State Police Credit Union Middletown CT | Best Auto Loans & Business Banking

Introduction

Welcome to State Police Credit Union Inc., your trusted financial partner since 1960. Located at 1111 Country Club Rd, Middletown, CT 06457, we are committed to serving our members with integrity and care. With a strong membership base of 2,852 individuals and a solid financial foundation boasting total assets of $76,447,173, we offer a range of services designed to meet your personal and business banking needs. At State Police Credit Union, we understand that community matters. Our dedicated team of 7 employees, led by CEO John Gasiorowski and Board President John Kolosky, is here to help you navigate your financial journey with personalized support and expertise. Whether you're looking for checking accounts, auto loans, or mortgage options, we strive to provide competitive rates and exceptional service. While members can visit us at our branch location, official correspondence should be sent to the Department of Public Safety Headquarters - Branch at Middletown, CT 6457. We encourage you to explore our offerings through our user-friendly website at www.cspcu.org. Join us today and experience the difference of being part of a credit union that puts its members first! For inquiries or assistance, feel free to reach out to us at 860-343-5432. Your financial well-being is our priority!

Branch History & Mission

Join Us

At State Police Credit Union Inc., we invite you to become part of our legacy. Experience the benefits of membership that not only includes competitive rates and personalized service but also a commitment to supporting your financial goals and aspirations. Together, let's continue building a stronger community one member at a time. For more information or to join us today, please call us at 860-343-5432 or visit our website here.

Our Evolution

From humble beginnings, we have steadily grown to serve over 2,850 members with total assets amounting to $76,447,173. This remarkable growth is a testament to our commitment to providing exceptional service tailored to the unique needs of our members. As we expanded our offerings over the years, we've embraced technology while ensuring that our services remain accessible and user-friendly. We are proud to offer convenient online banking, mobile payments, and e-statements to meet the demands of modern banking.

Our Mission

Our mission at State Police Credit Union Inc. revolves around more than just financial transactions; it's about building lasting relationships within our community. We strive to empower our members by providing comprehensive financial services that include personal banking options like checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and business banking solutions. We believe that everyone deserves access to fair and affordable financial products. As part of this mission, we actively engage in community outreach initiatives that strengthen ties within Middlesex County and beyond. Whether it's supporting local events or partnering with organizations that promote safety and well-being, we are committed to being a force for good. While members can visit us at 1111 Country Club Rd in Middletown for all their banking needs during our operating hours from 8:30 AM to 4:15 PM on weekdays, official correspondence should be sent to our mailing address: Department of Public Safety Headquarters -Branch, Middletown, CT 6457.

Branch Location & Accessibility

Contact Us Today!

If you have questions or need assistance before visiting, feel free to give us a call at 860-343-5432. We're here to help! We invite you to stop by the State Police Credit Union Inc. today we look forward to serving you!

Nearby Landmarks and Accessibility

Situated near popular local spots, our branch is just a short drive from the scenic Wadsworth Falls State Park and the bustling downtown area of Middletown. You'll appreciate the ample parking available right outside our doors, making your visit hassle-free. For those needing additional assistance, we pride ourselves on being ADA compliant, with features like ramps to ensure everyone can access our services comfortably.

Operating Hours and Services

Our lobby hours are designed with your convenience in mind. We're open Monday through Friday from 8:30 AM to 4:15 PM, giving you plenty of time to drop by after work or during your lunch break. While we currently don't have ATM services or drive-thru banking, our dedicated staff is always ready to assist you in person with a range of financial services. From checking and savings accounts to auto loans and credit cards with rewards, we strive to meet all your banking needs. While members can visit us at 1111 Country Club Rd, official correspondence should be sent to our mailing address: Department of Public Safety Headquarters - Branch, Middletown, CT 6457.

Member Eligibility

At State Police Credit Union Inc., we believe that becoming a member means joining a family that cares about your financial well-being. If you're looking to become part of our community, you'll be pleased to know that eligibility is quite straightforward! We welcome individuals who are employees or retirees of the State Police and their families, as well as certain affiliated organizations. This means if you have a connection to the State Police, you're likely eligible to enjoy all the benefits of membership. To learn more about the specific requirements and ensure you meet them, feel free to check out our detailed eligibility information at http://www.cspcu.org/contact-us/become-a-member. Joining us is not just about opening an account; it's about gaining access to personalized services that cater to your unique needs. As a member of State Police Credit Union Inc., you can take advantage of various offerings like competitive loan rates and tailored financial advice all designed with your best interests in mind. Getting started is easy! You can find all the necessary details for opening an account through this link: https://www.financial-net.com/cspcu/lending/internetloans. If you have any questions or need assistance, don't hesitate to give us a call at (860) 343-5432. We're here to help you every step of the way on your journey with us!

Business Banking & Commercial Services

At State Police Credit Union Inc., we understand that running a business is both rewarding and challenging. That's why we offer tailored solutions to help you thrive. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Imagine having the financial backing to seize new opportunities or expand your operations. Our merchant services simplify transactions so you can focus on what matters most running your business. Whether it's processing payments or managing cash flow, we're here to help you succeed. Located at 1111 Country Club Rd Middletown Ct 06457 in Middletown, CT, our team is ready to partner with you. Reach out today at (860) 343-5432 to learn more about how we can support your business journey!

Comprehensive List Of Services

Additional Services

While these services cover many member needs, we also provide ATM access for cash withdrawals, ensuring you have flexibility when accessing your money. To learn more about how State Police Credit Union Inc. can support you financially, give us a call at 860-343-5432 or visit us at 1111 Country Club Rd, Middletown CT 06457. Explore all the ways we can help you achieve financial peace of mind today!

Auto Loans & Vehicle Financing

Dreaming of a new car? With our auto loans and vehicle financing options, getting behind the wheel is easier than ever. We offer competitive rates and flexible terms that make purchasing or refinancing your vehicle a breeze. Imagine driving off in your dream car without breaking the bank!

Business Banking Services

For our entrepreneurial members, we offer robust business banking solutions including merchant services and business loans. Running a business comes with its own set of challenges; we are here to provide support through financing that helps you grow and succeed.

Credit Cards with Rewards

Enjoy shopping rewards and cashback with our credit card offerings! Our cards come with great benefits that allow you to earn points on everyday purchases perfect for those who love to shop or travel.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing services. Whether you're buying your first home or looking to refinance for better rates, we provide guidance every step of the way. Picture yourself enjoying the comfort of your own home while benefiting from affordable payment plans.

Online & Mobile Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer online and mobile banking services that let you manage your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, you can stay connected without the hassle of traditional banking hours.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, our personal banking options are tailored for you. We understand that managing finances can be overwhelming, so we offer straightforward accounts that help you save for the future while giving you easy access to your funds.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans are here to help you tackle those financial hurdles head-on. Plus, if you're juggling multiple debts, our debt consolidation options can simplify your payments and potentially lower your interest rates.

Digital & Online Banking

Key Features

One of the standout features of our online banking service is the availability of e-statements. This means you can say goodbye to paper clutter and easily view your statements electronically. It's not just about convenience; it also helps you stay organized and eco-friendly. For those who prefer using their smartphones, our mobile application offers a user-friendly experience. With this app, you can make mobile payments effortlessly and even send money to friends or family with our person-to-person transfer feature. Imagine splitting a dinner bill or sending a quick gift it's all just a few taps away!

Security You Can Trust

At State Police Credit Union Inc., we prioritize your security. While we currently do not offer electronic signature authorization, rest assured that our systems are designed to keep your information safe as you manage your accounts online. With our focus on accessibility and ease of use, digital banking at State Police Credit Union Inc. empowers you to take charge of your financial journey whenever it suits you best. Explore our services today and discover how simple managing money can be!

Financial Strength

At State Police Credit Union Inc., financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand how important it is for you to have confidence in your financial institution, which is why we are proud to share the strength of our financial foundation. With a net worth of $11,742,871, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.36% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $8,423,839 in share certificates and $4,159,272 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $10,588,474 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $2,140,266 in used auto loans and a total of $21,402,663 in loans and leases. Although our net income is currently $0, this reflects our commitment to investing back into the community rather than focusing solely on profits. This approach allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 5,412, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Police Credit Union Inc. is your trusted partner. Visit us at 1111 Country Club Rd Middletown Ct 06457 or call 860-343-5432 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,126,066 in used vehicle loans and $1,351,535 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we have financing options that fit your budget.

Credit Lines

Additionally, our total credit lines amount to $9,000,000, providing you with access to funds when you need them most. This line of credit is designed for those who may need quick cash flow or are planning larger purchases. If you're considering refinancing any of your existing loans or exploring eligibility options for our products, we encourage you to reach out. Our friendly team is here to assist you and can help simplify the process. For more information about our loan offerings or to speak with one of our representatives, call us at 860-343-5432. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At State Police Credit Union Inc., we are committed to helping you succeed financially through personalized service and comprehensive loan options.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,640,455, make buying or refinancing simple. We provide guidance throughout the process to ensure you find the best loan for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $629,725 in loans helping members manage their finances effectively. This option allows you to handle unexpected expenses or consolidate existing debt without needing collateral.

Loan Aggregator

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State Police Credit Union Inc