STEPHENS COUNTY COMMUNITY FEDERAL CREDIT UNION

Welcome to Stephens County Community, a trusted credit union located at 51 W Doyle St, Toccoa, GA 30577. Established in 1972, we have been dedicated to serving our community for over five decades. Our commitment to our members is reflected in our growing family of 115 members, who enjoy the benefits of personalized banking services tailored to meet their financial needs. At Stephens County Community, we are proud to manage total assets of $153,021 and total deposits amounting to $122,928. With a net worth of $19,926, we ensure that your funds are safe and secure. Our leadership team, headed by CEO Willie Woodruff Jr. and Board President Markques Keils, is dedicated to maintaining a strong financial foundation while providing exceptional service. While you can visit us at our branch for personal banking services including checking and savings accounts, auto loans, mortgage loans, and more, please note that any official correspondence should be directed to our mailing address: PO Box 6, Toccoa, GA 30577. We invite you to experience the difference at Stephens County Community. Whether you're looking for a friendly place to manage your finances or need assistance with loans and credit cards that come with rewards, our team is here to help. For more information or if you have any questions, feel free to call us at 706-886-7553. Join us as we continue to build a stronger community together!

Welcome to Stephens County Community, a credit union with deep roots in Toccoa, GA. Established in 1972, we have grown alongside our community, serving members with dedication and care for over fifty years. Our branch, located at 51 W Doyle St, Toccoa, GA 30577, has become a cornerstone for local families and businesses seeking reliable financial services. From humble beginnings, our mission has always been clear: to empower our members through personalized banking solutions while fostering community growth and support. Today, we proudly serve 115 members and manage total assets of $153,021. Each milestone we achieve reflects our commitment to enhancing the financial well-being of those in our care. At Stephens County Community, we understand that banking is not just about numbers; it's about people. Our focus goes beyond providing essential services such as checking and savings accounts or auto loans; it extends into community outreach initiatives that strengthen the fabric of Toccoa. We believe in making a positive impact by participating in local events and supporting various charitable causes. While members can visit us at our physical location, official correspondence should be sent to PO Box 6, Toccoa, GA 30577. Our operating hours are designed to accommodate your schedule join us on Thursdays from 4:30 PM until 6:00 PM. As we embrace the future, we remain committed to accessibility and innovation. Although we currently do not offer ATM services or drive-thru banking, our focus is on personal connections with our members. We strive to ensure that everyone feels valued and heard when they walk through our doors. We invite you to join our growing family at Stephens County Community. Experience firsthand the benefits of membership in a credit union that prioritizes your needs while investing in the future of Toccoa. Together, let's build a strong community where everyone thrives! For more information or to get started, please call us at 706-886-7553.

Welcome to Stephens County Community, your friendly neighborhood credit union located at 51 W Doyle St in Toccoa, GA. Our branch is easy to find and conveniently situated near local landmarks, making it simple for you to drop by. Whether you're a long-time member or considering joining us, our doors are open to assist you with all your financial needs. While members can visit us at our branch address, any official correspondence should be sent to our mailing address: PO Box 6, Toccoa, GA 30577. We want to ensure that you have all the information you need when reaching out. At Stephens County Community, we prioritize accessibility for all our members. Our branch is designed with features that accommodate everyone, including ADA-compliant entrances and ramps. Parking is readily available for your convenience. We understand that your time is valuable. That's why we offer lobby hours every Thursday from 4:30 PM until 6:00 PM, providing flexibility for those who may have busy schedules during the week. Although we currently do not offer ATM services or drive-thru banking, our dedicated staff is always ready to help you inside the branch. Our range of services includes personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more. If you're a business owner, we also provide merchant services and business loans tailored to meet your needs. For questions or assistance, don't hesitate to give us a call at 706-886-7553. We look forward to welcoming you into our branch and helping you achieve your financial goals!

At Stephens County Community, we believe that joining our credit union is like becoming part of a warm and welcoming family. We invite individuals who live, work, or worship in Stephens County to become members. This means if you're rooted in our community, you can enjoy the numerous benefits we offer, from personalized banking services to competitive loan rates. To get started on your journey with us, simply check out our detailed eligibility criteria at [this link](). If you have any questions or need assistance, don't hesitate to reach out to us at (706) 886-7553. Opening an account is easy and straightforward your path to membership is just a step away!

At Stephens County Community, we understand that every business has unique needs and challenges. That's why we're dedicated to providing tailored financial solutions to help you thrive in today's competitive market. Whether you're just starting out or looking to expand, our commercial loan options can make all the difference. Imagine a local bakery in Toccoa that wants to upgrade its equipment to serve more customers. With our support, this bakery could secure a loan that allows them to purchase a new oven, leading to increased production and sales. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services simplify payment processing so you can focus on what you do best running your business. From credit card transactions to online payments, we equip you with the tools necessary for success. If you're ready to take your business to the next level, visit us at 51 W Doyle St Toccoa Ga 30577 in Toccoa, GA or call us at (706) 886-7553 to learn how we can assist you!

At Stephens County Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining strong financial health, ensuring that your investments and savings are secure with us. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $19,926, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,302 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $14,041 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is reflected in our lending capacity; we have $0 in used auto loans and $19,633 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is evident in our $1,843, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 0 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $25,012. Total Share and Deposit Accounts: 115, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Stephens County Community is your trusted partner. Visit us at 51 W Doyle St Toccoa Ga 30577 or call (706) 886-7553 to learn more about how we can help you achieve your financial goals.