Sterling United Credit Union Evansville IN | Best Auto Loans & ATM Access

Introduction

Welcome to Sterling United, your trusted financial partner in the heart of Evansville, Indiana! Located at 1330 W Franklin St, Evansville, IN 47710, we have proudly served our community since our establishment in 1956. With a commitment to fostering financial well-being, we currently support over 8,000 members and manage assets totaling an impressive $94,553,149. At Sterling United, we believe that banking should be personal and accessible. That's why we offer a range of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans and mortgages. Our team is dedicated to helping you achieve your financial goals with ease and confidence. Our branch operates with a dedicated staff of 23 employees, led by our experienced CEO, Daniel Bullock, and Board President Dennis Lamey. Together, they ensure that every member receives the highest level of service. We take pride in our strong financial foundation, boasting total deposits of $11,669,329 and a net worth of $9,895,888. While members can visit us at our branch for friendly assistance and convenient services including ATM access and drive-thru banking official correspondence should be sent to our mailing address: 1330 W. FRANKLIN STREET, EVANSVILLE, IN 47710-1028. We invite you to explore everything Sterling United has to offer! Whether you're looking for reliable banking solutions or expert advice on loans and investments, we're here for you. Feel free to call us at 812-425-0111 or visit our website at sufcu.org to learn more about how we can support your financial journey. Join us today and experience the difference of banking with a credit union that truly cares!

Branch History & Mission

Embracing Technology

As part of our commitment to serving you better, we have embraced modern technology with features like online banking, mobile payments, and electronic statements. We ensure that all members have access to convenient banking options while maintaining ADA compliance for all facilities. While members can visit us at 1330 W Franklin St, official correspondence should be sent to 1330 W. FRANKLIN STREET, EVANSVILLE, IN 47710-1028 if needed. In closing, we warmly invite you to join the Sterling United family. Experience firsthand how we can help you achieve your financial goals while being part of a community-focused organization dedicated to making Evansville an even better place to live and thrive! For more information or inquiries, feel free to call us at 812-425-0111 or visit our website at Sterling United.

Our Journey

From our humble beginnings, Sterling United has grown significantly, now boasting total assets of $94,553,149. Our branch is located at 1330 W Franklin St, Evansville, IN 47710, making it easily accessible for those in need of financial services. We invite you to visit us during our operating hours: Monday through Thursday from 9:00 AM to 4:30 PM, Friday from 8:30 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. Our drive-thru service and ATM availability ensure that your banking needs can be met conveniently.

Our Mission

At Sterling United, our mission is simple yet powerful: to provide exceptional financial services while fostering a supportive community environment. We believe in empowering our members with the tools they need for financial success. From personal banking services such as checking and savings accounts to auto loans, mortgage financing, and credit cards with rewards, we cater to diverse financial needs. We also take pride in our community outreach efforts. By partnering with local organizations and participating in events that uplift the residents of Evansville, we strive to make a positive impact beyond just banking.

Branch Location & Accessibility

Operating Hours Tailored for You

We understand that your time is valuable. That's why we offer flexible operating hours to fit your busy schedule. Visit us Monday through Thursday from 9:00 AM to 4:30 PM, Friday from 8:30 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. Need assistance after hours? Give us a call at 812-425-0111, and we'll be happy to help!

Our Commitment to Accessibility

At Sterling United, we prioritize making banking easy for everyone. Our branch features ADA-compliant facilities, ensuring that all members can access our services without any barriers. Ample parking is available right outside the door, so you can stop by with ease.

Services Designed for Your Convenience

At Sterling United, we offer a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered! Our drive-thru service makes quick transactions even easier perfect for those on the go. Plus, with ATM availability, you can access your funds anytime. While members can visit us at our convenient location on Franklin Street, official correspondence should be sent to our mailing address at 1330 W. FRANKLIN STREET, EVANSVILLE, IN 47710-1028. We invite you to experience the friendly service and community support that Sterling United is known for. Stop by today or give us a call; we're excited to assist you with all your banking needs!

Member Eligibility

At Sterling United, we believe that joining our community is more than just opening an account; it's about becoming part of a family that cares for your financial well-being. If you're looking to become a member, you'll find that eligibility is quite simple and welcoming. Generally, individuals who live, work, worship, or attend school in the area are invited to join us. We also extend our membership to immediate family members of existing members, making it easy for your loved ones to benefit from our services too. You can discover more about these friendly eligibility criteria by visiting this page. Becoming a member at Sterling United opens up a world of financial opportunities tailored just for you. From competitive savings accounts to various loan options, our goal is to help you achieve your financial dreams. And don't worry about the process; it's straightforward and inclusive. If you're ready to take the next step or have any questions, feel free to reach out at (812) 425-0111. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we provide flexible financing solutions to the broader business community with $0 in non-member commercial loans. Whether you're looking to expand your operations or invest in new equipment, our loan options are crafted to meet your needs.

Merchant Services Made Easy

In today's fast-paced market, efficient payment processing is vital for success. At Sterling United, we offer merchant services that simplify transactions and enhance customer experiences. Imagine being able to accept payments seamlessly whether in-store or online allowing you to focus more on what matters: growing your business. Located at 1330 W Franklin St, Evansville, IN 47710, our branch is here to help you navigate your financial journey. Connect with us today at 812-425-0111 to learn how we can assist you in achieving your business goals!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing options are here to help turn your dream into reality. We provide competitive rates and flexible terms that make it easier than ever to get behind the wheel without breaking the bank. With our straightforward application process, you'll be driving off in no time.

Business Banking Options

For entrepreneurs and business owners, we offer robust Business Banking solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your business ambitions every step of the way.

Convenient Digital Banking Features

In today's fast-paced world, accessibility matters. That's why we pride ourselves on offering top-notch Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. From ATM access for quick cash withdrawals to basic drive-thru banking for deposits and simple transactions, we've made it easy for you to handle your banking needs efficiently. At Sterling United, we are committed to providing excellent member service alongside these valuable financial offerings. If you'd like more information or want to speak with one of our friendly staff members about how we can assist you further, feel free to call us at 812-425-0111 or visit us during our lobby hours: Monday through Thursday from 9:00 AM to 4:30 PM, Friday from 8:30 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. Join us at Sterling United, where your financial success is our priority!

Credit Cards with Rewards

Don't forget about our Credit Cards with Rewards! With every purchase you make, you'll earn points that can be redeemed for exciting rewards. This card not only provides convenience but also allows you to benefit from your everyday spending.

Home Financing Made Easy

For those looking to buy or refinance their home, our Mortgage Loans & Refinancing services offer the guidance you need. Navigating the housing market can be daunting, but our experienced team will help simplify the process and find the best mortgage solution for you. Let us assist you in making one of life's biggest investments more manageable.

Personal Banking Solutions

One of our core offerings includes Personal Banking, which features both checking and savings accounts tailored to fit your lifestyle. Imagine having a hassle-free way to manage your day-to-day expenses while also saving for future goals. Our accounts come with easy online access and mobile banking options, allowing you to check balances, transfer funds, and pay bills right from your smartphone.

Personal Loans & Debt Consolidation

If you're feeling overwhelmed by multiple debts, consider our Personal Loans & Debt Consolidation service. This option allows you to combine various debts into one manageable payment, often with lower interest rates. It's an excellent way to regain control of your finances and work towards a debt-free future.

Digital & Online Banking

Key Features of Our Online Banking Services

With 24/7 online banking, you can check your balances, transfer funds, and pay bills right from the comfort of your home or on the go. Our electronic signature authorization feature allows you to sign documents securely without the need for paper, saving you time and hassle. You can also choose to receive e-statements, which are not only environmentally friendly but also keep your financial information organized and easy to access. For those who prefer mobile banking, our mobile application is available for download, enabling you to manage your accounts with just a few taps on your smartphone. Plus, if you're looking to simplify payments, our mobile payments feature lets you make transactions quickly and securely.

Stay Connected with Your Finances

While person-to-person transfers aren't currently available, we provide all the essential tools you need for everyday banking. You can easily manage your finances in real-time, ensuring that you always know where your money stands. Whether it's checking your account balance or setting up recurring payments, everything is designed to be straightforward and accessible. At Sterling United, we prioritize your financial well-being by combining technology with security measures that keep your information safe. Experience the ease of digital banking today!

Financial Strength

Committed Team Ready to Serve You

We take pride in having 22 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Together, we focus on creating an exceptional experience for every member who walks through our doors.

Focused on Member Benefits

Unlike traditional banks, we prioritize our members. With non-member deposits at $2,984,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also have $8,568,308 in undivided earnings which allows us to reinvest in innovative banking tools and enhanced security measures to serve you better.

Growing Membership Base

Total Share and Deposit Accounts: 17,128, showing a strong and growing member base that trusts us with their finances. This trust is the bedrock of our operations as we strive to provide the best service possible. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sterling United is your trusted partner. Visit us at 1330 W Franklin St Evansville In 47710 or call (812) 425-0111 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Lending Capacity to Support Your Goals

With $1,740 in used auto loans and $67,117,302 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our recent $297,485 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Secure Savings for Our Members

Members' savings are secured through $29,869,439 in share certificates, offering stable and rewarding financial growth opportunities. While our money market shares currently stand at $0, rest assured that your investments are safe and sound with us.

Strong Financial Health

With a net worth of $9,895,888, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,047 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $31,501,362 in used vehicle loans and $6,801,730 in new vehicle loans already helping members get on the road. We provide flexible terms and quick approvals to ensure you can drive away in your new vehicle without delay.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $2,224,247, making buying or refinancing simple. We offer competitive rates and personalized service to help you navigate the home buying process with ease.

Other Loan Options

In addition to our primary offerings, we also have substantial funds available for personal loans and lines of credit totaling $8,500,000. This means you have access to additional resources when you need them most. If you're interested in refinancing any existing loans or exploring eligibility options for our various products, our dedicated team is here to guide you through every step. We pride ourselves on being a community-focused credit union located at 1330 W Franklin St Evansville IN 47710. If you have any questions or would like to learn more about how we can help you achieve your financial dreams, please call us at 812-425-0111. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Sterling United, we're committed to helping you find the right loan solution tailored just for you!

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $1,123,586 in loans helping members manage their finances effectively. Our credit cards come with rewards options that make every purchase even more rewarding.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to accuracy ensures that users receive fair and transparent offers.

STERLING UNITED FEDERAL CREDIT UNION