your financial goals while being part of something larger a community united by trust, support, and shared success. For more information or to open an account, feel free to contact us at 231-627-3145 or visit our website at safcu.com. Together, let's build a brighter future!

Becoming a member of Straits Area is like joining a close-knit family where your financial well-being is our priority. We welcome anyone who lives, works, worships, or attends school in the Cheboygan area to join us. This means if you're part of our vibrant community, you can easily become one of us! Membership offers you not just access to a range of financial services but also the chance to be part of a supportive environment focused on helping you achieve your goals. For more detailed information about eligibility requirements, feel free to check out our website at https://forms.joinmycu.com/mop/146/mop/eligibility . Opening an account with us is straightforward and welcoming. Just visit our account opening page at https://forms.joinmycu.com/mop/146/apply , and you'll find all the guidance you need to get started. If you have any questions or need assistance, don't hesitate to give us a call at (231) 627-3145. We're here to help you every step of the way!

At Straits Area, we understand that managing your finances should be easy and secure. That's why we offer a variety of digital and online banking services designed to give you complete control over your money, all from the comfort of your home or on the go. Our 24/7 online banking services allow you to check balances, transfer funds, and pay bills anytime, anywhere. Just visit us at https://www.safcu.com/ to get started! You'll find that everything is user-friendly, making it simple for you to navigate through your accounts. One of the standout features is our electronic signature authorization, which means you can sign documents digitally without any hassle. This not only saves you time but also enhances the security of your transactions. Plus, with e-statements available, you can say goodbye to paper clutter and access your financial statements with just a few clicks. For those who love using their smartphones, our mobile application provides a convenient way to manage your accounts directly from your device. Although we currently don't support mobile payments, rest assured that our app is equipped with robust features that let you handle everyday banking tasks easily. Need to send money quickly? Our person-to-person transfer feature allows you to send funds to friends and family in just moments no need for cash or checks. Whether you're at home or on the move, Straits Area ensures that your banking experience remains secure and straightforward. Join us today and discover how our digital banking solutions can fit seamlessly into your lifestyle!