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Mortgage Loans
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Personal Loans
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Introduction
Welcome to State Employees' in beautiful Yadkinville, NC, where our commitment to serving you goes beyond just banking. Established in 1937, we have grown alongside our community and now proudly serve over 2.8 million members with a solid foundation of trust and reliability. Nestled at 233 N Lee Ave, we are dedicated to providing personalized financial services that cater to your unique needs. At State Employees', we understand that financial security is essential for your peace of mind. With total assets reaching an impressive $57,229,286,839 and total deposits of $7,866,265,767, you can feel confident knowing your money is in safe hands. Our skilled team of 8,258 employees is here to guide you through a variety of offerings, including personal banking, auto loans, mortgage refinancing, and business banking solutions. While members can visit us at our Yadkinville location, official correspondence should be sent to the same address: 233 N LEE AVE, YADKINVILLE, NC 27055. We also provide modern conveniences like online and mobile banking, making it easy for you to manage your finances on the go. Under the leadership of our CEO Leigh Brady and Board President Mona Moon, we continually strive to strengthen our community ties. With a net worth of $5,446,832,560 and cash on hand amounting to $708,661,969, we are committed to maintaining a stable and thriving credit union that puts members first. Whether you're looking for savings accounts or loans tailored to fit your lifestyle, we're here for you every step of the way. Don't hesitate to reach out! Call us at 336-679-2727 or visit our website at ncsecu.org to learn more about how we can support your financial journey today.
Branch History & Mission
At State Employees' Credit Union, our journey began in 1937, rooted in the belief that every individual deserves access to affordable financial services. Located at 233 N Lee Ave, Yadkinville, NC 27055, our branch has grown alongside our community, proudly serving over 2.8 million members with a commitment to excellence and integrity. As we stand today with total assets of $57,229,286,839, we reflect on the milestones that have shaped our path. From humble beginnings, we have expanded our offerings to meet the diverse needs of our members. Our mission is not just about providing banking services; it's about empowering individuals and fostering financial literacy within our community. We believe that by offering personal banking options such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards, we can help our members achieve their financial goals while contributing positively to Yadkinville and its surroundings. Our branch operates Monday through Friday from 8:30 AM to 5:30 PM, making it convenient for members to access essential services. With an ATM available on-site and drive-thru banking for quick transactions, we ensure that your banking experience is efficient and hassle-free. While members can visit us at our physical address, official correspondence should be sent to 233 N LEE AVE, YADKINVILLE, NC 27055 if different from the branch location. In addition to traditional services, we embrace modern technology to enhance member experience. Our online and mobile banking platforms allow for easy account management anytime and anywhere. We also prioritize accessibility by ensuring ADA compliance across all operations. Community engagement is at the heart of what we do. We actively participate in local events and support various outreach initiatives aimed at uplifting those around us. By forming partnerships with local organizations and schools, we aim to promote financial education and provide resources that benefit everyone in Yadkin County. As we look toward the future, we invite you to join us on this exciting journey. Experience the difference that comes with being part of a credit union dedicated not only to financial success but also to the well-being of its members and community. Explore your membership options today! Call us at 336-679-2727 or visit our website for more information on how you can become a part of State Employees' Credit Union family.
Branch Location & Accessibility
A Convenient Spot
Situated in the heart of Yadkinville, our branch is close to local landmarks, making it simple for you to stop by. If you're near the Yadkin County Courthouse or just out enjoying the town, swing by for all your banking services. With ample parking available, accessing our facilities is a breeze.
Accessibility Features
We strive to ensure that everyone can visit us comfortably. Our branch is ADA compliant with features like ramps and easy access points so that all members can navigate without any hassle.
Connect With Us
Have questions? We're just a phone call away at 336-679-2727. We invite you to stop by our branch or give us a call today! Join us at State Employees' Credit Union and discover how we can help you achieve your financial goals.
Operating Hours
You can count on us being here when you need us! Our lobby hours are from 8:30 AM to 5:30 PM, Monday through Friday. We understand that life can get busy, so we aim to be available during the hours that work best for you.
Services Offered
At State Employees', we offer a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Plus, our drive-thru service allows you to complete basic transactions quickly without leaving your car. Need cash? Our ATM is also available for your convenience. While members can visit us at 233 N Lee Ave, official correspondence should be sent to the same address as our mailing address: 233 N LEE AVE, YADKINVILLE, NC 27055.
Member Eligibility
Becoming a member of State Employees' is like joining a family that truly cares about your financial well-being. Located at 233 N Lee Ave Yadkinville Nc 27055, we welcome individuals who are part of the state employee community in North Carolina, as well as their family members. It's simple to see if you qualify! You can check the detailed eligibility criteria by visiting http://www.ncsecu.org/join#eligibility. Our membership offers fantastic benefits, including competitive loan rates, personalized service, and a range of financial products designed to meet your needs. Ready to join us? Opening an account is straightforward and can be done online or in person. To get started, just head over to this link: https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu. If you have any questions or need assistance, feel free to give us a call at (336) 679-2727. We're excited to welcome you into our community!
Business Banking & Commercial Services
Business Loan Options
Imagine having the financial backing you need to take your business to new heights. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services
In addition to loans, we offer robust merchant services that help streamline payment processing for your business. Picture this: you can easily accept payments from customers through various methods, ensuring you never miss a sale. With our merchant services, managing transactions becomes straightforward, allowing you to focus on what matters most growing your business. Located at 233 N Lee Ave Yadkinville Nc 27055 in Yadkinville, NC, we're here to help your business thrive. Contact us at (336) 679-2727 or visit us online at https://www.ncsecu.org/ for more information!
Comprehensive List Of Services
Business Banking Solutions
For entrepreneurs and small business owners, State Employees' offers specialized business banking services. Our merchant services and business loans are designed to support local businesses in their growth journeys. Whether you're looking to expand your operations or streamline transactions, we've got the resources you need.
Convenient Access to Your Money
Accessing your funds should never be a hassle. That's why we have ATM services available for quick cash withdrawals and balance checks whenever you need them. Plus, our drive-thru banking allows for easy deposits, withdrawals, and other simple transactions without leaving your car perfect for those busy days when time is tight! In this digital age, having access to online and mobile banking means you can bank on your terms whenever and wherever it suits you best. Whether you're stopping by our branch located at 233 N Lee Ave Yadkinville Nc 27055 or reaching out via phone at (336) 679-2727, we invite you to explore all that State Employees' has to offer. Let us partner with you on your financial journey! For more information about our services or how to become a member, visit us at https://www.ncsecu.org/ today!
Credit Cards with Benefits
We know that credit cards can be an important tool for managing expenses and building credit. That's why we offer credit cards with rewards tailored for everyday spending. Think about earning points or cash back just for using your card it's a great way to make every dollar count.
Financing Your Dreams
When it comes to major purchases like a car or a home, our auto loans and mortgage refinancing options are designed to help you achieve those dreams without breaking the bank. Picture driving off in your new vehicle, supported by competitive rates and flexible terms that make sense for your budget. Our personal loans can also assist with debt consolidation, giving you a path to reduce payments and simplify your finances.
Personal Banking Made Easy
One of the cornerstones of our offerings at Yadkinville is personal banking. We provide checking and savings accounts that fit your lifestyle, allowing you to easily manage your day-to-day finances. Imagine having the peace of mind that comes with knowing your money is safe and accessible whenever you need it. With our online and mobile banking options, managing your accounts is as simple as tapping on your smartphone or logging in from your computer.
Digital & Online Banking
Convenient Online Banking
With our 24/7 online banking services available at https://www.ncsecu.org/, you can check your balances, transfer funds, and pay bills right from the comfort of your home or on the go. Whether you're using a computer or a mobile device, managing your money is just a few clicks away.
Mobile Banking at Your Fingertips
For those who prefer to bank on the move, our mobile application is perfect for you! You can easily make mobile payments and manage transactions with just a tap on your smartphone. While person-to-person transfers aren't currently available, you can still enjoy quick access to all your banking needs right in the palm of your hand. At State Employees', we're committed to making banking accessible and straightforward. Explore our digital services today and experience the benefits of real-time account management at https://www.ncsecu.org/. Enjoy peace of mind knowing that with us, you're always in control of your finances!
Secure Transactions
Security is our top priority. Our electronic signature authorization feature allows you to sign documents securely online, ensuring that your transactions are safe and efficient. Plus, with e-statements available, you can receive your account statements electronically, reducing paper clutter while keeping your information protected.
Financial Strength
Committed Team
We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 5,850,875, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 233 N Lee Ave Yadkinville Nc 27055 or call (336) 679-2727 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Lending Capacity
With $193,516 in used auto loans and $34,904,944,116 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.
Our Financial Health
With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Secure Savings Opportunities
Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Loan Offering
Additional Services
For those needing financial flexibility, we provide various personal loan options as well as lines of credit totaling $18,909,000,000. Whether it's consolidating debt or covering unexpected expenses, our team is ready to assist you in finding the right solution. We encourage you to explore refinancing options if you're looking to lower your monthly payments or tap into your home's equity. Eligibility details are available on our website, and we're happy to answer any questions you might have about how these programs work. At State Employees', we prioritize providing our members with valuable financial products and resources. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today or call (336) 679-2727 to learn more about how we can assist you with your borrowing needs!
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. Our flexible terms make it easy to choose a payment plan that fits your budget.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We are committed to guiding you through the mortgage process to find the best solution for your needs.
Unsecured Credit Card Loans
We also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards that can benefit your everyday spending.
Loan Aggregator
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How LendMesh Ensures Accurate Loan Comparisons
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. By relying on verified financial institutions, LendMesh guarantees that the information presented is both accurate and reliable.