Stationery Credit Union Saint Joseph MO | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Stationery Credit Union, your trusted financial partner located at 1402 S 10th St, Saint Joseph, MO 64503. Established in 1952, we have proudly served our community for over 70 years, providing personalized banking solutions that help our members achieve their financial goals. With a membership base of 1,967 individuals and families, we are dedicated to enhancing the financial well-being of our community. At Stationery Credit Union, we understand that each member's needs are unique. That's why we offer a wide range of services including personal banking accounts, auto loans, mortgage financing, and business banking solutions. Our total assets exceed $17,790,762, with total deposits reaching $4,225,821. We prioritize your trust by maintaining a net worth of $2,141,877 and ensuring cash in hand of $333,960, allowing us to provide robust support for all your financial endeavors. Led by our CEO Marti Nurski and Board President John Hart, our team of five dedicated employees is here to offer you the best service possible. Whether you're looking to open a checking account or secure an auto loan our friendly staff is ready to assist you during our operating hours: Monday to Friday from 8:00 AM to 5:00 PM and Saturdays from 9:00 AM to Noon. For any official correspondence, feel free to reach out via phone at (816) 279-7804 or fax us at (816) 232-1799. While members can visit us directly at our branch address for all your banking needs, official mail should be sent to the same address. Join us today and experience the difference that a member-focused credit union can make in your life! Visit our website at Stationery Credit Union for more information on how we can serve you better.

Branch History & Mission

Community Commitment

Stationery Credit Union isn't just about banking; it's about building connections within our community. We actively participate in outreach efforts and form partnerships that uplift those around us. From supporting local events to providing educational resources on financial literacy, our goal is to contribute positively to Saint Joseph and beyond. As we look ahead, we remain committed to embracing digital advancements while ensuring ADA compliance so that all members can enjoy their banking experience seamlessly. With convenient ATM access and drive-thru services available, managing your finances has never been easier. We invite you to join Stationery Credit Union and experience firsthand the benefits of being part of a community-focused financial institution. Let's work together towards achieving your financial goals! For inquiries or assistance, feel free to reach out at (816) 279-7804.

Our Mission

Our mission at Stationery Credit Union is clear: we aim to empower our members through personalized financial services while fostering a sense of community support. We believe that everyone deserves access to affordable banking options. That's why we offer a range of products including checking and savings accounts, auto loans, mortgage refinancing, and more all designed with you in mind. While members can visit us at 1402 S 10Th St Saint Joseph Mo 64503, official correspondence should be sent to 1402 S 10th St, Saint Joseph, MO 64503. We take pride in being member-centric, ensuring that your banking experience is as smooth as possible. With operating hours from Monday to Friday 8:00 AM - 5:00 PM and Saturday drive-thru hours from 9:00 AM - Noon, we are here when you need us most.

Branch Location & Accessibility

Convenient Access and Amenities

At Stationery Credit Union, we prioritize accessibility for everyone. Our branch features ADA-compliant entrances and ramps to accommodate all visitors. We also offer ample parking, so you can easily find a spot when you visit us. For those who prefer quick transactions, our drive-thru banking service is available, allowing you to deposit or withdraw funds without leaving your car. While members can visit us at 1402 S 10th St, official correspondence should be sent to the same address for streamlined communication. If you have any questions or need assistance, feel free to reach out to us at (816) 279-7804; our dedicated team is here to help!

Operating Hours for Your Convenience

We know your time is valuable! That's why we operate Monday through Friday from 8:00 AM to 5:00 PM and offer Saturday drive-thru hours from 9:00 AM to noon. Whether you're coming in for personal banking services, auto loans, or mortgage inquiries, our friendly staff is ready to assist you during these hours.

Services Tailored for You

At Stationery Credit Union, we provide a range of services designed to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Plus, with convenient ATM access available on-site and online banking options, managing your money has never been easier. We invite you to stop by and see how we can assist you with all your banking needs. Visit us today at Stationery Credit Union where community meets convenience!

Member Eligibility

Becoming a member of Stationery is like stepping into a warm and welcoming community that's here to support you every step of the way. To join us at our branch located at 1402 S 10Th St Saint Joseph Mo 64503, you simply need to meet a few friendly eligibility criteria. Generally, if you live, work, or worship in the area, you're already on your way to enjoying the benefits we offer. Membership opens the door to a range of financial services designed with your needs in mind, including competitive rates on loans and personalized banking solutions. The process is straightforward and inviting just visit our website for more detailed information on eligibility requirements at . If you're ready to open an account or have any questions, don't hesitate to reach out to us at (816) 279-7804. We're excited to welcome you into our family at Stationery!

Business Banking & Commercial Services

Loan Options That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

In addition to loans, we offer merchant services that simplify daily transactions. Imagine a busy café owner who can easily accept payments from customers using their smartphone. Our tools allow businesses like this to manage their sales efficiently while enhancing customer experiences. Whether you are looking for straightforward banking services or specialized support to navigate your business journey, Stationery is here to help you thrive. Visit us at 1402 S 10Th St Saint Joseph Mo 64503 in Saint Joseph, MO, or call us at (816) 279-7804 to learn more about how we can assist your business today!

Comprehensive List Of Services

Business Solutions Tailored for You

For our business members, we offer comprehensive Business Banking services that include merchant services and business loans. Whether you're starting a new venture or looking to expand an existing one, our experienced staff can help guide you through the process.

Convenient Access Anytime

We know that convenience matters. That's why we provide various options such as ATM & Cash Withdrawal Services and Basic Drive-Thru Banking for quick transactions like deposits and withdrawals without stepping inside the branch. Our ATMs allow for easy balance checks and cash withdrawals whenever needed. At Stationery, located at 1402 S 10Th St Saint Joseph Mo 64503, we prioritize making banking as accessible as possible for everyone in Saint Joseph. If you have questions or want to learn more about how we can assist you financially, don't hesitate to reach out! Call us at (816) 279-7804 during our operating hours: Monday through Friday from 8:00 AM to 5:00 PM and Saturday from 9:00 AM to Noon. We invite you to explore all the ways we can support your financial journey at Stationery Credit Union!

Financing Your Dreams

When it comes to financing, we have you covered. Need a new car? Our Auto Loans & Vehicle Financing options allow you to drive off with confidence. We offer flexible terms and competitive rates that fit your budget. If you're thinking about buying a home, explore our Mortgage Loans & Refinancing services, which are tailored to help you find the best mortgage solution for your situation.

Personal Banking Made Easy

Managing your money shouldn't be complicated. With our Personal Banking services, including checking and savings accounts, you can easily keep track of your finances. Imagine having a dedicated checking account for everyday purchases while also growing your savings with competitive interest rates. Our online and mobile banking options make accessing your accounts simple and convenient from anywhere at any time.

Support When You Need It

Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation services come into play. We provide straightforward solutions to help manage debt or cover those surprise costs without the stress. Plus, with our Credit Cards with Rewards, you can earn points on every purchase perfect for anyone who loves rewards on their everyday spending.

Digital & Online Banking

Accessibility and Ease-of-Use

At Stationery, we aim to make banking as straightforward as possible. Our user-friendly interface ensures that even if you're not tech-savvy, you'll still find navigating through our services a breeze. With real-time account management features, you can keep track of your finances and make informed decisions quickly. Experience the future of banking with us at Stationery! Start taking advantage of these digital services today by visiting https://www.stationerycreditunion.com/ . Your financial journey just got a lot easier!

Key Features

Our online banking service is available 24/7, giving you the flexibility to check balances, pay bills, and transfer funds whenever it suits you. You can also enjoy the convenience of person-to-person transfers, making it simple to send money to friends or family without any hassle. For those who prefer a mobile experience, our mobile application is here to help you manage your accounts right from your smartphone. Whether you're checking your account balance or reviewing your recent transactions, everything is just a tap away. We prioritize security in all our services. While we currently do not support electronic signature authorization, you can rest assured that your information is safe with us. Plus, with e-statements available, you'll receive your account statements electronically no more waiting for paper copies in the mail.

Financial Strength

Commitment to Your Savings

Members' savings are secured through $149,313 in share certificates, offering stable and rewarding financial growth opportunities. Additionally, while we prioritize our members, it's noteworthy that we have $0 in non-member deposits as well this helps us focus our resources on benefiting you through better loan rates and exclusive perks.

Efficient Operations

Our operational efficiency is reflected in our $0, which allows us to continue offering competitive loan rates and quality financial products. We also take pride in having 4 full-time employees and 1 part-time employees who are dedicated to providing excellent service at every turn.

Growing Member Base

With a total of 3,011 share accounts, our member base is strong and growing. This trust from our community fuels our ability to serve you better. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Stationery is your trusted partner. Visit us at 1402 S 10Th St Saint Joseph Mo 64503 or call (816) 279-7804 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Reinvesting for Better Services

With $393,089 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Currently, we have $686 in used auto loans and a total of $5,917,612 in loans and leases, showcasing our commitment to supporting your financial goals across various sectors.

Strong Financial Health

With a net worth of $2,141,877, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,204 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued $3,777,391 in used vehicle loans and $680,382 in new vehicle loans to help our members get on the road. Whether you're considering a brand-new model or a reliable used car, our financing options are tailored to fit your budget.

Credit Lines and Unsecured Credit Card Loans

For those looking for flexibility in managing expenses, we offer total credit lines amounting to $750,000. Additionally, while we currently do not offer unsecured credit card loans, we encourage our members to explore other personal loan options that may suit their needs. At Stationery Credit Union, we also provide refinancing options for existing loans. If you're interested in lower monthly payments or better terms on your current loan, don't hesitate to ask about eligibility requirements during your visit or call. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're committed to supporting our community by offering loans that align with your financial goals and aspirations. Whether you're looking to purchase a vehicle or need assistance with personal finance management, Stationery Credit Union is here for you every step of the way. Visit us today to learn more about how we can assist you in achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While currently we do not have Junior Lien 1-4 Family Residential Properties loans available, we are dedicated to exploring all possibilities with our members in their journey toward homeownership.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that the offers displayed are fair and transparent. By working only with legitimate lenders, LendMesh guarantees that users receive verified data when exploring their loan options.

STATIONERY CREDIT UNION