S.T.E.C. FEDERAL CREDIT UNION

Welcome to stec, a trusted financial partner dedicated to serving the needs of our community since 1968. Located in the heart of Nursery, TX, we pride ourselves on our member-first approach, ensuring that your financial empowerment is at the forefront of everything we do. Under the leadership of CEO LISA PONCIO and Board President Travis Gillig, we strive to provide accessible and reliable banking solutions tailored to fit your unique lifestyle.

As a federally insured institution by NCUA since 1/4/1971 0:00, we offer peace of mind alongside a comprehensive suite of services designed for today’s fast-paced world. While we currently do not provide online banking, mobile applications, or e-statements, our commitment to personal service remains unwavering. We understand the importance of modern banking tools and are continually exploring ways to enhance your experience with us. Whether you’re looking for personal loans, auto financing, or business banking solutions, stec is here to support you every step of the way. For more information, feel free to reach out via fax at (361) 485-6240 or visit our website at . Join us in building a stronger financial future together!

At stec, we understand that managing your finances is essential for achieving your personal and business goals. That’s why we offer a comprehensive suite of financial services designed to cater to a variety of needs. Whether you’re looking for personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, or need tailored solutions for your small business, our offerings such as merchant services and business loans are crafted with you in mind. Our commitment to providing exceptional service extends beyond traditional banking; we also feature credit cards with rewards to enhance your everyday purchases.

In today’s fast-paced world, having convenient access to your finances is crucial. Although we currently do not offer online banking or a mobile application, our dedicated team at stec is always available to assist you with any inquiries or support you may need. We believe that every member deserves personalized attention, so don’t hesitate to reach out at (361) 485-6240 for assistance. For those interested in expanding their financial options, check out our eligibility criteria at and explore competitive loan rates through our loan comparison tool at https://www.lendmesh.com/loans/personal_loans . By leveraging our resources, you can confidently manage your everyday banking needs, plan for life milestones, and grow your business with ease.

In the heart of Texas, stec stands as a pillar of trust and reliability in the financial sector. With a robust Total Membership of 688, we are proud to serve our community and foster lasting relationships built on transparency and mutual success. Our commitment is reflected in our impressive Total Assets of 5,912,885, ensuring that we have the resources to support our members’ financial needs effectively.

We understand that trust is earned through performance, which is why our Net Worth of 1,567,239 speaks volumes about our stability and sound financial practices. Our Net Income remains a testament to our prudent management, allowing us to reinvest in services that benefit our members. This dedication is further highlighted by our Total Deposits of 417,991, showcasing the confidence that our members place in us.

At stec, we prioritize personalized service with a dedicated team of just Total Employees 2 strong, ensuring every member receives individual attention and care. Our exceptional Net Worth Ratio of 2,651 signifies not only our resilience but also underscores our capacity to navigate economic challenges effectively.

Our lending portfolio includes a diverse range of services, with a noteworthy Credit Card Loan Volume reaching 128 and an active engagement in auto financing reflected in our Auto Loan Volume of 152. While we focus on personal loans and vehicle financing, we also strive to support local businesses, although currently, there are no commercial loans reported under our umbrella.

We pride ourselves on being a responsible financial partner with no reliance on external funding, demonstrated by our Total Borrowings standing at 0. This independence allows us to make decisions solely based on what benefits our members best.

Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , reinforcing our commitment to transparency and accountability.

Join us today in making informed financial decisions. Compare real-time loan offers at https://www.lendmesh.com/loans/personal_loans and discover how we can assist you in achieving your financial goals.