State Employees Credit Union Santa Fe NM | Quick Personal Loans & ATM Services

Introduction

Welcome to State Employees at 4920 Promenade Blvd, Santa Fe, NM 87507! Since our establishment in 1958, we have been dedicated to serving our community with trust and reliability. As a proud credit union, we're more than just a financial institution; we're a partner in your journey towards financial stability and growth. With over 53,000 members and $1,237,781,370 in total assets, we are here to support you every step of the way. At State Employees, we understand that life is full of milestones whether you're buying your first car or planning for retirement. Our wide range of services includes personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also offer business banking solutions to help local enterprises thrive. While you can visit us at our main branch location on Promenade Blvd for friendly face-to-face service, please note that any official correspondence should be sent to the same address as our mailing address: 4920 Promenade Blvd, Santa Fe, NM 87507. Our commitment goes beyond just numbers; we are deeply invested in our community's well-being. Under the leadership of CEO Andy Ramos and Board President Jerry Rael, our team of 183 employees works tirelessly to ensure your needs are met with care and efficiency. We take pride in maintaining a solid net worth of $123,827,523, ensuring that we can continue providing reliable services for years to come. Curious about how we can assist you? Feel free to reach out at 505-473-2019 or explore our website at secunm.org. Join us today and become part of a community-focused financial family where your success is our priority!

Branch History & Mission

Community Connections

As part of our ongoing effort to stay connected with our members and the broader community, we feature shared service centers and maintain ATM availability for ease of access. For those who prefer face-to-face interactions, our drive-thru banking service offers a quick way to conduct transactions without leaving your vehicle. While members can visit us at 4920 Promenade Blvd, official correspondence should be sent to the same address if different mailing details apply. If you have any questions or need assistance with your account, please don't hesitate to reach out at 505-473-2019.

Evolution of State Employees

Located at 4920 Promenade Blvd, Santa Fe, NM 87507, our branch has become a cornerstone of the community. Over the years, we have expanded our services to meet the evolving needs of our members, offering everything from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. We understand that each member's financial journey is unique, which is why we strive to provide personalized solutions tailored to individual circumstances. Our total assets now stand at an impressive $1,237,781,370, showcasing our stability and ability to support our members effectively. With a dedicated team of 183 employees ready to assist you, we ensure that every visit is met with friendly service and expert advice.

Join Us Today!

We invite you to become part of the State Employees family! Experience firsthand how we prioritize your financial needs while contributing positively to the Santa Fe community. Together, let's build a prosperous future. Visit us today or explore more about what we offer at State Employees. Your journey towards better financial health starts here!

Our Mission

At State Employees, our mission is simple yet powerful: to empower our members through accessible financial services while fostering community growth. We believe that everyone deserves the chance to achieve their financial goals, whether it's buying a home or saving for retirement. This commitment extends beyond banking; it includes actively participating in community outreach programs that support local initiatives and help those in need. We are proud to offer various services designed with you in mind: personal loans for debt consolidation, credit cards with rewards for everyday purchases, and business banking solutions for local entrepreneurs. In addition to traditional services, we also provide online and mobile banking options for convenience, ensuring that you can manage your finances anytime, anywhere.

Branch Location & Accessibility

Banking Made Easy

While you can visit us at our physical location, feel free to reach out anytime at 505-473-2019 if you have questions or need assistance. Additionally, our ATM is available for your convenience, allowing you to withdraw cash or check balances whenever you need it. We also provide shared services for members of partner credit unions, ensuring that everyone's banking needs are met with ease. Whether you're looking to open a new account, apply for an auto loan, or simply need some financial advice, we're here for you. While members can visit us at 4920 Promenade Blvd, official correspondence should be sent to the same address. We invite you to stop by and discover how State Employees can support your financial goals today!

Convenient Access and Services

At State Employees, we strive to make your banking experience as smooth as possible. We offer ample parking right outside our branch to ensure easy access for everyone. Our facility is designed with accessibility in mind, featuring ramps and ADA-compliant entrances so that all members can visit us comfortably. Our operating hours are designed to fit your busy schedule. We're open Monday through Wednesday from 9:00 AM to 5:00 PM, and on Thursday and Friday from 9:00 AM to 5:30 PM. If you prefer to use our drive-thru service, it's available from 7:30 AM to 5:30 PM on weekdays for quick transactions without leaving your car.

Member Eligibility

Joining the State Employees community is more than just opening an account; it's about becoming part of a family that supports your financial journey. If you live, work, or worship in the area, you may be eligible to become a member. We welcome individuals from various backgrounds and professions, making it easy for you to join our friendly network. Plus, being a member at State Employees comes with numerous benefits, including access to personalized banking services and competitive loan rates. To find out more about the specific eligibility criteria, feel free to visit our website at http://www.secunm.org/about/membership/membership-benefits.html . Once you're ready to take the next step, opening an account is straightforward! Just give us a call at (505) 473-2019, or head over to our account opening page at http://www.secunm.org/loans/loans/auto-loans.html . We're here to help you every step of the way at our branch located at 4920 Promenade Blvd Santa Fe Nm 87507. Welcome aboard!

Business Banking & Commercial Services

Streamlined Merchant Services

In addition to our loan offerings, we provide robust merchant services that make transactions smoother for your business. Imagine being able to accept payments quickly and easily, whether you're at a bustling market or a busy storefront. Our services ensure that you can focus on what you do best serving your customers while we take care of the financial details. Visit us at 4920 Promenade Blvd Santa Fe Nm 87507 in Santa Fe, NM, or give us a call at (505) 473-2019 to learn how we can help your business flourish!

Unlocking Growth with Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $260 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $277,925,236, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

Our branch also offers essential ATM and cash withdrawal services, basic drive-thru banking for quick deposits and withdrawals, as well as shared branch transactions for members of partner credit unions. We aim to ensure that accessing your money is simple and hassle-free. At State Employees, located at 4920 Promenade Blvd Santa Fe Nm 87507, we are proud to serve our community by offering these diverse financial products tailored just for you. For any inquiries or further assistance, feel free to reach out by calling us at (505) 473-2019 or visit our website at State Employees Cu Cerrillos Road. Let us help you achieve your financial goals today!

Business Banking Support

For our entrepreneurial members, we offer comprehensive business banking solutions, including merchant services and business loans. We understand the challenges of running a business and are committed to helping you succeed with financial products designed specifically for businesses like yours.

Flexible Loan Options

Life can be unpredictable, and sometimes you need a little extra help. Our personal loans and debt consolidation services are designed to give you peace of mind when unexpected expenses arise. Whether it's for medical bills, home repairs, or consolidating debt, we're here to assist with flexible solutions tailored to your needs.

Home Ownership Assistance

Dreaming of owning your own home? Our mortgage loans and refinancing services can help turn that dream into reality. With personalized guidance, we simplify the home-buying process, ensuring you have access to the best financing options available.

Online & Mobile Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking platforms that allow you to manage your finances from anywhere at any time. Need to check your balance or transfer funds? You can do it all with just a few taps on your phone.

Personal Banking Solutions

Whether you're opening your first checking account or looking for a reliable savings plan, our personal banking services have got you covered. With options for checking and savings accounts, you'll find the perfect fit for managing your money. Imagine having easy access to your funds while earning interest on your savings this is what we strive to offer every member.

Rewarding Credit Card Choices

Don't forget about our credit cards with rewards! Enjoy cash back or points on everyday purchases while building your credit history. It's a smart way to manage expenses and earn rewards at the same time.

Vehicle Financing Made Easy

If you're considering purchasing a new car, our auto loans and vehicle financing options provide competitive rates that make it easier than ever to drive away in your dream vehicle. We understand that buying a car is a significant decision, and our team is here to guide you through the process every step of the way.

Digital & Online Banking

Access Your Accounts Anytime

With our 24/7 online banking services available at https://www.secunm.org/ , you can check balances, make transfers, and view transaction history whenever it suits you. No more rushing to the bank before closing hours; everything you need is just a click away. Whether you're at home or on the go, managing your money has never been easier.

Mobile Convenience

Our mobile application brings all the benefits of online banking right to your smartphone. You can make person-to-person transfers effortlessly, ensuring that sending money to friends or family is quick and simple. And if you're looking for a way to pay with ease, our mobile payments feature lets you complete transactions without needing cash or cards. Whether you're checking your account from the couch or paying bills during your lunch break, our digital banking tools are designed to fit seamlessly into your lifestyle. At State Employees, we're committed to providing accessible and efficient banking solutions that empower you to manage your money confidently. Explore all our digital banking options today by visiting https://www.secunm.org/ because modern banking should work for you!

Secure Transactions at Your Fingertips

Security is a top priority at State Employees. Our electronic signature authorization feature allows you to sign documents safely online, making transactions smooth and secure. Plus, with e-statements available, you can keep track of your finances without the clutter of paper statements.

Financial Strength

Commitment to Growth

With $119,306,261 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust as well; with $9,888 in used auto loans and $864,518,994 in total loans and leases, we're here to support your financial goals across various sectors.

Growing Member Trust

Total Share Accounts stand at 122,627, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $69,161,009. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees is your trusted partner. Visit us at 4920 Promenade Blvd Santa Fe Nm 87507 or call (505) 473-2019 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 178 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $339,788,069 in share certificates and $130,705,031 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,912,833, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $123,827,523, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $999 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $224,151,533 in used vehicle loans and $138,375,200 in new vehicle loans already helping members get on the road. We have flexible terms to fit your budget and refinancing options available if you want to lower your monthly payments or interest rate.

Business Loans

For business owners, our outstanding commercial loans totaling $277,925,236 provide the capital needed to grow and expand. Whether you're starting a new venture or need funds for an existing business, we're here to support your entrepreneurial journey. Our team at State Employees, located at 4920 Promenade Blvd Santa Fe Nm 87507, Santa Fe, NM, is committed to helping you explore all available options. Feel free to call us at (505) 473-2019 during our operating hours M-W: 9:00 am to 5:00 pm (MT) and Th-Fri: 9:00 am to 5:30 pm (MT) to discuss how we can assist you further. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're dedicated to providing transparent information so you can make informed decisions about your financial future.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $19,892,895, make buying or refinancing simple. Our mortgage team is here to guide you through the process every step of the way, ensuring you find a solution that works for you.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $6,549,690 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards programs that can benefit you while you spend.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that all offers are vetted and reliable, promoting fair and transparent choices for consumers. By focusing on verified institutions, LendMesh ensures that users receive legitimate options tailored to their financial needs.

STATE EMPLOYEES CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans