State Employees' Credit Union Zebulon NC: Affordable Vehicle Loans & Business Banking

Introduction

Welcome to State Employees' Credit Union in beautiful Zebulon, NC! Established in 1937, we have proudly served our members for over 85 years, building a community focused on trust and financial well-being. At our branch located at 1201 N Arendell Ave, Zebulon, NC 27597, we strive to provide exceptional service and support tailored to your unique needs. With a total membership of 2,847,943, we are dedicated to offering a wide range of financial products and services that empower you on your journey. Our assets total an impressive $57,229,286,839, reflecting our strong commitment to safeguarding your finances. You can trust us with your savings, as we hold $7,866,265,767 in deposits and maintain a solid net worth of $5,446,832,560. Under the leadership of our CEO, Leigh Brady, and Board President, Mona Moon, our team of 8,258 employees is committed to ensuring that you receive the highest level of service. Whether you're looking for personal banking solutions like checking and savings accounts or loans for your next vehicle purchase or home renovation project, we've got you covered. While members can visit us at our Zebulon branch for all their banking needs including convenient ATM access and drive-thru services official correspondence should be sent to the same address: 1201 N ARENDELL AVE, ZEBULON, NC 27597. Join us today to discover how we can help you achieve your financial goals! For any inquiries or assistance, feel free to call us at 919-269-5477. We look forward to welcoming you into our community!

Branch History & Mission

A Legacy of Service

Located at 1201 N Arendell Ave Zebulon, NC 27597, our branch has been a cornerstone of the community for decades. We've weathered economic changes and adapted to new technologies while remaining focused on providing personalized service. Our operating hours are designed to accommodate your busy life, with lobby hours from 8:30 AM to 5:30 PM, Monday through Friday. Whether you're looking for personal banking services or business loans, we're here to help you navigate your financial journey.

Innovation Meets Tradition

We recognize the importance of adapting to the modern world. That's why we offer convenient digital services like online banking and mobile payments alongside traditional banking options such as drive-thru service and ATM access. Our goal is to make banking easier for you while ensuring compliance with ADA standards so that everyone can enjoy our services comfortably.

Join Us

As we look toward the future, we invite you to join us on this exciting journey. With a focus on community support and financial empowerment, State Employees' is more than just a credit union; it's a place where you can feel secure about your finances while being part of something bigger. Experience the difference today call us at 919-269-5477 or visit us online at ncsecu.org for more information about membership eligibility and how we can help you achieve your financial goals!

Our Mission

Our mission is simple yet powerful: to provide affordable financial services while fostering strong community ties. At State Employees', we believe that everyone deserves access to quality banking options that empower them financially. This commitment drives us to offer a wide range of services, including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. We strive not only to meet your banking needs but also to support local initiatives and partnerships that uplift our community. While members can visit us at our Zebulon location for all their banking needs, official correspondence should be sent to our mailing address at 1201 N ARENDELL AVE, ZEBULON, NC 27597.

Branch Location & Accessibility

Get in Touch

Have questions or want more information? Don't hesitate to reach out! Give us a call at 919-269-5477. Our team is eager to assist you with whatever you need. We invite you to visit our Zebulon branch today and experience firsthand how we can help you achieve your financial goals!

Operating Hours

You can visit us Monday through Friday from 8:30 AM to 5:30 PM. Whether you're looking to open an account, apply for a loan, or just ask questions about your finances, we're here for you during these hours.

Parking and Accessibility

We understand that convenience matters. That's why we offer ample parking right outside our branch, making it easy for you to pop in anytime during our operating hours. Our facilities are designed with accessibility in mind, featuring ADA-compliant ramps and entrances so that everyone can enjoy our services without hassle.

Services Offered

At State Employees', we pride ourselves on providing a wide range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we have something for everyone. Plus, if you prefer banking on the go, our online and mobile banking options make it easy to manage your finances anytime, anywhere. We also offer convenient ATM access for quick withdrawals and balance checks. For those who prefer face-to-face interactions, we have a drive-thru available for basic transactions such as deposits and withdrawals ideal for busy days when you're on the move!

Member Eligibility

Joining the State Employees' is like becoming part of a close-knit family where everyone looks out for one another. If you're wondering about eligibility, it's quite simple! Anyone who works for or has retired from the state of North Carolina, along with their family members, can join us. We believe in making banking accessible for all, so if you meet this criteria, you're already on your way to enjoying the benefits that come with membership. At State Employees', located at 1201 N Arendell Ave Zebulon Nc 27597, we offer a range of services designed to help you achieve your financial goals, from personal banking to auto loans and more. Ready to take the next step? Opening an account is easy and welcoming. You can learn more about the eligibility requirements by visiting our website at http://www.ncsecu.org/join#eligibility. For those eager to get started, check out our account opening details here: https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu. If you have any questions or need assistance, feel free to give us a call at (919) 269-5477. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Imagine having access to the funds you need to expand your operations, hire new talent, or invest in essential equipment. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Our merchant services make it easy for you to accept payments from customers. Imagine streamlining transactions so that your focus can remain on what you do best running your business. With tools that cater to various payment methods, you can enhance customer satisfaction and boost sales. Located conveniently at 1201 N Arendell Ave Zebulon Nc 27597, Zebulon, NC, we're here to partner with you on your journey toward success. For more information or to discuss how we can assist you further, give us a call at (919) 269-5477. Let's grow together!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Accessing cash should never be a hassle. Our network of ATMs allows you to withdraw cash easily and check balances without stepping into a branch. Plus, with basic drive-thru banking available for deposits and simple transactions, we've made banking as convenient as possible. At State Employees', we prioritize making banking accessible for everyone while ensuring top-notch service at every touchpoint. If you have any questions or would like to learn more about how we can assist you on your financial journey, please don't hesitate to reach out! Call us at (919) 269-5477 or visit us at our branch during lobby hours from 8:30 AM to 5:30 PM on weekdays. Explore all that we offer at Zebulon your trusted partner in financial well-being!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing make it simple to drive away in the vehicle you've always wanted. We offer competitive rates and flexible terms to fit your budget, ensuring that owning a car is within your reach.

Business Banking

For those running their own businesses, we offer robust business banking services. From merchant services that make transactions easy for your customers to business loans that help fund growth, we are committed to supporting local entrepreneurs.

Credit Cards with Rewards

With our credit cards featuring rewards, every purchase can bring you closer to exciting benefits. Whether it's cashback on groceries or travel points for your next vacation, our credit cards are designed with your lifestyle in mind.

Mortgage Loans & Refinancing

Homeownership dreams can become a reality with our mortgage loans. If you're looking to buy your first home or refinance an existing mortgage, we are here to guide you through the process. Our mortgage specialists will help you find the best loan options suited to your financial situation.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide comprehensive online and mobile banking services. Check balances, transfer funds, pay bills, and manage accounts from anywhere using our user-friendly app or website.

Personal Banking

Managing your finances should be straightforward and stress-free. With our personal banking options, including checking and savings accounts, you can easily keep track of your money. Whether you're saving for a rainy day or planning for future expenses, we have solutions tailored just for you.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. Our personal loans provide the financial support you need when it matters most. Additionally, if you're feeling overwhelmed by debt, consider our debt consolidation options which can simplify payments and potentially lower interest rates.

Digital & Online Banking

Key Features

Our online banking services are available at https://www.ncsecu.org/. Here, you can also enjoy the benefits of electronic statements, which allow you to receive your account statements directly in your inbox no more waiting for the mail! Plus, with electronic signature authorization, signing documents is simple and secure, saving you time and hassle. If you're always on the go, our mobile application is a game-changer. It allows you to make mobile payments effortlessly and access all your account information right from your smartphone. And if you ever need to send money to family or friends, our platform supports person-to-person transfers for easy transactions.

Security and Accessibility

Your security is our top priority. Our digital banking services are designed with robust security features that protect your information while providing a user-friendly experience. Whether you're logging in from a computer or using our app on your phone, you can feel confident knowing that your data is safe. In today's fast-paced world, having real-time access to your finances can make all the difference. With our online banking services at State Employees', you can manage your money on your own terms whenever and wherever it suits you best. Join us today and experience the ease of banking with State Employees'!

Financial Strength

Commitment to Growth

We have accumulated $133,577,509 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $193,516 in used auto loans and $34,904,944,116 in total loans and leases.

Growing Community Trust

Total Share Accounts: 5,850,875, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $574,556,810, reinforcing our ability to meet your needs today and tomorrow. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 1201 N Arendell Ave Zebulon Nc 27597 or call (919) 269-5477 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Centric Savings

Your savings are secure with us. We hold $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our impressive $2,145,244 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust figure reflects our commitment to safeguarding your deposits while providing valuable products tailored to your needs. Our net worth ratio of 9.71% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. Whether it's a brand-new model or a reliable used car, our competitive rates ensure that you can drive away with confidence.

Credit Card Loans

Managing everyday expenses is easier with our flexible terms on unsecured credit card loans. With a total of $1,177,171,541 in loans helping members manage their finances effectively, our credit cards offer features that suit various lifestyles while keeping costs low.

Credit Lines

In addition to standard loan offerings, we also provide credit lines totaling $18,909,000,000. This option allows you to access funds when needed without the hassle of reapplying for each use. It's perfect for those who want flexibility in managing their cash flow. For those considering refinancing or exploring eligibility options, our team is here to help guide you through every step. We aim to make the borrowing process straightforward and transparent so that you can focus on what matters most achieving your financial goals. You can reach us at (919) 269-5477, or visit us at our branch located at 1201 N Arendell Ave Zebulon Nc 27597, Zebulon, NC. We're here during regular hours from 8:30 AM to 5:30 PM to assist with any questions or concerns. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At State Employees', we are dedicated to providing solutions that help you take control of your finances today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We provide personalized assistance throughout the application process, ensuring that you find the right mortgage solution for your needs.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency for every user. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results, allowing users to choose based on what best fits their needs. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them make informed decisions without delay. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness and reliability of the tool in delivering valuable financial information. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

STATE EMPLOYEES' CREDIT UNION - Zebulon, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Zebulon, NC (27597)