Strait View Credit Union Port Angeles WA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Strait View Credit Union, your trusted financial partner located at 220 S Lincoln St, Port Angeles, WA 98362. Established in 1939, our credit union has been a cornerstone of the community, dedicated to providing exceptional service and financial products tailored to meet your needs. With over 7,914 members and total assets of $103,538,427, we take pride in fostering a supportive environment where everyone can thrive financially. At Strait View, we understand that each member is unique. That's why we offer a diverse range of services including personal banking, auto loans, mortgage options, and business banking solutions. Our total deposits stand at an impressive $14,708,167, reflecting our commitment to helping you save and grow your wealth. With a net worth of $13,559,362 and cash in hand amounting to $1,074,720, you can trust that your finances are in safe hands. Our leadership team is dedicated to ensuring that every member feels valued and supported. Led by CEO Lisa Roening and Board President Alan Slind, our team of 11 employees is here to guide you through every step of your financial journey. Whether you have questions about opening an account or need assistance with a loan application, we're just a phone call away at 360-452-3883. While members can visit us at our branch for all their banking needs, official correspondence should be directed to our mailing address: P O Box 339, Port Angeles, WA 98362-3003. We invite you to explore our website at svcu.com for more information about our services or to apply for membership today. Join us at Strait View Credit Union where your financial future matters!

Branch History & Mission

Join Us

As you consider your financial future, remember that Strait View is here for you. With ATM availability and friendly drive-thru service from 7:30 AM to 5:30 PM Monday through Friday, we're ready to assist you with all your banking needs. Whether you're looking for personal checking accounts or business loans, we're committed to helping you succeed. Join us today and discover how being part of Strait View Credit Union can benefit you. Visit our website at svcu.com or call us at 360-452-3883 for more information on becoming a member. Together, let's build a brighter financial future!

Our Evolution

From our humble beginnings, Strait View has continuously evolved to serve our members better. We have expanded our offerings while keeping our core mission intact: to empower individuals and families through financial education and support. Over the years, we have reached significant milestones, including amassing total assets of $103,538,427, allowing us to offer competitive products like auto loans, mortgage financing, and credit cards with rewards. As we grew, we embraced innovation while ensuring that our services remain personal and approachable. Today, we are proud to provide online banking options alongside traditional services like in-branch assistance and drive-thru banking available during convenient hours. Our team is dedicated to making banking accessible for everyone in our community.

Our Mission

At Strait View Credit Union, our mission is clear: we strive to enhance the financial well-being of our members while fostering a spirit of community engagement. We believe that by supporting one another, we can help each member achieve their financial goals. This commitment extends beyond just providing loans or accounts; we actively participate in community outreach initiatives and partnerships that make a real difference in people's lives. While members can visit us at 220 S Lincoln St, official correspondence should be sent to P O Box 339, Port Angeles, WA 98362-3003. We invite you to experience firsthand the warm environment and dedication that define Strait View Credit Union.

Branch Location & Accessibility

Accessibility and Parking

At Strait View Credit Union, we prioritize accessibility for all our members. Our branch features ADA-compliant ramps and convenient parking options, ensuring that everyone can easily reach us. If you're in a hurry, take advantage of our drive-thru service available from 7:30 AM to 5:30 PM on weekdays. It's perfect for quick deposits or withdrawals without leaving your vehicle!

Contact Us Today!

Whether you're looking to open an account, apply for a loan, or simply learn more about what we offer, don't hesitate to reach out! Give us a call at 360-452-3883 or drop by our branch at 220 S Lincoln St in Port Angeles. We look forward to serving you soon!

Operating Hours

We know your time is valuable. That's why our lobby hours are set to fit your busy schedule from 8:00 AM to 5:00 PM Monday through Friday. We invite you to stop by during these hours to explore our range of services or ask any questions you may have.

Services Offered

Strait View Credit Union offers a variety of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we strive to provide comprehensive financial solutions. Need cash? We have an ATM on-site for quick access to your funds. If you prefer online banking, we've got that covered too!

Member Eligibility

At Strait View, becoming a member is more than just opening an account; it's about joining a supportive community that looks out for one another. If you live, work, or worship in the area around Port Angeles, you're likely eligible to join us! We welcome individuals who share our values and are eager to make the most of their financial journey. Whether you're looking for personal banking solutions, auto loans, or even business services, being part of our credit union means you have access to better rates and personalized service tailored just for you. For detailed eligibility criteria, feel free to check out our resource at https://www.svcu.com/membership/index.html. When you're ready to take the next step, opening your account is simple and straightforward. You can start this process online by visiting https://www.svcu.com/apply/ or by giving us a call at (360) 452-3883. We're here to help you every step of the way as you embark on your financial adventure with us at Strait View, located at 220 S Lincoln St Port Angeles Wa 98362.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having reliable merchant services can make all the difference. Whether you're processing payments online or in-store, our merchant services are designed to simplify transactions and keep your cash flow healthy. Picture this: no more long waits for payment approvals and a seamless checkout experience that keeps your customers happy. At Strait View, located at 220 S Lincoln St Port Angeles Wa 98362 in Port Angeles, WA, we're here to support your business every step of the way. Reach out to us at (360) 452-3883 to learn more about how we can assist you on your journey to success!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? With our ATM services, withdrawing cash is easy and accessible. You can check balances or withdraw money at any time without stepping into a branch.

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options make it easier than ever. With competitive rates, you can drive off in your new vehicle without the stress of overwhelming payments. Plus, our team will guide you through the process from application to approval.

Business Banking

For local entrepreneurs, our business banking services, including merchant services and business loans, are tailored to support growth and success. We understand the unique challenges faced by businesses today and are committed to helping them thrive.

Credit Cards with Rewards

We also provide credit cards with rewards designed to give back to you. Use your card for everyday purchases and earn points that can be redeemed for travel, merchandise, or cash back. It's a simple way to benefit from spending you already do!

Drive-Thru & Basic Transactions

For quick transactions like deposits or withdrawals, our drive-thru banking offers a speedy solution without needing to park and enter the building. It's perfect for those busy days when every minute counts! At Strait View Credit Union in Port Angeles, WA, we're dedicated to making your banking experience as smooth as possible. If you have any questions or need assistance with any of our services, don't hesitate to reach out! Call us at 360-452-3883, visit us online at www.svcu.com, or stop by our branch today! Your financial well-being is our priority.

Mortgage Loans & Refinancing

Homeownership is a dream for many, and at Strait View, we offer comprehensive mortgage loans and refinancing options. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, we have solutions that fit your needs.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking services allow you to manage your accounts anytime, anywhere. Check balances, transfer money, and pay bills all from the comfort of your home or on-the-go.

Personal Banking

For those managing everyday finances, our personal banking services include both checking and savings accounts. Imagine being able to easily access your funds while also earning interest on your savings. Our accounts are tailored to fit various lifestyles and financial goals.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. Our personal loans can help cover those costs while our debt consolidation options can simplify your finances by combining multiple debts into one manageable payment.

Digital & Online Banking

At Strait View, we understand that managing your finances should be simple and secure. That's why we offer a range of digital and online banking services designed to give you easy access to your accounts whenever and wherever you need it. With our robust online banking platform, available at https://www.svcu.com/, you can take control of your finances 24/7. Whether you're checking your balance, transferring funds, or paying bills, our online services make it quick and convenient. Plus, with electronic signature authorization, signing documents is hassle-free, allowing you to complete transactions with just a few clicks. You can also enjoy the benefits of e-statements, which provide an environmentally friendly way to keep track of your financial records. No more paper clutter; you'll receive all your statements directly in your inbox. And if you ever need to send money to friends or family, our person-to-person transfer feature allows for easy transactions without the need for cash. For those who prefer managing their finances on the go, our mobile application is perfect for you. You can download it easily and access all the features right from your smartphone. While we currently do not offer mobile payments, rest assured that our app provides a user-friendly experience for all your banking needs. At Strait View, we prioritize security and accessibility in everything we do. Our online banking services are designed to be straightforward and reliable, ensuring that you have real-time management of your accounts without any complications. Experience the convenience of modern banking with us today!

Financial Strength

At Strait View, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that choosing where to manage your finances is a significant decision, and we are committed to ensuring that you can trust us completely. With a net worth of $13,559,362, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,307 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $12,177,060 in share certificates and $21,310,749 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $12,645,087 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive as well: with $963 in used auto loans and $44,228,348 in total loans and leases, we support our members' financial goals across various sectors. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 10 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The strength of our community is evident as shown by the 12,705 total share accounts we manage. This growing member base trusts us with their finances because they know we are dedicated to their success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Strait View is your trusted partner. Visit us at 220 S Lincoln St Port Angeles Wa 98362 or call (360) 452-3883 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $13,130,276 in used vehicle loans and $4,522,935 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new vehicle or a reliable pre-owned option, we can help finance your purchase with ease.

Credit Lines

For those who prefer flexibility in borrowing, our credit lines amounting to $2,500,000 allow you to access funds as needed without the hassle of applying for multiple loans. This option can be particularly useful for unexpected expenses or planned purchases. At Strait View, we are dedicated to supporting our members through every financial journey they undertake. If you're interested in refinancing or checking eligibility options for any of these products, please don't hesitate to ask one of our knowledgeable team members. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial well-being is our priority, and we look forward to helping you achieve it!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not have Junior Lien 1-4 Family Residential Properties loans available, we're committed to finding the best solutions for our members when they are ready to take this important step.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $1,109,246 in loans helping members manage their finances effectively. Our credit cards come with various benefits designed to enhance your purchasing power while keeping your budget in check.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that the offers presented are fair and transparent. By relying on verified financial institutions, LendMesh guarantees that you receive accurate and trustworthy loan options.

Strait View