Sterling United Credit Union Evansville IN | Affordable Auto & Business Loans

Introduction

Welcome to Sterling United, your trusted financial partner located at 5727 Vogel Rd, Evansville, IN 47715. Since our establishment in 1956, we have dedicated ourselves to serving the community with a variety of financial services designed to meet your needs. With over 8,000 members and total assets exceeding $94.5 million, we take pride in providing personalized banking solutions that help you achieve your financial goals. At Sterling United, we understand that every member is unique. That's why we offer a diverse range of products including checking and savings accounts, auto loans, mortgages, and credit cards with rewards all tailored to support your journey towards financial well-being. Our commitment to our members extends beyond just numbers; it's about building relationships and fostering a sense of community. You can also count on our experienced team, led by CEO Daniel Bullock and Board President Dennis Lamey, who are passionate about helping you navigate your financial decisions. With a dedicated staff of 23 employees, we're here for you during our lobby hours from Monday through Thursday from 9:00 AM to 4:30 PM, Friday from 8:30 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address at 1330 W Franklin St, Evansville, IN 47710-1028. As part of our commitment to excellence, we maintain total deposits of $11.67 million and cash in hand amounting to $1.31 million, ensuring that we are always ready to serve you better. Whether you're looking for a loan or simply want advice on managing your finances, Sterling United is here for you. Ready to take the next step? Visit us online at Sterling United or give us a call at 812-491-9200 today! We look forward to welcoming you into the Sterling United family.

Branch History & Mission

Accessibility and Convenience

Sterling United ensures that banking is accessible for everyone. With an ATM available on-site and drive-thru banking services provided during convenient hours Monday through Thursday from 9:00 AM to 4:30 PM, Friday from 8:30 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM we make it easy for you to manage your finances without hassle. For any official correspondence, please direct your mail to our mailing address at 1330 W Franklin St, Evansville, IN 47710-1028. We invite you to reach out anytime at (812) 491-9200 with questions or for assistance.

Join Us

As we move forward into the future, Sterling United remains dedicated to improving our services and expanding our offerings while keeping our members' needs at the forefront. If you're looking for a supportive banking experience rooted in community values, we encourage you to join us today. Experience firsthand how Sterling United can help you achieve your financial goals while being an integral part of Evansville's vibrant community. Visit us online at sufcu.org or stop by our branch we look forward to welcoming you!

Our Mission

At the heart of Sterling United's mission is a commitment to enhancing the financial well-being of our members while fostering community growth. We believe that everyone deserves access to affordable banking services. Our aim is to provide personal banking options such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards that genuinely benefit our members' lives. We also prioritize community support through various outreach initiatives and partnerships that make a difference in the lives of Evansville residents. Whether it's sponsoring local events or offering educational workshops on financial literacy, we strive to be more than just a bank; we want to be a trusted partner in your financial journey.

Branch Location & Accessibility

Accessibility Features

We are committed to making banking accessible for everyone. Our branch complies with ADA standards, ensuring that all members can navigate easily through ramps and designated areas.

Banking Hours and Services

At Sterling United, we understand that your time is valuable. That's why we offer flexible operating hours to fit your schedule: - Monday through Thursday from 9:00 AM to 4:30 PM - Friday from 8:30 AM to 6:00 PM - Saturday Drive-Thru hours from 9:00 AM to 12:00 PM If you're looking for services such as personal checking and savings accounts, auto loans, mortgage refinancing, or business banking solutions, we have you covered! You can also utilize our convenient ATM services anytime you need cash.

Get in Touch

Have questions or need assistance? Don't hesitate to give us a call at 812-491-9200. Our dedicated staff is here to help you with all your banking needs. We look forward to seeing you soon at Sterling United on Vogel Road!

Nearby Landmarks and Access

Situated near popular spots like the Evansville Golf Club and a short drive from Eastland Mall, our branch is easily accessible for both locals and visitors. We pride ourselves on providing a welcoming atmosphere with ample parking available right outside, making it easy for you to drop in whenever you need assistance.

Member Eligibility

Joining the Sterling United community is a wonderful step towards achieving your financial goals! At our Evansville branch, located at 5727 Vogel Rd, we welcome anyone who lives, works, worships, or attends school in Vanderburgh County to become a member. It's that simple! By becoming part of our credit union, you gain access to a variety of financial services tailored to meet your needs, from personal banking and auto loans to credit cards with rewards. You're not just opening an account; you're joining a supportive family that values your financial well-being. Getting started is easy. All you need to do is reach out to us at 812-491-9200 or visit our website for more details on the membership criteria and how to open an account. For the most up-to-date eligibility information, check out this helpful resource: . We're excited to welcome you into the Sterling United family!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine this: You're running a busy café in Evansville, IN, and your customers want to pay quickly and easily. Our merchant services make it simple, allowing you to accept payments effortlessly whether it's through credit cards or mobile payments. This not only speeds up transactions but also enhances customer satisfaction, keeping them coming back for more. Join us at Sterling United, located at 5727 Vogel Rd Evansville In 47715, where we empower businesses like yours with the financial tools needed to thrive. Let's turn your vision into reality! For more information, call us at (812) 491-9200 or visit our website at https://sufcu.org/ .

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For our business members, Sterling United offers comprehensive solutions tailored to help your business thrive. Our Business Banking includes essential tools such as Merchant Services & Business Loans designed to support your operations and growth initiatives.

Digital Access for Convenience

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features. With our Online & Mobile Banking, accessing your accounts is just a click or tap away. You can manage transactions, check balances, and pay bills from anywhere at any time. Additionally, our ATM & Cash Withdrawal Services ensure that you have access to your funds whenever you need them.

Personal Banking Made Easy

Navigating your financial journey starts with our Personal Banking services. We offer Checking & Savings Accounts that fit various lifestyles, ensuring that managing your money is straightforward. If you're in the market for a vehicle, our Auto Loans & Vehicle Financing options make purchasing or refinancing easy and affordable. For those looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services provide competitive rates and personalized support throughout the process. When unexpected expenses arise, you can turn to our Personal Loans & Debt Consolidation options. This service helps simplify your finances by combining multiple debts into one manageable payment. To complement these services, we also provide Credit Cards with Rewards, giving you the chance to earn while you spend on everyday purchases.

Streamlined Transactions

Our branch also provides basic drive-thru banking for quick deposits, withdrawals, and simple transactions without leaving your vehicle. Plus, with basic ATM access for withdrawals and balance checks available at various locations, you can always stay connected to your finances.

Visit Us Today!

At Sterling United, we pride ourselves on being more than just a credit union; we're a partner in your financial journey. Our friendly team is ready to assist you with any questions or concerns you may have about our services. Call us at 812-491-9200 or visit us during our lobby hours Monday through Thursday from 9:00 AM to 4:30 PM, Friday from 8:30 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. Explore how we can help make your financial dreams a reality!

Digital & Online Banking

Accessibility & Security

While enjoying all these features, rest assured that your information is protected with state-of-the-art security measures. Our commitment to safeguarding your data means you can bank confidently without worrying about unauthorized access. Although person-to-person transfers aren't available yet, our other services provide plenty of options for managing your money effectively. Whether you're checking an account balance or making a payment through our mobile app, you have complete control over your finances in real-time. In short, Sterling United is dedicated to providing modern banking solutions that fit seamlessly into your life. Experience the convenience of digital banking today!

Key Features

Our online banking service provides 24/7 access to your accounts, allowing you to check balances, transfer funds, and pay bills at your convenience. You'll love the user-friendly interface that makes navigation a breeze. Plus, with electronic signature authorization, signing documents is quick and secure no more paperwork cluttering your home! E-statements are also available for those who prefer a paperless option. This feature not only helps the environment but keeps your financial records organized and easily accessible. Want to make payments on the go? Our mobile application makes it easy to handle transactions right from your smartphone. And yes, we support mobile payments too!

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts stand at 17,128, showing a strong and growing member base that trusts us with their finances. This community support allows us to keep improving our services while maintaining your trust. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sterling United is your trusted partner. Visit us at 5727 Vogel Rd Evansville In 47715 or call (812) 491-9200 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $29,869,439 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,984,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $297,485 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 22 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $8,568,308 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $1,740 in used auto loans and $67,117,302 in total loans and leases.

Strong Financial Health

With a net worth of $9,895,888, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,047 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $31,501,362 in used vehicle loans and $6,801,730 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive rates to ensure you find a plan that fits your budget.

Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $1,123,586 in loans helping members manage their finances effectively. Our credit card options come with rewards and benefits tailored for our members.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $2,224,247. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team can guide you through every step of the process.

Other Loan Options

In addition to auto and mortgage loans, we offer credit lines totaling $8,500,000. This gives you access to funds when you need them most without the hassle of reapplying for a loan every time. If you're considering refinancing any of these loans or exploring eligibility options, our team at Sterling United is here to help clarify your options and guide you through the process seamlessly. For more information about our loan products or to discuss your financial goals, feel free to reach out at (812) 491-9200 or visit us at 5727 Vogel Rd Evansville In 47715. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your dreams!

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STERLING UNITED FEDERAL CREDIT UNION