Sterling Credit Union Fort Morgan CO | Affordable Auto Loans & Low Mortgage Rates

Introduction

Welcome to Sterling, your trusted financial partner right here in Fort Morgan, CO. At our Fort Morgan Branch located at 709 E Railroad Ave, we are proud to have been serving our community since 1938. As a member-focused credit union, we believe in creating lasting relationships with our members while offering a range of financial services designed to meet your needs. With a total membership of over 10,000 individuals and assets exceeding $221 million, we are dedicated to providing exceptional value and support to each of our members. Our financial strength is reflected in our net worth of $36,851,221, and we currently hold deposits totaling $16,361,846. This solid foundation allows us to offer competitive loans, with a total loan portfolio comprising 2,626 loans that empower our members to achieve their dreams. At Sterling, we pride ourselves on community involvement and dedication. Under the leadership of our CEO, Darrin Blankenbeckler, and Board President, Randy Bang, our team of 26 employees works diligently to ensure that you receive personalized service every time you visit or call us at 970-867-3383. While members can visit us at our Fort Morgan branch for all their banking needs, official correspondence should be sent to the same address: 709 E Railroad Ave, Fort Morgan, CO 80701. We invite you to experience the difference that comes with being part of a credit union that truly cares about its members. Ready to take the next step? Explore our services or open an account today by visiting Sterling's website. Your financial journey starts here!

Branch History & Mission

At Sterling, our Fort Morgan Branch has been a cornerstone of the community since it opened its doors in 1938. Nestled at 709 E Railroad Ave, Fort Morgan, CO 80701, our branch has witnessed the growth and change of our vibrant town. With a total membership of over 10,000 and assets amounting to $221,454,284, we take pride in being more than just a financial institution we are a trusted partner in the lives of our members. Our mission is simple yet powerful: to empower our members by providing accessible financial services while fostering a spirit of community support. We understand that each member's journey is unique, and we strive to offer personalized solutions tailored to their needs. Our services range from personal banking options like checking and savings accounts to auto loans, mortgages, and business banking. We are dedicated to helping our members achieve their financial goals while also contributing positively to the community around us. Over the decades, Sterling has evolved alongside technology. While we value tradition and personal service, we have also embraced digital advancements. Today, members can enjoy convenient online and mobile banking options along with access to ATMs throughout the area. Our drive-thru service ensures that even on busy days, banking can be quick and hassle-free. Community involvement is at the heart of what we do. Our branch actively participates in local events and initiatives aimed at uplifting Fort Morgan residents. Whether through partnerships with local organizations or hosting workshops on financial literacy, we believe in giving back to the community that has supported us for so long. For any official correspondence, please send mail to our branch address listed above. If you have questions or need assistance, feel free to reach out at 970-867-3383 during our operating hours: Monday through Tuesday and Thursday through Friday from 8:30 AM to 5:00 PM; Wednesday from 9:00 AM to 5:00 PM; and drive-up services available Monday through Friday from 7:30 AM to 5:30 PM. We invite you to join us at Sterling's Fort Morgan Branch where your financial well-being is our priority. Experience the benefits of membership today! Visit us online at Sterling Credit Union for more information on how we can assist you on your financial journey.

Branch Location & Accessibility

Accessibility Features

At Sterling, we prioritize accessibility for all our members. Our branch features ADA-compliant ramps and spacious parking options, making it easy for everyone to visit us without any hassle. Plus, with drive-thru banking available, you can complete your transactions without leaving your vehicle.

Contact Us

Have questions? Don't hesitate to give us a call at 970-867-3383. Our team is here to assist you! Come visit us at the Sterling branch; we can't wait to welcome you!

Nearby Landmarks

Situated along Railroad Avenue, our branch is just a stone's throw away from the bustling downtown area. If you're visiting us, you might also enjoy checking out local favorites such as the Fort Morgan Museum or grabbing a bite at one of the nearby cafes.

Operating Hours

We know how important convenience is in today's busy world. That's why our lobby is open Monday through Friday from 8:30 AM to 5:00 PM, and we open an hour later on Wednesdays at 9:00 AM. For those who prefer drive-up service, we're here for you from 7:30 AM to 5:30 PM on weekdays.

Services Offered

Whether you're looking to open a new checking account or need assistance with auto loans, our dedicated staff is ready to help you navigate your financial journey. We also provide online and mobile banking options for added convenience.

Member Eligibility

At Sterling, we believe that becoming a member is like joining a supportive family where your financial well-being is our top priority. If you're looking to be part of our community, we welcome individuals who live, work, worship, or attend school in Morgan County and its surrounding areas. This means that as long as you have a connection to our community, you're likely eligible! You can find more detailed eligibility information on our website at http://www.sterlingcreditunion.org/membership. Opening an account with us is simple and straightforward. Whether you're interested in checking accounts, savings options, or loans, we've got you covered. Just visit us at our branch located at 709 E Railroad Ave Fort Morgan Co 80701, or give us a call at (970) 867-3383 for assistance with the account opening process. We're here to help make your journey into membership smooth and enjoyable!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine having a reliable way to process payments while also managing your cash flow efficiently. Our merchant services provide just that. From easy credit card processing to tailored point-of-sale systems, we simplify transactions so you can focus on what matters most running your business. Located at 709 E Railroad Ave Fort Morgan Co 80701 in Fort Morgan, CO, our team is ready to help you navigate your financial needs. For inquiries or to learn more about how we can assist your business, give us a call at (970) 867-3383. Let's grow together!

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $80 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $53 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $11,592,281, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For local business owners, our business banking services include merchant services and business loans tailored to support growth and success. We understand the challenges of running a business and are here to provide solutions that work for you.

Convenient Access

Accessing cash or conducting simple transactions is hassle-free with our ATM services and basic drive-thru banking options available at Sterling. Need to make a quick deposit or withdrawal? Just stop by during lobby hours or use our drive-thru service for convenience. We invite you to explore all these services at Fort Morgan Branch! If you have any questions or need assistance, feel free to call us at (970) 867-3383. Your financial success is our priority, so come visit us soon!

Credit Cards

If you're looking for a credit card with rewards, we've got you covered! Our credit cards not only offer flexibility but also rewards for your everyday purchases. It's a great way to earn while you spend.

Home Ownership

For those considering home ownership or refinancing, our mortgage loans provide great rates and terms. Whether you're purchasing your first home or looking to refinance an existing mortgage for better terms, our experts are here to guide you through the process.

Personal Banking

Our personal banking services include checking and savings accounts designed for every lifestyle. Imagine having the ability to easily manage your day-to-day expenses while also saving for future goals. With our user-friendly online and mobile banking options, accessing your accounts is simple. You can transfer funds, pay bills, and check balances anytime, anywhere.

Personal Loans

Sometimes life brings unexpected expenses. Our personal loans can help with debt consolidation or other needs. Picture a stress-free way to manage those costs while keeping your finances on track.

Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options make it easy to drive off in your dream vehicle without breaking the bank. We offer competitive rates and flexible terms that fit your budget.

Digital & Online Banking

Key Features

Our mobile application brings all the power of our banking services right to your smartphone. You can make mobile payments with just a few taps, making transactions quick and easy. Plus, with person-to-person transfers, sending money to friends or family is as simple as a text message no need for cash or checks. We also prioritize your security. While we currently do not offer electronic signature authorization for online transactions, rest assured that all your data is protected with the latest encryption technology. And if you prefer going paperless, our e-statements feature allows you to receive your account statements electronically, keeping everything organized and easily accessible. Managing your finances should be straightforward and stress-free. At Sterling, we strive to provide user-friendly tools that empower you to take control of your financial journey. Experience the ease of digital banking today!

Financial Strength

At Sterling, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health is robust, as evidenced by our strong performance metrics sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $36,851,221, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 16.64% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $19,822,563 in share certificates, offering stable and rewarding financial growth opportunities. While we prioritize our members' needs, it's important to note that we also have $0 in non-member deposits. This unique aspect allows us to focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks. With $36,831,121 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is evident with $1,440 in used auto loans and $83,599,212 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $842,604, enabling us to continue offering competitive loan rates and solid financial products for our members. We are also proud to have 26 full-time employees ready to assist you with your financial needs. In addition, we service a growing member base with 18,916 total share accounts, which shows the trust placed in us by our community. Our net shares available for lending and investments stand at $296,463, reinforcing our commitment to helping you achieve your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sterling is your trusted partner. Visit us at 709 E Railroad Ave Fort Morgan Co 80701 or call (970) 867-3383 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Financing Options

Our commitment extends beyond personal loans; we cater to business owners as well. For business owners, our outstanding commercial loans totaling $11,592,281 provide the capital needed to grow and expand your enterprise. If you're considering refinancing or want more information on eligibility options for any of our loan products, please don't hesitate to reach out. Our team at Sterling can guide you through all available choices tailored to fit your unique situation. Located at 709 E Railroad Ave Fort Morgan Co 80701 in Fort Morgan, CO, we invite you to contact us at (970) 867-3383 for any questions or assistance regarding our loan offerings. Together, let's work towards achieving your financial aspirations! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $22,032,567 in used vehicle loans and $5,573,868 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable pre-owned option, our team is here to assist you through every step of the process.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,277,761, make buying or refinancing simple. We aim to provide you with the necessary resources and guidance to secure the home of your dreams.

Unsecured Credit Cards

For those managing day-to-day expenses or planning for larger purchases, we also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. Enjoy peace of mind knowing you have access to funds when you need them most.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent, allowing users to feel confident in their choices.

STERLING FEDERAL CREDIT UNION - Fort Morgan, CO

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